CUMBERLAND, MD-WV
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the CUMBERLAND, MD-WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near CUMBERLAND, MD-WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,968
Total Mortgage Loan Application Amount $462,826,000
Average Mortgage Loan Application Amount $77,000
Highest Mortgage Loan Application Amount $2,900,000
Average Applicant Income $50,000
Highest Applicant Income $1,141,000

Mortgage Company List for Lending in CUMBERLAND, MD-WV for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 552 $ 44,184,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 354 $ 32,642,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 258 $ 19,226,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,099,288,000 202 $ 12,797,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 189 $ 14,504,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 173 $ 12,026,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 49,199,485,000 172 $ 7,415,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 146 $ 12,332,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 144 $ 12,453,000
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ 126,627,000 126 $ 6,219,000
FARMERS & MERCHANTS BANK AND T
59 W WASHINGTON STREET
HAGERSTOWN, MD 21740
* $ 886,705,000 125 $ 8,385,000
WELLS FARGO FIN'L MARYLAND,INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 124 $ 9,550,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 49,199,485,000 115 $ 8,521,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 105 $ 8,028,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 103 $ 7,821,000
CHESSIE
15 COMMERCE DRIVE
CUMBERLAND, MD 21502
* $ 155,301,000 92 $ 4,966,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 85 $ 5,705,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 77 $ 6,044,000
HOBLITZELL NATIONAL BANK
1275 NATIONAL HIGHWAY
LAVALE, MD 21502
* $ 65,018,000 77 $ 4,344,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 76 $ 6,475,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 74 $ 6,013,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 73 $ 6,729,000
THE FIDELITY BANK
128 W WASHINGTON ST
HAGERSTOWN, MD 21741
* $ 282,589,000 63 $ 9,012,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 62 $ 4,196,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 55 $ 4,321,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 54 $ 5,536,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 53 $ 5,255,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,028,176,000 51 $ 3,890,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
BALTIMORE, MD 21236
* $ 10,000,000 51 $ 4,496,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 51 $ 3,894,000
KELCO FEDERAL CREDIT UNION
321 GREENE ST
CUMBERLAND, MD 21502
* $ 41,558,000 51 $ 2,746,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 50 $ 5,002,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 49 $ 1,832,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 48 $ 5,369,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 47 $ 3,005,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 44 $ 4,223,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 43 $ 2,602,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 1,397,044,000 42 $ 2,719,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 41 $ 2,718,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 74,320,522,000 39 $ 2,380,000
ACT 1ST FCU
14316 NATIONAL HWY SW
LAVALE, MD 21502
* $ 43,507,000 36 $ 1,521,000
SUSQUEHANNA MTG CORP
10075 RED RUN BLVD., SUITE 500
OWINGS MILLS, MD 21117
* $ 474,456,000 36 $ 3,120,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 35 $ 2,340,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 67,584,376,000 34 $ 2,591,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 33 $ 3,063,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 32 $ 3,101,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 32 $ 1,950,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 32 $ 2,369,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 30 $ 2,339,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 29 $ 1,406,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 29 $ 2,161,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 25 $ 2,238,000
WEPCO FEDERAL CREDIT UNION
204 NORTH BRANCH AVE
BLOOMINGTON, MD 21523
* $ 110,163,000 25 $ 1,202,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,333,614,000 25 $ 2,699,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 25 $ 1,445,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 30,245,697,000 24 $ 2,413,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 23 $ 934,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 23 $ 1,608,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 22 $ 1,943,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 22 $ 2,007,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 22 $ 2,128,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 11,298,870,000 21 $ 1,528,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 21 $ 1,414,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 20 $ 1,964,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 20 $ 1,858,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 20 $ 1,543,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 20 $ 1,715,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 19 $ 1,754,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 19 $ 1,681,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 18 $ 1,675,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 18 $ 1,116,000
INTERVALE MORTGAGE
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 18 $ 1,692,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 18 $ 1,594,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 16 $ 1,514,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 16 $ 996,000
MERIT FINANCIAL, INC
13905 NE 128TH ST
KIRKLAND, WA 98034
* $ 10,000,000 15 $ 1,737,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 15 $ 1,068,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 15 $ 1,038,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 15 $ 1,136,000
THE FIRST NATIONAL BANK OF MCC
101 LINCOLN WAY WEST
MCCONNELLSBURG, PA 17233
* $ 146,595,000 15 $ 1,160,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 15 $ 1,150,000
SANDY SPRING BANK
6831 BENJAMIN FRANKIN DRIVE
COLUMBIA, MD 21046
* $ 2,326,807,000 15 $ 1,847,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 14 $ 851,000
TOWN & COUNTRY CREDIT
2010 MAIN STREET, SUITE 800
IRVINE, CA 92614
* $ 10,000,000 14 $ 1,733,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 13 $ 1,381,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 12 $ 1,619,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 12 $ 583,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 12 $ 847,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 11 $ 167,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 11 $ 967,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 11 $ 779,000
LIBERTY MORTGAGE CORPORATION
2713 FOREST HILLS RD
WILSON, NC 27893
* $ 43,553,752,000 9 $ 799,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 9 $ 445,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 9 $ 703,000
FRANKLIN MORTGAGE FUNDING
25800 NORTHWESTERN HWY SUITE 875
SOUTHFIELD, MI 48075
* $ 10,000,000 9 $ 791,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 124,453,567,000 9 $ 657,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 9 $ 739,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 9 $ 796,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 9 $ 800,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 9 $ 1,261,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 9 $ 810,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 8 $ 804,000
THE GRANT COUNTY BANK
P. O. BOX 929
PETERSBURG, WV 26847
* $ 173,531,000 8 $ 269,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 8 $ 804,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 8 $ 251,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 7 $ 457,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 7 $ 742,000
SUMMIT MORTGAGE
510 INDEPENDENCE PARKWAY, SUITE 200
CHESAPEAKE, VA 23320
* $ 220,267,000 7 $ 441,000
WASHINGTION MUTUAL FINANCE COR
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 7 $ 281,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,647,612,000 7 $ 71,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 24,659,500,000 7 $ 431,000
IMPAC FUNDING CORP
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 7 $ 579,000
SUSQUEHANNA BANK
100 WEST RD SUITE 101
BALTIMORE, MD 21204
* $ 1,306,357,000 7 $ 840,000
GUARDIAN LOAN COMPANY
100 CLIFTON CORPORATE PARKWAY
CLIFTON PARK, NY 12065
* $ 10,000,000 7 $ 613,000
CONCORDE ACCEPTANCE CORPORATIO
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 6 $ 623,000
PINNACLE FINANCIAL CORPORATION
2611 TECHNOLOGY DRIVE
ORLANDO, FL 32804
* $ 10,000,000 6 $ 488,000
MORTGAGE AMENITIES CORP.
25 BLACKSTONE VALLEY PLACE
LINCOLN, RI 02865
* $ 10,000,000 6 $ 469,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 6 $ 754,000
BRIDGE CAPITAL CORPORATION
27121 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 10,000,000 6 $ 581,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 43,610,071,000 6 $ 370,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 31,657,778,000 6 $ 146,000
PARAMOUNT MORTGAGE SERVICES, I
231 CROSSWICKS RD., SUITE 5
BORDENTOWN, NJ 08505
* $ 10,000,000 5 $ 416,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 5 $ 414,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 5 $ 269,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 353,541,000,000 5 $ 749,000
MACQUARIE MORTGAGES USA, INC.
10151 DEERWOOD PARK BLDG 100, SUITE 500
JACKSONVILLE,, FL 32256
* $ 10,000,000 5 $ 858,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,690,967,000 5 $ 411,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 5 $ 320,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 19,381,781,000 5 $ 512,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 16,980,253,000 4 $ 227,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 4 $ 399,000
SECURED FUNDING
2955 REDHILL AVE
COSTA MESA, CA 92626
* $ 10,000,000 4 $ 152,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 45,247,734,000 4 $ 422,000
SOMERSET TRUST COMPANY
151 W MAIN STREET
SOMERSET, PA 15501
* $ 400,804,000 4 $ 519,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 4 $ 402,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 139,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 4 $ 332,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 332,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 95,600,000 4 $ 406,000
CORESTAR FINANCIAL GROUP, LLC
1966 GREENSPRING DRIVE, SUITE 610
TIMONIUM, MD 21093
* $ 10,000,000 4 $ 328,000
THE WASHINGTON SAVINGS BANK
4201 MITCHELLVILLE RD SUITE 300
BOWIE, MD 20716
* $ 401,396,000 4 $ 737,000
AMERICAN MORTGAGE NETWORK
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 644,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 305,652,000 4 $ 184,000
CHARTER ONE BANK
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 42,698,804,000 4 $ 491,000
PENN 1ST FINANCIAL
690 STOCKTON DRIVE
EXTON, PA 19341
* $ 2,240,000,000 4 $ 375,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 46,276,022,000 4 $ 140,000
WCS FUNDING GROUP
4405 LEEDS AVE
BALTIMORE, MD 21229
* $ 10,000,000 3 $ 260,000
CCO MORTGAGE
10 TRIPPS LANE
RIVERSIDE, RI 02915
* $ 13,985,245,000 3 $ 437,000
WATERMARK FINANCIAL PARTNERS
4582 S ULSTER ST, SUITE 300
DENVER, CO 80237
* $ 10,000,000 3 $ 211,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 1,596,863,000 3 $ 284,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,793,383,000 3 $ 98,000
EQUIHOME MORTGAGE, CORP.
150 MORRISTOWN RD., SUITE 101
BERNARDSVILLE, NJ 07924
* $ 10,000,000 3 $ 279,000
CITIZENS NATIONAL BANK
101 S. WASHINGTON STREET
BERKELEY SPRINGS, WV 25411
* $ 201,017,000 3 $ 320,000
GB HOME EQUITY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 3 $ 87,000
AMERIBANQ MORTGAGE GROUP
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 10,000,000 3 $ 161,000
FARMERS AND MECHANICS BANK
110 THOMAS JOHNSON DR
FREDERICK, MD 21702
* $ 1,542,808,000 3 $ 204,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 5,106,174,000 3 $ 124,000
HAGERSTOWN TRUST
P.O. BOX 189
HAGERSTOWN, MD 21741
* $ 468,160,000 3 $ 82,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 3 $ 278,000
WASHTENAW MORTGAGE COMPANY
3767 RANCHERO DRIVE
ANN ARBOR, MI 48108
* $ 130,602,000 3 $ 274,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 19,145,012,000 3 $ 166,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 3 $ 635,000
BANK OF ROMNEY
95 E MAIN STREET
ROMNEY, WV 26757
* $ 174,976,000 3 $ 176,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 282,755,000 3 $ 177,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 212,000
DOLLAR MORTGAGE CORPORATION
7578 EL CAJON BOULEVARD
LA MESA, CA 91941
* $ 10,000,000 2 $ 100,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 100,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 85,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 2 $ 191,000
IRWIN UNION BANK
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 4,655,913,000 2 $ 54,000
OPTEUM FINANCIAL SERVICES LLC
WEST 115 CENTURY ROAD - 3RD FLOOR
PARAMUS, NJ 07652
* $ 10,000,000 2 $ 202,000
TRANSLAND FINANCIAL SERVICES
2701 MAITLAND CENTER PARKWAY, STE 300
MAITLAND, FL 32751
* $ 10,000,000 2 $ 76,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 2 $ 112,000
COMMUNITY FIRST BANK
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 53,827,000 2 $ 154,000
SIRVA MORTGAGE, INC.
6070 PARKLAND BLVD.
MAYFIELD HEIGHTS, OH 44124
* $ 10,000,000 2 $ 341,000
GEORGE MASON MORTGAGE LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 2 $ 174,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 2 $ 217,000
FLEET NATIONAL BANK
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 192,265,000,000 2 $ 95,000
ASTORIA FEDERAL MORTGAGE CORP.
ONE ASTORIA FEDERAL PLAZA
LAKE SUCCESS, NY 11042
* $ 10,504,295,000 2 $ 270,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 904,406,000 2 $ 119,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,155,337,000 2 $ 215,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 6,057,833,000 2 $ 208,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,312,912,000 2 $ 125,000
INTERNATIONAL MORTGAGE CORP
8258 VETERANS HIGHWAY, STE 10
MILLERSVILLE, MD 21108
* $ 10,000,000 2 $ 82,000
SOUTH COUNTY BANK
2 VENTURE, SUITE 120
IRVINE, CA 92618
* $ 109,715,000 2 $ 180,000
OLYMPUS MORTGAGE COMPANY
1100 TOWN & COUNTRY, SUITE 460
ORANGE, CA 92868
* $ 10,000,000 2 $ 341,000
EASTERN SAVINGS BANK, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 692,701,000 2 $ 206,000
BRADFORD BANK
ONE M&T PLAZA 15TH FLOOR - COMPLIANCE
BUFFALO, NY 14203
* $ 389,750,000 2 $ 295,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 20,288,424,000 2 $ 120,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 261,000
ARLINGTON CAPITAL MORTGAGE
3260 TILLMAN DRIVE, SUITE 90
BENSALEM, PA 19020
* $ 10,000,000 2 $ 74,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 2 $ 217,000
SUNSHINE MORTGAGE CORPORATION
2401 LAKE PARK DRIVE, SUITE 300
SMYRNA, GA 30080
* $ 10,000,000 2 $ 160,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 12,620,187,000 2 $ 126,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 46,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 2 $ 77,000
PRESIDENTIAL BANK, F.S.B.
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 383,529,000 2 $ 256,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 2 $ 116,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 2 $ 344,000
AMTRUST MORTGAGE CORPORATION
100 GLENRIDGE POINT PKWY, SUITE 400
ATLANTA, GA 30342
* $ 10,000,000 1 $ 148,000
GREATER ATLANTIC MORTGAGE CORP
8230 OLD COURTHOUSE ROAD S520
VIENNA, VA 22182
* $ 117,754,000 1 $ 43,000
MERCANTILE MORTGAGE CORP.
2 HOPKINS PLAZA, SUITE 900
BALTIMORE, MD 21201
* $ 13,695,472,000 1 $ 62,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 72,000
MORTGAGE MASTER, INC.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 117,000
BEAL BANK
6000 LEGACY DRIVE
PLANO, TX 75024
* $ 5,546,204,000 1 $ 18,000
PARAGON HOME LENDING, LLC
19435 W. CAPITOL DRIVE, SUITE 201
BROOKFIELD, WI 53045
* $ 10,000,000 1 $ 98,000
GREENTREE MORTGAGE COMPANY, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ 31,000,000 1 $ 136,000
HOME LOAN CORPORATION
450 GEARS ROAD, SUITE 600
HOUSTON, TX 77067
* $ 10,000,000 1 $ 149,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 1 $ 140,000
AMERIFIRST H.I. FINANCE CO.
4405 SO 96TH STREET
OMAHA, NE 68127
* $ 10,000,000 1 $ 83,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 68,000
FNB BANK, INC.
105 NORTH HIGH STREET
ROMNEY, WV 26757
* $ 115,157,000 1 $ 44,000
THE PATAPSCO BANK
1301 MERRITT BLVD
DUNDALK, MD 21222
* $ 165,394,000 1 $ 161,000
LYDIAN PRIVATE BANK
3801 PGA BLVD SUITE 700
PALM BEACH GARDENS, FL 33410
* $ 1,049,585,000 1 $ 153,000
COMUNITY LENDING INCORPORATED
610 JARVIS DRIVE SUITE 200
MORGAN HILL, CA 95037
* $ 10,000,000 1 $ 428,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 34,000
NATIONAL MORTGAGE NETWORK, INC
23461 SOUTHPOINT DRIVE #260
LAGUNA HILLS, CA 92653
* $ 10,000,000 1 $ 67,000
COMMUNITY BANK OF NORTHERN VA
107 FREE COURT
STERLING, VA 20164
* $ 780,039,000 1 $ 1,400,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 108,000
SUNSET DIRECT LENDING
5000 SW MEADOWS ROAD SUITE 131
LAKE OSWEGO, OR 97035
* $ 10,000,000 1 $ 77,000
AMERICAN STERLING BANK
535 S STERLING
SUGAR CREEK, MO 64054
* $ 239,099,000 1 $ 121,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 1 $ 62,000
AMERICAN MORTGAGE EXPRESS CORP
136 GAITHER DRIVE
MOUNT LAUREL, NJ 08054
* $ 10,000,000 1 $ 23,000
HARBORSIDE FINANCIAL NETWORK
334 VIA VERA CRUZ, SUITE 254
SAN MARCOS, CA 92078
* $ 10,000,000 1 $ 144,000
HOMEBUILDERS MORTGAGE CO., LLC
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 149,520,000 1 $ 64,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 1 $ 160,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 64,000
SOUTHERN TRUST MORTGAGE, LLC
150 BOUSH STREET #400
NORFOLK, VA 23510
* $ 10,000,000 1 $ 168,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 1 $ 176,000
PLATINUM CAPITAL GROUP
17101 ARMSTRONG AVE. SUITE 200
IRVINE, CA 92614
* $ 10,000,000 1 $ 135,000
MERITLENDING.COM
575 ANTON BLVD. #1050
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 54,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 19,107,128,000 1 $ 21,000
EQUITABLE TRUST MORTGAGE CORPO
5024-G CAMPBELL BLVD.
BALTIMORE, MD 21236
* $ 10,000,000 1 $ 91,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 1 $ 154,000
DOWNEY SAVINGS AND LOAN
3501 JAMBOREE ROAD
NEWPORT BEACH, CA 92660
* $ 11,637,674,000 1 $ 40,000
1ST SUMMIT BANK
125 DONALD LANE
JOHNSTOWN, PA 15904
* $ 340,050,000 1 $ 125,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 1 $ 131,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 128,534,000 1 $ 229,000
PRINCIPAL BANK
711 HIGH STREET
DES MOINES, IA 50392
* $ 2,011,540,000 1 $ 25,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 206,104,000 1 $ 48,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 4,385,679,000 1 $ 59,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 204,535,000 1 $ 25,000
OCWEN FEDERAL BANK FSB
1661 WORTHINGTON AVENUE #100
WEST PALM BEACH, FL 33409
* $ 1,012,437,000 1 $ 104,000
MERCANTILE BANK
1560 N. ORANGE AVENUE
WINTER PARK, FL 32789
* $ 2,276,211,000 1 $ 62,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,175,244,000 1 $ 148,000
SERVICE FIRST MORTGAGE, L.C.
4171 W. HILLSBORO BLVD. STE 10
COCONUT CREEK, FL 33073
* $ 10,000,000 1 $ 73,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 50,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 82,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 95,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 67,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ 189,567,000 1 $ 73,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 299,862,000 1 $ 118,000
MOLTON, ALLEN & WILLIAMS MTG
1000 URBAN CENTER DRIVE, STE 500
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 50,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 78,000
BANK OF CHARLES TOWN
111 EAST WASHINGTON ST
CHARLES TOWN, WV 25414
* $ 206,707,000 1 $ 15,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 91,000
NATIONAL PENN BANK
PO BOX 547
BOYERTOWN, PA 19512
* $ 3,462,801,000 1 $ 86,000
PEOPLE'S MORTGAGE CORPORATION
580 WASHINGTON STREET
SOUTH EASTON, MA 02375
* $ 472,191,000 1 $ 62,000
THE MORTGAGE STORE FINANCIAL
660 SOUTH FIGUEROA, 9TH FLOOR
LOS ANGELES, CA 90017
* $ 10,000,000 1 $ 65,000
COUNTY NATIONAL BANK
7405 RITCHIE HIGHWAY , PO BOX 1210
GLEN BURNIE, MD 21060
* $ 115,411,000 1 $ 40,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 2,136,799,000 1 $ 16,000
PRICELINE MORTGAGE COMPANY LLC
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 75,254,000 1 $ 90,000
BALTIMORE AMERICAN MORTGAGE
7484 CANDLEWOOD ROAD, SUITE B-J
HANOVER, MD 21076
* $ 10,000,000 1 $ 37,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 1,241,100,000 1 $ 73,000
TOWER
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 1,314,591,000 1 $ 38,000
CAPITAL QUEST MORTGAGE, INC.
3905 NATIONAL DRIVE, SUITE 270
BURTONSVILLE, MD 20866
* $ 1,012,000 1 $ 79,000
ACCESS NATIONAL MORTGAGE
1800 ROBERT FULTON DRIVE, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 77,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 96,000
THE NEW YORK MORTGAGE COMPANY
1301 AVENUE OF THE AMERICAS
NEW YORK, NY 10019
* $ 10,000,000 1 $ 176,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 2,061,849,000 1 $ 50,000
REFINANCE.COM
60 OAK DRIVE
SYOSSET, NY 11791
* $ 10,000,000 1 $ 119,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 1 $ 59,000
CAPITALONE
15000 CAPITAL ONE DR
RICHMOND, VA 23238
* $ 12,581,787,000 1 $ 40,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 1 $ 52,000
MERITAGE MORTGAGE CORP.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 1 $ 93,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 611,144,000 1 $ 92,000
FIRST AMERICAN MORTGAGE, INC,.
3926 PENDER DRIVE, 1ST FLOOR
FAIRFAX, VA 22030
* $ 10,000,000 1 $ 63,000
SKY BANK C/O HUNTINGTON BANK
137 CLOUGH ST.
BOWLING GREEN, OH 43402
* $ 11,844,146,000 1 $ 63,000
MORTGAGE AMERICA, INC.
1100 BERKSHIRE BLVD
WYOMISSING, PA 19610
* $ 10,000,000 1 $ 92,000
UNITED MORTGAGE LENDERS INC
5201 CONGRESS AVE SUITE C234
BOCA RATON, FL 33487
* $ 10,000,000 1 $ 100,000
ENTRUST MORTGAGE, INC.
304 INVERNESS WAY SOUTH
ENGLEWOOD, CO 80112
* $ 10,000,000 1 $ 89,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for CUMBERLAND, MD-WV in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,932 $327,112,000 $83,000 $1,400,000 $49,000 $828,000
Home Purchase 1,430 $114,333,000 $79,000 $2,900,000 $52,000 $1,141,000
Home Improvement 606 $21,381,000 $35,000 $280,000 $49,000 $670,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,321 $320,417,000 $74,000 $718,000 $49,000 $828,000
Not Provided 991 $83,268,000 $84,000 $529,000 $55,000 $766,000
Not applicable 458 $40,808,000 $89,000 $2,900,000 $13,000 $1,141,000
Black or African American 109 $10,035,000 $92,000 $425,000 $59,000 $576,000
Hispanic 49 $4,091,000 $83,000 $428,000 $58,000 $238,000
American Indian or Alaskan Native 20 $1,696,000 $84,000 $250,000 $90,000 $704,000
Asian 15 $2,002,000 $133,000 $264,000 $114,000 $600,000
Native Hawaiian or Other Pacific Islander 5 $509,000 $101,000 $180,000 $61,000 $108,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,675 $442,688,000 $78,000 $2,900,000 $52,000 $1,141,000
FHA-insured (Federal Housing Administration) 195 $13,148,000 $67,000 $163,000 $25,000 $84,000
VA-guaranteed (Veterans Administration) 50 $3,764,000 $75,000 $213,000 $24,000 $86,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $3,226,000 $67,000 $144,000 $25,000 $69,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,261 $175,835,000 $77,000 $2,900,000 $57,000 $1,141,000
Application Denied By Financial Institution 1,527 $107,775,000 $70,000 $529,000 $47,000 $828,000
Application Withdrawn By Applicant 998 $85,311,000 $85,000 $425,000 $49,000 $766,000
Loan Purchased By The Institution 707 $54,499,000 $77,000 $324,000 $32,000 $350,000
Application Approved But Not Accepted 343 $27,125,000 $79,000 $600,000 $56,000 $379,000
File Closed For Incompleteness 132 $12,281,000 $93,000 $300,000 $54,000 $297,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 349 $23,135,000 $66,000 $250,000 $47,000 $704,000
Other 283 $23,354,000 $82,000 $529,000 $58,000 $828,000
Collateral 181 $14,826,000 $81,000 $270,000 $50,000 $188,000
Credit Application Incomplete 157 $12,120,000 $77,000 $307,000 $45,000 $264,000
Debt-To-Income Ratio 100 $7,750,000 $77,000 $250,000 $36,000 $132,000
Insufficient Cash (Downpayment, Closing Cost) 18 $1,301,000 $72,000 $218,000 $43,000 $115,000
Unverifiable Information 12 $1,073,000 $89,000 $247,000 $72,000 $138,000
Employment History 10 $882,000 $88,000 $120,000 $32,000 $72,000
Mortgage Insurance Denied 2 $106,000 $53,000 $55,000 $35,000 $40,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information back through 2003.

Download the Maryland Lender List