Cumberland County KY
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Cumberland County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cumberland County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 208
Total Mortgage Loan Application Amount $12,938,000
Average Mortgage Loan Application Amount $62,000
Highest Mortgage Loan Application Amount $205,000
Average Applicant Income $57,000
Highest Applicant Income $4,800,000

Mortgage Company List for Lending in Cumberland County KY for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 14 $ 1,034,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 13 $ 585,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 11 $ 645,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 9 $ 380,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 9 $ 828,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 8 $ 347,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 8 $ 516,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 7 $ 361,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 298,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 7 $ 743,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 820,103,000,000 6 $ 149,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 6 $ 531,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 492,000
PEOPLES EXCHANGE BANK
PO BOX 4040
WINCHESTER, KY 40392
* $ 204,688,000 5 $ 539,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 5 $ 264,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 5 $ 320,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 2,463,959,000 4 $ 276,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 4 $ 395,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 4 $ 149,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 3 $ 250,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 3 $ 119,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 62,020,896,000 3 $ 149,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 3 $ 123,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 80,000
REPUBLIC MORTGAGE HOME LOANS
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 2 $ 95,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 2 $ 110,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 34,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 31,657,778,000 2 $ 109,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 2 $ 23,000
AMERICAN HOME EQUITY CORP
2 ADA, SUITE 100
IRVINE, CA 92618
* $ 10,000,000 2 $ 155,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 2 $ 118,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 2 $ 49,000
CITIZENS BANK OF LAFAYETTE
400 HWY 52 BYPASS WEST
LAFAYETTE, TN 37083
* $ 274,457,000 2 $ 109,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,342,774,000 2 $ 75,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 121,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 145,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 2 $ 78,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 58,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,312,912,000 1 $ 75,000
FIRST VOLUNTEER BANK
728 BROAD STREET
CHATTANOOGA, TN 37402
* $ 464,316,000 1 $ 41,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 1 $ 30,000
FRANKLIN MORTGAGE FUNDING
25800 NORTHWESTERN HWY SUITE 875
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 86,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 56,682,854,000 1 $ 75,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 1 $ 3,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 114,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 81,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 104,000
HOMEONE CREDIT CORP.
10700 NORTH FREEWAY #1000
HOUSTON, TX 77037
* $ 10,000,000 1 $ 72,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 1 $ 24,000
MOLTON, ALLEN & WILLIAMS MTG
1000 URBAN CENTER DRIVE, STE 500
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 126,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 67,584,376,000 1 $ 84,000
CENTRAL BANK OF JEFFERSON CTY
4630 TAYLORSVILLE RD
LOUISVILLE, KY 40220
* $ 212,818,000 1 $ 50,000
CHARLES SCHWAB BANK
101 MONTGOMERY STREET 11-262
SAN FRANCISCO, CA 94104
* $ 2,729,598,000 1 $ 66,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 35,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 91,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 1 $ 90,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 1 $ 55,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 86,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 51,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 1 $ 53,000
PARAGON HOME LENDING, LLC
19435 W. CAPITOL DRIVE, SUITE 201
BROOKFIELD, WI 53045
* $ 10,000,000 1 $ 42,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 1 $ 78,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 90,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 86,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 106,784,000 1 $ 176,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 30,245,697,000 1 $ 2,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cumberland County KY in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 133 $9,339,000 $70,000 $205,000 $63,000 $4,800,000
Home Purchase 64 $3,357,000 $52,000 $148,000 $36,000 $195,000
Home Improvement 11 $242,000 $22,000 $60,000 $90,000 $420,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 139 $8,909,000 $64,000 $176,000 $65,000 $4,800,000
Not Provided 40 $2,836,000 $70,000 $205,000 $33,000 $135,000
Not applicable 14 $680,000 $48,000 $104,000 $14,000 $60,000
Black or African American 8 $179,000 $22,000 $50,000 $105,000 $420,000
Hispanic 7 $334,000 $47,000 $124,000 $51,000 $67,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 202 $12,539,000 $62,000 $205,000 $57,000 $4,800,000
FHA-insured (Federal Housing Administration) 3 $195,000 $65,000 $112,000 $34,000 $49,000
VA-guaranteed (Veterans Administration) 3 $204,000 $68,000 $90,000 $62,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 80 $4,382,000 $54,000 $170,000 $41,000 $182,000
Loan Originated 52 $3,771,000 $72,000 $205,000 $70,000 $420,000
Application Withdrawn By Applicant 37 $2,638,000 $71,000 $130,000 $103,000 $4,800,000
Loan Purchased By The Institution 16 $741,000 $46,000 $90,000 $15,000 $44,000
Application Approved But Not Accepted 14 $731,000 $52,000 $113,000 $32,000 $96,000
File Closed For Incompleteness 9 $675,000 $75,000 $100,000 $57,000 $218,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 22 $1,145,000 $52,000 $119,000 $47,000 $182,000
Other 14 $850,000 $60,000 $120,000 $56,000 $135,000
Collateral 7 $297,000 $42,000 $66,000 $45,000 $84,000
Credit Application Incomplete 5 $205,000 $41,000 $85,000 $36,000 $65,000
Debt-To-Income Ratio 5 $369,000 $73,000 $143,000 $36,000 $62,000
Unverifiable Information 3 $167,000 $55,000 $86,000 $72,000 $100,000
Employment History 1 $45,000 $45,000 $45,000 $7,000 $7,000
Insufficient Cash (Downpayment, Closing Cost) 1 $46,000 $46,000 $46,000 $20,000 $20,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List