Covington County MS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Covington County MS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Download the entire list of mortgage lenders in Mississippi
Years	2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003
Total Number of Mortgage Applications	752
Total Mortgage Loan Application Amount	$66,955,000
Average Mortgage Loan Application Amount	$89,000
Highest Mortgage Loan Application Amount	$2,800,000
Average Applicant Income	$57,000
Highest Applicant Income	$1,897,000

Mortgage Company List for Lending in Covington County MS for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report

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Mortgage Lender	Phone Number	Mortgage Lender Assets	Number of Mortgage Loan Applications	Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902	*	$ 10,000,000	59	$ 2,795,000
ACCEPTANCE LOAN COMPANY 121 WEST CHURCH STREET JACKSON, AL 36545	*	$ 70,000,000	41	$ 518,000
ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191	*	$ 808,645,000	1	$ 113,000
AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112	*	$ 143,000,000	1	$ 90,000
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305	*	$ 8,994,122,000	2	$ 303,000
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361	*	$ 1,459,157,302,000	6	$ 522,000
BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061	*	$ 1,580,221,000	1	$ 51,000
CADENCE BANK P O BOX 789 TUPELO, MS 38802	*	$ 12,990,345,000	16	$ 1,803,000
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120	*	$ 1,288,658,000,000	12	$ 1,339,000
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120	*	$ 1,019,497,000,000	8	$ 678,000
CITIZENS BANK 814 MAIN STREET COLUMBIA, MS 39429	*	$ 357,201,000	52	$ 2,577,000
CLAYTON BANK AND TRUST 520 WEST SUMMIT HILL DRIVE SUITE 801 KNOXVILLE, TN 37902	*	$ 628,766,000	11	$ 723,000
COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113	*	$ 921,138,000	1	$ 113,000
COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FLOWOOD, MS 39074	*	$ 639,243,000	7	$ 1,187,000
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI P. O. BOX 265 LAUREL, MS 39441	*	$ 630,628,000	33	$ 3,183,000
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201	*	$ 2,898,665,000	2	$ 88,000
CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328	*	$ 826,484,000	1	$ 53,000
EDWARD JONES MORTGAGE, LLC 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150	*	$ 608,783,443,000	1	$ 103,000
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842	*	$ 10,000,000	19	$ 2,002,000
EUSTIS MORTGAGE CORPORATION 1100 POYDRAS STREET, SUITE 2525 NEW ORLEANS, LA 70163	*	$ 10,000,000	2	$ 254,000
FBC MORTGAGE, LLC 189 S ORANGE AVE STE 970 TALLAHASSEE, FL 32801	*	$ 12,000,000	1	$ 365,000
FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133	*	$ 3,125,000	1	$ 40,000
FIRST FEDERAL BANK 2440 MALL DRIVE NORTH CHARLESTON, SC 29406	*	$ 3,140,407,000	16	$ 469,000
FIRST SOUTHERN BANK PO BOX 268 COLUMBIA, MS 39429	*	$ 199,121,000	1	$ 269,000
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098	*	$ 13,623,469,000	7	$ 881,000
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067	*	$ 10,000,000	3	$ 642,000
GRAND BANK FOR SAVINGS, FSB 204 WESTOVER DRIVE HATTIESBURG, MS 39402	*	$ 126,196,000	6	$ 1,050,000
GREAT SOUTHERN NATIONAL BANK P O BOX 1271 MERIDIAN, MS 39302	*	$ 263,833,000	1	$ 32,000
GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129	*	$ 225,000,000	1	$ 93,000
HANCOCK WHITNEY BANK 2510 14TH STREET FLOWOOD, MS 39501	*	$ 4,988,392,000	4	$ 476,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758	*	$ 580,000,000	1	$ 160,000
HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339	*	$ 10,000,000	1	$ 76,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240	*	$ 1,811,678,000,000	21	$ 1,978,000
KEESLER 2602 PASS ROAD BILOXI, MS 39531	*	$ 1,963,514,000	3	$ 627,000
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610	*	$ 138,031,000	2	$ 461,000
MAGNOLIA STATE BANK P O BOX 41 BAY SPRINGS, MS 39440	*	$ 264,492,000	8	$ 1,140,000
MISSISSIPPI RIVER BANK 8435 HWY 23 BELLE CHASSE, LA 70037	*	$ 157,519,000	1	$ 13,000
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203	*	$ 880,000,000	3	$ 461,000
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019	*	$ 10,000,000	1	$ 89,000
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180	*	$ 46,925,466,000	1	$ 30,000
ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121	*	$ 39,000,000	1	$ 84,000
ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202	*	$ 2,084,000,000	1	$ 95,000
ORIGIN BANK 2211 NORTH 7TH CHOUDRANT, LA 71291	*	$ 2,470,701,000	2	$ 314,000
PEOPLES BANK PO BOX 7 MENDENHALL, MS 39114	*	$ 228,911,000	28	$ 871,000
PRIORITYONE BANK 220 MAIN AVENUE NORTH MAGEE, MS 39111	*	$ 511,515,000	82	$ 9,570,000
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203	*	$ 123,368,203,000	60	$ 5,236,000
RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802	*	$ 4,196,437,000	1	$ 127,000
RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219	*	$ 17,533,484,000	1	$ 108,000
ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278	*	$ 10,000,000	1	$ 219,000
SOUTH LOUISIANA BANK 1362 WEST TUNNEL BLVD. HOUMA, LA 70360	*	$ 397,513,000	1	$ 12,000
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710	*	$ 14,736,579,000	2	$ 82,000
SUNBELT FEDERAL CREDIT UNION 1506 CONGRESS ST HATTIESBURG, MS 39440	*	$ 177,121,000	3	$ 216,000
SYNERGY BANK 210 SYNERGY CENTER BOULEVARD HOUMA, LA 70360	*	$ 347,027,000	1	$ 290,000
THE CITIZENS NATIONAL BANK OF MERIDIAN 512 22ND AVENUE MERIDIAN, MS 39302	*	$ 1,115,696,000	1	$ 4,000
THE FIRST, A NATIONAL BANKING ASSOCIATION P.O. BOX 15549 HATTIESBURG, MS 39404	*	$ 679,893,000	11	$ 1,506,000
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202	*	$ 13,039,950,000	2	$ 338,000
TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205	*	$ 9,612,081,000	54	$ 6,903,000
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202	*	$ 330,470,810,000	22	$ 2,630,000
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288	*	$ 52,181,685,000	1	$ 210,000
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804	*	$ 31,000,000	80	$ 4,815,000
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150	*	$ 1,161,490,000,000	27	$ 3,787,000
WINGS FINANCIAL CREDIT UNION 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124	*	$ 3,393,499,000	1	$ 55,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Covington County MS in 2012

Loan Purpose	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Home Purchase	373	$26,821,000	$71,000	$365,000	$48,000	$900,000
Refinancing	326	$38,251,000	$117,000	$2,800,000	$69,000	$1,897,000
Home Improvement	53	$1,883,000	$35,000	$225,000	$52,000	$218,000

Applicant Race	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
White	473	$47,021,000	$99,000	$2,800,000	$72,000	$1,897,000
Black or African American	189	$10,115,000	$53,000	$294,000	$37,000	$156,000
Not applicable	65	$7,651,000	$117,000	$377,000	$9,000	$126,000
Not Provided	17	$1,459,000	$85,000	$212,000	$45,000	$103,000
Hispanic	5	$248,000	$49,000	$132,000	$62,000	$156,000
American Indian or Alaskan Native	2	$412,000	$206,000	$227,000	$247,000	$400,000
Asian	1	$49,000	$49,000	$49,000	$25,000	$25,000
Native Hawaiian or Other Pacific Islander	0	$0	$0	$0	$0	$0

Loan Type	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans)	628	$51,475,000	$81,000	$2,800,000	$60,000	$1,897,000
FHA-insured (Federal Housing Administration)	80	$9,007,000	$112,000	$217,000	$44,000	$210,000
FSA/RHS (Farm Service Agency or Rural Housing Service)	30	$3,190,000	$106,000	$180,000	$33,000	$85,000
VA-guaranteed (Veterans Administration)	14	$3,283,000	$234,000	$377,000	$69,000	$190,000

Outcome	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Loan Originated	352	$34,305,000	$97,000	$2,800,000	$74,000	$1,897,000
Application Denied By Financial Institution	216	$13,813,000	$63,000	$324,000	$43,000	$400,000
Loan Purchased By The Institution	78	$10,371,000	$132,000	$377,000	$28,000	$145,000
Application Approved But Not Accepted	55	$3,304,000	$60,000	$279,000	$53,000	$154,000
Application Withdrawn By Applicant	44	$4,648,000	$105,000	$365,000	$54,000	$210,000
File Closed For Incompleteness	7	$514,000	$73,000	$113,000	$44,000	$115,000
Preapproval Approved but not Accepted	0	$0	$0	$0	$0	$0
Preapproval Denied by Financial Institution	0	$0	$0	$0	$0	$0

Denial Reason	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Credit History	72	$2,792,000	$38,000	$182,000	$33,000	$113,000
Debt-To-Income Ratio	28	$1,758,000	$62,000	$207,000	$30,000	$151,000
Collateral	6	$1,070,000	$178,000	$324,000	$117,000	$300,000
Credit Application Incomplete	5	$505,000	$101,000	$167,000	$69,000	$82,000
Other	3	$256,000	$85,000	$128,000	$43,000	$76,000
Unverifiable Information	3	$195,000	$65,000	$93,000	$38,000	$48,000
Employment History	2	$63,000	$31,000	$34,000	$17,000	$19,000
Insufficient Cash (Downpayment, Closing Cost)	0	$0	$0	$0	$0	$0
Mortgage Insurance Denied	0	$0	$0	$0	$0	$0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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Covington County MS HMDA Loan Application Totals and Mortgage Lending Details for 2012

Mortgage Company List for Lending in Covington County MS for 2012

Mortgage Loan Application Detail Totals for Covington County MS in 2012

Loan Purpose

Applicant Race

Loan Type

Outcome

Denial Reason

Covington County MS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012