Cotton County OK
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Cotton County OK metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cotton County OK, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 158
Total Mortgage Loan Application Amount $22,550,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $645,000
Average Applicant Income $79,000
Highest Applicant Income $260,000

Mortgage Company List for Lending in Cotton County OK for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 26,774,219,000 15 $ 1,955,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 11 $ 1,605,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 9 $ 895,000
BANCFIRST
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 8,265,835,000 8 $ 740,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 8 $ 1,270,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 8 $ 1,130,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 6 $ 800,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 4 $ 600,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 4 $ 490,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 4 $ 660,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,342,526,000 4 $ 310,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 500,000
COMMUNICATION
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73162
* $ 1,780,864,000 3 $ 865,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 3 $ 345,000
LIBERTY NATIONAL BANK
629 SW C AVE
LAWTON, OK 73501
* $ 907,216,000 3 $ 575,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 3 $ 275,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 3 $ 275,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 12,464,313,000 2 $ 540,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 2 $ 360,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 2 $ 190,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 50,093,398,000 2 $ 550,000
THE JACKSBORO NATIONAL BANK
910 MAIN STREET
JACKSBORO, TX 76458
* $ 284,131,000 2 $ 360,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 330,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 250,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 480,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 2 $ 370,000
BANK OF CLARKE
2 E MAIN STREET
BERRYVILLE, VA 22611
* $ 1,302,913,000 2 $ 440,000
THE CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON
PO BOX 2009
LAWTON, OK 73502
* $ 439,366,000 2 $ 180,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 255,000
ALL AMERICA BANK
P.O. BOX 300
MUSTANG, OK 73064
* $ 463,813,000 1 $ 55,000
AMERICAN NATION BANK
1901 N COMMERCE STREET
ARDMORE, OK 73401
* $ 581,869,000 1 $ 45,000
WRIGHT-PATT CREDIT UNION, INC.
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 7,134,316,000 1 $ 105,000
UNION SQUARE
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ 559,943,000 1 $ 135,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 1 $ 215,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 225,000
VISION BANK, NATIONAL ASSOCIATION
PO BOX 669
ADA, OK 74821
* $ 864,242,000 1 $ 15,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
CHARLOTTE, NC 28277
* $ -1,000 1 $ 35,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 55,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 75,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 1 $ 195,000
FORT SILL
PO BOX 1527
LAWTON, OK 73502
* $ 355,060,000 1 $ 155,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 135,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 335,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 1 $ 55,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 185,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 175,000
ASPIRE FINANCIAL, INC.
4100 ALPHA ROAD SUITE 400
DALLAS, TX 75244
* $ -1,000 1 $ 105,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 1 $ 95,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 175,000
AMERICAN HOMESTAR MORTGAGE, L.L.C.
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 125,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 1 $ 225,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 55,000
STIFEL BANK AND TRUST
501 N BROADWAY
ST. LOUIS, MO 63141
* $ 18,959,414,000 1 $ 175,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ -1,000 1 $ 115,000
FIRST BANK & TRUST CO.
PO BOX 580
DUNCAN, OK 73534
* $ 769,911,000 1 $ 555,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cotton County OK in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 86 $12,700,000 $147,000 $645,000 $76,000 $188,000
Refinancing 32 $5,190,000 $162,000 $395,000 $81,000 $230,000
Cash-out Refinancing 28 $3,910,000 $139,000 $285,000 $81,000 $205,000
Other Purpose 7 $435,000 $62,000 $95,000 $96,000 $260,000
Home Improvement 4 $270,000 $67,000 $115,000 $59,000 $91,000
Not Applicable 1 $45,000 $45,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 104 $16,000,000 $153,000 $645,000 $82,000 $230,000
Not Provided 24 $2,560,000 $106,000 $225,000 $78,000 $260,000
Not applicable 17 $2,545,000 $149,000 $265,000 $0 $0
American Indian or Alaskan Native 7 $695,000 $99,000 $225,000 $52,000 $86,000
Hispanic 5 $675,000 $135,000 $175,000 $61,000 $113,000
Black or African American 1 $75,000 $75,000 $75,000 $32,000 $32,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 94 $13,490,000 $143,000 $645,000 $87,000 $260,000
FHA-insured (Federal Housing Administration) 38 $5,350,000 $140,000 $255,000 $62,000 $153,000
VA-guaranteed (Veterans Administration) 17 $2,765,000 $162,000 $365,000 $82,000 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $945,000 $105,000 $185,000 $46,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 73 $11,025,000 $151,000 $645,000 $82,000 $230,000
Application Denied By Financial Institution 34 $3,360,000 $98,000 $245,000 $68,000 $260,000
Application Withdrawn By Applicant 25 $3,675,000 $147,000 $365,000 $80,000 $205,000
Loan Purchased By The Institution 15 $2,415,000 $161,000 $265,000 $86,000 $97,000
File Closed For Incompleteness 9 $1,465,000 $162,000 $365,000 $71,000 $139,000
Application Approved But Not Accepted 2 $610,000 $305,000 $375,000 $134,000 $185,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 121 $18,535,000 $153,000 $645,000 $81,000 $230,000
Debt-To-Income Ratio 9 $1,125,000 $125,000 $555,000 $60,000 $161,000
Collateral 8 $1,140,000 $142,000 $245,000 $94,000 $260,000
Credit History 7 $665,000 $95,000 $205,000 $71,000 $108,000
Other 6 $330,000 $55,000 $75,000 $62,000 $139,000
Credit Application Incomplete 2 $220,000 $110,000 $125,000 $89,000 $113,000
Employment History 2 $250,000 $125,000 $125,000 $72,000 $72,000
Insufficient Cash (Downpayment, Closing Cost) 2 $210,000 $105,000 $125,000 $34,000 $34,000
Unverifiable Information 1 $75,000 $75,000 $75,000 $19,000 $19,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information back through 2003.

Download the Oklahoma Lender List