Cotton County OK
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage statistics and lending data for the Cotton County OK metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cotton County OK, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 158 |
| Total Mortgage Loan Application Amount | $22,550,000 |
| Average Mortgage Loan Application Amount | $142,000 |
| Highest Mortgage Loan Application Amount | $645,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $260,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ARVEST BANK 201 W WALNUT ROGERS, AR 72756 |
* | $ 26,774,219,000 | 15 | $ 1,955,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 11 | $ 1,605,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 9 | $ 895,000 |
| BANCFIRST 101 NORTH BROADWAY AVENUE OKLAHOMA CITY, OK 73102 |
* | $ 8,265,835,000 | 8 | $ 740,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 8 | $ 1,270,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 8 | $ 1,130,000 |
| NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 HOUSTON, TX 77042 |
* | $ -1,000 | 6 | $ 800,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 4 | $ 600,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 4 | $ 490,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 4 | $ 660,000 |
| DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 108,342,526,000 | 4 | $ 310,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 4 | $ 500,000 |
| COMMUNICATION 4141 NW EXPRESSWAY, SUITE 200 OKLAHOMA CITY, OK 73162 |
* | $ 1,780,864,000 | 3 | $ 865,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 3 | $ 345,000 |
| LIBERTY NATIONAL BANK 629 SW C AVE LAWTON, OK 73501 |
* | $ 907,216,000 | 3 | $ 575,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 3 | $ 275,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,779,504,000,000 | 3 | $ 275,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 12,464,313,000 | 2 | $ 540,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ -1,000 | 2 | $ 360,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,879,005,000 | 2 | $ 190,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 50,093,398,000 | 2 | $ 550,000 |
| THE JACKSBORO NATIONAL BANK 910 MAIN STREET JACKSBORO, TX 76458 |
* | $ 284,131,000 | 2 | $ 360,000 |
| BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 2 | $ 330,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 2 | $ 250,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 2 | $ 480,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 2 | $ 370,000 |
| BANK OF CLARKE 2 E MAIN STREET BERRYVILLE, VA 22611 |
* | $ 1,302,913,000 | 2 | $ 440,000 |
| THE CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON PO BOX 2009 LAWTON, OK 73502 |
* | $ 439,366,000 | 2 | $ 180,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 1 | $ 255,000 |
| ALL AMERICA BANK P.O. BOX 300 MUSTANG, OK 73064 |
* | $ 463,813,000 | 1 | $ 55,000 |
| AMERICAN NATION BANK 1901 N COMMERCE STREET ARDMORE, OK 73401 |
* | $ 581,869,000 | 1 | $ 45,000 |
| WRIGHT-PATT CREDIT UNION, INC. 3560 PENTAGON BLVD. BEAVERCREEK, OH 45431 |
* | $ 7,134,316,000 | 1 | $ 105,000 |
| UNION SQUARE 2903 KEMP BOULEVARD WICHITA FALLS, TX 76308 |
* | $ 559,943,000 | 1 | $ 135,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 HORSHAM, PA 19044 |
* | $ -1,000 | 1 | $ 215,000 |
| SOVEREIGN LENDING GROUP INCORPORATED 3540 HOWARD WAY STE # 200 COSTA MESA, CA 92626 |
* | $ -1,000 | 1 | $ 225,000 |
| VISION BANK, NATIONAL ASSOCIATION PO BOX 669 ADA, OK 74821 |
* | $ 864,242,000 | 1 | $ 15,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 CHARLOTTE, NC 28277 |
* | $ -1,000 | 1 | $ 35,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ -1,000 | 1 | $ 55,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 75,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 1 | $ 195,000 |
| FORT SILL PO BOX 1527 LAWTON, OK 73502 |
* | $ 355,060,000 | 1 | $ 155,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 135,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 1 | $ 335,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 2,519,525,000,000 | 1 | $ 55,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ -1,000 | 1 | $ 185,000 |
| PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC. 1265 CORONA POINTE CT SUITE 301 CORONA, CA 92879 |
* | $ -1,000 | 1 | $ 175,000 |
| ASPIRE FINANCIAL, INC. 4100 ALPHA ROAD SUITE 400 DALLAS, TX 75244 |
* | $ -1,000 | 1 | $ 105,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 1 | $ 95,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 188,069,637,000 | 1 | $ 175,000 |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. 2450 SOUTH SHORE BLVD., SUITE 301 LEAGUE CITY, TX 77573 |
* | $ -1,000 | 1 | $ 125,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ -1,000 | 1 | $ 225,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 1 | $ 55,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY ST. LOUIS, MO 63141 |
* | $ 18,959,414,000 | 1 | $ 175,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 ADDISON, TX 75001 |
* | $ -1,000 | 1 | $ 115,000 |
| FIRST BANK & TRUST CO. PO BOX 580 DUNCAN, OK 73534 |
* | $ 769,911,000 | 1 | $ 555,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Cotton County OK in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 86 | $12,700,000 | $147,000 | $645,000 | $76,000 | $188,000 |
| Refinancing | 32 | $5,190,000 | $162,000 | $395,000 | $81,000 | $230,000 |
| Cash-out Refinancing | 28 | $3,910,000 | $139,000 | $285,000 | $81,000 | $205,000 |
| Other Purpose | 7 | $435,000 | $62,000 | $95,000 | $96,000 | $260,000 |
| Home Improvement | 4 | $270,000 | $67,000 | $115,000 | $59,000 | $91,000 |
| Not Applicable | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 104 | $16,000,000 | $153,000 | $645,000 | $82,000 | $230,000 |
| Not Provided | 24 | $2,560,000 | $106,000 | $225,000 | $78,000 | $260,000 |
| Not applicable | 17 | $2,545,000 | $149,000 | $265,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $695,000 | $99,000 | $225,000 | $52,000 | $86,000 |
| Hispanic | 5 | $675,000 | $135,000 | $175,000 | $61,000 | $113,000 |
| Black or African American | 1 | $75,000 | $75,000 | $75,000 | $32,000 | $32,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 94 | $13,490,000 | $143,000 | $645,000 | $87,000 | $260,000 |
| FHA-insured (Federal Housing Administration) | 38 | $5,350,000 | $140,000 | $255,000 | $62,000 | $153,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,765,000 | $162,000 | $365,000 | $82,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $945,000 | $105,000 | $185,000 | $46,000 | $55,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 73 | $11,025,000 | $151,000 | $645,000 | $82,000 | $230,000 |
| Application Denied By Financial Institution | 34 | $3,360,000 | $98,000 | $245,000 | $68,000 | $260,000 |
| Application Withdrawn By Applicant | 25 | $3,675,000 | $147,000 | $365,000 | $80,000 | $205,000 |
| Loan Purchased By The Institution | 15 | $2,415,000 | $161,000 | $265,000 | $86,000 | $97,000 |
| File Closed For Incompleteness | 9 | $1,465,000 | $162,000 | $365,000 | $71,000 | $139,000 |
| Application Approved But Not Accepted | 2 | $610,000 | $305,000 | $375,000 | $134,000 | $185,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 121 | $18,535,000 | $153,000 | $645,000 | $81,000 | $230,000 |
| Debt-To-Income Ratio | 9 | $1,125,000 | $125,000 | $555,000 | $60,000 | $161,000 |
| Collateral | 8 | $1,140,000 | $142,000 | $245,000 | $94,000 | $260,000 |
| Credit History | 7 | $665,000 | $95,000 | $205,000 | $71,000 | $108,000 |
| Other | 6 | $330,000 | $55,000 | $75,000 | $62,000 | $139,000 |
| Credit Application Incomplete | 2 | $220,000 | $110,000 | $125,000 | $89,000 | $113,000 |
| Employment History | 2 | $250,000 | $125,000 | $125,000 | $72,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $210,000 | $105,000 | $125,000 | $34,000 | $34,000 |
| Unverifiable Information | 1 | $75,000 | $75,000 | $75,000 | $19,000 | $19,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information back through 2003.