Cotton County OK
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the Cotton County OK metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cotton County OK, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 181
Total Mortgage Loan Application Amount $17,035,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $335,000
Average Applicant Income $71,000
Highest Applicant Income $717,000

Mortgage Company List for Lending in Cotton County OK for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WALTERS BANK AND TRUST COMPANY
201 N BROADWAY
WALTERS, OK 73572
* $ 55,174,000 44 $ 2,280,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 18,449,940,000 18 $ 1,000,000
BANCFIRST
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 7,555,421,000 11 $ 695,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 10 $ 570,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 8 $ 1,100,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 8 $ 1,150,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 6 $ 1,050,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 4 $ 570,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 3 $ 705,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 355,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 3 $ 375,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 3 $ 495,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 34,104,022,000 3 $ 295,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,015,112,000 3 $ 225,000
THE CITY NATIONAL BANK AND TRUST COMPANY OF LAWTON
PO BOX 2009
LAWTON, OK 73502
* $ 341,114,000 2 $ 380,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 2 $ 220,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 260,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 2 $ 190,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 2 $ 130,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 2 $ 90,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 7,010,234,000 1 $ 265,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 55,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 1 $ 85,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 1 $ 75,000
FIRST BANK
300 E THRID
BURKBURNETT, TX 76354
* $ 420,019,000 1 $ 95,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 165,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 18,466,868,000 1 $ 115,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 145,000
UNION SQUARE
2903 KEMP BOULEVARD
WICHITA FALLS, TX 76308
* $ 352,132,000 1 $ 75,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 165,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 1 $ 175,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 75,000
ALL AMERICA BANK
P.O. BOX 300
MUSTANG, OK 73064
* $ 438,494,000 1 $ 15,000
MORTGAGE CLEARING CORPORATION
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 1 $ 115,000
TRUHOME SOLUTIONS, LLC
9601 LEGLER RD.
LENEXA, KS 66219
* $ -1,000 1 $ 85,000
FIRST BANK & TRUST CO.
PO BOX 580
DUNCAN, OK 73534
* $ 585,397,000 1 $ 65,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 115,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 55,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 1 $ 85,000
SUPERIOR CHOICE
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 476,111,000 1 $ 115,000
AMERICAN NATIONAL BANK & TRUST
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 76308
* $ 732,343,000 1 $ 195,000
AMERICAN MORTGAGE BANK, LLC
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 1 $ 115,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 175,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,011,136,000 1 $ 115,000
TEXOMA COMMUNITY CREDIT UNION
PO BOX 1320
WICHITA FALLS, TX 76307
* $ 156,992,000 1 $ 75,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 125,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 165,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cotton County OK in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 78 $7,310,000 $93,000 $275,000 $70,000 $717,000
Refinancing 44 $3,920,000 $89,000 $335,000 $69,000 $200,000
Cash-out Refinancing 34 $4,540,000 $133,000 $325,000 $74,000 $185,000
Other Purpose 13 $525,000 $40,000 $155,000 $61,000 $145,000
Home Improvement 10 $460,000 $46,000 $85,000 $83,000 $191,000
Not Applicable 2 $280,000 $140,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 125 $11,455,000 $91,000 $275,000 $77,000 $717,000
Not applicable 16 $2,030,000 $126,000 $265,000 $57,000 $102,000
American Indian or Alaskan Native 16 $1,430,000 $89,000 $325,000 $48,000 $131,000
Not Provided 15 $1,375,000 $91,000 $335,000 $63,000 $173,000
Hispanic 5 $225,000 $45,000 $65,000 $26,000 $40,000
Asian 2 $190,000 $95,000 $175,000 $104,000 $131,000
Black or African American 1 $175,000 $175,000 $175,000 $68,000 $68,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 125 $9,215,000 $73,000 $335,000 $72,000 $717,000
FHA-insured (Federal Housing Administration) 32 $3,490,000 $109,000 $175,000 $59,000 $163,000
VA-guaranteed (Veterans Administration) 19 $3,855,000 $202,000 $325,000 $82,000 $185,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $475,000 $95,000 $135,000 $47,000 $61,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 101 $8,765,000 $86,000 $335,000 $71,000 $200,000
Application Denied By Financial Institution 39 $3,315,000 $85,000 $325,000 $55,000 $131,000
Loan Purchased By The Institution 19 $2,335,000 $122,000 $265,000 $53,000 $102,000
Application Withdrawn By Applicant 17 $1,755,000 $103,000 $255,000 $110,000 $717,000
File Closed For Incompleteness 4 $760,000 $190,000 $255,000 $93,000 $140,000
Application Approved But Not Accepted 1 $105,000 $105,000 $105,000 $61,000 $61,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 93 $10,445,000 $112,000 $335,000 $83,000 $717,000
Debt-To-Income Ratio 65 $4,215,000 $64,000 $265,000 $59,000 $200,000
Credit History 12 $1,090,000 $90,000 $325,000 $44,000 $75,000
Collateral 4 $430,000 $107,000 $275,000 $57,000 $60,000
Other 3 $345,000 $115,000 $215,000 $101,000 $131,000
Credit Application Incomplete 2 $320,000 $160,000 $195,000 $77,000 $113,000
Unverifiable Information 1 $155,000 $155,000 $155,000 $35,000 $35,000
Insufficient Cash (Downpayment, Closing Cost) 1 $35,000 $35,000 $35,000 $60,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information back through 2003.

Download the Oklahoma Lender List