Find mortgage statistics and lending data for the Copiah County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Copiah County MS, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,820 |
Total Mortgage Loan Application Amount | $113,183,000 |
Average Mortgage Loan Application Amount | $62,000 |
Highest Mortgage Loan Application Amount | $800,000 |
Average Applicant Income | $45,000 |
Highest Applicant Income | $920,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 6,983,369,000 | 210 | $ 12,951,000 |
COPIAH BANK, N.A. 101 CALDWELL DRIVE HAZLEHURST, MS 39083 |
* | $ 83,681,000 | 191 | $ 3,976,000 |
UNION PLANTERS BANK P.O. BOX 10247 BIRMINGHAM, AL 35202 |
* | $ 33,756,573,000 | 114 | $ 7,974,000 |
AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 78 | $ 6,043,000 |
CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 32,738,033,000 | 77 | $ 3,585,000 |
COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 58,034,697,000 | 68 | $ 5,073,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 67 | $ 3,713,000 |
ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 58 | $ 2,149,000 |
IRWIN MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 47037 |
* | $ 4,567,878,000 | 56 | $ 5,488,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 55 | $ 2,010,000 |
VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 54 | $ 1,768,000 |
HOMEOWNERS LOAN CORPORATION 4501 CIRCLE 75 PARKWAY, SUITE D-4300 ATLANTA, GA 30339 |
* | $ 1,840,459,615,000 | 48 | $ 2,555,000 |
BANCORPSOUTH BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 10,190,173,000 | 45 | $ 3,627,000 |
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 36 | $ 2,597,000 |
NEW CENTURY MORTGAGE CORPORATI 18400 VON KARMAN AVE., SUITE 1000 IRVINE, CA 92612 |
* | $ 10,000,000 | 36 | $ 2,630,000 |
AMSOUTH BANK P.O. BOX 11007 - AC-10 BIRMINGHAM, AL 35288 |
* | $ 40,569,048,000 | 35 | $ 3,468,000 |
FINANCE AMERICA, LLC 16802 ASTON ST. IRVINE, CA 92606 |
* | $ 10,000,000 | 31 | $ 2,085,000 |
THE MORTGAGE OUTLET, INC. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 29 | $ 1,822,000 |
WELLS FARGO HOME MORTGAGE 1 HOME CAMPUS, X9902-1R DES MOINES, IA 50328 |
* | $ 35,000,000,000 | 23 | $ 1,620,000 |
CITIFINANCIAL MORTGAGE COMPANY 1111 NORTHPOINT DRIVE COPPELL, TX 75019 |
* | $ 1,097,190,000,000 | 23 | $ 1,463,000 |
NOVASTAR MORTGAGE 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 20 | $ 1,552,000 |
ARGENT MORTGAGE COMPANY 1100 TOWN & COUNTRY ORANGE, CA 92868 |
* | $ 10,000,000 | 18 | $ 1,266,000 |
E-LOAN, INC. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 18 | $ 828,000 |
CROSSROADS MORTGAGE, INC. 850 RIDGELAKE BLVD SUITE 250 MEMPHIS, TN 38120 |
* | $ 10,000,000 | 18 | $ 1,399,000 |
CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 17 | $ 554,000 |
HOMEONE CREDIT CORP. 10700 NORTH FREEWAY #1000 HOUSTON, TX 77037 |
* | $ 10,000,000 | 16 | $ 720,000 |
STATE BANK & TRUST COMPANY 147 SOUTH RAILROAD AVENUE BROOKHAVEN, MS 39601 |
* | $ 566,155,000 | 16 | $ 435,000 |
NEW SOUTH FEDERAL SAVINGS BANK 1900 CRESTWOOD BOULEVARD BIRMINGHAM, AL 35210 |
* | $ 1,316,308,000 | 15 | $ 746,000 |
BANKPLUS 1068 HIGHLAND COLONY PARKWAY RIDGELAND, MS 39157 |
* | $ 1,100,991,000 | 15 | $ 1,094,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 14 | $ 1,370,000 |
GMFS, LLC 7389 FLORIDA BLVD, STE 200-A BATON ROUGE, LA 70806 |
* | $ 10,000,000 | 13 | $ 798,000 |
REALTY MORTGAGE 215 KATHERINE DR. FLOWOOD, MS 39232 |
* | $ 10,000,000 | 12 | $ 1,032,000 |
TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 10 | $ 898,000 |
CHASE MANHATTAN MORTGAGE CORP 343 THORNALL STREET EDISON, NJ 08837 |
* | $ 622,388,000,000 | 10 | $ 707,000 |
HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 9 | $ 1,327,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 9 | $ 839,000 |
RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 9 | $ 1,214,000 |
SOUTH TRUST BANK 1 METROPLEX DR, SUITE 500 HOMEWOOD, AL 35209 |
* | $ 50,569,489,000 | 8 | $ 358,000 |
SOUTHSTAR FUNDING, LLC 400 NORTHRDIGE ROAD, SUITE 1000 ATLANTA, GA 30350 |
* | $ 10,000,000 | 8 | $ 518,000 |
PRINCIPAL RESIDENTIAL MORTGAGE ONE COURT SQUARE, 45TH FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 10,000,000 | 8 | $ 741,000 |
FULL SPECTRUM LENDING 35 N. LAKE AVENUE MS 55-11 PASADENA, CA 91101 |
* | $ 58,034,697,000 | 8 | $ 593,000 |
ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 8 | $ 816,000 |
CIMARRON MORTGAGE COMPANY 6311 RIDGEWOOD RD, SUITE 400W JACKSON, MS 39211 |
* | $ 10,000,000 | 7 | $ 493,000 |
CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 17,342,936,000 | 7 | $ 906,000 |
BANK ONE, NA 45303 VAN DYKE SUITE 9048 UTICA, MI 48317 |
* | $ 53,001,000,000 | 7 | $ 575,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 7 | $ 1,105,000 |
AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 11,370,323,000 | 6 | $ 292,000 |
AIG FEDERAL SAVINGS BANK 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 879,740,000 | 6 | $ 541,000 |
WELLS FARGO FIN'L MISSISSIPPI 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 18,988,174,000 | 6 | $ 223,000 |
SAXON MORTGAGE 4840 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 5 | $ 365,000 |
OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 5 | $ 397,000 |
MERITAGE MORTGAGE CORP. 7215 FINANCIAL WAY JACKSONVILLE, FL 32256 |
* | $ 10,000,000 | 5 | $ 271,000 |
BNC MORTGAGE 1901 MAIN ST IRVINE, CA 92614 |
* | $ 10,000,000 | 5 | $ 346,000 |
CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 13,961,613,000 | 5 | $ 406,000 |
GRAND BANK FOR SAVING, SFSB 204 WESTOVER DRIVE HATTIESBURG, MS 39402 |
* | $ 44,981,000 | 5 | $ 448,000 |
CHAMPION ENTERPRISE 10801 MASTIN DRIVE OVERLAND PARK, KS 66210 |
* | $ 10,000,000 | 4 | $ 190,000 |
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 565,382,000,000 | 4 | $ 957,000 |
AMERICAS MONEYLINE 4880 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 4 | $ 356,000 |
MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 4 | $ 288,000 |
MORTGAGE LENDERS NETWORK USA 213 COURT STREET MIDDLETOWN, CT 06457 |
* | $ 10,000,000 | 4 | $ 388,000 |
PINNACLE MORTGAGE COMPANY 156 GRANTS FERRY ROAD BRANDON, MS 39047 |
* | $ 10,000,000 | 4 | $ 462,000 |
THE CIT GROUP/CONSUMER FINANCE 650 CIT DRIVE LIVINGSTON, NJ 07039 |
* | $ 1,358,138,000 | 4 | $ 191,000 |
UNITED FINANCIAL MORTGAGE CORP 815 COMMERCE DR., STE 100 OAK BROOK, IL 60523 |
* | $ 10,000,000 | 4 | $ 233,000 |
MBNA AMERICA DELAWARE, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 1,708,852,000 | 3 | $ 161,000 |
NATIONAL CITY MORTGAGE CORPORA 1900 E9TH STREET LOCATOR 01-3013 CLEVELAND, OH 44114 |
* | $ 12,000,000,000 | 3 | $ 269,000 |
NEXSTAR FINANCIAL CORPORATION 19 RESEARCH PARK COURT ST. CHARLES, MO 63304 |
* | $ 10,000,000 | 3 | $ 211,000 |
ACCREDITED HOME LENDERS, INC 15253 AVENUE OF SCIENCE BLDG 1 SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 3 | $ 190,000 |
CITIMORTGAGE, INC 1 COURT SQUARE, 45TH FLOOR, ZONE 15 LONG ISLAND CITY, NY 11120 |
* | $ 281,018,000,000 | 3 | $ 184,000 |
GREENPOINT CREDIT, LLC 10089 WILLOW CREEK SAN DIEGO, CA 92131 |
* | $ 12,500,000,000 | 3 | $ 65,000 |
FLEET NATIONAL BANK 525 N TRYON ST NC1-023-06-04 CHARLOTTE, NC 28255 |
* | $ 179,362,000,000 | 3 | $ 187,000 |
FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 432,000 |
GMAC BANK 4 WALNUT GROVE HORSHAM, PA 19044 |
* | $ 2,448,525,000 | 3 | $ 182,000 |
FIRST CHOICE FUNDING, INC. 2100 RIVERCHASE CENTER STE 100 BIRMINGHAM, AL 35244 |
* | $ 10,000,000 | 3 | $ 177,000 |
CUNA MUTUAL MORTGAGE CORPORATI 2908 MARKETPLACE DRIVE SUITE 100 MADISON, WI 53719 |
* | $ 10,000,000 | 3 | $ 237,000 |
DECISION ONE MORTGAGE 6060 J.A. JONES DRIVE CHARLOTTE, NC 28287 |
* | $ 10,000,000 | 3 | $ 258,000 |
H&R BLOCK MORTGAGE CORPORATION 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 179,000 |
FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 23,392,515,000 | 2 | $ 134,000 |
LIBERTY MORTGAGE CORPORATION 200 WILLIAMSBURG OFFICE PARK BIRMINGHAM, AL 35216 |
* | $ 10,000,000 | 2 | $ 162,000 |
KEYBANK USA, N.A. 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 8,943,095,000 | 2 | $ 68,000 |
RIVERTRUST FEDERAL CREDIT UNION P O BOX 97997 PEARL, MS 39288 |
* | $ 90,953,000 | 2 | $ 137,000 |
MERRILL LYNCH CREDIT CORP. 4802 DEER LAKE DRIVE EAST BLDG 3 JACKSONVILLE, FL 32246 |
* | $ 31,000,000 | 2 | $ 249,000 |
PEOPLE'S CHOICE FINANCIAL CORP 7515 IRVINE CENTER DR. IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 157,000 |
SEBRING CAPITAL PARTNERS, LP 4000 INTERNATIONAL PARWAY, SUITE 3000 CARROLLTON, TX 75007 |
* | $ 10,000,000 | 2 | $ 106,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 12,348,756,000 | 2 | $ 216,000 |
WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 318,870,000,000 | 2 | $ 168,000 |
WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 236,422,336,000 | 2 | $ 105,000 |
US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 176,049,792,000 | 1 | $ 71,000 |
THE CIT GROUP/SALES FINANCING, 650 CIT DRIVE LIVINGSTON, NJ 07039 |
* | $ 1,090,407,000 | 1 | $ 33,000 |
STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 4,586,886,000 | 1 | $ 141,000 |
SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 115,148,694,000 | 1 | $ 105,000 |
SIB MORTGAGE CORP. 195 MONTAGUE STREET BROOKLYN, NY 11201 |
* | $ 2,646,970,000 | 1 | $ 131,000 |
SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 39,750,759,000 | 1 | $ 25,000 |
STANDARD MORTGAGE CORPORATION 701 POYDRAS ST 300 PLAZA NEW ORLEANS, LA 70139 |
* | $ 31,000,000 | 1 | $ 179,000 |
PLATINUM COMMUNITY BANK 2915 KIRCHOFF RD ROLLING MEADOWS, IL 60008 |
* | $ 141,333,000 | 1 | $ 97,000 |
PRIORITYONE BANK 220 MAIN AVENUE NORTH MAGEE, MS 39111 |
* | $ 298,407,000 | 1 | $ 61,000 |
REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 44,835,341,000 | 1 | $ 45,000 |
RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 1,344,437,000 | 1 | $ 11,000 |
MORTGAGEAMERICA, INC. 1800 INTERNATIONAL PARK DR, SUITE 100 BIRMINGHAM, AL 35243 |
* | $ 10,000,000 | 1 | $ 64,000 |
EAGLE EXPRESS FED. CR. UN PO BOX 567 JACKSON, MS 39205 |
* | $ 47,622,000 | 1 | $ 210,000 |
NOVASTAR HOME MORTGAGE, INC. 8140 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 10,000,000 | 1 | $ 45,000 |
OMNIBANK 236 E CAPITOL ST JACKSON, MS 39201 |
* | $ 84,818,000 | 1 | $ 38,000 |
OPTEUM FINANCIAL SERVICES LLC WEST 115 CENTURY ROAD - 3RD FLOOR PARAMUS, NJ 07652 |
* | $ 10,000,000 | 1 | $ 150,000 |
AMERISAVE MORTGAGE 3525 PIEDMONT RD BLDG 6 SUITE 7 ATLANTA, GA 30305 |
* | $ 10,000,000 | 1 | $ 72,000 |
AMERITRUST MORTGAGE COMPANY LL 14045 BALLANTYNE CORPORATE PLACE SUITE 2 CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 38,000 |
ALLIANCE MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 10,000,000 | 1 | $ 45,000 |
ALLIED HOME MTG CAPITAL CORP 6110 PINEMONT DR., STE. 215 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 30,000 |
AMERICAN HOME MORTGAGE CORP. 538 BROADHOLLOW RD MELVILLE, NY 11747 |
* | $ 10,000,000 | 1 | $ 62,000 |
JACKSON AREA FEDERAL CREDIT UN P O BOX 1403 JACKSON, MS 39215 |
* | $ 34,594,000 | 1 | $ 15,000 |
AEGIS FUNDING CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 1 | $ 58,000 |
AAMES FUNDING CORPORATION 15090 AVENUE OF SCIENCE SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 1 | $ 100,000 |
COLORADO FEDERAL SAVINGS BANK 8400 EAST PRENTICE AVE, SUITE 545 GREENWOOD VILLAGE, CO 80111 |
* | $ 46,282,000 | 1 | $ 78,000 |
COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FOREST, MS 39074 |
* | $ 445,607,000 | 1 | $ 51,000 |
ASSOCIATES HOUSING FINANCE 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 1,097,190,000,000 | 1 | $ 30,000 |
FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 8,190,484,000 | 1 | $ 81,000 |
FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 148,000 |
GREENPOINT MORTGAGE FUNDING 4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD CHARLOTTE, NC 28217 |
* | $ 6,677,533,000 | 1 | $ 50,000 |
GUARANTY RESIDENTIAL LENDING 1300 S. MOPAC EXPWY AUSTIN, TX 78746 |
* | $ 9,102,046,000 | 1 | $ 95,000 |
HSBC BANK, USA ONE HSBC CENTER/24TH FLOOR BUFFALO, NY 14203 |
* | $ 86,415,769,000 | 1 | $ 146,000 |
DIVERSIFIED CAPITAL COR OF TN 3350 PLAYERS CLUB PKWY #110 MEMPHIS, TN 38125 |
* | $ 10,000,000 | 1 | $ 40,000 |
CORINTHIAN MORTGAGE CORP 5750 W 95TH STREET, SUITE 155 OVERLAND PARK, KS 66207 |
* | $ 341,661,000 | 1 | $ 81,000 |
COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 ADDISON, TX 75001 |
* | $ 10,000,000 | 1 | $ 47,000 |
FIRST HORIZON HOME LOAN CORP 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 1,446,000,000 | 1 | $ 74,000 |
FIRST MAGNUS FINANCIAL CORP 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 1 | $ 54,000 |
FIRST MUTUAL BANK 400 108TH AVE NE BELLEVUE, WA 98004 |
* | $ 742,648,000 | 1 | $ 20,000 |
EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 44,835,341,000 | 1 | $ 104,000 |
FIRST BANK 600 JAMES MCDONNELL BLVD HAZELWOOD, MO 63042 |
* | $ 4,164,526,000 | 1 | $ 115,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 982 | $76,476,000 | $77,000 | $800,000 | $48,000 | $920,000 |
Home Purchase (one-to-four family) | 637 | $34,597,000 | $54,000 | $300,000 | $41,000 | $600,000 |
Home Improvement (one-to-four family) | 201 | $2,110,000 | $10,000 | $150,000 | $46,000 | $360,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 882 | $62,955,000 | $71,000 | $800,000 | $50,000 | $888,000 |
Black | 549 | $24,067,000 | $43,000 | $200,000 | $38,000 | $600,000 |
Information not provided by applicant in mail or telephone application | 282 | $17,561,000 | $62,000 | $315,000 | $44,000 | $920,000 |
Not applicable | 49 | $5,000,000 | $102,000 | $627,000 | $14,000 | $235,000 |
Other | 20 | $1,495,000 | $74,000 | $203,000 | $66,000 | $692,000 |
Asian or Pacific Islander | 17 | $888,000 | $52,000 | $200,000 | $168,000 | $298,000 |
Hispanic | 12 | $631,000 | $52,000 | $93,000 | $39,000 | $79,000 |
American Indian or Alaskan Native | 9 | $586,000 | $65,000 | $119,000 | $43,000 | $101,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,712 | $106,002,000 | $61,000 | $800,000 | $47,000 | $920,000 |
FHA-insured (Federal Housing Administration) | 83 | $5,244,000 | $63,000 | $146,000 | $29,000 | $102,000 |
VA-guaranteed (Veterans Administration) | 23 | $1,829,000 | $79,000 | $179,000 | $26,000 | $109,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $108,000 | $54,000 | $54,000 | $24,000 | $49,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 812 | $52,545,000 | $64,000 | $800,000 | $48,000 | $588,000 |
Application Denied By Financial Institution | 597 | $30,399,000 | $50,000 | $495,000 | $46,000 | $920,000 |
Application Approved But Not Accepted | 147 | $9,237,000 | $62,000 | $700,000 | $44,000 | $486,000 |
Application Withdrawn By Applicant | 118 | $8,567,000 | $72,000 | $352,000 | $59,000 | $600,000 |
Loan Purchased By The Institution | 116 | $9,806,000 | $84,000 | $627,000 | $23,000 | $101,000 |
File Closed For Incompleteness | 30 | $2,629,000 | $87,000 | $300,000 | $48,000 | $125,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 191 | $8,141,000 | $42,000 | $200,000 | $40,000 | $360,000 |
Other | 143 | $6,458,000 | $45,000 | $200,000 | $59,000 | $920,000 |
Credit Application Incomplete | 39 | $3,417,000 | $87,000 | $203,000 | $72,000 | $692,000 |
Collateral | 33 | $2,419,000 | $73,000 | $495,000 | $50,000 | $246,000 |
Debt-To-Income Ratio | 26 | $1,856,000 | $71,000 | $280,000 | $30,000 | $102,000 |
Employment History | 6 | $345,000 | $57,000 | $107,000 | $35,000 | $65,000 |
Insufficient Cash (Downpayment, Closing Cost) | 5 | $274,000 | $54,000 | $72,000 | $33,000 | $49,000 |
Unverifiable Information | 5 | $374,000 | $74,000 | $141,000 | $115,000 | $888,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.