Find mortgage statistics and lending data for the Colusa County CA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Colusa County CA, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 795 |
Total Mortgage Loan Application Amount | $134,930,000 |
Average Mortgage Loan Application Amount | $169,000 |
Highest Mortgage Loan Application Amount | $637,000 |
Average Applicant Income | $66,000 |
Highest Applicant Income | $961,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 166 | $ 28,214,000 |
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 122 | $ 20,012,000 |
CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 39 | $ 3,013,000 |
ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 34 | $ 7,368,000 |
JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 31 | $ 4,499,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 27 | $ 4,452,000 |
COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 26 | $ 4,733,000 |
EVERGREEN MONEYSOURCE MORTGAGE 915 118TH AVENUE SE, SUITE 300 BELLEVUE, WA 98005 |
* | $ 10,000,000 | 22 | $ 2,752,000 |
ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 20 | $ 2,758,000 |
UMPQUA BANK ONE SW COLUMBIA STREET, SUITE 1050 PORTLAND, OR 97258 |
* | $ 8,599,058,000 | 17 | $ 3,259,000 |
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 17 | $ 3,330,000 |
MOUNTAIN WEST FINANCIAL INC. 1209 NEVADA STREET SUITE 200 REDLANDS, CA 92374 |
* | $ 10,000,000 | 16 | $ 2,215,000 |
US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 14 | $ 2,420,000 |
US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,858,594,000 | 11 | $ 1,607,000 |
CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 10 | $ 1,940,000 |
FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,157,838,000 | 10 | $ 1,781,000 |
GATEWAY BUSINESS BANK 18000 STUDEBAKER ROAD, SUITE 550 CERRITOS, CA 90703 |
* | $ 198,774,000 | 9 | $ 1,139,000 |
BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 4,017,643,000 | 9 | $ 1,273,000 |
EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 8 | $ 1,689,000 |
THE GOLDEN 1 CREDIT UNION 8945 CAL CENTER DRIVE SACRAMENTO, CA 95826 |
* | $ 6,942,805,000 | 7 | $ 1,084,000 |
FIRST NORTHERN BANK OF DIXON 195 NORTH FIRST STREET DIXON, CA 95620 |
* | $ 670,796,000 | 7 | $ 1,697,000 |
TRI COUNTIES BANK 63 CONSTITUTION DRIVE CHICO, CA 95973 |
* | $ 2,041,951,000 | 7 | $ 1,706,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD. SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 7 | $ 1,048,000 |
REUNION MORTGAGE, INC 860 HILLVIEW COURT #300 MILPITAS, CA 95035 |
* | $ 10,000,000 | 6 | $ 952,000 |
CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 6 | $ 736,000 |
CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 21,270,147,000 | 6 | $ 940,000 |
BUTTE COMMUNITY BANK 1360 E. LASSEN AVE CHICO, CA 95973 |
* | $ 591,639,000 | 5 | $ 862,000 |
ONEWEST BANK, FSB 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 36,000,000,000 | 5 | $ 1,447,000 |
FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 5 | $ 1,723,000 |
STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 5 | $ 1,165,000 |
FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 5 | $ 1,237,000 |
WILSON RESOURCES, INC 5905 GRANITE LAKE DR #120 GRANITE BAY, CA 95746 |
* | $ 10,000,000 | 4 | $ 721,000 |
PRO CITY MORTGAGE CORPORATION 2241 DOUGLAS BLVD. STE 100 ROSEVILLE, CA 95661 |
* | $ 1,000,000,000 | 4 | $ 1,116,000 |
WACHOVIA MORTGAGE FSB TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 69,166,325,000 | 4 | $ 673,000 |
PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 140,777,455,000 | 4 | $ 898,000 |
CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 115,142,306,000 | 3 | $ 29,000 |
HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 3 | $ 509,000 |
PATELCO CREDIT UNION 5050 HOPYARD ROAD DUBLIN, CA 94588 |
* | $ 4,111,449,000 | 3 | $ 383,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 3 | $ 741,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 3 | $ 476,000 |
FIRST MORTGAGE CORPORATION 1131 W. 6TH STREET ONTARIO, CA 91762 |
* | $ 10,000,000 | 3 | $ 438,000 |
PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 3 | $ 355,000 |
SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 3 | $ 718,000 |
BROADVIEW MORTGAGE CORPORATION 2200 W ORANGEWOOD AVE SUITE 215 ORANGE, CA 92868 |
* | $ 10,000,000 | 2 | $ 504,000 |
AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661 |
* | $ 10,000,000 | 2 | $ 416,000 |
VITEK REAL ESTATE INDUSTRIES GROUP, INC. 2882 PROSPECT PARK DRIVE, SUITE 100 RANCHO CORDOVA, CA 95670 |
* | $ 10,000,000 | 2 | $ 450,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 392,000 |
LAND/HOME FINANCIAL SERVICES 1355 WILLOW WAY, SUITE 250 CONCORD, CA 94520 |
* | $ 10,000,000 | 2 | $ 293,000 |
SACRAMENTO 1ST MORTGAGE, INC 3626 FAIR OAKS BLVD, SUITE 100 SACRAMENTO, CA 95864 |
* | $ 10,000,000 | 2 | $ 384,000 |
MOUNTAIN STATES MORTGAGE 1333 E 9400 S SANDY, UT 84093 |
* | $ 10,000,000 | 2 | $ 420,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 337,000 |
GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ 31,000,000 | 2 | $ 325,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 2 | $ 381,000 |
MONEYONE, INC. 2100 WATT AVENUE, SUITE 155 SACRAMENTO, CA 95825 |
* | $ 10,000,000 | 2 | $ 291,000 |
BANKMORTGAGESOLUTIONS LLC 14425 COLLEGE BLVD SUITE 100 LENEXA, KS 66215 |
* | $ 11,000,000 | 2 | $ 700,000 |
AMERICANMTGNETWORK DBA VERTICE TONYA YOUNG 100 N MAIN ST MAC D4001-063 WINSTON-SALEM, NC 27101 |
* | $ 473,000,000,000 | 2 | $ 224,000 |
METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 10,273,647,000 | 2 | $ 498,000 |
HSBC BANK USA, NA 1 HSBC CENTER - 24TH FLOOR BUFFALO, NY 14203 |
* | $ 181,604,079,000 | 2 | $ 647,000 |
SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 2 | $ 218,000 |
PROVIDENT SAVINGS BANK, F.S.B. 3756 CENTRAL AVENUE RIVERSIDE, CA 92506 |
* | $ 1,551,165,000 | 2 | $ 562,000 |
SIERRA CENTRAL CREDIT UNION 1351 HARTER PARKWAY YUBA CITY, CA 95993 |
* | $ 612,548,000 | 2 | $ 209,000 |
SAFE CREDIT UNION 2295 IRON POINT RD SUITE 100 FOLSOM, CA 95630 |
* | $ 1,341,774,000 | 1 | $ 138,000 |
SCHOOLS FINANCIAL CREDIT UNION 1485 RESPONSE ROAD SACRAMENTO, CA 95815 |
* | $ 1,185,798,000 | 1 | $ 73,000 |
TRAVIS CREDIT UNION ONE TRAVIS WAY VACAVILLE, CA 95687 |
* | $ 1,585,845,000 | 1 | $ 60,000 |
CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 25,365,108,000 | 1 | $ 204,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 32,584,979,000 | 1 | $ 80,000 |
GATEWAY BANK, FSB 2336 MERCED STREET SAN LEANDRO, CA 94577 |
* | $ 479,176,000 | 1 | $ 404,000 |
COLORADO FEDERAL SAVINGS BANK 8400 EAST PRENTICE AVE, SUITE 545 GREENWOOD VILLAGE, CO 80111 |
* | $ 77,289,000 | 1 | $ 140,000 |
CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 82,981,000 | 1 | $ 162,000 |
HFC COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 15,000,000 | 1 | $ 161,000 |
FIRST MARINER BANK 3301 BOSTON STREET BALTIMORE, MD 21224 |
* | $ 1,196,580,000 | 1 | $ 269,000 |
CSW FINANCIAL LLC DBA TITAN WH 7510 LONGLEY LANE RENO, NV 89502 |
* | $ 15,000,000 | 1 | $ 195,000 |
PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 1 | $ 176,000 |
GMFS, LLC 7389 FLORIDA BLVD, STE 200-A BATON ROUGE, LA 70806 |
* | $ 10,000,000 | 1 | $ 132,000 |
INTELLILOAN, INC. 4 PARK PLAZA SUITE 800 ORANGE, CA 92614 |
* | $ 10,000,000 | 1 | $ 176,000 |
PMC BANCORP 17800 CASTLETON STREET, SUITE 488 CITY OF INDUSTRY, CA 91748 |
* | $ 10,000,000 | 1 | $ 470,000 |
NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ 10,000,000 | 1 | $ 199,000 |
MORGAN STANLEY CREDIT CORP 75 N. FAIRWAY DR. VERNON HILLS, IL 60061 |
* | $ 36,000,000 | 1 | $ 413,000 |
NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 36,351,625,000 | 1 | $ 150,000 |
TRUST ONE MORTGAGE CORPORATION 108 PACIFICA, SUITE 300 IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 101,000 |
RPM MORTGAGE INC. 3236 STONE VALLEY ROAD W ALAMO, CA 94507 |
* | $ 62,000,000 | 1 | $ 118,000 |
AMERICAN GENERAL FIN.SERV.(DE) 601 N.W. SECOND STREET, P.O. BOX 59 EVANSVILLE, IN 47701 |
* | $ 10,000,000 | 1 | $ 10,000 |
JUST MORTGAGE 9680 HAVEN AVE. SUIT 200 RANCHO CUCAMONGA, CA 91730 |
* | $ 10,000,000 | 1 | $ 216,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 417,000 |
MULTI-STATE HOME LENDING INC. 2081 BUSINESS CENTER DRIVE SUITE 190 IRVINE, CA 92612 |
* | $ 10,000,000 | 1 | $ 170,000 |
GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ 10,000,000 | 1 | $ 237,000 |
LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 153,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 151,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 1 | $ 282,000 |
NOVA FINANCIAL & INVESTMENT CORPORATION 6245 E. BROADWAY BLVD., SUITE 400 TUCSON, AZ 85711 |
* | $ 10,000,000 | 1 | $ 272,000 |
PINNACLE MORTGAGE GROUP, INC. 3605 SOUTH TELLER ST LAKEWOOD, CO 80235 |
* | $ 10,000,000 | 1 | $ 162,000 |
TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 1 | $ 152,000 |
AMERICAHOMEKEY, INC 3838 OAK LAWN STE 1050 DALLAS, TX 75219 |
* | $ 10,000,000 | 1 | $ 231,000 |
NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 80,000 |
FIRST CALIFORNIA MORTGAGE CO., INC. 1400 N MCDOWELL BLVD, SUITE 300 PETALUMA, CA 94954 |
* | $ 10,000,000 | 1 | $ 162,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 388 | $76,280,000 | $196,000 | $596,000 | $76,000 | $961,000 |
Home Purchase | 378 | $55,523,000 | $146,000 | $637,000 | $57,000 | $406,000 |
Home Improvement | 29 | $3,127,000 | $107,000 | $417,000 | $63,000 | $141,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 367 | $69,271,000 | $188,000 | $470,000 | $87,000 | $961,000 |
Hispanic | 249 | $35,589,000 | $142,000 | $459,000 | $43,000 | $172,000 |
Not applicable | 88 | $13,729,000 | $156,000 | $637,000 | $40,000 | $186,000 |
Not Provided | 68 | $13,060,000 | $192,000 | $461,000 | $75,000 | $356,000 |
Asian | 12 | $1,341,000 | $111,000 | $238,000 | $61,000 | $141,000 |
American Indian or Alaskan Native | 7 | $1,139,000 | $162,000 | $369,000 | $84,000 | $220,000 |
Black or African American | 4 | $801,000 | $200,000 | $254,000 | $94,000 | $209,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 471 | $80,417,000 | $170,000 | $637,000 | $82,000 | $961,000 |
FHA-insured (Federal Housing Administration) | 255 | $43,497,000 | $170,000 | $417,000 | $46,000 | $406,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $6,640,000 | $130,000 | $204,000 | $24,000 | $63,000 |
VA-guaranteed (Veterans Administration) | 18 | $4,376,000 | $243,000 | $358,000 | $54,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 303 | $50,255,000 | $165,000 | $417,000 | $73,000 | $961,000 |
Loan Purchased By The Institution | 196 | $31,288,000 | $159,000 | $637,000 | $45,000 | $406,000 |
Application Denied By Financial Institution | 160 | $30,540,000 | $190,000 | $470,000 | $80,000 | $590,000 |
Application Withdrawn By Applicant | 90 | $15,024,000 | $166,000 | $413,000 | $66,000 | $370,000 |
Application Approved But Not Accepted | 27 | $4,472,000 | $165,000 | $373,000 | $78,000 | $370,000 |
File Closed For Incompleteness | 17 | $3,195,000 | $187,000 | $470,000 | $66,000 | $213,000 |
Preapproval Denied by Financial Institution | 2 | $156,000 | $78,000 | $106,000 | $44,000 | $50,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 58 | $13,426,000 | $231,000 | $461,000 | $97,000 | $590,000 |
Debt-To-Income Ratio | 23 | $3,441,000 | $149,000 | $470,000 | $56,000 | $109,000 |
Credit History | 19 | $2,206,000 | $116,000 | $295,000 | $63,000 | $220,000 |
Other | 15 | $2,646,000 | $176,000 | $310,000 | $85,000 | $209,000 |
Unverifiable Information | 7 | $982,000 | $140,000 | $224,000 | $79,000 | $264,000 |
Credit Application Incomplete | 6 | $1,070,000 | $178,000 | $310,000 | $102,000 | $230,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $258,000 | $258,000 | $258,000 | $83,000 | $83,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information back through 2003.