Cole County MO
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage statistics and lending data for the Cole County MO metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cole County MO, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,533
Total Mortgage Loan Application Amount $327,943,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $2,668,000
Average Applicant Income $68,000
Highest Applicant Income $1,051,000

Mortgage Company List for Lending in Cole County MO for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE CENTRAL TRUST BANK
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 1,935,967,000 439 $ 55,285,000
JEFFERSON BANK OF MISSOURI
700 SOUTHWEST BLVD.
JEFFERSON CITY, MO 65101
* $ 486,943,000 418 $ 50,333,000
HAWTHORN BANK
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,129,075,000 153 $ 20,357,000
MID AMERICA BANK
1511 FRIENDSHIP ROAD
JEFFERSON CITY, MO 65101
* $ 371,487,000 139 $ 25,378,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,373,600,000,000 112 $ 14,706,000
MISSOURI CREDIT UNION
111 E. BROADWAY
COLUMBIA, MO 65203
* $ 260,434,000 99 $ 11,342,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 92 $ 8,745,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 85 $ 9,480,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 57 $ 6,912,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ 100,000,000 46 $ 6,075,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,184,373,000 41 $ 8,504,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 36 $ 4,739,000
FIRST FINANCIAL CREDIT UNION
3124 W. EDGEWOOD DRIVE
JEFFERSON CITY, MO 65109
* $ 65,360,000 36 $ 3,827,000
PROVIDENCE BANK
3855 FORUM BOULEVARD
COLUMBIA, MO 65203
* $ 654,483,000 35 $ 6,181,000
BANK OF ST. ELIZABETH
215 MAIN STREET, PO BOX 8
SAINT ELIZABETH, MO 65075
* $ 106,800,000 33 $ 3,669,000
LEGENDS BANK
PO BOX 888
LINN, MO 65051
* $ 273,404,000 33 $ 3,274,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 32 $ 3,986,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 27 $ 3,734,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 25 $ 3,640,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 25 $ 3,114,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 24 $ 5,112,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 24 $ 2,900,000
COMMUNITY POINT BANK
13218 RAILROAD AVE PO BOX 457
RUSSELLVILLE, MO 65074
* $ 92,890,000 23 $ 3,334,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 22 $ 2,125,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 21 $ 2,964,000
FARMERS BANK OF LOHMAN
P.O. BOX 22
LOHMAN, MO 65053
* $ 60,047,000 20 $ 1,625,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 17 $ 2,103,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 16 $ 1,833,000
FIRST STATE BANK OF ST. CHARLES, MISSOURI
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 260,398,000 15 $ 2,910,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,346,747,000,000 12 $ 2,142,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 11 $ 2,095,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 11 $ 2,006,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 982,000
UMB BANK, NATIONAL ASSOCIATION
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 16,642,506,000 9 $ 1,149,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ 945,758,000 9 $ 980,000
PULASKI BANK, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,293,139,000 9 $ 1,501,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,943,132,000 8 $ 387,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 8 $ 800,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 8 $ 853,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 8 $ 855,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 7 $ 681,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 6 $ 1,148,000
RIVER REGION CREDIT UNION
3124 W. EDGEWOOD DR.
JEFFERSON CITY, MO 65109
* $ 95,323,000 6 $ 684,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 6 $ 683,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 6 $ 602,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 5 $ 930,000
CONSERVATION EMPLOYEES CREDIT UNION
P.O. BOX 180
JEFFERSON CITY, MO 65102
* $ 94,638,000 5 $ 742,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 5 $ 584,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 5 $ 456,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 5 $ 558,000
THE CALLAWAY BANK
PO BOX 10
FULTON, MO 65251
* $ 302,814,000 5 $ 957,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 4 $ 946,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 4 $ 495,000
BOONE COUNTY NATIONAL BANK
8TH & BROADWAY P O BOX 678
COLUMBIA, MO 65205
* $ 1,418,776,000 4 $ 501,000
THE MARIES COUNTY BANK
218 4TH STREET
VIENNA, MO 65582
* $ 339,224,000 4 $ 160,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
5455 N UNION BLVD, CO 80918
* $ 10,000,000 4 $ 462,000
PEOPLES BANK OF MONITEAU COUNTY
105 W ROW STREET
JAMESTOWN, MO 65046
* $ 53,985,000 4 $ 513,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 120,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 392,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 441,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 3 $ 502,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 231,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
ATLANTA, GA 30328
* $ 826,484,000 3 $ 405,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 3 $ 868,000
MORTGAGE INVESTMENT SERVICES CORPORATION
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 3 $ 362,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 3 $ 839,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 3 $ 262,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 342,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 3 $ 409,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 3 $ 253,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 3 $ 280,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
SHOREVIEW, MN 55126
* $ 2,304,353,000 3 $ 355,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,664,450,000 2 $ 215,000
LANDMARK BANK N.A.
PO BOX 1867
COLUMBIA, MO 65201
* $ 1,928,226,000 2 $ 223,000
THE BANK OF MISSOURI
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 1,022,896,000 2 $ 157,000
THE BANK OF OLD MONROE
2100 HWY C, PO BOX 188
OLD MONROE, MO 63369
* $ 305,003,000 2 $ 104,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,556,442,000 2 $ 543,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 2 $ 336,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 450,000
MISSOURI ELECTRIC COOPERATIVES EMPL
2722 E MCCARTY
JEFFERSON CITY, MO 65101
* $ 139,828,000 2 $ 271,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 2 $ 130,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 2 $ 158,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 2 $ 283,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 210,000
BANK OF BOLIVAR
PO BOX 560, 495 S. SPRINGFIELD
BOLIVAR, MO 65613
* $ 202,830,000 2 $ 514,000
CITIZENS STATE BANK
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 2 $ 11,000
BANK STAR ONE
118 WEST 5TH STREET
FULTON, MO 65251
* $ 88,778,000 2 $ 159,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 2 $ 275,000
THE TIPTON LATHAM BANK, NATIONAL ASSOCIATION
800 W. HWY 50; PO BOX 759
TIPTON, MO 65081
* $ 103,518,000 2 $ 235,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 2 $ 398,000
PARAMOUNT BOND & MORTGAGE CO., INC.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 1 $ 55,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 100,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
ST PETERS, MO 63376
* $ 0 1 $ 201,000
PEOPLE'S SAVINGS BANK OF RHINELAND
101 BLUFF STREET
RHINELAND, MO 65069
* $ 204,804,000 1 $ 190,000
AMERICAN BANK OF MISSOURI
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 128,245,000 1 $ 176,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 110,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 163,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 239,452,000 1 $ 50,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 83,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 133,000
FIRST MIDWEST BANK OF DEXTER
819 BUS. HWY. 60, PO BOX 158
DEXTER, MO 63841
* $ 271,357,000 1 $ 44,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 1 $ 103,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 55,000
FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 768,602,000 1 $ 134,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
OKLAHOMA CITY, OK 73132
* $ 539,275,000 1 $ 95,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 204,003,000 1 $ 16,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 1 $ 23,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,151,987,000 1 $ 163,000
FCB BANKS
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 664,402,000 1 $ 114,000
F & M BANK AND TRUST COMPANY
PO BOX 938
HANNIBAL, MO 63401
* $ 127,231,000 1 $ 142,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 943,388,000 1 $ 89,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 62,915,596,000 1 $ 20,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 1 $ 94,000
SELF-HELP FEDERAL CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 558,432,000 1 $ 218,000
REVERSE MORTGAGE SOLUTIONS INC
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 78,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 84,362,333,000 1 $ 54,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 16,840,840,000 1 $ 30,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 179,771,772,000 1 $ 104,000
CORNERSTONE MORTGAGE, INC.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 143,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 43,000
WEST TOWN BANK & TRUST
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 150,121,000 1 $ 150,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 81,000
ALLIANCE CREDIT UNION
1280 S HIGHWAY DR
FENTON, MO 63026
* $ 212,796,000 1 $ 88,000
MB FINANCIAL BANK NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 1 $ 156,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 598,835,000 1 $ 13,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 1 $ 226,000
WOOD & HUSTON BANK
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 557,434,000 1 $ 51,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
KANSAS CITY, MO 64150
* $ 1,000,000,000 1 $ 106,000
BOEING EMPLOYEES CREDIT UNION
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 11,932,556,000 1 $ 77,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 97,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 79,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 103,000
PERL MORTGAGE, INC.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ 11,000,000 1 $ 385,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 1 $ 68,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 86,000
CENTRAL BANK OF ST. LOUIS
12218 MANCHEST RD.
ST. LOUIS, MO 63131
* $ 1,397,889,000 1 $ 89,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 277,561,000 1 $ 103,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cole County MO in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,398 $189,015,000 $135,000 $990,000 $66,000 $1,051,000
Refinancing 891 $121,904,000 $136,000 $2,668,000 $68,000 $655,000
Home Improvement 244 $17,024,000 $69,000 $594,000 $78,000 $697,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,985 $257,470,000 $129,000 $960,000 $75,000 $1,051,000
Not Provided 221 $27,365,000 $123,000 $425,000 $68,000 $424,000
Not applicable 203 $27,592,000 $135,000 $2,668,000 $3,000 $90,000
Black or African American 71 $8,500,000 $119,000 $378,000 $54,000 $188,000
Hispanic 24 $2,905,000 $121,000 $408,000 $56,000 $235,000
Asian 17 $2,630,000 $154,000 $270,000 $92,000 $193,000
Native Hawaiian or Other Pacific Islander 7 $984,000 $140,000 $237,000 $85,000 $135,000
American Indian or Alaskan Native 5 $497,000 $99,000 $144,000 $25,000 $73,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,960 $255,872,000 $130,000 $2,668,000 $75,000 $1,051,000
FHA-insured (Federal Housing Administration) 284 $30,909,000 $108,000 $262,000 $41,000 $180,000
VA-guaranteed (Veterans Administration) 226 $33,114,000 $146,000 $378,000 $49,000 $227,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $8,048,000 $127,000 $238,000 $46,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,659 $212,232,000 $127,000 $2,668,000 $73,000 $1,051,000
Application Denied By Financial Institution 304 $37,696,000 $124,000 $960,000 $60,000 $421,000
Loan Purchased By The Institution 218 $30,471,000 $139,000 $417,000 $43,000 $422,000
Application Withdrawn By Applicant 162 $21,425,000 $132,000 $960,000 $63,000 $560,000
Application Approved But Not Accepted 141 $18,301,000 $129,000 $960,000 $72,000 $225,000
File Closed For Incompleteness 49 $7,818,000 $159,000 $960,000 $72,000 $275,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 56 $6,483,000 $115,000 $325,000 $57,000 $210,000
Debt-To-Income Ratio 41 $5,139,000 $125,000 $417,000 $54,000 $234,000
Collateral 35 $5,597,000 $159,000 $867,000 $97,000 $421,000
Credit Application Incomplete 6 $834,000 $139,000 $220,000 $57,000 $98,000
Other 5 $585,000 $117,000 $238,000 $47,000 $76,000
Unverifiable Information 4 $608,000 $152,000 $192,000 $35,000 $52,000
Employment History 4 $434,000 $108,000 $151,000 $41,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $0 $0
Mortgage Insurance Denied 1 $145,000 $145,000 $145,000 $74,000 $74,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information back through 2003.

Download the Missouri Lender List