Unlock detailed Clay County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 486 |
Total Mortgage Loan Application Amount | $75,060,000 |
Average Mortgage Loan Application Amount | $154,000 |
Highest Mortgage Loan Application Amount | $515,000 |
Average Applicant Income | $94,000 |
Highest Applicant Income | $666,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 18 | $ 1,530,000 |
AGFIRST FARM CREDIT BANK 1901 MAIN STREET COLUMBIA, SC 29201 |
* | $ -1,000 | 1 | $ 285,000 |
ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 167,492,000,000 | 1 | $ 355,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 50,000 |
AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 115,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 4 | $ 340,000 |
AMERICAN NATIONAL BANK & TRUST 2732 MIDWESTERN PKWY WICHITA FALLS, TX 76308 |
* | $ 885,101,000 | 71 | $ 13,415,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 4 | $ 660,000 |
AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 11,550,782,000 | 1 | $ 235,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,852,983,000,000 | 4 | $ 520,000 |
BANK OF COLORADO 1609 EAST HARMONY RD FORT COLLINS, CO 80525 |
* | $ 4,520,376,000 | 1 | $ 95,000 |
BBVA USA 15 SOUTH 20TH ST BIRMINGHAM, AL 35233 |
* | $ 92,657,948,000 | 2 | $ 330,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 5 | $ 665,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 3 | $ 385,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,453,998,000,000 | 1 | $ 45,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 165,742,416,000 | 31 | $ 5,085,000 |
CITIZENS STATE BANK 329 W. HARRIS SAN ANGELO, TX 76903 |
* | $ 158,984,000 | 1 | $ 225,000 |
CLEARPATH LENDING 15615 ALTON PARKWAY SUITE 300 IRVINE, CA 92618 |
* | $ -1,000 | 1 | $ 155,000 |
COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ -1,000 | 1 | $ 65,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,210,474,000 | 1 | $ 175,000 |
CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 75,000 |
DATCU 5940 SOUTH INTERSTATE 35 EAST CORINTH, TX 76210 |
* | $ 1,044,507,000 | 2 | $ 110,000 |
DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 112,384,202,000 | 3 | $ 215,000 |
EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 11 | $ 1,625,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 575,000 |
FIRST BANK 300 E THRID BURKBURNETT, TX 76354 |
* | $ 478,725,000 | 15 | $ 2,175,000 |
FIRST BANK & TRUST 9816 SLIDE RD. LUBBOCK, TX 79424 |
* | $ 1,137,714,000 | 5 | $ 745,000 |
FIRST BASIN CREDIT UNION 2740 NORTH COUNTY ROAD WEST ODESSA, TX 79764 |
* | $ 269,478,000 | 1 | $ 65,000 |
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 400 PINE ST ABILENE, TX 79601 |
* | $ 8,228,226,000 | 1 | $ 255,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 115,000 |
FIRST NATIONAL BANK 1540 E. SOUTHLAKE BLVD WICHITA FALLS, TX 76092 |
* | $ 527,259,000 | 1 | $ 195,000 |
FIRST STATE BANK 801 E CALIFORNIA STREET GAINESVILLE, TX 76240 |
* | $ 1,147,965,000 | 1 | $ 295,000 |
FIRST UNITED BANK 5802 4TH STREET DIMMITT, TX 79416 |
* | $ 1,370,041,000 | 1 | $ 105,000 |
FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 8,090,901,000 | 1 | $ 105,000 |
FIRSTCAPITAL BANK OF TEXAS, NATIONAL ASSOCIATION 3900 S. SONCY RD AMARILLO, TX 79119 |
* | $ 1,732,419,000 | 6 | $ 330,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 10 | $ 2,330,000 |
GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,498,327,000 | 6 | $ 580,000 |
GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 1 | $ 55,000 |
GREAT PLAINS NATIONAL BANK 5909 NW EXPRESSWAY ELK CITY, OK 73132 |
* | $ 814,382,000 | 1 | $ 75,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 165,000 |
GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 10 | $ 2,070,000 |
HERRING BANK 2201 CIVIC CIRCLE AMARILLO, TX 79109 |
* | $ 445,390,000 | 1 | $ 445,000 |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 12001 NORTH CENTRAL EXPRESSWAY SUITE 750 DALLAS, TX 75243 |
* | $ -1,000 | 1 | $ 165,000 |
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 425,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 2 | $ 330,000 |
INWOOD NATIONAL BANK 7621 INWOOD RD DALLAS, TX 75209 |
* | $ 3,038,098,000 | 1 | $ 55,000 |
IXONIA BANK W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ 389,451,000 | 1 | $ 315,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 4 | $ 720,000 |
LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 3 | $ 185,000 |
LEGEND BANK, N.A. 101 TARRANT ST BOWIE, TX 76230 |
* | $ 758,653,000 | 13 | $ 1,915,000 |
MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ -1,000 | 1 | $ 185,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 1 | $ 125,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 11 | $ 2,065,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 4 | $ 430,000 |
NATIONWIDE MORTGAGE BANKERS, INC. 310A MAIN ST WILMINGTON, DE 08833 |
* | $ -1,000 | 1 | $ 235,000 |
NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 833,228,000 | 1 | $ 195,000 |
NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 DALLAS, TX 77042 |
* | $ -1,000 | 1 | $ 195,000 |
NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 2 | $ 550,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 4 | $ 630,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 10 | $ 1,390,000 |
NTFN, INC. 700 STATE HIGHWAY 121, SUITE 100 PLANO, TX 75067 |
* | $ -1,000 | 1 | $ 85,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 5 | $ 535,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 95,000 |
PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 3 | $ 685,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 315,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 215,000 |
PROSPERITY BANK 1301 N MECHANIC EL CAMPO, TX 77437 |
* | $ 32,184,416,000 | 1 | $ 75,000 |
RANDOLPH-BROOKS FEDERAL CREDIT UNION PO BOX 2097 LIVE OAK, TX 78148 |
* | $ 9,675,518,000 | 2 | $ 310,000 |
RB MORTGAGE LLC ONE RANDOLPH BROOKS PARKWAY AUSTIN, TX 78233 |
* | $ -1,000 | 1 | $ 185,000 |
RCB BANK PO BOX 189 CLAREMORE, OK 74018 |
* | $ 3,176,415,000 | 1 | $ 85,000 |
RELIANT BANK 1736 CAROTHERS PARKWAY BRENTWOOD, TN 37027 |
* | $ 1,897,550,000 | 3 | $ 215,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 65,000 |
SOVEREIGN LENDING GROUP INCORPORATED 3540 HOWARD WAY STE # 200 COSTA MESA, CA 92626 |
* | $ -1,000 | 1 | $ 325,000 |
SUNFLOWER BANK, NATIONAL ASSOCIATION 3025 CORTLAND CIRCLE - PO BOX 800 DALLAS, TX 67401 |
* | $ 4,172,729,000 | 1 | $ 115,000 |
SUSSER BANK 500 HARWOOD ROAD BEDFORD, TX 76021 |
* | $ 973,107,000 | 1 | $ 105,000 |
SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ -1,000 | 1 | $ 145,000 |
TEXAS BANK FINANCIAL 901 SANTA FE DRIVE WEATHERFORD, TX 76086 |
* | $ 441,769,000 | 1 | $ 115,000 |
TEXOMA COMMUNITY CREDIT UNION PO BOX 1320 WICHITA FALLS, TX 76307 |
* | $ 168,355,000 | 11 | $ 1,015,000 |
THE JACKSBORO NATIONAL BANK 910 MAIN STREET JACKSBORO, TX 76458 |
* | $ 235,468,000 | 25 | $ 3,695,000 |
THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 2 | $ 230,000 |
TIB NATIONAL ASSOCIATION 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 2,712,795,000 | 1 | $ 225,000 |
TJC MORTGAGE, INC. 1 PERIMETER PARK S, STE 230 S WETUMPKA, AL 35243 |
* | $ -1,000 | 1 | $ 265,000 |
TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 145,000 |
TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 285,000 |
TRUHOME SOLUTIONS, LLC 9601 LEGLER RD. CLAYTON, MO 66219 |
* | $ -1,000 | 1 | $ 75,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 461,256,000,000 | 3 | $ 405,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 15 | $ 2,775,000 |
UNION SQUARE CREDIT UNION 2903 KEMP BOULEVARD WICHITA FALLS, TX 76308 |
* | $ 372,925,000 | 49 | $ 8,225,000 |
UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ -1,000 | 2 | $ 400,000 |
UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 3 | $ 645,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 4 | $ 730,000 |
VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 2 | $ 400,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,712,919,000,000 | 25 | $ 2,595,000 |
WICHITA FALLS TEACHERS FEDERAL CREDIT UNION 4301 BARNETT RD. WICHITA FALLS, TX 76310 |
* | $ 79,367,000 | 1 | $ 55,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 246 | $34,610,000 | $140,000 | $465,000 | $84,000 | $344,000 |
Refinancing | 151 | $28,105,000 | $186,000 | $495,000 | $96,000 | $323,000 |
Cash-out Refinancing | 57 | $9,315,000 | $163,000 | $515,000 | $121,000 | $457,000 |
Not Applicable | 19 | $1,665,000 | $87,000 | $265,000 | $0 | $0 |
Other Purpose | 9 | $1,085,000 | $120,000 | $205,000 | $182,000 | $666,000 |
Home Improvement | 4 | $280,000 | $70,000 | $105,000 | $100,000 | $175,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 338 | $52,840,000 | $156,000 | $515,000 | $93,000 | $666,000 |
Not Provided | 63 | $9,455,000 | $150,000 | $345,000 | $96,000 | $220,000 |
Not applicable | 55 | $7,535,000 | $137,000 | $325,000 | $49,000 | $62,000 |
Hispanic | 22 | $4,270,000 | $194,000 | $445,000 | $126,000 | $457,000 |
American Indian or Alaskan Native | 5 | $595,000 | $119,000 | $235,000 | $70,000 | $102,000 |
Asian | 3 | $365,000 | $121,000 | $225,000 | $116,000 | $196,000 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 326 | $49,870,000 | $152,000 | $515,000 | $103,000 | $666,000 |
VA-guaranteed (Veterans Administration) | 84 | $16,420,000 | $195,000 | $465,000 | $72,000 | $144,000 |
FHA-insured (Federal Housing Administration) | 64 | $7,660,000 | $119,000 | $315,000 | $61,000 | $215,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,110,000 | $92,000 | $145,000 | $53,000 | $71,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 269 | $44,065,000 | $163,000 | $515,000 | $102,000 | $666,000 |
Loan Purchased By The Institution | 87 | $12,275,000 | $141,000 | $355,000 | $85,000 | $176,000 |
Application Denied By Financial Institution | 45 | $5,535,000 | $123,000 | $355,000 | $65,000 | $198,000 |
Application Withdrawn By Applicant | 41 | $7,055,000 | $172,000 | $515,000 | $93,000 | $220,000 |
File Closed For Incompleteness | 30 | $3,640,000 | $121,000 | $345,000 | $82,000 | $220,000 |
Application Approved But Not Accepted | 14 | $2,490,000 | $177,000 | $445,000 | $106,000 | $457,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 439 | $68,855,000 | $156,000 | $515,000 | $97,000 | $666,000 |
Debt-To-Income Ratio | 14 | $2,300,000 | $164,000 | $445,000 | $92,000 | $457,000 |
Credit History | 13 | $1,315,000 | $101,000 | $225,000 | $62,000 | $128,000 |
Other | 6 | $970,000 | $161,000 | $355,000 | $90,000 | $198,000 |
Collateral | 6 | $490,000 | $81,000 | $145,000 | $42,000 | $102,000 |
Credit Application Incomplete | 3 | $445,000 | $148,000 | $265,000 | $105,000 | $127,000 |
Unverifiable Information | 2 | $430,000 | $215,000 | $295,000 | $75,000 | $120,000 |
Employment History | 2 | $200,000 | $100,000 | $125,000 | $42,000 | $60,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $71,000 | $71,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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