Clay County TN
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage statistics and lending data for the Clay County TN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clay County TN, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 170
Total Mortgage Loan Application Amount $15,145,000
Average Mortgage Loan Application Amount $89,000
Highest Mortgage Loan Application Amount $697,000
Average Applicant Income $62,000
Highest Applicant Income $1,462,000

Mortgage Company List for Lending in Clay County TN for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
MACON BANK AND TRUST COMPANY
609 RED BOILING SPRINGS ROAD
LAFAYETTE, TN 37083
* $ 313,642,000 23 $ 1,261,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,104,833,000,000 16 $ 1,503,000
CITIZENS BANK OF LAFAYETTE
400 HWY 52 BYPASS WEST
LAFAYETTE, TN 37083
* $ 419,183,000 15 $ 427,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 11 $ 1,255,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 9 $ 647,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 7 $ 690,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 7 $ 779,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 6 $ 688,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 447,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD RD STE 400W
JACKSON, MS 39211
* $ 10,000,000 4 $ 451,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 4 $ 313,000
ATLANTIC CAPITAL BANK, NATIONAL ASSOCIATION
1110 MARKET STREET SUITE 300
CHATTANOOGA, TN 37402
* $ 1,167,037,000 4 $ 140,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 3 $ 389,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 3 $ 230,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 3 $ 395,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 3 $ 376,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 650,594,000 3 $ 83,000
EDMONTON STATE BANK
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 411,946,000 2 $ 119,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,919,054,000 2 $ 67,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ 10,000,000 2 $ 192,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 2 $ 23,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 24,832,312,000 2 $ 157,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,216,291,000,000 2 $ 394,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 132,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 327,000
FIRST FEDERAL OF CHARLESTON
2440 MALL DRIVE
NORTH CHARLESTON, SC 29406
* $ 3,249,548,000 2 $ 55,000
GUARANTY MORTGAGE SERVICES LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 2 $ 160,000
AMERICAN BANK OF HUNTSVILLE
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 172,971,000 1 $ 189,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 1 $ 141,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 1 $ 93,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1 $ 179,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 1 $ 30,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 161,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 51,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 1 $ 120,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 196,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 162,000
FIRST MERCHANTS BANK, NA
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 4,147,658,000 1 $ 50,000
BARRONS MORTGAGE GROUP LTD
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 697,000
PEOPLES HOME EQUITY
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 102,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 55,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 1 $ 35,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 177,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 493,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 142,000
F&M BANK
50 FRANKLIN ST
CLARKSVILLE, TN 37040
* $ 790,289,000 1 $ 150,000
FIRST SECURITY BANK, INC.
PO BOX 788
OWENSBORO, KY 42302
* $ 336,667,000 1 $ 11,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Clay County TN in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 110 $11,038,000 $100,000 $697,000 $74,000 $1,462,000
Home Purchase 41 $3,369,000 $82,000 $260,000 $43,000 $216,000
Home Improvement 19 $738,000 $38,000 $165,000 $32,000 $71,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 143 $11,725,000 $81,000 $291,000 $63,000 $1,462,000
Not Provided 15 $2,282,000 $152,000 $697,000 $73,000 $600,000
Not applicable 8 $886,000 $110,000 $183,000 $11,000 $50,000
Black or African American 3 $197,000 $65,000 $95,000 $78,000 $203,000
American Indian or Alaskan Native 1 $55,000 $55,000 $55,000 $34,000 $34,000
Asian 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 141 $11,904,000 $84,000 $697,000 $68,000 $1,462,000
FHA-insured (Federal Housing Administration) 14 $1,622,000 $115,000 $493,000 $30,000 $69,000
VA-guaranteed (Veterans Administration) 11 $1,356,000 $123,000 $196,000 $40,000 $109,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $263,000 $65,000 $73,000 $13,000 $27,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 93 $6,599,000 $70,000 $291,000 $69,000 $1,462,000
Application Denied By Financial Institution 32 $3,617,000 $113,000 $697,000 $66,000 $600,000
Loan Purchased By The Institution 20 $2,328,000 $116,000 $183,000 $33,000 $109,000
Application Withdrawn By Applicant 11 $1,411,000 $128,000 $493,000 $40,000 $135,000
Application Approved But Not Accepted 10 $604,000 $60,000 $120,000 $69,000 $203,000
File Closed For Incompleteness 4 $586,000 $146,000 $212,000 $31,000 $53,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 7 $979,000 $139,000 $200,000 $64,000 $96,000
Credit History 5 $1,030,000 $206,000 $697,000 $189,000 $600,000
Debt-To-Income Ratio 3 $110,000 $36,000 $60,000 $18,000 $25,000
Credit Application Incomplete 3 $326,000 $108,000 $189,000 $52,000 $56,000
Other 3 $368,000 $122,000 $200,000 $47,000 $92,000
Unverifiable Information 1 $95,000 $95,000 $95,000 $93,000 $93,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Tennessee, and search similar information back through 2003.

Download the Tennessee Lender List