Clay County NE
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Clay County NE metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clay County NE, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 231
Total Mortgage Loan Application Amount $28,425,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $405,000
Average Applicant Income $78,000
Highest Applicant Income $779,000

Mortgage Company List for Lending in Clay County NE for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 737,952,000 29 $ 4,715,000
CORNERSTONE BANK
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,734,584,000 25 $ 2,045,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 24 $ 2,430,000
PINNACLE BANK
20544 HWY 370
GRETNA, NE 68028
* $ 5,333,783,000 16 $ 1,660,000
UNION BANK AND TRUST COMPANY
PO BOX 82535
LINCOLN, NE 68501
* $ 4,583,369,000 14 $ 1,830,000
CHARTER WEST BANK
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 288,563,000 11 $ 1,165,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 11 $ 1,215,000
MORIA DEVELOPMENT, INC.
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 7 $ 945,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 7 $ 875,000
HOME FEDERAL SAVINGS & LOAN ASSOCIATION OF GRAND ISLAND
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ 292,130,000 6 $ 580,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 4 $ 600,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 4 $ 320,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
SAINT LOUIS, MO 63141
* $ -1,000 4 $ 350,000
CENTRAL NATIONAL BANK
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 947,909,000 4 $ 990,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 445,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 3 $ 875,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 375,000
NEBRASKA BANK OF COMMERCE
6000 VILLAGE DRIVE, STE 100
LINCOLN, NE 68516
* $ 151,019,000 2 $ 320,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
HOUSTON, TX 77036
* $ -1,000 2 $ 260,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 2 $ 170,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 2 $ 260,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 530,000
CENTENNIAL LENDING, LLC
4112 KODIAK COURT, UNIT D
LONGMONT, CO 80504
* $ -1,000 2 $ 60,000
FIVE POINTS BANK
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 1,284,481,000 2 $ 60,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 2 $ 140,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,348,222,000 1 $ 15,000
MEMBERS MORTGAGE SERVICES, L.L.C.
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 1 $ 65,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
DUBLIN, OH 43016
* $ -1,000 1 $ 65,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,424,675,000 1 $ 35,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 1 $ 95,000
REGENT FINANCIAL GROUP, INC.
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 1 $ 135,000
SECURITY FIRST BANK
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 1,151,009,000 1 $ 175,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 1 $ 75,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 1 $ 65,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 1 $ 75,000
CORE BANK
12100 W CENTER RD
OMAHA, NE 68144
* $ 593,829,000 1 $ 305,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 1 $ 385,000
FRONTIER BANK
17002 MARCY ST, STE 120
OMAHA, NE 68118
* $ 893,857,000 1 $ 235,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 22,555,038,000 1 $ 235,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 125,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 75,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,453,998,000,000 1 $ 75,000
FIRST STATE BANK NEBRASKA
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 608,395,000 1 $ 105,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 135,000
FIRST FEDERAL BANK OF KANSAS CITY
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 791,565,000 1 $ 195,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 45,268,906,000 1 $ 45,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 1 $ 135,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 112,384,202,000 1 $ 45,000
FOUR POINTS
510 N 127TH ST
OMAHA, NE 68154
* $ 131,983,000 1 $ 15,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
KANSAS CITY, MO 64150
* $ -1,000 1 $ 145,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 1 $ 155,000
EQUITABLE BANK
PO BOX 160
GRAND ISLAND, NE 68802
* $ 356,893,000 1 $ 285,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 45,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Clay County NE in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 118 $13,480,000 $114,000 $355,000 $69,000 $779,000
Refinancing 60 $9,460,000 $157,000 $405,000 $92,000 $277,000
Cash-out Refinancing 35 $4,285,000 $122,000 $285,000 $77,000 $199,000
Other Purpose 8 $370,000 $46,000 $145,000 $95,000 $207,000
Home Improvement 5 $515,000 $103,000 $175,000 $98,000 $150,000
Not Applicable 5 $315,000 $63,000 $95,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 167 $21,385,000 $128,000 $405,000 $79,000 $779,000
Not applicable 39 $4,105,000 $105,000 $405,000 $58,000 $94,000
Not Provided 15 $1,835,000 $122,000 $265,000 $76,000 $106,000
Hispanic 7 $905,000 $129,000 $355,000 $89,000 $322,000
American Indian or Alaskan Native 2 $150,000 $75,000 $115,000 $53,000 $60,000
Asian 1 $45,000 $45,000 $45,000 $30,000 $30,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 154 $19,670,000 $127,000 $405,000 $84,000 $779,000
FHA-insured (Federal Housing Administration) 33 $3,825,000 $115,000 $265,000 $56,000 $106,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $3,385,000 $102,000 $185,000 $43,000 $76,000
VA-guaranteed (Veterans Administration) 11 $1,545,000 $140,000 $385,000 $106,000 $277,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 129 $15,995,000 $123,000 $405,000 $81,000 $779,000
Loan Purchased By The Institution 42 $4,920,000 $117,000 $405,000 $60,000 $138,000
Application Denied By Financial Institution 25 $3,285,000 $131,000 $385,000 $74,000 $213,000
Application Withdrawn By Applicant 22 $2,860,000 $130,000 $385,000 $88,000 $277,000
Application Approved But Not Accepted 7 $905,000 $129,000 $185,000 $59,000 $102,000
File Closed For Incompleteness 5 $435,000 $87,000 $125,000 $52,000 $82,000
Preapproval Approved but not Accepted 1 $25,000 $25,000 $25,000 $30,000 $30,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 173 $22,005,000 $127,000 $405,000 $75,000 $322,000
Debt-To-Income Ratio 43 $4,075,000 $94,000 $285,000 $86,000 $779,000
Credit History 5 $595,000 $119,000 $185,000 $63,000 $89,000
Other 3 $425,000 $141,000 $185,000 $89,000 $100,000
Credit Application Incomplete 3 $685,000 $228,000 $265,000 $54,000 $54,000
Collateral 2 $430,000 $215,000 $385,000 $145,000 $213,000
Employment History 1 $45,000 $45,000 $45,000 $84,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 1 $165,000 $165,000 $165,000 $48,000 $48,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Nebraska, and search similar information back through 2003.

Download the Nebraska Lender List