Clay County MN
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage statistics and lending data for the Clay County MN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clay County MN, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,328
Total Mortgage Loan Application Amount $436,399,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $6,936,000
Average Applicant Income $66,000
Highest Applicant Income $3,056,000

Mortgage Company List for Lending in Clay County MN for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,104,833,000,000 686 $ 85,155,000
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 1,216,393,000 287 $ 30,756,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 2,071,664,000 265 $ 43,884,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 217 $ 30,091,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,303,401,000 187 $ 18,424,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 101 $ 13,123,000
BREMER BANK NA (FARGO)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,556,748,000 100 $ 11,922,000
TOWN AND COUNTRY CREDIT UNION
615 S BROADWAY ST
MINOT, ND 58701
* $ 247,890,000 96 $ 12,491,000
BANK OF NORTH DAKOTA
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 86 $ 12,217,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 267,002,000 74 $ 10,424,000
NORTHWESTERN BANK, NATIONAL ASSOCIATION
4 NORTH MAIN - PO BOX 10
DILWORTH, MN 56547
* $ 138,817,000 67 $ 7,700,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 62 $ 6,094,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
MINOT, ND 58701
* $ 978,893,000 58 $ 7,749,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,112,179,000 57 $ 5,671,000
FIRST NATIONAL BANK
PO BOX 688
HAWLEY, MN 56549
* $ 89,067,000 54 $ 6,825,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 53 $ 6,815,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 52 $ 7,690,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 43 $ 5,688,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 36 $ 5,164,000
FIRST MORTGAGE SERVICE, INC.
815 23RD AVE E
WEST FARGO, ND 58078
* $ 10,000,000 36 $ 4,766,000
AMERICAN FEDERAL BANK
215 N 5TH ST
FARGO, ND 58102
* $ 412,332,000 32 $ 5,248,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 32 $ 4,175,000
MIDWEST BANK
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 263,047,000 30 $ 4,967,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 30 $ 4,189,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 29 $ 4,406,000
VALLEY MORTGAGE, INC.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 29 $ 4,084,000
VALLEY PREMIER BANK
416 6TH STREET, PO BOX 648
HAWLEY, MN 56549
* $ 84,471,000 24 $ 3,214,000
AFFILIATED MORTGAGE COMPANY
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 24 $ 3,467,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 59,517,025,000 21 $ 3,806,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 19 $ 2,699,000
UNION STATE BANK OF FARGO
4530 17TH AVENUE SOUTH
FARGO, ND 58103
* $ 70,829,000 18 $ 1,602,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 18 $ 2,401,000
F-M MORTGAGE CORPORATION
801 10TH STREET S, SUITE 100
FARGO, ND 58103
* $ 10,000,000 17 $ 2,161,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,216,291,000,000 17 $ 2,350,000
REUNION MORTGAGE, INC
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 17 $ 2,485,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 16 $ 2,293,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 15 $ 1,914,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 13 $ 1,694,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 13 $ 1,851,000
FIRST COMMUNITY CREDIT UNION
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 336,791,000 13 $ 1,926,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 12 $ 1,830,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 10 $ 1,599,000
VISIONBANK
3000 25TH STREET SOUTH
FARGO, ND 58103
* $ 137,997,000 10 $ 1,143,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 9 $ 878,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 9 $ 983,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 9 $ 1,815,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 8 $ 1,273,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 8 $ 1,029,000
BLACKRIDGEBANK
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 98,198,000 8 $ 839,000
STARION BANK
109 1ST STREET NW
MANDAN, ND 58554
* $ 775,230,000 8 $ 1,460,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 7 $ 1,034,000
WESTERN STATE BANK
755 13TH AVE E
WEST FARGO, ND 58108
* $ 419,995,000 7 $ 767,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 7 $ 729,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 6 $ 1,035,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 5 $ 632,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 5 $ 493,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 5 $ 738,000
CHOICE FINANCIAL GROUP
4501 23RD AVE S
FARGO, ND 58104
* $ 579,650,000 5 $ 515,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 4 $ 387,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 4 $ 539,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 634,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 736,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 4 $ 399,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 3 $ 377,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55441
* $ 10,000,000 3 $ 501,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 3 $ 720,000
FRANDSEN BANK & TRUST
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 997,127,000 3 $ 274,000
ONEMAIN FINANCIAL SERVI
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 3 $ 162,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 161,000
HIWAY
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 828,468,000 3 $ 157,000
THE BUSINESS BANK
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 156,338,000 2 $ 304,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 2 $ 492,000
GRAND BANK, NATIONAL ASSOCIATION
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 2 $ 453,000
BREMER BANK NA (GRAND FORKS)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 881,299,000 2 $ 338,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 2 $ 384,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,311,970,000 2 $ 234,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 2 $ 159,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 2 $ 142,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 2 $ 296,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 215,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 2 $ 474,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 63,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 2 $ 358,000
MARKETPLACE HOME MORTGAGE, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 11,000,000 2 $ 319,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 2 $ 257,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 2 $ 176,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ 35,475,880,000 2 $ 378,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 2 $ 265,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 240,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 2 $ 214,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 97,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 276,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 156,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 157,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 134,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 265,000
COLLIERS MORTGAGE LLC
90 SOUTH SEVENTH ST. SUITE 4300
MINNEAPOLIS, MN 55402
* $ 17,648,000 1 $ 829,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ 945,758,000 1 $ 164,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 219,000
THE FIRST NATIONAL BANK OF BAGLEY
PO BOX N, 31 CENTRAL STREET E
BAGLEY, MN 56621
* $ 74,641,000 1 $ 232,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 117,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 1 $ 141,000
MERRILL LYNCH CREDIT CORP
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 1 $ 225,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,104,501,000 1 $ 67,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 128,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 193,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 165,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 285,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 123,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 187,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 18,734,814,000 1 $ 187,000
LIBERTY SAVINGS BANK FSB
111 7TH AVE S
SAINT CLOUD, MN 56301
* $ 160,466,000 1 $ 170,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,054,163,000 1 $ 161,000
AMERICAN INVESTORS BANK AND MORTGAGE
6385 OLD SHADY OAK ROAD, SUITE #110
EDEN PRAIRIE, MN 55344
* $ 71,928,000 1 $ 137,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 1,801,691,000 1 $ 169,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 50,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 808,857,000 1 $ 184,000
FIRST MINNESOTA BANK
4625 COUNTY ROAD 101
MINNETONKA, MN 55345
* $ 376,013,000 1 $ 109,000
BANK FORWARD
390 WHEAT STREET, PO BOX 100
HANNAFORD, ND 58448
* $ 485,068,000 1 $ 164,000
UNITED PRAIRIE BANK
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 524,727,000 1 $ 84,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,181,819,000 1 $ 143,000
BREMER BANK, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,856,434,000 1 $ 10,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 216,000
BREMER BANK NA (WILLMAR)
302 FIFTH ST SW
WILLMAR, MN 56201
* $ 536,948,000 1 $ 178,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 109,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 745,184,000 1 $ 200,000
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION
608 MAIN STREET
HEBRON, ND 58638
* $ 467,142,000 1 $ 176,000
CLEARPOINT FUNDING, INC.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 210,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 104,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 1,444,690,000 1 $ 79,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 471,002,000 1 $ 30,000
MAGNIFI FINANCIAL CREDIT UNION
1140 ELM STREET
SAINT JOSEPH, MN 56374
* $ 564,317,000 1 $ 166,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,117,000 1 $ 181,000
FIRST STATE BANK
423 BROADWAY
BUXTON, ND 58218
* $ 139,356,000 1 $ 2,925,000
INTEGRITY BANK PLUS
PO BOX 119
WABASSO, MN 56293
* $ 49,631,000 1 $ 250,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 132,000
SPIRE CREDIT UNION
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 522,984,000 1 $ 78,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Clay County MN in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,068 $273,346,000 $132,000 $3,495,000 $69,000 $3,056,000
Home Purchase 1,047 $153,317,000 $146,000 $6,936,000 $58,000 $1,356,000
Home Improvement 213 $9,736,000 $45,000 $285,000 $67,000 $243,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,674 $330,155,000 $123,000 $790,000 $75,000 $3,056,000
Not applicable 428 $83,151,000 $194,000 $6,936,000 $7,000 $150,000
Not Provided 166 $17,089,000 $102,000 $395,000 $73,000 $221,000
Hispanic 26 $2,919,000 $112,000 $240,000 $57,000 $116,000
Asian 16 $1,955,000 $122,000 $406,000 $75,000 $237,000
Black or African American 9 $434,000 $48,000 $92,000 $47,000 $121,000
American Indian or Alaskan Native 8 $683,000 $85,000 $210,000 $64,000 $144,000
Native Hawaiian or Other Pacific Islander 1 $13,000 $13,000 $13,000 $71,000 $71,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,415 $309,685,000 $128,000 $6,936,000 $73,000 $3,056,000
FHA-insured (Federal Housing Administration) 710 $97,659,000 $137,000 $829,000 $47,000 $1,356,000
VA-guaranteed (Veterans Administration) 170 $24,984,000 $146,000 $300,000 $37,000 $149,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $4,071,000 $123,000 $184,000 $45,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,012 $265,406,000 $131,000 $6,936,000 $73,000 $3,056,000
Loan Purchased By The Institution 579 $80,120,000 $138,000 $368,000 $34,000 $267,000
Application Denied By Financial Institution 347 $39,902,000 $114,000 $790,000 $67,000 $1,445,000
Application Withdrawn By Applicant 220 $28,644,000 $130,000 $398,000 $73,000 $684,000
Application Approved But Not Accepted 119 $15,263,000 $128,000 $465,000 $69,000 $300,000
File Closed For Incompleteness 51 $7,064,000 $138,000 $265,000 $104,000 $1,356,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 95 $9,430,000 $99,000 $230,000 $63,000 $400,000
Debt-To-Income Ratio 85 $10,611,000 $124,000 $400,000 $57,000 $211,000
Collateral 59 $7,505,000 $127,000 $790,000 $103,000 $1,445,000
Other 33 $3,323,000 $100,000 $265,000 $75,000 $222,000
Credit Application Incomplete 14 $1,936,000 $138,000 $287,000 $74,000 $161,000
Employment History 9 $734,000 $81,000 $145,000 $44,000 $74,000
Insufficient Cash (Downpayment, Closing Cost) 4 $444,000 $111,000 $156,000 $33,000 $53,000
Unverifiable Information 4 $482,000 $120,000 $161,000 $36,000 $56,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information back through 2003.

Download the Minnesota Lender List