Find mortgage statistics and lending data for the Clay County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clay County IL, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 211 |
Total Mortgage Loan Application Amount | $19,566,000 |
Average Mortgage Loan Application Amount | $92,000 |
Highest Mortgage Loan Application Amount | $377,000 |
Average Applicant Income | $53,000 |
Highest Applicant Income | $456,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 33 | $ 2,252,000 |
STATE BANK OF LINCOLN 508 BROADWAY STREET LINCOLN, IL 62656 |
* | $ 343,749,000 | 17 | $ 1,893,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 12 | $ 912,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 10 | $ 737,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 9 | $ 671,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 8 | $ 951,000 |
DIETERICH BANK, NATIONAL ASSOCIATION 300 SUR WOODS DRIVE EFFINGHAM, IL 62401 |
* | $ 608,105,000 | 7 | $ 772,000 |
COMMUNITY PARTNERS SAVINGS BANK 301 W MAIN ST SALEM, IL 62881 |
* | $ 175,321,000 | 5 | $ 403,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 4 | $ 394,000 |
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 1401 S. THIRD ST. TERRE HUATE, IN 47802 |
* | $ 2,907,949,000 | 4 | $ 265,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 3 | $ 557,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 3 | $ 345,000 |
FIRST NATIONAL BANK OF WATERLOO 228 S. MAIN STREET, P.O. BOX 507 WATERLOO, IL 62298 |
* | $ 453,798,000 | 3 | $ 247,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 27,829,056,000 | 3 | $ 252,000 |
LAND OF LINCOLN CREDIT UNION 3130 E MOUND RD DECATUR, IL 62526 |
* | $ 225,738,000 | 3 | $ 110,000 |
FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 11,254,182,000 | 3 | $ 57,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 3 | $ 216,000 |
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 2,200,305,000 | 3 | $ 717,000 |
PETEFISH, SKILES & CO. 102 W. BEARDSTOWN ST. VIRGINIA, IL 62691 |
* | $ 170,002,000 | 3 | $ 438,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 3 | $ 192,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 3 | $ 184,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 2 | $ 273,000 |
BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 2 | $ 161,000 |
VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY HENDERSON, NV 89052 |
* | $ -1,000 | 2 | $ 193,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 2 | $ 165,000 |
BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ -1,000 | 2 | $ 242,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 2 | $ 179,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ -1,000 | 2 | $ 170,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 2 | $ 314,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,727,235,000,000 | 2 | $ 486,000 |
BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,095,554,000 | 2 | $ 284,000 |
UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 1 | $ 164,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 125,042,021,000 | 1 | $ 103,000 |
GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 CHESTERFIELD, MO 63017 |
* | $ -1,000 | 1 | $ 208,000 |
THE FISHER NATIONAL BANK 1710 S NEIL ST SUITE 3 CHAMPAIGN, IL 61820 |
* | $ 114,893,000 | 1 | $ 73,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 18,252,081,000 | 1 | $ 72,000 |
ROUNDPOINT MORTGAGE SERVICING CORPORATION 5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8 CHARLOTTE, NC 28219 |
* | $ 0 | 1 | $ 76,000 |
RUOFF MORTGAGE COMPANY, INC. 1700 MAGNAVOX WAY SUITE 220 FORT WAYNE, IN 46804 |
* | $ -1,000 | 1 | $ 163,000 |
CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ -1,000 | 1 | $ 123,000 |
LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 OVERLAND PARK, KS 66210 |
* | $ -1,000 | 1 | $ 74,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 84,000 |
TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 1 | $ 56,000 |
TRUSTBANK 600 EAST MAIN STREET, PO BOX 158 OLNEY, IL 62450 |
* | $ 192,819,000 | 1 | $ 50,000 |
CELEBRITY HOME LOANS, LLC 2001 SPRING RD SUITE 100 OAK BROOK, IL 60523 |
* | $ -1,000 | 1 | $ 105,000 |
FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 181,659,000 | 1 | $ 102,000 |
IAA CREDIT UNION 808 IAA DRIVE BLOOMINGTON, IL 61701 |
* | $ 227,546,000 | 1 | $ 180,000 |
SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 1,092,616,000 | 1 | $ 5,000 |
MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 608,667,000 | 1 | $ 64,000 |
MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 3,230,875,000 | 1 | $ 91,000 |
FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 139,776,168,000 | 1 | $ 44,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ -1,000 | 1 | $ 32,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 1 | $ 117,000 |
HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 252,204,000 | 1 | $ 25,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,883,786,000 | 1 | $ 47,000 |
INTEGRITY FIRST FINANCIAL GROUP, INC. 6333 GREENWICH DRIVE SUITE 280 SAN DIEGO, CA 92122 |
* | $ -1,000 | 1 | $ 134,000 |
TRUHOME SOLUTIONS, LLC 9601 LEGLER RD. LENEXA, KS 66219 |
* | $ -1,000 | 1 | $ 135,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ -1,000 | 1 | $ 77,000 |
NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ -1,000 | 1 | $ 198,000 |
PEOPLES NATIONAL BANK , N.A. 520 S 42ND ST MOUNT VERNON, IL 62864 |
* | $ 1,124,422,000 | 1 | $ 377,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 200,557,635,000 | 1 | $ 8,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 105 | $9,543,000 | $90,000 | $333,000 | $46,000 | $161,000 |
Refinancing | 82 | $8,855,000 | $107,000 | $377,000 | $54,000 | $212,000 |
Home Improvement | 24 | $1,168,000 | $48,000 | $191,000 | $78,000 | $456,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 175 | $15,949,000 | $91,000 | $333,000 | $58,000 | $456,000 |
Not applicable | 17 | $1,923,000 | $113,000 | $377,000 | $0 | $0 |
Not Provided | 16 | $1,512,000 | $94,000 | $245,000 | $59,000 | $150,000 |
American Indian or Alaskan Native | 2 | $177,000 | $88,000 | $90,000 | $48,000 | $49,000 |
Asian | 1 | $5,000 | $5,000 | $5,000 | $45,000 | $45,000 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 113 | $9,983,000 | $88,000 | $377,000 | $66,000 | $456,000 |
FHA-insured (Federal Housing Administration) | 41 | $3,413,000 | $83,000 | $198,000 | $43,000 | $113,000 |
VA-guaranteed (Veterans Administration) | 30 | $3,908,000 | $130,000 | $321,000 | $44,000 | $125,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $2,262,000 | $83,000 | $333,000 | $23,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 97 | $9,073,000 | $93,000 | $377,000 | $63,000 | $456,000 |
Application Denied By Financial Institution | 60 | $4,678,000 | $77,000 | $245,000 | $52,000 | $150,000 |
Application Withdrawn By Applicant | 19 | $2,521,000 | $132,000 | $333,000 | $68,000 | $125,000 |
Loan Purchased By The Institution | 16 | $1,546,000 | $96,000 | $321,000 | $0 | $0 |
File Closed For Incompleteness | 15 | $1,280,000 | $85,000 | $164,000 | $32,000 | $70,000 |
Application Approved But Not Accepted | 4 | $468,000 | $117,000 | $198,000 | $57,000 | $84,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 14 | $670,000 | $47,000 | $106,000 | $60,000 | $150,000 |
Collateral | 9 | $917,000 | $101,000 | $245,000 | $72,000 | $148,000 |
Debt-To-Income Ratio | 6 | $612,000 | $102,000 | $191,000 | $53,000 | $78,000 |
Credit Application Incomplete | 5 | $467,000 | $93,000 | $170,000 | $48,000 | $100,000 |
Other | 5 | $327,000 | $65,000 | $116,000 | $49,000 | $63,000 |
Unverifiable Information | 1 | $47,000 | $47,000 | $47,000 | $17,000 | $17,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $60,000 | $60,000 | $60,000 | $32,000 | $32,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.