Clark County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Unlock detailed Clark County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 189
Total Mortgage Loan Application Amount $10,188,000
Average Mortgage Loan Application Amount $53,000
Highest Mortgage Loan Application Amount $288,000
Average Applicant Income $102,000
Highest Applicant Income $4,356,000

Mortgage Company List for Lending in Clark County SD for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 842,152,000 78 $ 3,644,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 14 $ 1,219,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 12 $ 233,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 19,257,000,000 8 $ 425,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 7 $ 469,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 6 $ 771,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 6 $ 431,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 928,803,000 5 $ 210,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 1,044,671,000 4 $ 124,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 3 $ 270,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 3 $ 174,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 3 $ 212,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 93,000
WELLS FARGO FIN'L SOUTH DAKOTA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 53,976,000 2 $ 68,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 474,656,000 2 $ 88,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 2 $ 62,000
FIRST BANK AND TRUST NA
110 N. MINNESOTA
SIOUX FALLS, SD 57104
* $ 149,215,000 2 $ 84,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 2 $ 224,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 16,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 389,963,000,000 2 $ 146,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 1 $ 52,000
HOME FEDERAL BANK
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 845,788,000 1 $ 38,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 1 $ 86,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 1 $ 68,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 1 $ 11,000
MERITAGE MORTGAGE CORPORATION
4901 BELFORT ROAD, SUITE 160
JACKSONVILLE, FL 32256
* $ 331,410,000 1 $ 48,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 1 $ 77,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 50,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 1 $ 36,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 41,000
SIOUX EMPIRE
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 44,532,000 1 $ 108,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 10,353,821,000 1 $ 40,000
THE FIRST NATIONAL BANK IN SIOUX FALLS
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 861,988,000 1 $ 46,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 1 $ 41,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 608,632,000 1 $ 10,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,260,000 1 $ 50,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 1 $ 25,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 1 $ 63,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 1 $ 35,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 13,770,188,000 1 $ 36,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 1 $ 113,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 1 $ 44,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1 $ 107,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2005, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Clark County SD in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 109 $6,273,000 $57,000 $288,000 $45,000 $492,000
Home Purchase 57 $3,007,000 $52,000 $230,000 $58,000 $1,081,000
Home Improvement 23 $908,000 $39,000 $190,000 $389,000 $4,356,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 159 $8,124,000 $51,000 $288,000 $56,000 $1,081,000
Not applicable 16 $1,207,000 $75,000 $190,000 $489,000 $4,356,000
Not Provided 11 $714,000 $64,000 $155,000 $39,000 $100,000
Hispanic 2 $93,000 $46,000 $63,000 $73,000 $88,000
Asian 1 $50,000 $50,000 $50,000 $250,000 $250,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 182 $9,681,000 $53,000 $288,000 $106,000 $4,356,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $430,000 $71,000 $183,000 $33,000 $48,000
FHA-insured (Federal Housing Administration) 1 $77,000 $77,000 $77,000 $46,000 $46,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 126 $6,862,000 $54,000 $288,000 $168,000 $4,356,000
Application Denied By Financial Institution 24 $852,000 $35,000 $127,000 $44,000 $135,000
Loan Purchased By The Institution 21 $1,331,000 $63,000 $183,000 $25,000 $66,000
Application Withdrawn By Applicant 12 $914,000 $76,000 $155,000 $62,000 $250,000
Application Approved But Not Accepted 6 $229,000 $38,000 $76,000 $39,000 $52,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4 $117,000 $29,000 $52,000 $47,000 $135,000
Credit Application Incomplete 2 $149,000 $74,000 $86,000 $56,000 $59,000
Collateral 1 $52,000 $52,000 $52,000 $119,000 $119,000
Insufficient Cash (Downpayment, Closing Cost) 1 $50,000 $50,000 $50,000 $38,000 $38,000
Other 1 $35,000 $35,000 $35,000 $40,000 $40,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the South Dakota Lender List