Clark County KY
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics and lending data for the Clark County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clark County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,385
Total Mortgage Loan Application Amount $314,591,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $3,063,000
Average Applicant Income $63,000
Highest Applicant Income $510,000

Mortgage Company List for Lending in Clark County KY for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PEOPLES EXCHANGE BANK
PO BOX 4040
WINCHESTER, KY 40392
* $ 272,520,000 179 $ 21,385,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 158 $ 19,803,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 154 $ 20,183,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,518,475,000 142 $ 14,993,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 2,942,745,000 135 $ 13,844,000
WINCHESTER FEDERAL BANK
57 SOUTH MAIN STREET
WINCHESTER, KY 40391
* $ 170,964,000 126 $ 15,017,000
KENTUCKY BANK
401 MAIN STREET
PARIS, KY 40361
* $ 678,908,000 114 $ 20,336,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 103 $ 12,226,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 80 $ 13,347,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 72 $ 10,900,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 63 $ 7,863,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 53 $ 4,110,000
TRADITIONAL BANK, INC.
49 W MAIN STREET
MT STERLING, KY 40353
* $ 919,604,000 45 $ 5,482,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 44 $ 6,614,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 44 $ 6,096,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 43 $ 7,037,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 39 $ 5,484,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 180,373,000 38 $ 5,837,000
INSIGHT BANK
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 67,532,000 37 $ 4,778,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 37 $ 5,117,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 36 $ 6,281,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 33 $ 4,141,000
GUARDIAN SAVINGS BANK, FSB
5901 COLERAIN AV
CINCINNATI, OH 45239
* $ 646,321,000 33 $ 4,551,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 29 $ 4,496,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 22 $ 4,086,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 18 $ 2,927,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 18 $ 2,980,000
WHITAKER BANK
PO BOX 55439
LEXINGTON, KY 40555
* $ 1,398,452,000 15 $ 2,305,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 15 $ 1,816,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 15 $ 1,840,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 15 $ 1,853,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 15 $ 2,393,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 14 $ 1,339,000
ALLIANCE BANKING COMPANY
695 BULLION BLVD
WINCHESTER, KY 40391
* $ 57,295,000 14 $ 1,078,000
REPUBLIC STATE MORTGAGE CO.
2715 BISSONNET, SUITE 102
HOUSTON, TX 77005
* $ 10,000,000 14 $ 1,629,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 14 $ 2,025,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 13 $ 1,530,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,938,470,000,000 13 $ 521,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 13 $ 1,857,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,867,289,000 12 $ 1,556,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 10 $ 1,544,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 9 $ 44,000
FORCHT BANK, NATIONAL ASSOCIATION
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,064,641,000 8 $ 1,354,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 8 $ 1,294,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 8 $ 968,000
UNIVERSITY OF KENTUCKY
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 273,842,000 8 $ 185,000
MEMBERS HERITAGE FCU
440 PARK PLACE
LEXINGTON, KY 40511
* $ 238,348,000 8 $ 580,000
ALTRA
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 625,192,000 7 $ 601,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 7 $ 404,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 7 $ 784,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 7 $ 1,170,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 7 $ 952,000
FIRST FEDERAL BANK
2452 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 137,626,000 7 $ 839,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 7 $ 964,000
FIRST FEDERAL SAVINGS BANK
2323 RING ROAD
ELIZABETHTOWN, KY 42701
* $ 1,014,126,000 6 $ 868,000
FIRST LIBERTY FINANCIAL GROUP
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 6 $ 928,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 6 $ 1,355,000
UNIFY FINANCIAL CREDIT UNION
1899 WESTERN WAY
TORRANCE, CA 90501
* $ 1,529,917,000 5 $ 627,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 5 $ 247,000
CITIZENS GUARANTY BANK
457 EAST MAIN STREET; PO BOX 767
RICHMOND, KY 40476
* $ 117,399,000 5 $ 830,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 5 $ 464,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 4 $ 512,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 181,604,079,000 4 $ 435,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 4 $ 564,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 4 $ 363,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 4 $ 550,000
PARK COMMUNITY CREDIT UNION
6101 FERN VALLEY ROAD
LOUISVILLE, KY 40228
* $ 417,361,000 4 $ 327,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 4 $ 506,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 4 $ 602,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 3 $ 375,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 3 $ 897,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 3 $ 534,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 3 $ 549,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 3 $ 600,000
LIBERTY SAVINGS BANK, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,519,961,000 3 $ 293,000
UNITED BANK & TRUST
100 UNITED BANK DRIVE
VERSAILLES, KY 40383
* $ 785,640,000 3 $ 391,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 359,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 3 $ 363,000
CITIZENS NB OF PAINTSVILLE
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 573,031,000 3 $ 253,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 2 $ 181,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 2 $ 264,000
CENTRAL BANK, FSB
301 NORTH MAIN ST
NICHOLASVILLE, KY 40356
* $ 176,174,000 2 $ 272,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 2 $ 258,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 254,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 403,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 254,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 2 $ 507,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 2 $ 336,000
BIRMINGHAM BANCORP MORTGAGE
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 2 $ 400,000
COASTAL MORTGAGE SERVICES, INC
11230 CARMEL COMMONS BOULEVARD
CHARLOTTE, NC 28226
* $ 10,000,000 2 $ 320,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 2 $ 216,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 264,000
GREATER KENTUCKY CREDIT UNION
1001 RED MILE ROAD
LEXINGTON, KY 40504
* $ 58,322,000 2 $ 183,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 2 $ 78,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 833,513,000 2 $ 161,000
D & R MORTGAGE CORP
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 2 $ 360,000
SELECT MORTGAGE GROUP LTD
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 2 $ 294,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 325,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 196,000
STONEGATE MORTGAGE CORPORATION
10412 ALLISONVILLE ROAD SUITE 250
FISHERS, IN 46038
* $ 1,855,000 1 $ 159,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 122,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 116,000
ASHLAND CREDIT UNION
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 140,393,000 1 $ 52,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 218,000
DESCO
401 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 221,174,000 1 $ 218,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 169,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 1 $ 210,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 575,176,000 1 $ 107,000
PARTNERS FINANCIAL FEDERAL C U
1200 NEW YORK AVENUE
GLEN ALLEN, VA 23060
* $ 73,533,000 1 $ 5,000
HOMEOWNERS MORTGAGE ENTERPRISE
2530 DEVINE STREET
COLUMBIA, SC 29205
* $ 10,000,000 1 $ 342,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 91,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 97,000
WALKER JACKSON MORTGAGE CORPOR
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 1 $ 142,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 1 $ 159,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 104,000
FIRST RATE MORTGAGE
10400 LINN STATION RD
LOUISVILLE, KY 40223
* $ 102,272,000 1 $ 154,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 315,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 184,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 128,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 82,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 1 $ 123,000
UNION SAVINGS BANK
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,706,972,000 1 $ 100,000
UNITED MIDWEST SAVINGS BANK
101 S MAIN ST
DEGRAFF, OH 43318
* $ 274,379,000 1 $ 80,000
BLUE GRASS FEDERAL S&L ASSOC
P O BOX 285
PARIS, KY 40362
* $ 39,734,000 1 $ 57,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 134,000
THE BANK OF KENTUCKY
111 LOOKOUT FARM DR
CRESTVIEW HILLS, KY 41017
* $ 1,253,995,000 1 $ 120,000
CENTRAL BANK OF JEFFERSON CTY
4630 TAYLORSVILLE RD
LOUISVILLE, KY 40220
* $ 168,007,000 1 $ 48,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 21,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 168,000
IMPERIAL CAPITAL BANK
500 N. BRAND BLVD., SUITE 2300
GLENDALE, CA 91203
* $ 4,433,431,000 1 $ 3,000,000
PNC REVERSE MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 255,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 75,000
STOCK YARDS BANK & TRUST COMPANY
1040 EAST MAIN STREET
LOUISVILLE, KY 40206
* $ 1,623,063,000 1 $ 142,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 556,180,000 1 $ 14,000
CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY
PO BOX 709
LONDON, KY 40743
* $ 431,817,000 1 $ 417,000
INTEGRA BANK
PO BOX 868
EVANSVILLE, IN 47705
* $ 3,348,776,000 1 $ 164,000
FARMERS NATIONAL BANK
P.O. BOX 188
CYNTHIANA, KY 41031
* $ 156,855,000 1 $ 98,000
BANK OF KANSAS CITY
P.O. BOX 2300
TULSA, OK 74192
* $ 87,221,000 1 $ 70,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 213,972,000 1 $ 21,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 823,318,000 1 $ 146,000
NATIONAL BANK OF ST. ANNE
158 WEST STATION ST
ST ANNE, IL 60964
* $ 46,710,000 1 $ 138,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Clark County KY in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,634 $234,224,000 $143,000 $3,063,000 $66,000 $510,000
Home Purchase 634 $75,769,000 $119,000 $975,000 $54,000 $504,000
Home Improvement 117 $4,598,000 $39,000 $284,000 $63,000 $242,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,918 $242,792,000 $126,000 $750,000 $68,000 $504,000
Not applicable 274 $46,182,000 $168,000 $3,063,000 $27,000 $278,000
Not Provided 117 $15,711,000 $134,000 $400,000 $58,000 $382,000
Black or African American 42 $5,161,000 $122,000 $328,000 $58,000 $179,000
Hispanic 15 $1,804,000 $120,000 $384,000 $49,000 $240,000
American Indian or Alaskan Native 10 $1,383,000 $138,000 $500,000 $152,000 $510,000
Asian 8 $1,483,000 $185,000 $241,000 $59,000 $98,000
Native Hawaiian or Other Pacific Islander 1 $75,000 $75,000 $75,000 $22,000 $22,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,619 $211,233,000 $130,000 $3,063,000 $71,000 $510,000
FHA-insured (Federal Housing Administration) 654 $88,559,000 $135,000 $300,000 $47,000 $188,000
VA-guaranteed (Veterans Administration) 83 $11,660,000 $140,000 $293,000 $32,000 $151,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $3,139,000 $108,000 $225,000 $23,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,249 $162,816,000 $130,000 $3,063,000 $72,000 $510,000
Loan Purchased By The Institution 491 $67,131,000 $136,000 $417,000 $43,000 $198,000
Application Denied By Financial Institution 358 $47,006,000 $131,000 $3,000,000 $57,000 $242,000
Application Withdrawn By Applicant 189 $25,709,000 $136,000 $750,000 $65,000 $436,000
Application Approved But Not Accepted 68 $8,084,000 $118,000 $285,000 $65,000 $306,000
File Closed For Incompleteness 29 $3,803,000 $131,000 $272,000 $54,000 $143,000
Preapproval Denied by Financial Institution 1 $42,000 $42,000 $42,000 $64,000 $64,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 82 $6,939,000 $84,000 $325,000 $53,000 $145,000
Collateral 55 $7,541,000 $137,000 $417,000 $71,000 $242,000
Debt-To-Income Ratio 48 $6,367,000 $132,000 $344,000 $50,000 $179,000
Other 19 $5,989,000 $315,000 $3,000,000 $52,000 $146,000
Employment History 15 $2,033,000 $135,000 $276,000 $50,000 $115,000
Credit Application Incomplete 8 $1,183,000 $147,000 $384,000 $66,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 6 $792,000 $132,000 $253,000 $47,000 $86,000
Unverifiable Information 4 $664,000 $166,000 $258,000 $59,000 $100,000
Mortgage Insurance Denied 2 $432,000 $216,000 $282,000 $70,000 $75,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

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