Choctaw County MS
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage statistics and lending data for the Choctaw County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Choctaw County MS, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 265
Total Mortgage Loan Application Amount $28,995,000
Average Mortgage Loan Application Amount $109,000
Highest Mortgage Loan Application Amount $385,000
Average Applicant Income $68,000
Highest Applicant Income $758,000

Mortgage Company List for Lending in Choctaw County MS for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 47 $ 2,885,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 13,387,533,000 29 $ 2,725,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 21,061,188,000 29 $ 4,195,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,641,000,000 26 $ 2,490,000
BANKFIRST FINANCIAL SERVICES
PO BOX 31
MACON, MS 39341
* $ 1,278,148,000 10 $ 1,550,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 7 $ 1,155,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 7 $ 355,000
CB&S BANK, INC.
200 JACKSON AVE. S.
RUSSELLVILLE, AK 35653
* $ 1,898,751,000 6 $ 370,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,712,919,000,000 6 $ 1,130,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 23,234,514,000 6 $ 730,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 6,120,102,000 5 $ 355,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 5 $ 735,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 313,272,000 5 $ 675,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 4 $ 470,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 3 $ 235,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 3 $ 375,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 3 $ 495,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 13,495,944,000 3 $ 345,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 3 $ 345,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 3 $ 795,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 112,384,202,000 3 $ 165,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 360,000
THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 1,195,261,000 2 $ 20,000
ASSURANCE FINANCIAL GROUP, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 2 $ 120,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 140,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 2 $ 500,000
THE CITIZENS NATIONAL BANK OF MERIDIAN
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,421,227,000 2 $ 210,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 2 $ 190,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 150,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 2 $ 420,000
MUTUAL
1604 CHERRY STREET
VICKSBURG, MS 39180
* $ 216,098,000 1 $ 65,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 55,000
FEDEX EMPLOYEES CREDIT ASSOCIATION
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 525,924,000 1 $ 55,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 105,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 195,000
RED RIVER EMPLOYEES
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,005,002,000 1 $ 115,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 1 $ 55,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 155,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
ADDISON, TX 75001
* $ -1,000 1 $ 55,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 1 $ 195,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 75,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 125,000
COMMUNITY BANK OF MISSISSIPPI
323 EAST THIRD STREET
FOREST, MS 39074
* $ 3,259,650,000 1 $ 175,000
AUSTIN CAPITAL BANK SSB
8100 SHOAL CREEK BLVD
AUSTIN, TX 78757
* $ 139,109,000 1 $ 155,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ -1,000 1 $ 65,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 225,000
RIVERLAND FEDERAL CREDIT UNION
639 LOYOLA AVENUE STE 220
NEW ORLEANS, LA 70113
* $ 268,904,000 1 $ 175,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 1 $ 75,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 17,778,013,000 1 $ 75,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,611,084,000 1 $ 225,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Choctaw County MS in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 145 $15,875,000 $109,000 $385,000 $56,000 $178,000
Refinancing 70 $9,110,000 $130,000 $295,000 $77,000 $270,000
Cash-out Refinancing 30 $3,030,000 $101,000 $225,000 $75,000 $167,000
Home Improvement 10 $450,000 $45,000 $85,000 $80,000 $225,000
Other Purpose 10 $530,000 $53,000 $205,000 $141,000 $758,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 163 $19,285,000 $118,000 $385,000 $75,000 $758,000
Black or African American 63 $4,895,000 $77,000 $235,000 $57,000 $178,000
Not Provided 18 $1,830,000 $101,000 $215,000 $48,000 $70,000
Not applicable 15 $2,575,000 $171,000 $295,000 $0 $0
Hispanic 6 $410,000 $68,000 $105,000 $47,000 $70,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 192 $18,840,000 $98,000 $385,000 $71,000 $758,000
FHA-insured (Federal Housing Administration) 27 $3,895,000 $144,000 $245,000 $65,000 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $2,255,000 $98,000 $185,000 $45,000 $68,000
VA-guaranteed (Veterans Administration) 23 $4,005,000 $174,000 $285,000 $57,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 118 $13,710,000 $116,000 $385,000 $82,000 $758,000
Application Denied By Financial Institution 73 $6,655,000 $91,000 $225,000 $51,000 $142,000
Application Withdrawn By Applicant 28 $3,180,000 $113,000 $285,000 $61,000 $132,000
Loan Purchased By The Institution 18 $3,170,000 $176,000 $295,000 $80,000 $141,000
File Closed For Incompleteness 16 $1,310,000 $81,000 $225,000 $66,000 $139,000
Application Approved But Not Accepted 12 $970,000 $80,000 $165,000 $55,000 $107,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 188 $22,140,000 $117,000 $385,000 $75,000 $758,000
Credit History 35 $2,255,000 $64,000 $225,000 $49,000 $142,000
Debt-To-Income Ratio 23 $2,305,000 $100,000 $215,000 $48,000 $143,000
Credit Application Incomplete 8 $1,280,000 $160,000 $225,000 $78,000 $124,000
Collateral 4 $380,000 $95,000 $115,000 $53,000 $124,000
Other 4 $430,000 $107,000 $225,000 $75,000 $138,000
Employment History 2 $120,000 $60,000 $65,000 $36,000 $41,000
Mortgage Insurance Denied 1 $85,000 $85,000 $85,000 $55,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.

Download the Mississippi Lender List