Chenango County NY
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Chenango County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Chenango County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,076
Total Mortgage Loan Application Amount $179,357,000
Average Mortgage Loan Application Amount $86,000
Highest Mortgage Loan Application Amount $404,000
Average Applicant Income $57,000
Highest Applicant Income $1,080,000

Mortgage Company List for Lending in Chenango County NY for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 5,182,343,000 356 $ 26,134,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 258 $ 20,192,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 116 $ 11,581,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 95 $ 10,801,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 77 $ 8,104,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 76 $ 7,897,000
GHS FEDERAL CREDIT UNION
910 FRONT STREET BINGHAMTON NY 13905
BINGHAMTON, NY 13905
* $ 99,139,000 63 $ 3,414,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 60 $ 514,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 58 $ 3,867,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 57 $ 7,165,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 53 $ 5,119,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 1,998,738,000 50 $ 4,149,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 39 $ 1,975,000
WELLS FARGO FIN'L CRED SERV NY
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 38 $ 3,863,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 33 $ 1,903,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 84,701,123,000 32 $ 2,849,000
WILBER NATIONAL BANK
245 MAIN STREET P.O. BOX 430
ONEONTA, NY 13820
* $ 792,644,000 32 $ 2,431,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 30 $ 3,101,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 27 $ 342,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 23 $ 1,470,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 22 $ 1,983,000
PROVANTAGE FUNDING CORPORATION
20 SOLAR DRIVE, SUITE 101
CLIFTON PARK, NY 12065
* $ 792,644,000 21 $ 2,244,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 21 $ 2,234,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 20 $ 2,111,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 20 $ 3,004,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 16 $ 1,852,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 15 $ 1,962,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 210,664,000 15 $ 1,349,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 15 $ 1,511,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 15 $ 151,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 13 $ 1,305,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 12 $ 1,329,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 12 $ 1,468,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 10 $ 879,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 10 $ 1,083,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 9 $ 854,000
TIOGA STATE BANK
PO BOX 386
SPENCER, NY 14883
* $ 300,961,000 8 $ 351,000
ONEIDA SAVINGS BANK
182 MAIN STREET
ONEIDA, NY 13421
* $ 521,469,000 8 $ 493,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 7 $ 742,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 7 $ 864,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 7 $ 714,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 6 $ 281,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 6 $ 431,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 6 $ 513,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 6 $ 1,053,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 6 $ 703,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 5 $ 619,000
FIRST ALTERNATIVE MORTGAGE COR
145 HUGUENOT ST, SUITE 109
NEW ROCHELL, NY 10801
* $ 10,000,000 5 $ 454,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 724,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 5 $ 441,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 5 $ 385,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 5 $ 442,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 5 $ 560,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 4 $ 518,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 100,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 4 $ 250,000
ALLIANCE BANK NA
120 MADISON STREET
SYRACUSE, NY 13202
* $ 1,301,538,000 4 $ 273,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 266,050,000 4 $ 770,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 4 $ 263,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 1,474,887,000 3 $ 83,000
FORWARD NATIONAL COMPANY INC
300 EAST MAIN ST
MILFORD, MA 01757
* $ 336,774,000 3 $ 289,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 3 $ 279,000
PEOPLES NATIONAL BANK
82 FRANKLIN AVENUE
HALLSTEAD, PA 18822
* $ 431,355,000 3 $ 481,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 3 $ 608,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 3 $ 274,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 3 $ 310,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 3 $ 531,000
HOME CONSULTANTS
473 EASTON TURNPIKE STE A
LAKE ARIEL, PA 18436
* $ 10,000,000 3 $ 328,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 2 $ 432,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 289,000
MID-HUDSON VALLEY
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 590,251,000 2 $ 173,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 641,037,000 2 $ 136,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 2 $ 471,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 2 $ 180,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 95,861,810,000 2 $ 132,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 2 $ 160,000
DNB FIRST, NATIONAL ASSOCIATION
4 BRANDYWINE AVE
DOWNINGTOWN, PA 19335
* $ 545,529,000 2 $ 149,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 2 $ 212,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 216,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 2 $ 270,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 2 $ 141,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 2 $ 189,000
AMERICAN ENTERPRISE BANK OF FL
10611 DEERWOOD PARK BLVD
JACKSNOVILLE, FL 32256
* $ 175,204,000 2 $ 158,000
MAINSOURCE BANK OF ILLINOIS
2000 W COURT STREET
KANKAKEE, IL 60901
* $ 200,973,000 1 $ 39,000
HAMPDEN BANK
19 HARRISON AVENUE
SPRINGFIELD, MA 01103
* $ 496,715,000 1 $ 11,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 1,027,186,000 1 $ 100,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 1 $ 180,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 1 $ 35,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,225,710,000 1 $ 40,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 15,301,433,000 1 $ 77,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 1 $ 188,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 1,614,660,000 1 $ 68,000
FIRST SOURCE
4451 COMMERCIAL DRIVE
NEW HARTFORD, NY 13413
* $ 195,840,000 1 $ 33,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 1 $ 170,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 189,000
BEACON FEDERAL
6311 COURT STREET ROAD
EAST SYRACUSE, NY 13057
* $ 878,062,000 1 $ 8,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 1 $ 102,000
FIRST NIAGARA BANK
6950 SOUTH TRANSIT ROAD
LOCKPORT, NY 14094
* $ 8,082,041,000 1 $ 10,000
ROME SAVINGS BANK
100 W DOMINICK ST., PO BOX 311
ROME, NY 13442
* $ 317,370,000 1 $ 183,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 175,107,526,000 1 $ 177,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 154,000
CITI RESIDENTIAL LENDING INC.
153 EAST 53RD ST, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,121,487,000 1 $ 76,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 23,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 184,491,526,000 1 $ 62,000
COMMERCE BANK, NA
2059 SPINGDALE ROAD
CHERRY HILL, NJ 08003
* $ 45,216,892,000 1 $ 120,000
MILLENNIUM BCPBANK NA
255 LAFAYETTE ST
NEWARK, NJ 07105
* $ 878,098,000 1 $ 330,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 45,485,973,000 1 $ 30,000
M&T BANK, NA
1 M&T PLAZA - 15TH FLOOR
BUFFALO, NY 14203
* $ 375,737,000 1 $ 35,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 106,000
NJ LENDERS CORP.
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ 10,000,000 1 $ 181,000
VANGUARD FUNDING LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 1 $ 128,000
EURO MORTGAGE BANKERS, INC.
1 HUNTINGTON QUAD SUITE 1N16
MELVILLE, NY 11747
* $ 10,000,000 1 $ 90,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 165,000
CGB AGRI FINANCIAL SERVICES
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 95,000
HOME FUNDING FINDERS, INC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 1 $ 65,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 153,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 1 $ 95,000
COUNTRYSIDE FEDERAL CREDIT UNION
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 108,119,000 1 $ 78,000
SYRACUSE FIRE DEPARTMENT EMPLOYEES
211 WILKINSON ST
SYRACUSE, NY 13204
* $ 48,117,000 1 $ 70,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 2,295,764,000 1 $ 60,000
POLISH & SLAVIC FEDERAL CREDIT UNION
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 1,115,935,000 1 $ 86,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 609,897,000 1 $ 230,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ 11,000,000 1 $ 141,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 187,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 94,000
CAMBRIDGE HOME CAPITAL, LLC
80 CUTTERMILL ROAD SUITE 408
GREAT NECK, NY 11021
* $ 10,000,000 1 $ 188,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 69,000
WALL STREET MORTGAGE BANKERS
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 1 $ 160,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 1 $ 68,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 250,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 75,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 1 $ 257,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ 10,000,000 1 $ 122,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 68,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Chenango County NY in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,058 $106,134,000 $100,000 $360,000 $58,000 $1,080,000
Home Purchase 579 $55,259,000 $95,000 $404,000 $59,000 $433,000
Home Improvement 439 $17,964,000 $40,000 $375,000 $53,000 $432,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,769 $148,290,000 $83,000 $404,000 $59,000 $1,080,000
Not Provided 168 $16,548,000 $98,000 $322,000 $63,000 $332,000
Not applicable 71 $7,736,000 $108,000 $375,000 $11,000 $249,000
Hispanic 29 $2,533,000 $87,000 $219,000 $54,000 $185,000
Asian 12 $1,586,000 $132,000 $285,000 $48,000 $120,000
Black or African American 12 $1,442,000 $120,000 $255,000 $63,000 $129,000
Native Hawaiian or Other Pacific Islander 8 $917,000 $114,000 $198,000 $60,000 $98,000
American Indian or Alaskan Native 7 $305,000 $43,000 $100,000 $38,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,708 $139,518,000 $81,000 $404,000 $59,000 $1,080,000
FHA-insured (Federal Housing Administration) 345 $37,412,000 $108,000 $337,000 $49,000 $203,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $1,134,000 $87,000 $216,000 $43,000 $75,000
VA-guaranteed (Veterans Administration) 10 $1,293,000 $129,000 $200,000 $32,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 783 $62,504,000 $79,000 $360,000 $51,000 $404,000
Loan Originated 755 $64,276,000 $85,000 $404,000 $60,000 $337,000
Application Withdrawn By Applicant 200 $21,418,000 $107,000 $280,000 $73,000 $1,080,000
Loan Purchased By The Institution 148 $15,587,000 $105,000 $273,000 $38,000 $250,000
Application Approved But Not Accepted 142 $11,026,000 $77,000 $299,000 $63,000 $432,000
File Closed For Incompleteness 48 $4,546,000 $94,000 $337,000 $75,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 171 $7,509,000 $43,000 $360,000 $48,000 $358,000
Collateral 98 $10,308,000 $105,000 $293,000 $66,000 $404,000
Debt-To-Income Ratio 95 $8,260,000 $86,000 $255,000 $38,000 $147,000
Other 31 $3,094,000 $99,000 $330,000 $69,000 $332,000
Credit Application Incomplete 23 $2,402,000 $104,000 $322,000 $72,000 $285,000
Insufficient Cash (Downpayment, Closing Cost) 13 $1,185,000 $91,000 $172,000 $47,000 $82,000
Unverifiable Information 9 $863,000 $95,000 $150,000 $45,000 $83,000
Employment History 3 $127,000 $42,000 $78,000 $31,000 $42,000
Mortgage Insurance Denied 1 $143,000 $143,000 $143,000 $92,000 $92,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List