Cerro Gordo County IA
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the Cerro Gordo County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cerro Gordo County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 937
Total Mortgage Loan Application Amount $151,395,000
Average Mortgage Loan Application Amount $161,000
Highest Mortgage Loan Application Amount $9,325,000
Average Applicant Income $101,000
Highest Applicant Income $2,720,000

Mortgage Company List for Lending in Cerro Gordo County IA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 173 $ 23,435,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 99 $ 12,065,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 77 $ 9,235,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 43 $ 6,685,000
MANUFACTURERS BANK & TRUST COMPANY
245 EAST J ST, PO BOX 450
FOREST CITY, IA 50436
* $ 347,126,000 40 $ 7,270,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 5,377,351,000 22 $ 4,320,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,145,422,000 21 $ 2,205,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 18 $ 2,430,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 12 $ 910,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 11 $ 955,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 11 $ 1,155,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 11 $ 1,365,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 11 $ 1,515,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 10 $ 1,840,000
FARMERS STATE BANK
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 1,056,124,000 10 $ 2,060,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 9 $ 2,535,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 18,466,868,000 9 $ 1,415,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,766,499,000 9 $ 1,335,000
RELIANCE STATE BANK
606 BROAD ST
STORY CITY, IA 50248
* $ 226,265,000 9 $ 665,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
CEDAR FALLS, IA 50613
* $ 1,251,526,000 8 $ 1,730,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 8 $ 1,310,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 187,387,000 8 $ 630,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 8 $ 1,150,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 7 $ 1,465,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,185,477,000 7 $ 3,025,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 7 $ 815,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 7 $ 1,285,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 6 $ 1,080,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 6 $ 1,400,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 6 $ 1,180,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 5 $ 695,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 5 $ 595,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 545,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,606,623,000 5 $ 1,095,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 5 $ 375,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,696,414,000 5 $ 485,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 5 $ 1,175,000
MIDWEST HERITAGE BANK FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 272,118,000 4 $ 390,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 4 $ 1,180,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 4 $ 930,000
PREMIA MORTGAGE, LLC
5480 CORPORATE DRIVE SUITE 240
TROY, MI 48098
* $ -1,000 4 $ 1,070,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 45,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 295,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,039,284,000 3 $ 735,000
MARINE
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 753,826,000 3 $ 215,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
SACRAMENTO, CA 95815
* $ -1,000 3 $ 635,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 415,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 3 $ 565,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 3 $ 1,095,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 3 $ 855,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 3 $ 145,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 3 $ 285,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 725,000
WATERSTONE BANK, SSB
11200 WEST PLANK COURT
WAUWATOSA, WI 53226
* $ 1,911,865,000 2 $ 980,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 871,942,000 2 $ 11,160,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 2 $ 330,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 2 $ 260,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 220,000
STIFEL BANK AND TRUST
501 N BROADWAY
ST. LOUIS, MO 63141
* $ 16,110,188,000 2 $ 220,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 230,000
CONTRACT EXCHANGE CORPORATION
425 2ND ST SE #370
CEDAR RAPIDS, IA 52401
* $ -1,000 2 $ 110,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 2 $ 460,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,636,147,000 2 $ 140,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 90,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 611,001,000 2 $ 450,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 260,000
NATIONAL BANK OF COMMERCE
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 611,215,000 2 $ 200,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 2 $ 700,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 2 $ 270,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 300,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WEST DES MOINES, IA 50266
* $ -1,000 2 $ 340,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 200,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 270,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 123,147,670,000 2 $ 840,000
COMMUNITY CHOICE CREDIT UNION
1351 NW 114TH ST, P.O. BOX 71247
CLIVE, IA 50325
* $ 506,692,000 2 $ 190,000
MAYO EMPLOYEES FEDERAL CREDIT UNION
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 955,732,000 2 $ 160,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 4,512,819,000 2 $ 610,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 192,527,000 1 $ 165,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 25,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,647,162,000 1 $ 55,000
BANK MIDWEST
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 927,044,000 1 $ 75,000
CITY STATE BANK
801 MAIN STREET
NORWALK, IA 50211
* $ 403,484,000 1 $ 205,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 5,394,695,000 1 $ 85,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ -1,000 1 $ 145,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 95,000
COMMUNITY STATE BANK
817 N ANKENY BLVD
ANKENY, IA 50023
* $ 786,087,000 1 $ 65,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 115,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 55,000
KERNDT BROTHERS SAVINGS BANK
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ 282,968,000 1 $ 185,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
MINNEAPOLIS, MN 55415
* $ 578,076,000 1 $ 95,000
LUMINATE HOME LOANS
7760 FRANCE AVE S, STE 1010
BLOOMINGTON, MN 55435
* $ -1,000 1 $ 105,000
GSF MORTGAGE CORPORATION
15430 W CAPITOL DRIVE
BROOKFIELD, WI 53005
* $ -1,000 1 $ 105,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 125,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 215,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 1 $ 95,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 25,140,256,000 1 $ 305,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 1 $ 75,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 225,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 1 $ 95,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 5,133,339,000 1 $ 95,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 15,430,682,000 1 $ 15,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 1 $ 125,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 1 $ 75,000
SOUTH STORY BANK & TRUST
501 LINN ST
SLATER, IA 50244
* $ 200,517,000 1 $ 195,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 85,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 155,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 165,000
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
GAINESVILLE, GA 30501
* $ -1,000 1 $ 305,000
PREMIER CREDIT UNION
800 9TH ST
DES MOINES, IA 50309
* $ 199,449,000 1 $ 35,000
GREATER IOWA CREDIT UNION
801 LINCOLN WAY
AMES, IA 50010
* $ 456,628,000 1 $ 75,000
BOONE BANK & TRUST CO
716 8TH ST
BOONE, IA 50036
* $ 125,636,000 1 $ 115,000
FIRST NATIONAL BANK
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 407,461,000 1 $ 45,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,315,218,000 1 $ 95,000
STATE SAVINGS BANK
4800 MILLS CIVIC PKWY., STE. 100
WEST DES MOINES, IA 50265
* $ 140,013,000 1 $ 65,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 145,000
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 2,231,157,000 1 $ 225,000
FIRST NATIONAL BANK, AMES, IOWA
405 5TH ST
AMES, IA 50010
* $ 841,750,000 1 $ 945,000
GNB BANK
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 561,866,000 1 $ 105,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 205,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 24,484,751,000 1 $ 125,000
CAMBRIA FINANCIAL GROUP, LLC
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 1 $ 105,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 225,000
FINANCIAL PLUS CREDIT UNION
1831 25TH STREET
WEST DES MOINES, IA 50266
* $ 171,161,000 1 $ 245,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 105,000
KEYSTONE SAVINGS BANK
81 MAIN STREET, PO BOX 367
KEYSTONE, IA 52249
* $ 141,752,000 1 $ 175,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 1 $ 105,000
AUTO CLUB TRUST, FSB
1 AUTOCLUB DRIVE
DEARBORN, MI 48126
* $ 505,788,000 1 $ 55,000
HILLS BANK AND TRUST COMPANY
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 3,041,233,000 1 $ 185,000
WASHINGTON COUNTY BANK
1523 WASHINGTON ST.
BLAIR, NE 68008
* $ 432,110,000 1 $ 155,000
SOFI MORTGAGE, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 1 $ 155,000
I. H. MISSISSIPPI VALLEY CREDIT UNION
2121 47TH STREET
MOLINE, IL 61265
* $ 1,339,242,000 1 $ 115,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 1 $ 65,000
FIDELITY BANK
177 S JORDAN CREEK PKWY
WEST DES MOINES, IA 50266
* $ 84,253,000 1 $ 85,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cerro Gordo County IA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 526 $94,920,000 $180,000 $9,325,000 $99,000 $1,262,000
Refinancing 170 $29,750,000 $175,000 $1,615,000 $136,000 $2,720,000
Cash-out Refinancing 119 $18,005,000 $151,000 $845,000 $85,000 $451,000
Other Purpose 53 $3,775,000 $71,000 $355,000 $87,000 $400,000
Home Improvement 49 $3,465,000 $70,000 $465,000 $100,000 $470,000
Not Applicable 20 $1,480,000 $74,000 $185,000 $17,000 $18,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 711 $103,145,000 $145,000 $1,005,000 $101,000 $2,720,000
Not Provided 93 $15,325,000 $164,000 $945,000 $112,000 $810,000
Not applicable 87 $27,245,000 $313,000 $9,325,000 $72,000 $152,000
Hispanic 17 $1,715,000 $100,000 $165,000 $44,000 $109,000
Black or African American 12 $1,340,000 $111,000 $255,000 $100,000 $437,000
Asian 7 $995,000 $142,000 $305,000 $189,000 $500,000
American Indian or Alaskan Native 6 $790,000 $131,000 $275,000 $102,000 $183,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $43,000 $43,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 666 $110,910,000 $166,000 $9,325,000 $114,000 $2,720,000
FHA-insured (Federal Housing Administration) 165 $18,485,000 $112,000 $325,000 $51,000 $150,000
VA-guaranteed (Veterans Administration) 91 $19,965,000 $219,000 $845,000 $78,000 $248,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $2,035,000 $135,000 $175,000 $55,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 602 $106,070,000 $176,000 $9,325,000 $106,000 $2,720,000
Application Denied By Financial Institution 124 $13,070,000 $105,000 $645,000 $66,000 $248,000
Loan Purchased By The Institution 90 $13,460,000 $149,000 $455,000 $129,000 $640,000
Application Withdrawn By Applicant 81 $13,645,000 $168,000 $1,005,000 $108,000 $810,000
File Closed For Incompleteness 27 $3,775,000 $139,000 $385,000 $113,000 $450,000
Application Approved But Not Accepted 13 $1,375,000 $105,000 $435,000 $96,000 $360,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 748 $127,310,000 $170,000 $9,325,000 $107,000 $2,720,000
Debt-To-Income Ratio 95 $15,445,000 $162,000 $785,000 $96,000 $480,000
Credit History 32 $1,640,000 $51,000 $205,000 $59,000 $110,000
Collateral 28 $3,310,000 $118,000 $345,000 $69,000 $230,000
Other 14 $1,300,000 $92,000 $135,000 $69,000 $220,000
Credit Application Incomplete 10 $1,440,000 $144,000 $645,000 $77,000 $182,000
Unverifiable Information 7 $705,000 $100,000 $155,000 $81,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 3 $245,000 $81,000 $115,000 $37,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List