Cecil County MD
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Cecil County MD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cecil County MD, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,721
Total Mortgage Loan Application Amount $880,725,000
Average Mortgage Loan Application Amount $236,000
Highest Mortgage Loan Application Amount $24,485,000
Average Applicant Income $116,000
Highest Applicant Income $1,757,000

Mortgage Company List for Lending in Cecil County MD for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
PO BOX 1176
EDGEWOOD, MD 21001
* $ 2,154,193,000 544 $ 47,980,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 256 $ 31,430,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 185 $ 51,055,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 184 $ 55,880,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 90 $ 20,370,000
NVR MORTGAGE FINANCE, INC.
555 SOUTHPOINTE BLVD., 3RD FLOOR
RICHMOND, VA 15317
* $ -1,000 80 $ 27,130,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 200,262,969,000 72 $ 12,780,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 63 $ 19,955,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 61 $ 17,685,000
PIKE CREEK MORTGAGE SERVICES, INC.
2100 DRUMMOND PLAZA
WILMINGTON, DE 19711
* $ -1,000 60 $ 16,870,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 56 $ 9,790,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 56 $ 12,320,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 56 $ 4,540,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 55 $ 8,055,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 43,726,588,000 48 $ 7,640,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 26,819,331,000 47 $ 11,585,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 45 $ 16,055,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 40 $ 6,500,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 40 $ 9,590,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 39 $ 10,195,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 39 $ 10,895,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 37 $ 3,475,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 35 $ 10,685,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 35 $ 10,355,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 35 $ 12,115,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 31 $ 7,785,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 31 $ 9,175,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 29 $ 8,765,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 29 $ 3,475,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 28 $ 12,220,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 27 $ 7,185,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 27 $ 8,035,000
HARFORD BANK
8 W BEL AIR AVE
ABERDEEN, MD 21001
* $ 595,469,000 27 $ 4,335,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 27 $ 9,645,000
MERIDIAN BANK
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 2,062,088,000 26 $ 7,710,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 24 $ 6,250,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 24 $ 7,700,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 24 $ 7,030,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 24 $ 6,900,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 22 $ 4,590,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
LUTHERVILLE-TIMONIUM, MD 21236
* $ -1,000 22 $ 6,780,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 20 $ 4,810,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 19 $ 6,555,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 19 $ 5,675,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 17 $ 3,905,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 17 $ 6,005,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 15,845,722,000 17 $ 5,565,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 16 $ 5,620,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 16 $ 5,210,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 16 $ 5,670,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 15 $ 3,015,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,087,397,000 15 $ 1,575,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 386,799,237,000 15 $ 4,015,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 15 $ 5,655,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 13 $ 3,885,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 13 $ 725,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 13 $ 2,835,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 12 $ 3,430,000
DIRECT MORTGAGE LOANS, LLC
111011 MCCORMICK RD, SUITE 400
HUNT VALLEY, MD 21031
* $ -1,000 11 $ 3,545,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 11 $ 3,475,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 11 $ 2,915,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 11 $ 3,465,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 5,264,689,000 11 $ 2,035,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 11 $ 3,175,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 10 $ 1,190,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 10 $ 2,020,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 10 $ 1,980,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 10 $ 3,230,000
FRANKLIN MINT
5 HILLMAN DRIVE
CHADDS FORD TOWNSHIP, PA 19317
* $ 1,786,496,000 9 $ 1,625,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 9 $ 2,335,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 9 $ 2,315,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 9 $ 2,345,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 9 $ 3,045,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 9 $ 3,355,000
KEYSTONE FUNDING, INC.
519 S RED HAVEN LN
DOVER, DE 19901
* $ -1,000 8 $ 2,400,000
SUN EAST FEDERAL CREDIT UNION
4500 PENNELL ROAD
ASTON, PA 19014
* $ 877,340,000 8 $ 850,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 8 $ 2,260,000
DOMINION FINANCIAL SERVICES, LLC
1029 N CALVERT ST
CHEVY CHASE, MD 21202
* $ -1,000 7 $ 1,235,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 7 $ 2,775,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 7 $ 2,555,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 7 $ 1,595,000
MEMBERS 1ST
5000 LOUISE DRIVE
ENOLA, PA 17055
* $ 6,987,615,000 7 $ 845,000
MDE HOME LOANS, LLC
766 SHREWSBURY AVENUE
TINTON FALLS, NJ 07724
* $ -1,000 7 $ 3,445,000
CITADEL FEDERAL CREDIT UNION
520 EAGLEVIEW BLVD
EXTON, PA 19341
* $ 5,583,889,000 7 $ 415,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 6 $ 1,840,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
GLEN ALLEN, VA 22030
* $ -1,000 6 $ 2,140,000
SHORE UNITED BANK, N.A.
18 EAST DOVER STREET
EASTON, MD 21601
* $ 3,476,775,000 6 $ 1,850,000
ABSOLUTE HOME MORTGAGE CORPORATION
330 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ -1,000 6 $ 1,370,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 5 $ 1,905,000
DEL-ONE FEDERAL CREDIT UNION
270 BEISER BLVD
DOVER, DE 19904
* $ 657,330,000 5 $ 1,405,000
LENDAGE, LLC
1875 S GRANT ST
SAN MATEO, CA 84402
* $ -1,000 5 $ 205,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 1,405,000
POINT BREEZE CREDIT UNION
11104 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 947,158,000 5 $ 465,000
ORRSTOWN BANK
2695 PHILADELPHIA AVENUE
SHIPPENSBURG, PA 17201
* $ 2,918,941,000 5 $ 775,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 2,192,809,000 5 $ 1,325,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 4 $ 170,000
UNIVEST BANK AND TRUST CO.
PO BOX 197
SOUDERTON, PA 18964
* $ 7,207,694,000 4 $ 2,120,000
ORIGINPOINT, LLC
1800 W LARCHMONT AVE SUITE 305
WILMINGTON, DE 60613
* $ -1,000 4 $ 2,040,000
BAY CAPITAL MORTGAGE CORPORATION
801 COMPASS WAY
ANNAPOLIS, MD 21401
* $ -1,000 4 $ 940,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 4 $ 1,160,000
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 9,106,184,000 4 $ 2,300,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 4 $ 660,000
THE PEOPLES BANK
100 SPRING AVENUE, PO BOX 210
CHESTERTOWN, MD 21620
* $ 354,731,000 4 $ 350,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 4 $ 1,480,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 4 $ 780,000
PEOPLESBANK, A CODORUS VALLEY COMPANY
105 LEADER HEIGHTS RD
YORK, PA 17403
* $ 2,192,138,000 4 $ 1,180,000
LOANUNITED.COM, LLC
3150 HOLCOMB BRIDGE RD 4TH FLOOR
ATLANTA, GA 30071
* $ -1,000 4 $ 2,320,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ -1,000 4 $ 620,000
FREEDOM OF MARYLAND FEDERAL CREDIT UNION
2019 EMMORTON ROAD
BEL AIR, MD 21015
* $ 438,838,000 4 $ 580,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 209,664,000,000 4 $ 1,660,000
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 444,412,000 4 $ 1,270,000
BEELINE LOANS, INC.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 4 $ 1,000,000
DOVER FEDERAL CREDIT UNION
1075 SILVER LAKE BLVD
DOVER, DE 19904
* $ 641,715,000 4 $ 1,210,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ -1,000 4 $ 970,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,601,623,000 4 $ 350,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 9,123,708,000 4 $ 1,110,000
FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION
1215 YORK RD
SPARKS, MD 21093
* $ 1,283,601,000 4 $ 300,000
HAR-CO CREDIT UNION
30 N HICKORY AVE
BEL AIR, MD 21014
* $ 245,213,000 4 $ 810,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 3 $ 1,155,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,894,686,000 3 $ 575,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 3 $ 635,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 3 $ 75,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 3 $ 965,000
HORIZON FARM CREDIT, ACA
45 AILERON CT.
MECHANICSBURG, PA 21157
* $ -1,000 3 $ 825,000
AMERICAN HERITAGE LENDING, LLC
485 E 17TH ST #220
NEWARK, DE 92627
* $ -1,000 3 $ 555,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 176,980,258,000 3 $ 205,000
NATION ONE MORTGAGE CORPORATION
701 ROUTE 73 N SUITE 2
MARLTON, NJ 08053
* $ -1,000 3 $ 1,215,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 3 $ 775,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 3 $ 845,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 3 $ 175,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 3 $ 595,000
GTE FEDERAL CREDIT UNION
711 E HENDERSON AVENUE
TAMPA, FL 33602
* $ 2,885,583,000 3 $ 445,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 3 $ 435,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 3 $ 825,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 3 $ 595,000
SOUTHERN TRUST MORTGAGE, LLC
4433 CORPORATION LANE SUITE 300
MIDLOTHIAN, VA 23462
* $ -1,000 2 $ 550,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ -1,000 2 $ 500,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 2 $ 10,000
CHURCHILL FUNDING I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28208
* $ -1,000 2 $ 490,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 2 $ 930,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 2 $ 920,000
MID PENN BANK
349 UNION STREET
MILLERSBURG, PA 17061
* $ 4,481,008,000 2 $ 760,000
THE EPHRATA NATIONAL BANK
31 EAST MAIN STREET PO BOX 457
EPHRATA, PA 17522
* $ 1,856,294,000 2 $ 400,000
ARDENT FEDERAL CREDIT UNION
1500 SPRING GARDEN ST. SUITE 500
PHILADELPHIA, PA 19130
* $ 852,091,000 2 $ 330,000
DEXSTA
300 FOULK ROAD STE 100
WILMINGTON, DE 19803
* $ 410,094,000 2 $ 120,000
FIRSTRUST SAVINGS BANK
1 WALNUT GROVE DRIVE
CONSHOHOCKEN, PA 19044
* $ 5,175,518,000 2 $ 290,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 2 $ 380,000
CAZLE MORTGAGE, INC.
3 E HENRIETTA ST
BALTIMORE, MD 21220
* $ -1,000 2 $ 740,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 2 $ 780,000
LIMA ONE CAPITAL, LLC
201 E. MCBEE AVE, SUITE 300
ROSWELL, GA 29601
* $ -1,000 2 $ 390,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 2 $ 220,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 2 $ 1,070,000
TJC MORTGAGE, INC.
1 PERIMETER PARK S, STE 230 S
WETUMPKA, AL 35243
* $ -1,000 2 $ 230,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 2 $ 710,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ -1,000 2 $ 330,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 610,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 2 $ 200,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 2 $ 180,000
FIDELITY DIRECT MORTGAGE, LLC
555 QUINCE ORCHARD RD #411
CLARKSVILLE, MD 20878
* $ -1,000 2 $ 710,000
HOMEAMERICAN MORTGAGE CORPORATION
4350 S MONACO STREET, SUITE 200
CENTENNIAL, CO 80237
* $ -1,000 2 $ 910,000
WATERMARK CAPITAL, INC.
100 SPECTRUM CENTER DR STE 150
SACRAMENTO, CA 92618
* $ -1,000 2 $ 480,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 2 $ 470,000
BANK OF BIRD-IN-HAND
309 NORTH RONKS ROAD
LANCASTER, PA 17505
* $ 1,132,459,000 2 $ 620,000
LOAN FUNDER LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 2 $ 310,000
BAYSHORE MORTGAGE FUNDING, LLC
1920 GREENSPRING DRIVE, SUITE 140
BALTIMORE, MD 21093
* $ -1,000 2 $ 600,000
COMMUNITY POWERED FEDERAL CREDIT UNION
1758 PULASKI HIGHWAY
BEAR, DE 19701
* $ 135,105,000 2 $ 120,000
MY MORTGAGE, INC.
2191 DEFENSE HWY UNIT 304B
PASADENA, MD 21114
* $ -1,000 2 $ 600,000
IVY MORTGAGE, INC.
7625 MAPLE LAWN BLVD SUITE 135
GAITHERSBURG, MD 20759
* $ -1,000 2 $ 490,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 1,747,013,000 2 $ 610,000
APPLE FEDERAL CREDIT UNION
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 4,163,201,000 2 $ 130,000
SILVER HILL FUNDING, LLC
4425 PONCE DE LEON BLVD
WILMINGTON, DE 33146
* $ -1,000 2 $ 270,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 630,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 585,000
VALLEY NATIONAL BANK
1460 VALLEY ROAD
PASSAIC, NJ 07470
* $ 57,451,653,000 1 $ 255,000
GUIDANCE RESIDENTIAL, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
WILMINGTON, DE 20190
* $ -1,000 1 $ 285,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
SACRAMENTO, CA 92618
* $ -1,000 1 $ 735,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
HARRISON, NY 10577
* $ 1,154,561,000 1 $ 55,000
FREEDOM
626 JACKSONVILLE ROAD #250
WARMINSTER, PA 18974
* $ 1,151,135,000 1 $ 25,000
OCEANFIRST BANK, NATIONAL ASSOCIATION
975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 12,963,839,000 1 $ 25,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 675,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 4,112,771,000 1 $ 75,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 155,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 245,000
MEMBERS ADVANTAGE CREDIT UNION
3064 S OHIO ST
MICHIGAN CITY, IN 46360
* $ 126,887,000 1 $ 105,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 355,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 115,000
HOMEXPRESS MORTGAGE CORP.
15641 RED HILL AVE., SUITE 205
NEWARK, DE 92780
* $ -1,000 1 $ 335,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 225,000
FIRST CREDIT CORPORATION OF NEW YORK, INC.
21 NORTH MAIN STREET
ALBANY, NY 12078
* $ -1,000 1 $ 65,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 335,000
SPECTRA CREDIT UNION
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ 597,450,000 1 $ 55,000
TIDEMARK FEDERAL CREDIT UNION
1941 BRIDGEVILLE HWY
SEAFORD, DE 19973
* $ 451,498,000 1 $ 365,000
LUXURY MORTGAGE CORP.
FOUR LANDMARK SQUARE SUITE 300
WILMINGTON, DE 06901
* $ -1,000 1 $ 165,000
NJ LENDERS CORP.
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 1 $ 315,000
ARBOR REALTY TRUST, INC.
333 EARLE OVINGTON BLVD., SUITE 900
BALTIMORE, MD 11553
* $ -1,000 1 $ 7,735,000
STRONG HOME MORTGAGE, LLC
9408 GRANT AVE STE 302
DOVER, DE 22192
* $ -1,000 1 $ 515,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,502,081,000 1 $ 175,000
UPPER DARBY BELLTELCO FEDERAL CREDIT UNION
1410 BYWOOD AVE
UPPER DARBY, PA 19082
* $ 63,554,000 1 $ 35,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ -1,000 1 $ 475,000
AURORA FINANCIAL, LLC
8150 LEESBURG PIKE #410
MECHANICSVILLE, VA 22182
* $ -1,000 1 $ 245,000
CBM MORTGAGE, INC.
912 HOMETOWN WAY
FRONT ROYAL, VA 22630
* $ -1,000 1 $ 275,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 1 $ 415,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 275,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,208,483,000 1 $ 345,000
CASTLE MORTGAGE CORPORATION
10251 VISTA SORRENTO PKWY, STE. 225
WILMINGTON, DE 92121
* $ -1,000 1 $ 175,000
UNITED STATES SENATE FEDERAL CREDIT UNION
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 1,261,724,000 1 $ 455,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 225,000
OAKTREE FUNDING CORP.
1298 WEST 7TH STREET
CHANDLER, AZ 91786
* $ -1,000 1 $ 465,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 105,000
JOHNS HOPKINS FEDERAL CREDIT UNION
2027 E MONUMENT STREET
BALTIMORE, MD 21205
* $ 633,809,000 1 $ 155,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 29,430,409,000 1 $ 85,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ -1,000 1 $ 295,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 665,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 455,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 255,000
UNIVERSAL MORTGAGE & FINANCE, INC.
3158 BRAVERTON ST., SUITE 204
LUTHERVILLE, MD 21037
* $ -1,000 1 $ 395,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 295,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
RESTON, VA 22303
* $ -1,000 1 $ 305,000
FILO MORTGAGE, L.L.C.
555 E NORTH LN #6125
DOVER, DE 19428
* $ -1,000 1 $ 425,000
ARUNDEL FEDERAL SAVINGS BANK
655 CRAIN HIGHWAY, S.
GLEN BURNIE, MD 21061
* $ 429,911,000 1 $ 515,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 1 $ 435,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 505,000
PLAINSCAPITAL BANK
2323 VICTORY AVENUE, SUITE 1400
UNIVERSITY PARK, TX 75219
* $ 13,520,414,000 1 $ 105,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 1 $ 425,000
COMMONWEALTH ONE
4875 EISENHOWER AVE
ALEXANDRIA, VA 22314
* $ 533,084,000 1 $ 55,000
ROSEDALE FEDERAL SAVINGS AND LOAN ASSOCIATION
9616 BELAIR ROAD
NOTTINGHAM, MD 21236
* $ 1,212,712,000 1 $ 205,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 1 $ 315,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 135,000
FINANCIAL FREEDOM MORTGAGE, LLC
875 ROUTE 73 NORTH SUITE F
MOUNT LAUREL, NJ 08053
* $ -1,000 1 $ 305,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 125,000
TEXANA BANK, NATIONAL ASSOCIATION
PO BOX 546
LINDEN, TX 75563
* $ 270,427,000 1 $ 405,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 1 $ 315,000
THE LOAN STORE, INC.
222 KEARNY STREET, SUITE 650
CAMDEN, DE 94108
* $ -1,000 1 $ 165,000
JONES LANG LASALLE MULTIFAMILY, LLC
2177 YOUNGMAN AVE W SUITE 300
WILMINGTON, DE 55116
* $ -1,000 1 $ 24,485,000
DEEPHAVEN MORTGAGE LLC
3530 TORINGDON WAY #200
WILMINGTON, DE 28277
* $ -1,000 1 $ 145,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 20,342,081,000 1 $ 105,000
LAKEVIEW COMMUNITY CAPITAL, LLC
4425 PONE DE LEON BLVD, MS 5-251
PHOENIX, AZ 33146
* $ -1,000 1 $ 35,000
PRESIDENTIAL BANK, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 800,304,000 1 $ 225,000
HUNTINGDON VALLEY BANK
1388 W STREET ROAD
HUNTINGDON VALLEY, PA 18974
* $ 616,578,000 1 $ 255,000
MERCHANTS CAPITAL CORP.
11555 NORTH MERIDIAN STREET, SUITE 400
INDIANAPOLIS, IN 46032
* $ -1,000 1 $ 7,375,000
HOMEPROMISE CORPORATION
60 S WASHINGTON ST, STE 106
GLEN ALLEN, VA 17225
* $ -1,000 1 $ 215,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 397,701,000 1 $ 75,000
THE QUEENSTOWN BANK OF MARYLAND
P.O. BOX 120
QUEENSTOWN, MD 21658
* $ 650,619,000 1 $ 395,000
PRINCETON MORTGAGE CORPORATION
2482 PENNINGTON ROAD SUITE 1
EWING, NJ 08534
* $ -1,000 1 $ 555,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,739,271,000 1 $ 35,000
UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
1729 COTTMAN AVE
FEASTERVILLE, PA 19111
* $ 480,156,000 1 $ 185,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 348,731,000,000 1 $ 75,000
QUONTIC BANK
31-05 BROADWAY
NEW YORK, NY 11106
* $ 632,715,000 1 $ 325,000
CAPITAL BANK, NATIONAL ASSOCIATION
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 2,069,955,000 1 $ 1,145,000
MERCHANTS BANK OF INDIANA
11555 N. MERIDIAN STREET
INDIANAPOLIS, IN 46032
* $ 12,354,380,000 1 $ 9,475,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 385,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 175,000
PHILADELPHIA FEDERAL CREDIT UNION
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ 1,603,212,000 1 $ 75,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ -1,000 1 $ 365,000
SHELTER GROWTH CAPITAL PARTNERS LLC
750 WASHINGTON BLVD
WILMINGTON, DE 06901
* $ -1,000 1 $ 375,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 24,967,889,000 1 $ 555,000
PRIMIS MORTGAGE COMPANY
1001 MILITARY CUTOFF RD STE 350
WILMINGTON, NC 28405
* $ -1,000 1 $ 215,000
ARTISANS' BANK
2961 CENTERVILLE ROAD
WILMINGTON, DE 19808
* $ 662,318,000 1 $ 195,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 1 $ 165,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 445,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 145,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 942,438,000 1 $ 465,000
ALL CREDIT CONSIDERED MORTGAGE, INC.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ -1,000 1 $ 295,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 415,000
GENERAL MORTGAGE CAPITAL CORPORATION
1350 OLD BAYSHORE HWY
SACRAMENTO, CA 94010
* $ -1,000 1 $ 515,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 5,751,484,000 1 $ 65,000
1ST COLONIAL COMMUNITY BANK
210 LAKE DR EAST SUITE 300
COLLINGSWOOD, NJ 08002
* $ 781,503,000 1 $ 365,000
SOUTHPOINT FINANCIAL SERVICES, INC.
5955 SHILOH ROAD EAST, SUITE 200
LAWRENCEVILLE, GA 30005
* $ -1,000 1 $ 135,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 265,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ -1,000 1 $ 215,000
LOUVIERS FEDERAL CREDIT UNION
185 SOUTH MAIN STREET
NEWARK, DE 19711
* $ 276,614,000 1 $ 55,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cecil County MD in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,832 $563,350,000 $307,000 $3,505,000 $119,000 $1,757,000
Cash-out Refinancing 746 $176,230,000 $236,000 $24,485,000 $106,000 $1,193,000
Other Purpose 477 $41,795,000 $87,000 $515,000 $115,000 $1,200,000
Home Improvement 409 $32,935,000 $80,000 $425,000 $116,000 $604,000
Refinancing 243 $64,335,000 $264,000 $9,475,000 $118,000 $672,000
Not Applicable 14 $2,080,000 $148,000 $395,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,416 $485,240,000 $200,000 $3,505,000 $115,000 $1,757,000
Not Provided 453 $105,365,000 $232,000 $1,045,000 $115,000 $631,000
Not applicable 384 $161,450,000 $420,000 $24,485,000 $116,000 $269,000
Black or African American 271 $79,285,000 $292,000 $725,000 $111,000 $1,200,000
Hispanic 102 $23,390,000 $229,000 $735,000 $119,000 $750,000
Asian 63 $18,305,000 $290,000 $615,000 $142,000 $604,000
American Indian or Alaskan Native 18 $5,070,000 $281,000 $805,000 $131,000 $588,000
Native Hawaiian or Other Pacific Islander 2 $610,000 $305,000 $535,000 $224,000 $266,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,650 $541,410,000 $204,000 $24,485,000 $121,000 $1,757,000
FHA-insured (Federal Housing Administration) 704 $209,350,000 $297,000 $7,375,000 $95,000 $589,000
VA-guaranteed (Veterans Administration) 306 $114,260,000 $373,000 $695,000 $114,000 $338,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $15,705,000 $257,000 $365,000 $91,000 $118,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,919 $475,755,000 $247,000 $24,485,000 $124,000 $1,757,000
Application Denied By Financial Institution 645 $94,455,000 $146,000 $3,505,000 $98,000 $1,250,000
Application Withdrawn By Applicant 453 $118,945,000 $262,000 $7,735,000 $114,000 $1,200,000
Loan Purchased By The Institution 410 $124,350,000 $303,000 $705,000 $100,000 $289,000
File Closed For Incompleteness 170 $45,030,000 $264,000 $7,375,000 $110,000 $745,000
Application Approved But Not Accepted 115 $19,615,000 $170,000 $625,000 $100,000 $493,000
Preapproval Approved but not Accepted 6 $1,850,000 $308,000 $535,000 $112,000 $266,000
Preapproval Denied by Financial Institution 3 $725,000 $241,000 $345,000 $73,000 $103,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,031 $770,425,000 $254,000 $24,485,000 $119,000 $1,757,000
Debt-To-Income Ratio 227 $42,785,000 $188,000 $7,375,000 $74,000 $360,000
Credit History 219 $26,315,000 $120,000 $465,000 $103,000 $744,000
Collateral 91 $18,245,000 $200,000 $3,505,000 $128,000 $1,250,000
Other 68 $7,760,000 $114,000 $565,000 $110,000 $518,000
Credit Application Incomplete 60 $9,760,000 $162,000 $555,000 $104,000 $460,000
Unverifiable Information 16 $3,650,000 $228,000 $465,000 $150,000 $526,000
Insufficient Cash (Downpayment, Closing Cost) 5 $745,000 $149,000 $215,000 $73,000 $149,000
Employment History 4 $1,040,000 $260,000 $645,000 $129,000 $495,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information back through 2003.

Download the Maryland Lender List