Cavalier County ND
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Cavalier County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cavalier County ND, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 77
Total Mortgage Loan Application Amount $9,865,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $465,000
Average Applicant Income $124,000
Highest Applicant Income $943,000

Mortgage Company List for Lending in Cavalier County ND for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CHOICE FINANCIAL GROUP
4501 23RD AVE S
FARGO, ND 58104
* $ 3,167,797,000 21 $ 2,715,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 13 $ 1,195,000
WESTERN STATE BANK
755 13TH AVE E
WEST FARGO, ND 58108
* $ 1,703,317,000 5 $ 995,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 3 $ 725,000
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 3,168,170,000 3 $ 285,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 3 $ 555,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 2 $ 260,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 2 $ 240,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 170,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 3,390,640,000 2 $ 130,000
AGCOUNTRY FARM CREDIT SERVICES, FLCA
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ -1,000 2 $ 610,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 160,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 2 $ 140,000
FIRST COMMUNITY CREDIT UNION
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 1,060,912,000 1 $ 55,000
TOWN AND COUNTRY CREDIT UNION
615 S BROADWAY ST
MINOT, ND 58701
* $ 637,988,000 1 $ 185,000
VALLEY MORTGAGE, INC.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ -1,000 1 $ 175,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,758,936,000 1 $ 85,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 1 $ 125,000
HORIZON BANK
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,338,072,000 1 $ 15,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,342,526,000 1 $ 35,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 245,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 1 $ 205,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cavalier County ND in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 39 $5,125,000 $131,000 $405,000 $78,000 $192,000
Refinancing 17 $2,515,000 $147,000 $465,000 $206,000 $943,000
Cash-out Refinancing 9 $1,145,000 $127,000 $205,000 $74,000 $146,000
Home Improvement 7 $425,000 $60,000 $205,000 $190,000 $792,000
Other Purpose 4 $540,000 $135,000 $205,000 $149,000 $324,000
Not Applicable 1 $115,000 $115,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 62 $8,000,000 $129,000 $465,000 $133,000 $943,000
Not Provided 8 $980,000 $122,000 $405,000 $69,000 $173,000
Not applicable 5 $665,000 $133,000 $205,000 $0 $0
Asian 1 $125,000 $125,000 $125,000 $85,000 $85,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $89,000 $89,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 65 $8,585,000 $132,000 $465,000 $136,000 $943,000
VA-guaranteed (Veterans Administration) 6 $680,000 $113,000 $265,000 $71,000 $157,000
FHA-insured (Federal Housing Administration) 4 $310,000 $77,000 $125,000 $37,000 $85,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $290,000 $145,000 $165,000 $43,000 $44,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 47 $6,205,000 $132,000 $465,000 $113,000 $943,000
Application Withdrawn By Applicant 10 $1,450,000 $145,000 $405,000 $101,000 $192,000
Application Denied By Financial Institution 9 $545,000 $60,000 $115,000 $130,000 $792,000
Loan Purchased By The Institution 8 $1,390,000 $173,000 $465,000 $383,000 $943,000
File Closed For Incompleteness 3 $275,000 $91,000 $165,000 $75,000 $142,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 68 $9,320,000 $137,000 $465,000 $123,000 $943,000
Other 3 $125,000 $41,000 $65,000 $303,000 $792,000
Unverifiable Information 2 $110,000 $55,000 $55,000 $15,000 $16,000
Credit History 2 $120,000 $60,000 $115,000 $90,000 $153,000
Credit Application Incomplete 1 $105,000 $105,000 $105,000 $53,000 $53,000
Employment History 1 $85,000 $85,000 $85,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.

Download the North Dakota Lender List