Cattaraugus County NY
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Cattaraugus County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cattaraugus County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,882
Total Mortgage Loan Application Amount $280,830,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $18,605,000
Average Applicant Income $101,000
Highest Applicant Income $2,364,000

Mortgage Company List for Lending in Cattaraugus County NY for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 15,323,828,000 282 $ 46,480,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 162 $ 18,450,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 5,481,889,000 84 $ 9,720,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 63 $ 6,365,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 52 $ 9,860,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,606,175,000 51 $ 9,485,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 45 $ 7,005,000
CATTARAUGUS COUNTY BANK
120 MAIN STREET
LITTLE VALLEY, NY 14755
* $ 331,756,000 43 $ 5,565,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 43 $ 8,415,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 41 $ 4,745,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 40 $ 6,050,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 36 $ 5,000,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 36 $ 4,920,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,342,526,000 35 $ 2,465,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 31 $ 6,775,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 31 $ 3,775,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 30 $ 3,680,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 28 $ 4,830,000
BANK OF HOLLAND
12 SOUTH MAIN ST.
HOLLAND, NY 14080
* $ 143,291,000 27 $ 2,545,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 24 $ 3,650,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 23 $ 1,825,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 23 $ 6,745,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ -1,000 23 $ 2,175,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 20 $ 1,860,000
LAKE SHORE SAVINGS BANK
31 E FOURTH STREET
DUNKIRK, NY 14048
* $ 714,033,000 19 $ 3,175,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 16 $ 1,740,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 5,307,549,000 16 $ 4,620,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 16 $ 1,700,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 16 $ 3,260,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14086
* $ -1,000 14 $ 2,370,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 13 $ 1,555,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 12 $ 1,510,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 12 $ 1,980,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 11 $ 1,315,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 9 $ 1,485,000
EVANS BANK, NATIONAL ASSOCIATION
ONE GRIMSBY DRIVE
HAMBURG, NY 14075
* $ 2,195,407,000 9 $ 1,835,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 1,185,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 9 $ 1,655,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 8 $ 1,570,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 8 $ 910,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,151,137,000 8 $ 2,050,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 8 $ 1,330,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 8 $ 670,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 7 $ 975,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 7 $ 775,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 7 $ 1,565,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 6 $ 890,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 6 $ 720,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 6 $ 480,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 5 $ 1,045,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 5 $ 615,000
WESTERN DIVISION FEDERAL CREDIT UNION
6750 MAIN ST
WILLIAMSVILLE, NY 14221
* $ 177,547,000 5 $ 725,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 5 $ 1,755,000
TOMPKINS TRUST COMPANY
THE COMMONS
ITHACA, NY 14850
* $ 2,453,893,000 5 $ 775,000
RBC BANK, (GEORGIA) NATIONAL ASSOCIATION
8081 ARCO CORPORATE DRIVE
RALEIGH, NC 27617
* $ 6,018,212,000 5 $ 1,385,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 5 $ 1,345,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 755,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 5 $ 915,000
FIRST CREDIT CORPORATION OF NEW YORK, INC.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 5 $ 275,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 5,447,073,000 4 $ 420,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 4 $ 900,000
ALDEN STATE BANK
13216 BROADWAY
ALDEN, NY 14004
* $ 442,932,000 4 $ 1,570,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 423,958,417,000 4 $ 1,170,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 540,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 280,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 4 $ 480,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 85,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 1,206,940,000 3 $ 485,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 3 $ 445,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 3 $ 415,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 3 $ 575,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ -1,000 3 $ 345,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 3 $ 165,000
KIAVI FUNDING, INC
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 2 $ 190,000
BUFFALO METROPOLITAN FEDERAL CREDIT UNION
62 S ELMWOOD AVE
BUFFALO, NY 14202
* $ 140,934,000 2 $ 250,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 120,000
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 2,780,799,000 2 $ 40,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 2,938,711,000 2 $ 320,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 300,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
HENDERSON, NV 89074
* $ 420,502,000,000 2 $ 470,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 2 $ 400,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,669,227,000,000 2 $ 790,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 2,541,059,000 2 $ 90,000
CCFCU FUNDING, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ -1,000 2 $ 180,000
THE UPSTATE NATIONAL BANK
150 STATE ST
ROCHESTER, NY 14614
* $ 247,699,000 2 $ 880,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
MCLEAN, VA 22102
* $ -1,000 2 $ 380,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 2 $ 140,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 2 $ 990,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 2 $ 310,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 360,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 230,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 465,000
FNCB BANK
102 E DRINKER STREET
DUNMORE, PA 18512
* $ 1,657,985,000 1 $ 105,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 1 $ 5,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 95,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 11,548,730,000 1 $ 685,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 1 $ 845,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 155,000
GREAT ERIE
4000 N BUFFALO ST
ORCHARD PARK, NY 14127
* $ 126,994,000 1 $ 25,000
JEFFERSON FINANCIAL
7701 AIRLINE DR
METAIRIE, LA 70003
* $ 847,141,000 1 $ 85,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,626,303,000 1 $ 215,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 335,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
LEBANON, NJ 08833
* $ -1,000 1 $ 65,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 25,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 93,227,302,000 1 $ 175,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 2,824,450,000 1 $ 25,000
HARTFORD FUNDING, LTD.
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 95,000
ST JOSEPH'S PARISH BUFFALO FEDERAL CREDIT UNION
341 ENGLEWOOD AVE
BUFFALO, NY 14223
* $ 120,887,000 1 $ 25,000
CUSTOMERS BANK
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 19,555,791,000 1 $ 355,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 85,000
FIRST HERITAGE FEDERAL CREDIT UNION
110 VILLAGE SQUARE, SUITE 101
PAINTED POST, NY 14870
* $ 646,515,000 1 $ 85,000
GREATER WOODLAWN FEDERAL CREDIT UNION
3811 LAKESHORE RD
BLASDELL, NY 14219
* $ 148,670,000 1 $ 75,000
SERVU FEDERAL CREDIT UNION
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 419,979,000 1 $ 45,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 765,893,000 1 $ 75,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
ST PETERS, MO 63376
* $ -1,000 1 $ 235,000
FIRST FEDERAL BANK, A FSB
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 131,771,000 1 $ 55,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ -1,000 1 $ 85,000
THE JUNIATA VALLEY BANK
1 S MAIN ST
MIFFLINTOWN, PA 17059
* $ 809,566,000 1 $ 1,575,000
EVERENCE FEDERAL CREDIT UNION
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 332,101,000 1 $ 195,000
CENTRA CREDIT UNION
3801 TUPELO DRIVE
COLUMBUS, IN 47202
* $ 1,964,165,000 1 $ 65,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 185,000
GENERATIONS BANK
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 378,454,000 1 $ 55,000
GENESEE REGIONAL BANK
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 979,606,000 1 $ 355,000
CHEMUNG CANAL TRUST COMPANY
1 CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 2,413,407,000 1 $ 305,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 125,000
MLD MORTGAGE INC.
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 1 $ 145,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 1 $ 45,000
WEBSTER BANK, NATIONAL ASSOCIATION
145 BANK STREET
WATERBURY, CT 06702
* $ 34,893,033,000 1 $ 35,000
DOLLAR BANK, FEDERAL SAVINGS BANK
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 10,312,436,000 1 $ 615,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 174,662,000 1 $ 315,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ -1,000 1 $ 155,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cattaraugus County NY in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,063 $171,115,000 $160,000 $1,095,000 $106,000 $1,209,000
Refinancing 234 $45,940,000 $196,000 $18,605,000 $99,000 $2,364,000
Home Improvement 210 $13,810,000 $65,000 $305,000 $81,000 $550,000
Cash-out Refinancing 209 $32,885,000 $157,000 $1,205,000 $87,000 $481,000
Other Purpose 157 $16,575,000 $105,000 $1,005,000 $120,000 $1,596,000
Not Applicable 9 $505,000 $56,000 $95,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,484 $194,050,000 $130,000 $1,205,000 $98,000 $2,364,000
Not Provided 160 $27,510,000 $171,000 $1,095,000 $130,000 $1,209,000
Not applicable 152 $45,600,000 $300,000 $18,605,000 $183,000 $500,000
Hispanic 30 $5,530,000 $184,000 $635,000 $119,000 $625,000
American Indian or Alaskan Native 23 $2,285,000 $99,000 $185,000 $59,000 $245,000
Black or African American 16 $1,650,000 $103,000 $285,000 $66,000 $158,000
Asian 10 $2,670,000 $267,000 $635,000 $148,000 $284,000
Native Hawaiian or Other Pacific Islander 2 $660,000 $330,000 $365,000 $221,000 $382,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,422 $220,880,000 $155,000 $18,605,000 $112,000 $2,364,000
FHA-insured (Federal Housing Administration) 266 $32,790,000 $123,000 $375,000 $58,000 $237,000
VA-guaranteed (Veterans Administration) 123 $20,205,000 $164,000 $375,000 $75,000 $229,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 71 $6,955,000 $97,000 $175,000 $51,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,070 $176,260,000 $164,000 $18,605,000 $110,000 $2,364,000
Application Denied By Financial Institution 370 $38,870,000 $105,000 $825,000 $76,000 $1,182,000
Loan Purchased By The Institution 187 $30,095,000 $160,000 $845,000 $106,000 $500,000
Application Withdrawn By Applicant 163 $24,885,000 $152,000 $1,095,000 $108,000 $1,596,000
File Closed For Incompleteness 54 $6,560,000 $121,000 $1,205,000 $92,000 $840,000
Application Approved But Not Accepted 34 $3,250,000 $95,000 $155,000 $60,000 $110,000
Preapproval Approved but not Accepted 4 $910,000 $227,000 $535,000 $82,000 $172,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,466 $233,610,000 $159,000 $18,605,000 $107,000 $2,364,000
Debt-To-Income Ratio 140 $19,040,000 $136,000 $1,575,000 $75,000 $766,000
Credit History 97 $7,245,000 $74,000 $355,000 $65,000 $239,000
Collateral 93 $11,515,000 $123,000 $635,000 $108,000 $1,182,000
Other 35 $3,395,000 $97,000 $365,000 $84,000 $259,000
Credit Application Incomplete 28 $3,110,000 $111,000 $285,000 $93,000 $304,000
Employment History 10 $1,320,000 $132,000 $535,000 $53,000 $121,000
Insufficient Cash (Downpayment, Closing Cost) 8 $810,000 $101,000 $175,000 $61,000 $104,000
Unverifiable Information 4 $720,000 $180,000 $355,000 $128,000 $230,000
Mortgage Insurance Denied 1 $65,000 $65,000 $65,000 $27,000 $27,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List