Cameron County PA
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the Cameron County PA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Cameron County PA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 118
Total Mortgage Loan Application Amount $9,650,000
Average Mortgage Loan Application Amount $81,000
Highest Mortgage Loan Application Amount $545,000
Average Applicant Income $68,000
Highest Applicant Income $300,000

Mortgage Company List for Lending in Cameron County PA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 9,701,569,000 24 $ 2,410,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,276,156,000 17 $ 1,245,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 5,356,853,000 7 $ 255,000
THE FARMERS NATIONAL BANK OF EMLENTON
612 MAIN STREET, PO DRAWER D
EMLENTON, PA 16373
* $ 893,574,000 6 $ 490,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,015,112,000 5 $ 235,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 4 $ 250,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 4 $ 350,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 3 $ 235,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ -1,000 3 $ 185,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 3 $ 235,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 2 $ 70,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 120,000
MERIDIAN BANK CORPORATION
9 OLD LINCOLN HIGHWAY
MALVERN, PA 19355
* $ 997,388,000 2 $ 110,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 170,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 2 $ 170,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 7,812,063,000 2 $ 140,000
ORRSTOWN BANK
2695 PHILADELPHIA AVENUE
CHAMBERSBURG, PA 17201
* $ 1,932,361,000 1 $ 95,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 1 $ 65,000
PENNCREST BANK
1201 12TH STREET
ALTOONA, PA 16601
* $ 182,727,000 1 $ 25,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 1 $ 85,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 65,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 1,255,174,000 1 $ 225,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 33,026,384,000 1 $ 95,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 55,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 1 $ 55,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 1 $ 85,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 75,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 65,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 1 $ 545,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 2,410,945,000 1 $ 145,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 1 $ 85,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 1 $ 25,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 10,412,127,000 1 $ 115,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 65,000
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 7,233,529,000 1 $ 95,000
THE JUNIATA VALLEY BANK
1 S MAIN ST
MIFFLINTOWN, PA 17059
* $ 623,980,000 1 $ 45,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 95,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 3,203,027,000 1 $ 45,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 35,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Cameron County PA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 53 $4,995,000 $94,000 $495,000 $70,000 $194,000
Other Purpose 21 $1,225,000 $58,000 $165,000 $66,000 $124,000
Home Improvement 20 $1,000,000 $50,000 $135,000 $72,000 $190,000
Cash-out Refinancing 12 $1,390,000 $115,000 $505,000 $53,000 $117,000
Refinancing 12 $1,040,000 $86,000 $545,000 $74,000 $300,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 101 $8,185,000 $81,000 $545,000 $69,000 $300,000
Not Provided 8 $620,000 $77,000 $165,000 $56,000 $110,000
Not applicable 7 $665,000 $95,000 $225,000 $83,000 $126,000
Hispanic 2 $180,000 $90,000 $95,000 $38,000 $58,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 99 $8,165,000 $82,000 $545,000 $73,000 $300,000
FHA-insured (Federal Housing Administration) 8 $670,000 $83,000 $165,000 $42,000 $57,000
VA-guaranteed (Veterans Administration) 6 $480,000 $80,000 $105,000 $41,000 $60,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $335,000 $67,000 $75,000 $38,000 $40,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 71 $5,705,000 $80,000 $545,000 $72,000 $300,000
Application Denied By Financial Institution 24 $2,360,000 $98,000 $495,000 $61,000 $167,000
Application Withdrawn By Applicant 7 $505,000 $72,000 $105,000 $47,000 $59,000
Loan Purchased By The Institution 7 $465,000 $66,000 $95,000 $74,000 $126,000
File Closed For Incompleteness 6 $380,000 $63,000 $105,000 $72,000 $93,000
Application Approved But Not Accepted 3 $235,000 $78,000 $115,000 $76,000 $122,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 92 $7,120,000 $77,000 $545,000 $70,000 $300,000
Debt-To-Income Ratio 13 $1,625,000 $125,000 $495,000 $64,000 $167,000
Other 4 $410,000 $102,000 $165,000 $72,000 $120,000
Credit Application Incomplete 3 $155,000 $51,000 $55,000 $56,000 $59,000
Credit History 3 $95,000 $31,000 $55,000 $45,000 $57,000
Unverifiable Information 1 $85,000 $85,000 $85,000 $57,000 $57,000
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $102,000 $102,000
Collateral 1 $85,000 $85,000 $85,000 $18,000 $18,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information back through 2003.

Download the Pennsylvania Lender List