Unlock detailed Bureau County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 837 |
Total Mortgage Loan Application Amount | $81,941,000 |
Average Mortgage Loan Application Amount | $97,000 |
Highest Mortgage Loan Application Amount | $780,000 |
Average Applicant Income | $60,000 |
Highest Applicant Income | $525,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 2 | $ 65,000 |
ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 1,477,918,000 | 1 | $ 96,000 |
AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 395,549,000 | 1 | $ 132,000 |
AMERICAN COMMERCIAL BANK & TRUST, NATIONAL ASSOCIATION 701 LASALLE ST OTTAWA, IL 61350 |
* | $ 273,113,000 | 3 | $ 286,000 |
AMERICAN MIDWEST BANK 1985 DEKALB AVE SYCAMORE, IL 60178 |
* | $ 478,740,000 | 1 | $ 81,000 |
APCI FEDERAL CREDIT UNION PO BOX 20147 ALLENTOWN, PA 18002 |
* | $ 513,910,000 | 2 | $ 19,000 |
BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 5,958,502,000 | 2 | $ 235,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 3 | $ 318,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 321,539,000 | 1 | $ 210,000 |
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,680,579,000 | 2 | $ 275,000 |
BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 2,107,751,000 | 2 | $ 191,000 |
BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 139,000 |
BETTER BANKS 10225 N KNOXVILLE AVE PEORIA, IL 61615 |
* | $ 273,934,000 | 2 | $ 95,000 |
BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 97,496,905,000 | 2 | $ 157,000 |
BRIMFIELD BANK 123 E. KNOXVILLE STREET BRIMFIELD, IL 61517 |
* | $ 48,486,000 | 4 | $ 275,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 1 | $ 185,000 |
CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 255,011,219,000 | 1 | $ 113,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 2 | $ 127,000 |
CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,727,490,000 | 1 | $ 28,000 |
CENTRAL BANK ILLINOIS 101 N STATE ST GENESEO, IL 61254 |
* | $ 497,969,000 | 135 | $ 14,670,000 |
CENTRUE BANK 606 BROADWAY COAL CITY, IL 60416 |
* | $ 813,990,000 | 14 | $ 814,000 |
CHERRY CREEK MORTGAGE, LLC 7600 E ORCHARD ROAD, SUITE 250 -N WILMINGTON, DE 80111 |
* | $ 10,000,000 | 2 | $ 154,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,356,442,000,000 | 5 | $ 652,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 4 | $ 374,000 |
CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ 100,000,000 | 2 | $ 314,000 |
COMMUNITY STATE BANK 625 SE 2ND ST GALVA, IL 61434 |
* | $ 155,897,000 | 2 | $ 203,000 |
COMPASS MORTGAGE, INC. 27755 DIEHL ROAD, STE 100 WINFIELD, IL 60555 |
* | $ 10,000,000 | 1 | $ 152,000 |
CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 2 | $ 160,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 5 | $ 563,000 |
DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,508,574,000 | 2 | $ 100,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 9 | $ 812,000 |
EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 727,891,000 | 2 | $ 175,000 |
FARMERS NATIONAL BANK 114 W THIRD ST PROPHETSTOWN, IL 61277 |
* | $ 533,488,000 | 6 | $ 893,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 136,279,317,000 | 2 | $ 257,000 |
FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ 10,000,000 | 2 | $ 355,000 |
FIRST FEDERAL SAVINGS & LOAN A 104 S. TREMONT STREET KEWANEE, IL 61443 |
* | $ 63,160,000 | 3 | $ 131,000 |
FIRST FEDERAL SAVINGS BANK 633 LASALLE ST OTTAWA, IL 61350 |
* | $ 377,350,000 | 9 | $ 905,000 |
FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 9,314,575,000 | 2 | $ 50,000 |
FIRST NATIONAL BANK OF ROCHELLE 340 MAY MART DRIVE ROCHELLE, IL 61068 |
* | $ 260,395,000 | 1 | $ 180,000 |
FIRST SOUTHERN BANK. 300 TOWER SQUARE PLAZA MARION, IL 62959 |
* | $ 660,993,000 | 1 | $ 38,000 |
FIRST STATE BANK 706 WASHINGTON STREET MENDOTA, IL 61342 |
* | $ 869,784,000 | 72 | $ 6,437,000 |
FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 3 | $ 385,000 |
FIRSTMERIT BANK NA III CASCADE PLAZA - CAS46 AKRON, OH 44308 |
* | $ 24,884,993,000 | 1 | $ 13,000 |
FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 9,779,461,000 | 2 | $ 283,000 |
FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 166,793,000 | 8 | $ 661,000 |
FORTRESS BANK 9000 N. KNOXVILLE AVENUE PEORIA, IL 61615 |
* | $ 311,754,000 | 1 | $ 94,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 5 | $ 485,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 5 | $ 605,000 |
GREYLOCK FEDERAL CREDIT UNION 150 WEST ST. PITTSFIELD, MA 01201 |
* | $ 1,074,827,000 | 1 | $ 5,000 |
GRUNDY BANK 201 LIBERTY STREET MORRIS, IL 60450 |
* | $ 265,520,000 | 1 | $ 90,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 3 | $ 484,000 |
HEALTHCARE ASSOCIATES CREDIT UNION 1151 E WARRENVILLE ROAD NAPERVILLE, IL 60563 |
* | $ 273,398,000 | 1 | $ 61,000 |
HEARTLAND BANK AND TRUST COMPANY 401 N HERSHEY RD BLOOMINGTON, IL 61704 |
* | $ 2,508,876,000 | 104 | $ 8,695,000 |
HERITAGE BANK OF CENTRAL IL 615 N TRIVOLI TRIVOLI, IL 61569 |
* | $ 269,870,000 | 1 | $ 109,000 |
HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 214,371,000 | 3 | $ 37,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 132,000 |
HOMEOWNERS FINANCIAL GROUP USA, LLC 16427 N. SCOTTSDALE ROAD, SUITE 145 SCOTTSDALE, AZ 85264 |
* | $ 10,000,000 | 1 | $ 95,000 |
HOMETOWN NATIONAL BANK 260 BUCKLIN STREET LASALLE, IL 61301 |
* | $ 211,212,000 | 8 | $ 822,000 |
HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 100,000 |
I. H. MISSISSIPPI VALLEY CREDIT UNION 2121 47TH STREET MOLINE, IL 61265 |
* | $ 900,812,000 | 9 | $ 389,000 |
IAA CREDIT UNION 808 IAA DRIVE BLOOMINGTON, IL 61701 |
* | $ 205,241,000 | 1 | $ 102,000 |
ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 291,766,000 | 12 | $ 1,196,000 |
IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 1 | $ 83,000 |
INLAND BANK & TRUST 1900 W STATE ST GENEVA, IL 60134 |
* | $ 1,148,005,000 | 1 | $ 60,000 |
J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 98,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 19 | $ 1,529,000 |
LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 1 | $ 71,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 17 | $ 2,562,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 95,920,564,000 | 2 | $ 154,000 |
MB FINANCIAL BANK, NATIONAL ASSOCIATION 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 9,910,776,000 | 1 | $ 145,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,781,238,000 | 2 | $ 174,000 |
MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 1,790,595,000 | 74 | $ 6,435,000 |
MIDWEST COMMUNITY BANK 510 PARK CREST DR FREEPORT, IL 61032 |
* | $ 204,238,000 | 1 | $ 160,000 |
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 27,356,000,000 | 1 | $ 121,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 11 | $ 1,601,000 |
MORTON COMMUNITY BANK 721 W. JACKSON MORTON, IL 61550 |
* | $ 2,857,859,000 | 1 | $ 60,000 |
NATIONAL ASSET MORTGAGE, LLC 4350 ST. ANDREWS RD.; SUITE F COLUMBIA, SC 29210 |
* | $ 3,392,190,000 | 1 | $ 29,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 11 | $ 1,254,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 3 | $ 411,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 5 | $ 474,000 |
NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ 10,000,000 | 2 | $ 199,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 2 | $ 224,000 |
NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,281,397,000 | 1 | $ 81,000 |
NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 421,350,000 | 1 | $ 79,000 |
NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 202,275,000 | 1 | $ 73,000 |
OLD SECOND NATIONAL BANK 37 S. RIVER ST. AURORA, IL 60506 |
* | $ 2,040,425,000 | 3 | $ 304,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 4 | $ 380,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 2 | $ 156,000 |
PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 447,877,000 | 2 | $ 581,000 |
PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 1 | $ 107,000 |
PEOPLES NATIONAL BANK OF KEWANEE 207 N TREMONT ST KEWANEE, IL 61443 |
* | $ 249,372,000 | 6 | $ 261,000 |
PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 158,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 4 | $ 415,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 152,000 |
PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 1 | $ 188,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,685,931,000 | 1 | $ 73,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 102,000 |
RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ 3,304,000 | 1 | $ 194,000 |
SELFRELIANCE FEDERAL CREDIT UNION 2332 W CHICAGO AVENUE CHICAGO, IL 60622 |
* | $ 429,955,000 | 1 | $ 65,000 |
STATE BANK OF LINCOLN 508 BROADWAY STREET LINCOLN, IL 62656 |
* | $ 333,038,000 | 1 | $ 43,000 |
STATE BANK OF SPEER 14 MAIN ST. P.O. BOX 37 SPEER, IL 61479 |
* | $ 187,244,000 | 1 | $ 50,000 |
STATE BANK OF TOULON 102 W MAIN STREET, PO BOX 609 TOULON, IL 61483 |
* | $ 202,513,000 | 4 | $ 1,359,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,808,214,000 | 2 | $ 141,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 3 | $ 273,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 185,888,583,000 | 1 | $ 5,000 |
THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 1 | $ 107,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 21,610,491,000 | 2 | $ 176,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 29 | $ 2,403,000 |
UNION FEDERAL SAVINGS AND LOAN ASSOCIATION 104 N TREMONT ST KEWANEE, IL 61443 |
* | $ 108,188,000 | 1 | $ 41,000 |
UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 1,090,048,000 | 26 | $ 2,481,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 3 | $ 492,000 |
VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ 10,000,000 | 1 | $ 91,000 |
VIBRANT CREDIT UNION 1900 52ND AVE MOLINE, IL 61265 |
* | $ 487,730,000 | 1 | $ 86,000 |
VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 2 | $ 335,000 |
WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ 1,603,436,000 | 1 | $ 161,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 32 | $ 3,518,000 |
ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 1 | $ 72,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 388 | $37,601,000 | $96,000 | $390,000 | $56,000 | $525,000 |
Refinancing | 387 | $41,628,000 | $107,000 | $780,000 | $64,000 | $480,000 |
Home Improvement | 62 | $2,712,000 | $43,000 | $200,000 | $56,000 | $143,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 676 | $67,718,000 | $100,000 | $780,000 | $65,000 | $525,000 |
Not applicable | 60 | $5,467,000 | $91,000 | $188,000 | $2,000 | $71,000 |
Not Provided | 53 | $5,008,000 | $94,000 | $201,000 | $61,000 | $241,000 |
Hispanic | 35 | $2,425,000 | $69,000 | $221,000 | $50,000 | $200,000 |
Asian | 5 | $777,000 | $155,000 | $390,000 | $197,000 | $468,000 |
Black or African American | 4 | $224,000 | $56,000 | $100,000 | $36,000 | $45,000 |
Native Hawaiian or Other Pacific Islander | 2 | $126,000 | $63,000 | $101,000 | $48,000 | $48,000 |
American Indian or Alaskan Native | 2 | $196,000 | $98,000 | $148,000 | $65,000 | $86,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 593 | $56,418,000 | $95,000 | $780,000 | $68,000 | $525,000 |
FHA-insured (Federal Housing Administration) | 119 | $12,100,000 | $101,000 | $244,000 | $40,000 | $200,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 73 | $6,019,000 | $82,000 | $194,000 | $29,000 | $88,000 |
VA-guaranteed (Veterans Administration) | 52 | $7,404,000 | $142,000 | $292,000 | $60,000 | $174,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 505 | $50,040,000 | $99,000 | $780,000 | $67,000 | $525,000 |
Application Denied By Financial Institution | 155 | $14,330,000 | $92,000 | $390,000 | $57,000 | $468,000 |
Loan Purchased By The Institution | 69 | $6,407,000 | $92,000 | $284,000 | $13,000 | $93,000 |
Application Withdrawn By Applicant | 65 | $7,649,000 | $117,000 | $343,000 | $68,000 | $480,000 |
Application Approved But Not Accepted | 27 | $2,267,000 | $83,000 | $198,000 | $52,000 | $126,000 |
File Closed For Incompleteness | 16 | $1,248,000 | $78,000 | $195,000 | $40,000 | $97,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 23 | $1,811,000 | $78,000 | $160,000 | $61,000 | $136,000 |
Collateral | 19 | $2,141,000 | $112,000 | $334,000 | $67,000 | $202,000 |
Debt-To-Income Ratio | 10 | $588,000 | $58,000 | $188,000 | $36,000 | $91,000 |
Credit Application Incomplete | 5 | $409,000 | $81,000 | $126,000 | $60,000 | $94,000 |
Other | 4 | $373,000 | $93,000 | $125,000 | $75,000 | $121,000 |
Unverifiable Information | 3 | $341,000 | $113,000 | $144,000 | $45,000 | $55,000 |
Employment History | 2 | $125,000 | $62,000 | $72,000 | $47,000 | $68,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $71,000 | $71,000 | $71,000 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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