Braxton County WV
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Braxton County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Braxton County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 491
Total Mortgage Loan Application Amount $35,644,000
Average Mortgage Loan Application Amount $72,000
Highest Mortgage Loan Application Amount $797,000
Average Applicant Income $58,000
Highest Applicant Income $873,000

Mortgage Company List for Lending in Braxton County WV for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANK OF GASSAWAY
700 ELK ST.
GASSAWAY, WV 26624
* $ 146,348,000 223 $ 13,814,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,462,991,000 52 $ 2,977,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 36 $ 3,248,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 17 $ 1,398,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 15 $ 1,279,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,578,000
WELLS FARGO FINL WEST VIRGINIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 12 $ 1,354,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,255,983,000 11 $ 686,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 10 $ 887,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 9 $ 797,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 9 $ 425,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 7 $ 600,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 6 $ 494,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 6 $ 732,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 6 $ 216,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 5 $ 276,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 5 $ 326,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 4,031,156,000 4 $ 548,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 4 $ 401,000
FIRST COMMUNITY BANK, N. A.
P O BOX 989
BLUEFIELD, VA 24605
* $ 2,130,805,000 4 $ 506,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 348,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 213,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 39,000
CITIZENS NB OF PAINTSVILLE
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 548,397,000 2 $ 106,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 2 $ 242,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 1 $ 82,000
COMMUNITY FIRST BANK
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 66,540,000 1 $ 106,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 413,286,000 1 $ 21,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 1 $ 78,000
SECURITY BANK, S.B.
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 176,011,000 1 $ 30,000
CENTRA BANK INC (WV)
990 ELMER PRINCE DRIVE
MORGANTOWN, WV 26505
* $ 1,084,237,000 1 $ 14,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 1 $ 250,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 45,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 50,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 56,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 114,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 72,000
PROGRESSIVE BANK, NATIONAL ASSOCIATION
1701 WARWOOD AVENUE, PO BOX 4075
WHEELING, WV 26003
* $ 252,697,000 1 $ 10,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 1 $ 33,000
CLAY COUNTY BANK, INC.
PO BOX 239
CLAY, WV 25125
* $ 63,424,000 1 $ 107,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 73,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 106,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 1 $ 132,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 93,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 143,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Braxton County WV in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 281 $22,386,000 $79,000 $797,000 $63,000 $873,000
Home Purchase 151 $10,696,000 $70,000 $282,000 $48,000 $487,000
Home Improvement 59 $2,562,000 $43,000 $171,000 $55,000 $336,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 464 $33,302,000 $71,000 $797,000 $58,000 $873,000
Not Provided 17 $1,451,000 $85,000 $195,000 $56,000 $92,000
Not applicable 6 $751,000 $125,000 $250,000 $55,000 $153,000
Black or African American 2 $61,000 $30,000 $33,000 $47,000 $62,000
Hispanic 2 $79,000 $39,000 $50,000 $61,000 $102,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 463 $32,383,000 $69,000 $797,000 $58,000 $873,000
FHA-insured (Federal Housing Administration) 25 $2,624,000 $104,000 $236,000 $55,000 $180,000
VA-guaranteed (Veterans Administration) 2 $500,000 $250,000 $250,000 $38,000 $76,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $137,000 $137,000 $137,000 $57,000 $57,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 285 $20,413,000 $71,000 $797,000 $60,000 $765,000
Application Denied By Financial Institution 136 $9,504,000 $69,000 $260,000 $48,000 $180,000
Application Withdrawn By Applicant 35 $2,712,000 $77,000 $236,000 $80,000 $873,000
Application Approved But Not Accepted 12 $744,000 $62,000 $156,000 $55,000 $113,000
Loan Purchased By The Institution 12 $1,286,000 $107,000 $250,000 $54,000 $153,000
File Closed For Incompleteness 11 $985,000 $89,000 $146,000 $61,000 $84,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 41 $2,042,000 $49,000 $232,000 $41,000 $132,000
Collateral 13 $951,000 $73,000 $171,000 $62,000 $89,000
Debt-To-Income Ratio 12 $867,000 $72,000 $141,000 $35,000 $107,000
Credit Application Incomplete 3 $290,000 $96,000 $137,000 $37,000 $57,000
Insufficient Cash (Downpayment, Closing Cost) 3 $198,000 $66,000 $73,000 $33,000 $47,000
Other 3 $222,000 $74,000 $80,000 $43,000 $90,000
Unverifiable Information 1 $56,000 $56,000 $56,000 $19,000 $19,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List