Find mortgage statistics and lending data for the Bracken County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Bracken County KY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 470 |
Total Mortgage Loan Application Amount | $44,914,000 |
Average Mortgage Loan Application Amount | $95,000 |
Highest Mortgage Loan Application Amount | $999,000 |
Average Applicant Income | $58,000 |
Highest Applicant Income | $453,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
THE FIRST NATIONAL BANK OF BROOKSVILLE 105 LOCUST ST BROOKSVILLE, KY 41004 |
* | $ 64,958,000 | 106 | $ 7,665,000 |
US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 104 | $ 8,885,000 |
CITIZENS DEPOSIT BANK & TRUST PO BOX 9 10 SECOND STREET VANCEBURG, KY 41179 |
* | $ 123,449,000 | 42 | $ 2,087,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 26 | $ 2,638,000 |
US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 20 | $ 2,865,000 |
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 19 | $ 1,979,000 |
WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 14 | $ 1,375,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 13 | $ 1,855,000 |
FIFTH THIRD BANK 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 112,736,105,000 | 8 | $ 616,000 |
JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 7 | $ 1,056,000 |
INTEGRA BANK PO BOX 868 EVANSVILLE, IN 47705 |
* | $ 2,919,085,000 | 7 | $ 568,000 |
THE HUNTINGTON NATIONAL BANK 7575 HUNTINGTON PARK DR COLUMBUS, OH 43235 |
* | $ 51,111,245,000 | 6 | $ 661,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 6 | $ 294,000 |
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 5 | $ 1,612,000 |
CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,856,646,000,000 | 5 | $ 316,000 |
DOVER MORTGAGE COMPANY PO BOX 1626 ASHEBORO, NC 27204 |
* | $ 1,817,511,000 | 4 | $ 427,000 |
ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 4 | $ 616,000 |
VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 4 | $ 261,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 4 | $ 550,000 |
AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ 10,000,000 | 3 | $ 216,000 |
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 3 | $ 355,000 |
POLARIS HOME FUNDING CORP. 151 44TH ST. SW GRANDVILLE, MI 49418 |
* | $ 10,000,000 | 3 | $ 349,000 |
GUARDIAN SAVINGS BANK, FSB 5901 COLERAIN AV CINCINNATI, OH 45239 |
* | $ 685,310,000 | 3 | $ 281,000 |
PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 3 | $ 489,000 |
FARMERS NATIONAL BANK P.O. BOX 188 CYNTHIANA, KY 41031 |
* | $ 145,698,000 | 3 | $ 170,000 |
CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 3 | $ 362,000 |
FIRST PLACE BANK 185 EAST MARKET WARREN, OH 44481 |
* | $ 3,245,297,000 | 2 | $ 1,159,000 |
FARMERS NATIONAL BANK 13447 DIXIE HWY P O BOX 128 WALTON, KY 41094 |
* | $ 85,474,000 | 2 | $ 70,000 |
KENTUCKY BANK 401 MAIN STREET PARIS, KY 40361 |
* | $ 675,939,000 | 2 | $ 112,000 |
UNION SAVINGS BANK 8534 E. KEMPER ROAD CINCINNATI, OH 45249 |
* | $ 1,945,709,000 | 2 | $ 373,000 |
TMG REAL ESTATE & FINANCIAL 310 W. LIBERTY ST. STE 100 LOUISVILLE, KY 40202 |
* | $ 292,000 | 2 | $ 444,000 |
CITIZENS BANK OF NORTHERN KY 103 CHURCHILL DRIVE NEWPORT, KY 41071 |
* | $ 273,816,000 | 2 | $ 165,000 |
SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 2 | $ 171,000 |
MOUNTAIN STATES MORTGAGE 1333 E 9400 S SANDY, UT 84093 |
* | $ 10,000,000 | 2 | $ 160,000 |
ALLIED HOME MORTGAGE CORP. 6110 PINEMONT DR., STE. 220 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 68,000 |
FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 104,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 90,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 1 | $ 110,000 |
AMERIFIRST FINANCIAL CORPORATI 616 WEST CENTRE AVENUE PORTAGE, MI 49024 |
* | $ 10,000,000 | 1 | $ 120,000 |
ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 86,000 |
AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 1 | $ 88,000 |
UNITED MIDWEST SAVINGS BANK 101 S MAIN ST DEGRAFF, OH 43318 |
* | $ 266,952,000 | 1 | $ 140,000 |
L & N FEDERAL CREDIT UNION 9265 SMYRNA PARKWAY LOUISVILLE, KY 40229 |
* | $ 607,497,000 | 1 | $ 85,000 |
UNIFY FINANCIAL CREDIT UNION 1899 WESTERN WAY TORRANCE, CA 90501 |
* | $ 1,891,843,000 | 1 | $ 224,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,867,638,000 | 1 | $ 15,000 |
KEMBA CREDIT UNION, INC. 8763 UNION CENTRE BLVD WEST CHESTER, OH 45069 |
* | $ 451,692,000 | 1 | $ 100,000 |
FIRST FEDERAL BANK 2452 SIR BARTON WAY LEXINGTON, KY 40509 |
* | $ 142,810,000 | 1 | $ 115,000 |
HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 1 | $ 116,000 |
THE AMERICAN EAGLE MORTGAGE CO 6145 PARK SQUARE DRIVE SUITE 3 LORAIN, OH 44053 |
* | $ 10,000,000 | 1 | $ 97,000 |
PEOPLES EXCHANGE BANK PO BOX 4040 WINCHESTER, KY 40392 |
* | $ 313,635,000 | 1 | $ 350,000 |
FIRST STATE BANK 19230 STATE ROUTE 136 WINCHESTER, OH 45697 |
* | $ 198,818,000 | 1 | $ 170,000 |
BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 1 | $ 185,000 |
LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893 |
* | $ 43,592,768,000 | 1 | $ 21,000 |
FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 475,815,000 | 1 | $ 16,000 |
CENTIER BANK 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 2,011,062,000 | 1 | $ 39,000 |
UNIVERSITY BANK 2015 WASHTENAW AVE ANN ARBOR, MI 48104 |
* | $ 133,720,000 | 1 | $ 841,000 |
THE BANK OF KENTUCKY 111 LOOKOUT FARM DR CRESTVIEW HILLS, KY 41017 |
* | $ 1,562,492,000 | 1 | $ 185,000 |
HERITAGE BANK, INC. 1818 FLORENCE PIKE BURLINGTON, KY 41005 |
* | $ 386,262,000 | 1 | $ 29,000 |
STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 1 | $ 55,000 |
SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 197,047,000 | 1 | $ 113,000 |
WOODFOREST BANK, FSB 25231 GROGANS MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 85,854,000 | 1 | $ 5,000 |
FIRST FINANCIAL BANK NA 255 EAST FIFTH STREET SUITE #900 CINCINNATI, OH 45202 |
* | $ 6,671,924,000 | 1 | $ 56,000 |
SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 1 | $ 89,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 282 | $32,697,000 | $115,000 | $999,000 | $61,000 | $453,000 |
Home Purchase | 124 | $10,623,000 | $85,000 | $333,000 | $51,000 | $231,000 |
Home Improvement | 64 | $1,594,000 | $24,000 | $275,000 | $55,000 | $200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 429 | $40,615,000 | $94,000 | $999,000 | $59,000 | $453,000 |
Not Provided | 25 | $2,457,000 | $98,000 | $212,000 | $55,000 | $165,000 |
Not applicable | 12 | $1,317,000 | $109,000 | $212,000 | $0 | $0 |
American Indian or Alaskan Native | 2 | $348,000 | $174,000 | $333,000 | $123,000 | $210,000 |
Black or African American | 2 | $177,000 | $88,000 | $98,000 | $27,000 | $54,000 |
Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 380 | $35,492,000 | $93,000 | $999,000 | $61,000 | $453,000 |
FHA-insured (Federal Housing Administration) | 64 | $6,789,000 | $106,000 | $305,000 | $44,000 | $145,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $2,004,000 | $91,000 | $168,000 | $34,000 | $78,000 |
VA-guaranteed (Veterans Administration) | 4 | $629,000 | $157,000 | $250,000 | $67,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 247 | $21,640,000 | $87,000 | $999,000 | $63,000 | $453,000 |
Application Denied By Financial Institution | 140 | $13,764,000 | $98,000 | $841,000 | $52,000 | $206,000 |
Application Withdrawn By Applicant | 35 | $4,529,000 | $129,000 | $920,000 | $57,000 | $129,000 |
Loan Purchased By The Institution | 25 | $2,988,000 | $119,000 | $227,000 | $38,000 | $145,000 |
Application Approved But Not Accepted | 16 | $1,119,000 | $69,000 | $124,000 | $55,000 | $111,000 |
File Closed For Incompleteness | 7 | $874,000 | $124,000 | $203,000 | $62,000 | $90,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 44 | $3,002,000 | $68,000 | $279,000 | $39,000 | $84,000 |
Collateral | 40 | $4,813,000 | $120,000 | $305,000 | $72,000 | $145,000 |
Debt-To-Income Ratio | 14 | $2,059,000 | $147,000 | $841,000 | $61,000 | $206,000 |
Other | 10 | $809,000 | $80,000 | $260,000 | $56,000 | $149,000 |
Unverifiable Information | 3 | $336,000 | $112,000 | $167,000 | $42,000 | $50,000 |
Credit Application Incomplete | 2 | $199,000 | $99,000 | $132,000 | $12,000 | $25,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $193,000 | $193,000 | $193,000 | $111,000 | $111,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.