Unlock detailed Boyle County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 707 |
Total Mortgage Loan Application Amount | $86,939,000 |
Average Mortgage Loan Application Amount | $122,000 |
Highest Mortgage Loan Application Amount | $753,000 |
Average Applicant Income | $65,000 |
Highest Applicant Income | $5,289,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 10 | $ 439,000 |
ABOUND FEDERAL CREDIT UNION 3939 S. DIXIE BLVD RADCLIFF, KY 40160 |
* | $ 1,119,995,000 | 43 | $ 4,548,000 |
ACOPIA, LLC 306 NORTHCREEK BOULEVARD SUITE 100 NASHVILLE, TN 37072 |
* | $ 100,000,000 | 1 | $ 87,000 |
AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 410,770,000 | 2 | $ 277,000 |
AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 2 | $ 243,000 |
AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 240,000 |
AMERICAN MORTGAGE SERVICE COMPANY 11503 SPRINGFIELD PIKE CINCINNATI, OH 45246 |
* | $ 10,000,000 | 8 | $ 1,502,000 |
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ 10,000,000 | 12 | $ 1,658,000 |
BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 3,618,297,000 | 2 | $ 219,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,433,716,000,000 | 9 | $ 920,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 245,863,000 | 1 | $ 313,000 |
BANK OF LEXINGTON, INC. 761 CORPORATE DRIVE LEXINGTON, KY 40503 |
* | $ 215,608,000 | 1 | $ 238,000 |
BANK OF THE BLUEGRASS AND TRUST COMPANY 101 EAST HIGH STREET LEXINGTON, KY 40507 |
* | $ 218,540,000 | 3 | $ 171,000 |
BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 91,286,152,000 | 1 | $ 75,000 |
BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 3,470,186,000 | 1 | $ 140,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 1 | $ 113,000 |
CENTRAL BANK & TRUST COMPANY PO BOX 1360 LEXINGTON, KY 40588 |
* | $ 1,921,853,000 | 5 | $ 1,308,000 |
CERTUSBANK, N.A. 2 WEST WASHINGTON STREET 5TH FLOOR GREENVILLE, SC 29601 |
* | $ 1,656,164,000 | 1 | $ 168,000 |
CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ 10,000,000 | 7 | $ 764,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,346,747,000,000 | 3 | $ 268,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 5 | $ 474,000 |
CITIZENS COMMERCE BANK 534 MARSAILLES ROAD VERSAILLES, KY 40383 |
* | $ 208,566,000 | 3 | $ 185,000 |
COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 5,662,890,000 | 1 | $ 50,000 |
COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 943,388,000 | 1 | $ 139,000 |
COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602 |
* | $ 943,977,000 | 3 | $ 209,000 |
COMMONWEALTH BANK AND TRUST COMPANY 4912 U S HWY 42 LOUISVILLE, KY 40222 |
* | $ 736,219,000 | 2 | $ 247,000 |
COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 3,559,631,000 | 28 | $ 4,603,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,763,439,000 | 1 | $ 63,000 |
CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ 826,484,000 | 2 | $ 327,000 |
CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 278,000 |
DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 62,915,596,000 | 1 | $ 30,000 |
DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 79,339,664,000 | 7 | $ 1,034,000 |
DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 3 | $ 210,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 6 | $ 705,000 |
ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ 10,000,000 | 2 | $ 473,000 |
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 5 | $ 1,786,000 |
FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 127,428,329,000 | 3 | $ 259,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 127,428,329,000 | 15 | $ 1,561,000 |
FIRST CENTURY BANK, INC. P.O. BOX 1559, 500 FEDERAL STREET BLUEFIELD, WV 24701 |
* | $ 412,191,000 | 1 | $ 109,000 |
FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 986,791,000 | 2 | $ 156,000 |
FIRST INTERNET BANK OF INDIANA 11201 USA PARKWAY FISHERS, IN 46037 |
* | $ 800,870,000 | 1 | $ 214,000 |
FIRST SOUTHERN NATIONAL BANK 99 LANCASTER STREET LANCASTER, KY 40484 |
* | $ 701,667,000 | 5 | $ 354,000 |
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 3 | $ 331,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 4 | $ 993,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 7 | $ 1,028,000 |
GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ 10,000,000 | 1 | $ 145,000 |
GREAT PLAINS NATIONAL BANK 5909 NW EXPRESSWAY ELK CITY, OK 73132 |
* | $ 539,275,000 | 1 | $ 202,000 |
GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 1 | $ 229,000 |
GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK 6100 WEST CHESTER RD WEST CHESTER, OH 45069 |
* | $ 813,894,000 | 12 | $ 1,337,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 153,000 |
HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 143,000 |
HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 179,771,772,000 | 1 | $ 114,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 76,000 |
IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 1 | $ 159,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,945,467,000,000 | 62 | $ 7,033,000 |
KENTUCKY BANK 401 MAIN STREET PARIS, KY 40361 |
* | $ 770,246,000 | 1 | $ 73,000 |
KENTUCKY HOME BANK 940 BLOOMFIELD RD. BARDSTOWN, KY 40004 |
* | $ 109,972,000 | 1 | $ 90,000 |
KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ 42,141,000 | 12 | $ 1,775,000 |
L & N FEDERAL CREDIT UNION 9265 SMYRNA PARKWAY LOUISVILLE, KY 40229 |
* | $ 835,729,000 | 1 | $ 248,000 |
LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ 1,825,398,000 | 1 | $ 119,000 |
LIMESTONE BANK, INC. 2500 EASTPOINT PARKWAY LOUISVILLE, KY 40223 |
* | $ 1,074,597,000 | 1 | $ 20,000 |
MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 144,156,000 | 16 | $ 2,308,000 |
MAINSOURCE BANK 2105 N STATE RD 3 BYPASS GREENSBURG, IN 47240 |
* | $ 2,847,543,000 | 8 | $ 928,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 84,362,333,000 | 4 | $ 460,000 |
MB FINANCIAL BANK NA 6111 N. RIVER ROAD ROSEMONT, IL 60018 |
* | $ 9,624,027,000 | 1 | $ 218,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,596,388,000 | 1 | $ 90,000 |
MIDWEST COMMUNITY BANK 510 PARK CREST DR FREEPORT, IL 61032 |
* | $ 206,378,000 | 2 | $ 486,000 |
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 22,971,000,000 | 1 | $ 540,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 7 | $ 848,000 |
MORTGAGE SUPPLIERS, INC. 8771 ROCKWELL RD. WINCHESTER, KY 40391 |
* | $ 1,874,000 | 19 | $ 2,230,000 |
MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ 1,159,238,000 | 1 | $ 140,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 23 | $ 2,427,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 55,502,976,000 | 3 | $ 436,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 10 | $ 1,510,000 |
OCEANSIDE MORTGAGE COMPANY 55 MAIN ST TOMS RIVER, NJ 08753 |
* | $ 10,000,000 | 1 | $ 155,000 |
ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 36,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 8 | $ 897,000 |
PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 439,528,000 | 1 | $ 224,000 |
PEOPLES EXCHANGE BANK PO BOX 4040 WINCHESTER, KY 40392 |
* | $ 320,841,000 | 1 | $ 72,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 114,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 309,999,678,000 | 34 | $ 3,344,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,361,206,000 | 2 | $ 130,000 |
PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 168,648,000 | 3 | $ 375,000 |
PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 2 | $ 342,000 |
PURDUE 1551 WIN HENTSCHEL BLVD., PO BOX 2433 WEST LAFAYETTE, IN 47906 |
* | $ 793,686,000 | 1 | $ 140,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 116,608,550,000 | 1 | $ 279,000 |
RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 7 | $ 955,000 |
REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006 |
* | $ 10,000,000 | 10 | $ 985,000 |
RESIDENTIAL ACCEPTANCE CORPORATION 5027 W LAUREL ST TAMPA, FL 33607 |
* | $ 10,000,000 | 1 | $ 69,000 |
ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 119,000 |
SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ 5,889,539,000 | 1 | $ 116,000 |
STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ 10,000,000 | 25 | $ 3,137,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 3 | $ 619,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,261,678,000 | 2 | $ 157,000 |
THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 141,772,000 | 1 | $ 169,000 |
THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 1 | $ 161,000 |
THE MONTICELLO BANKING COMPANY 50 NORTH MAIN STREET; PO BOX 421 MONTICELLO, KY 42633 |
* | $ 545,937,000 | 1 | $ 125,000 |
THE MORTGAGE OUTLET, INC. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 1 | $ 98,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 17,638,918,000 | 2 | $ 144,000 |
TOWN & COUNTRY BANK AND TRUST COMPANY PO BOX 305 BARDSTOWN, KY 40004 |
* | $ 255,556,000 | 1 | $ 225,000 |
TRADITIONAL BANK, INC. 49 W MAIN STREET MOUNT STERLING, KY 40353 |
* | $ 1,140,070,000 | 2 | $ 129,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 179,126,294,000 | 7 | $ 1,073,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 360,478,278,000 | 35 | $ 3,255,000 |
UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 160,000 |
UNIVERSITY OF KENTUCKY 1730 ALYSHEBA WAY LEXINGTON, KY 40509 |
* | $ 492,224,000 | 1 | $ 4,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 62,866,954,000 | 9 | $ 1,567,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 13 | $ 982,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,373,600,000,000 | 40 | $ 5,302,000 |
WESTFIELD BANK, FSB TWO PARK CIRCLE WESTFIELD CENTER, OH 44251 |
* | $ 830,298,000 | 1 | $ 38,000 |
WHITAKER BANK PO BOX 55439 LEXINGTON, KY 40555 |
* | $ 1,384,836,000 | 1 | $ 146,000 |
WINFIRST BANK 57 SOUTH MAIN STREET WINCHESTER, KY 40391 |
* | $ 163,391,000 | 1 | $ 41,000 |
WOLFE FINANCIAL, INC 191 H NC HIGHWAY 42 NORTH RALEIGH, NC 27203 |
* | $ 10,000,000 | 8 | $ 713,000 |
WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 3,884,304,000 | 4 | $ 106,000 |
WRIGHT-PATT CREDIT UNION, INC. 3560 PENTAGON BLVD. BEAVERCREEK, OH 45431 |
* | $ 2,728,692,000 | 1 | $ 90,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 372 | $46,913,000 | $126,000 | $750,000 | $55,000 | $624,000 |
Refinancing | 304 | $37,888,000 | $124,000 | $753,000 | $76,000 | $5,289,000 |
Home Improvement | 31 | $2,138,000 | $68,000 | $248,000 | $69,000 | $330,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 521 | $66,488,000 | $127,000 | $753,000 | $77,000 | $5,289,000 |
Not applicable | 83 | $10,229,000 | $123,000 | $750,000 | $5,000 | $92,000 |
Not Provided | 54 | $5,767,000 | $106,000 | $351,000 | $49,000 | $177,000 |
Black or African American | 32 | $2,796,000 | $87,000 | $207,000 | $41,000 | $131,000 |
Hispanic | 9 | $788,000 | $87,000 | $120,000 | $47,000 | $76,000 |
Native Hawaiian or Other Pacific Islander | 3 | $359,000 | $119,000 | $147,000 | $42,000 | $60,000 |
American Indian or Alaskan Native | 3 | $233,000 | $77,000 | $94,000 | $122,000 | $310,000 |
Asian | 2 | $279,000 | $139,000 | $167,000 | $61,000 | $73,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 431 | $54,178,000 | $125,000 | $753,000 | $81,000 | $5,289,000 |
FHA-insured (Federal Housing Administration) | 114 | $13,261,000 | $116,000 | $231,000 | $45,000 | $136,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $9,017,000 | $101,000 | $250,000 | $25,000 | $79,000 |
VA-guaranteed (Veterans Administration) | 73 | $10,483,000 | $143,000 | $313,000 | $47,000 | $113,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 332 | $43,001,000 | $129,000 | $753,000 | $86,000 | $5,289,000 |
Application Denied By Financial Institution | 157 | $17,046,000 | $108,000 | $418,000 | $52,000 | $600,000 |
Loan Purchased By The Institution | 102 | $12,781,000 | $125,000 | $416,000 | $22,000 | $308,000 |
Application Withdrawn By Applicant | 64 | $8,396,000 | $131,000 | $313,000 | $61,000 | $330,000 |
File Closed For Incompleteness | 26 | $2,962,000 | $113,000 | $351,000 | $50,000 | $150,000 |
Application Approved But Not Accepted | 26 | $2,753,000 | $105,000 | $240,000 | $50,000 | $110,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 31 | $2,150,000 | $69,000 | $233,000 | $38,000 | $97,000 |
Credit Application Incomplete | 25 | $3,378,000 | $135,000 | $343,000 | $64,000 | $159,000 |
Debt-To-Income Ratio | 23 | $2,508,000 | $109,000 | $247,000 | $36,000 | $88,000 |
Collateral | 11 | $1,314,000 | $119,000 | $247,000 | $60,000 | $127,000 |
Other | 3 | $278,000 | $92,000 | $110,000 | $51,000 | $96,000 |
Employment History | 3 | $472,000 | $157,000 | $220,000 | $114,000 | $226,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $234,000 | $117,000 | $119,000 | $97,000 | $121,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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