Bourbon County KY
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage statistics and lending data for the Bourbon County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Bourbon County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 667
Total Mortgage Loan Application Amount $92,847,000
Average Mortgage Loan Application Amount $139,000
Highest Mortgage Loan Application Amount $2,280,000
Average Applicant Income $69,000
Highest Applicant Income $2,876,000

Mortgage Company List for Lending in Bourbon County KY for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
KENTUCKY BANK
401 MAIN STREET
PARIS, KY 40361
* $ 770,246,000 91 $ 12,088,000
TRADITIONAL BANK, INC.
49 W MAIN STREET
MT STERLING, KY 40353
* $ 1,140,070,000 56 $ 5,994,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 46 $ 5,383,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,373,600,000,000 33 $ 3,787,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 27 $ 3,442,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 20 $ 2,345,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 1,921,853,000 19 $ 2,610,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 127,428,329,000 17 $ 1,494,000
GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 813,894,000 16 $ 2,329,000
AMERICAN MORTGAGE SERVICE COMPANY
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 15 $ 2,280,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 14 $ 7,301,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ 1,874,000 13 $ 1,206,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,559,631,000 13 $ 2,258,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 13 $ 986,000
FARMERS DEPOSIT BANK
P O BOX 188
CYNTHIANA, KY 41031
* $ 134,878,000 13 $ 869,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 12 $ 1,359,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ 10,000,000 12 $ 1,598,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 943,977,000 10 $ 555,000
PEOPLES EXCHANGE BANK
PO BOX 4040
WINCHESTER, KY 40392
* $ 320,841,000 9 $ 2,063,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 9 $ 1,302,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 9 $ 1,120,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 8 $ 1,007,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 8 $ 970,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 8 $ 1,098,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LOUISVILLE, KY 40223
* $ 42,141,000 8 $ 937,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 559,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,346,747,000,000 7 $ 911,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 948,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 6 $ 804,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 5 $ 507,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 5 $ 628,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 5 $ 604,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 5 $ 700,000
UNITED BANK & TRUST
100 UNITED BANK DRIVE
VERSAILLES, KY 40383
* $ 540,200,000 5 $ 1,988,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 783,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 4 $ 187,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 4 $ 892,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 3 $ 395,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 3 $ 332,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 16,840,840,000 3 $ 419,000
AMWEST FUNDING CORP.
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 3 $ 311,000
BANK OF THE BLUEGRASS AND TRUST COMPANY
101 EAST HIGH STREET
LEXINGTON, KY 40507
* $ 218,540,000 3 $ 490,000
BANK OF LEXINGTON, INC.
761 CORPORATE DRIVE
LEXINGTON, KY 40503
* $ 215,608,000 2 $ 837,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 2 $ 424,000
WINFIRST BANK
57 SOUTH MAIN STREET
WINCHESTER, KY 40391
* $ 163,391,000 2 $ 555,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 2 $ 357,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 2 $ 332,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 2 $ 119,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 252,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 195,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 146,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 271,569,000 2 $ 355,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 2 $ 224,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 252,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 2 $ 172,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
LA JOLLA, CA 92122
* $ 3,564,057,000 1 $ 128,000
MWABANK
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 246,270,000 1 $ 50,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,763,439,000 1 $ 86,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 139,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 190,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 197,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 260,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ 0 1 $ 112,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 166,000
WHITAKER BANK
PO BOX 55439
LEXINGTON, KY 40555
* $ 1,384,836,000 1 $ 81,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 1 $ 235,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 338,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
OKLAHOMA CITY, OK 73132
* $ 539,275,000 1 $ 191,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 179,000
THE FARMERS BANK
200 NORTH MAIN ST
NICHOLASVILLE, KY 40356
* $ 107,771,000 1 $ 178,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 72,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 70,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 344,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ 10,000,000 1 $ 190,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 1 $ 88,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 328,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ 100,000,000 1 $ 191,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 1 $ 79,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 45,602,567,000 1 $ 1,700,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ 945,758,000 1 $ 237,000
WOLFE FINANCIAL, INC
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ 10,000,000 1 $ 45,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 197,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 116,000
FIRST STATE BANK
19230 STATE ROUTE 136
WINCHESTER, OH 45697
* $ 266,453,000 1 $ 265,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,499,998,000 1 $ 248,000
CITIZENS DEPOSIT BANK & TRUST
PO BOX 9 10 SECOND STREET
VANCEBURG, KY 41179
* $ 363,451,000 1 $ 30,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,345,180,000 1 $ 110,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 1 $ 42,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 1 $ 425,000
MEMBERS HERITAGE FCU
440 PARK PLACE
LEXINGTON, KY 40511
* $ 339,256,000 1 $ 4,000
UNIFY FINANCIAL CREDIT UNION
1899 WESTERN WAY
TORRANCE, CA 90501
* $ 1,888,821,000 1 $ 216,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 104,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 144,156,000 1 $ 235,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 2,256,102,000 1 $ 155,000
GREATER KENTUCKY CREDIT UNION
1001 RED MILE ROAD
LEXINGTON, KY 40504
* $ 59,257,000 1 $ 20,000
BANKTRUST FINANCIAL
208 N MAIN ST
HENDERSON, KY 42420
* $ 133,467,000 1 $ 71,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 122,000
AMERICAN FOUNDERS BANK, INC.
1200 FOREST BRIDGE ROAD
LOUISVILLE, KY 40223
* $ 276,028,000 1 $ 70,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Bourbon County KY in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 337 $51,135,000 $151,000 $2,280,000 $75,000 $2,876,000
Home Purchase 288 $37,365,000 $129,000 $725,000 $60,000 $693,000
Home Improvement 42 $4,347,000 $103,000 $710,000 $85,000 $417,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 511 $66,225,000 $129,000 $1,700,000 $70,000 $555,000
Not applicable 75 $17,125,000 $228,000 $2,280,000 $68,000 $2,876,000
Not Provided 46 $6,321,000 $137,000 $597,000 $76,000 $693,000
Black or African American 26 $2,213,000 $85,000 $360,000 $58,000 $168,000
Hispanic 5 $471,000 $94,000 $122,000 $37,000 $98,000
American Indian or Alaskan Native 2 $68,000 $34,000 $65,000 $119,000 $190,000
Asian 1 $328,000 $328,000 $328,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $96,000 $96,000 $96,000 $56,000 $56,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 457 $66,762,000 $146,000 $2,280,000 $84,000 $2,876,000
FHA-insured (Federal Housing Administration) 88 $10,210,000 $116,000 $238,000 $38,000 $119,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 79 $8,882,000 $112,000 $199,000 $28,000 $72,000
VA-guaranteed (Veterans Administration) 43 $6,993,000 $162,000 $328,000 $53,000 $153,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 342 $51,960,000 $151,000 $2,280,000 $89,000 $2,876,000
Application Denied By Financial Institution 148 $18,229,000 $123,000 $1,700,000 $52,000 $434,000
Loan Purchased By The Institution 74 $8,876,000 $119,000 $289,000 $21,000 $178,000
Application Withdrawn By Applicant 66 $9,651,000 $146,000 $1,100,000 $58,000 $281,000
Application Approved But Not Accepted 22 $2,241,000 $101,000 $219,000 $82,000 $417,000
File Closed For Incompleteness 15 $1,890,000 $126,000 $197,000 $54,000 $108,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 36 $2,662,000 $73,000 $240,000 $50,000 $99,000
Collateral 17 $2,678,000 $157,000 $341,000 $76,000 $179,000
Debt-To-Income Ratio 15 $1,228,000 $81,000 $192,000 $35,000 $70,000
Credit Application Incomplete 8 $1,362,000 $170,000 $582,000 $48,000 $117,000
Other 4 $1,940,000 $485,000 $1,700,000 $168,000 $434,000
Unverifiable Information 1 $360,000 $360,000 $360,000 $168,000 $168,000
Employment History 1 $62,000 $62,000 $62,000 $27,000 $27,000
Insufficient Cash (Downpayment, Closing Cost) 1 $116,000 $116,000 $116,000 $44,000 $44,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List