Berkshire County MA
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage statistics and lending data for the Berkshire County MA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Berkshire County MA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,526
Total Mortgage Loan Application Amount $1,810,100,000
Average Mortgage Loan Application Amount $240,000
Highest Mortgage Loan Application Amount $6,505,000
Average Applicant Income $134,000
Highest Applicant Income $6,400,000

Mortgage Company List for Lending in Berkshire County MA for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GREYLOCK
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,255,426,000 1,137 $ 176,415,000
ADAMS COMMUNITY BANK
2 CENTER STREET
ADAMS, MA 01220
* $ 630,130,000 934 $ 234,900,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ -1,000 443 $ 79,605,000
LEE BANK
75 PARK STREET
LEE, MA 01238
* $ 407,625,000 436 $ 128,410,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 13,181,399,000 339 $ 68,445,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 218 $ 41,850,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 196 $ 44,290,000
THE PITTSFIELD CO-OPERATIVE BANK
70 SOUTH ST
PITTSFIELD, MA 01201
* $ 321,823,000 194 $ 55,380,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 162 $ 54,820,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 147 $ 30,515,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 142 $ 28,050,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 140 $ 31,180,000
SALISBURY BANK AND TRUST COMPANY
PO BOX 1868
LAKEVILLE, CT 06039
* $ 1,112,449,000 122 $ 36,770,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 108 $ 42,430,000
MOUNTAINONE BANK
93 MAIN STREET
NORTH ADAMS, MA 01247
* $ 892,690,000 102 $ 25,850,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 99 $ 25,315,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 320,471,996,000 94 $ 24,020,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 85 $ 18,185,000
TRUSTCO BANK
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 5,220,288,000 80 $ 16,170,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 67 $ 20,295,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 64 $ 21,570,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 60 $ 17,910,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 60 $ 13,800,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 9,642,935,000 58 $ 18,670,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 57 $ 4,775,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 50 $ 13,920,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 47 $ 16,015,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 45 $ 9,405,000
REPUBLIC STATE MORTGAGE CO.
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ -1,000 43 $ 8,775,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
SAUSALITO, CA 94965
* $ -1,000 42 $ 10,880,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 32 $ 8,830,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 31 $ 7,905,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,384,707,000,000 28 $ 15,900,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 26 $ 5,870,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 26 $ 7,200,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
HEALDSBURG, CA 95448
* $ -1,000 26 $ 6,690,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 24 $ 7,690,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 24 $ 7,080,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 23 $ 5,325,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 22 $ 4,500,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 22 $ 6,480,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 22 $ 5,420,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 21 $ 5,445,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 83,036,000,000 20 $ 17,350,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 1,583,299,000 19 $ 6,745,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 18 $ 4,300,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 18 $ 5,700,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 18 $ 2,770,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 17 $ 4,365,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 24,774,361,000 15 $ 4,325,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 15 $ 7,285,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 58,343,490,000 15 $ 4,985,000
KIAVI FUNDING, INC
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 14 $ 2,950,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 14 $ 3,230,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 13 $ 3,945,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ -1,000 13 $ 3,405,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 13 $ 3,435,000
WESTFIELD BANK
141 ELM ST
WESTFIELD, MA 01085
* $ 2,179,440,000 13 $ 3,485,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
CHARLOTTE, NC 28277
* $ -1,000 13 $ 665,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 13 $ 4,075,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 13 $ 2,925,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 13 $ 3,185,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 116,263,634,000 12 $ 8,930,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,361,090,000 12 $ 1,790,000
BAYCOAST BANK
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,782,088,000 11 $ 485,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 11 $ 2,635,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 11 $ 2,175,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 11 $ 2,515,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ -1,000 11 $ 2,475,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 11 $ 3,015,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ -1,000 11 $ 2,945,000
WEBSTER BANK, NATIONAL ASSOCIATION
145 BANK STREET
WATERBURY, CT 06702
* $ 30,412,303,000 11 $ 2,555,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 10 $ 1,590,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
HENDERSON, NV 89074
* $ 216,654,000,000 10 $ 6,010,000
TRIUMPH BANK
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 837,096,000 10 $ 2,620,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 9 $ 1,255,000
RADIUS FINANCIAL GROUP INC.
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ -1,000 9 $ 1,685,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,432,105,000 9 $ 1,655,000
POLISH NATIONAL
46 MAIN STREET
CHICOPEE, MA 01020
* $ 615,320,000 9 $ 1,585,000
HARBORONE MORTGAGE, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ -1,000 9 $ 2,155,000
HANSCOM
25 PORTER ROAD, SUITE 100
LITTLETON, MA 01460
* $ 1,509,707,000 9 $ 2,265,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 9 $ 2,715,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 8 $ 1,830,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 84,670,854,000 8 $ 3,200,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 451,290,000 8 $ 2,130,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 8 $ 1,690,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 61,390,143,000 8 $ 7,230,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 8 $ 2,230,000
ROCKLAND TRUST COMPANY
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 11,397,638,000 8 $ 3,180,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 8 $ 1,760,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 7 $ 1,455,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 833,228,000 7 $ 2,475,000
FIRST CREDIT CORPORATION OF NEW YORK, INC.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 7 $ 335,000
LADERA LENDING, INC.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 6 $ 1,560,000
PEOPLESBANK
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 2,943,806,000 6 $ 7,760,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 6 $ 1,440,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ -1,000 6 $ 1,760,000
GREENFIELD SAVINGS BANK
400 MAIN STREET, PO BOX 1537
GREENFIELD, MA 01302
* $ 869,479,000 6 $ 1,360,000
STIFEL BANK AND TRUST
501 N BROADWAY
ST. LOUIS, MO 63141
* $ 14,144,676,000 6 $ 2,420,000
WATERMARK CAPITAL, INC.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 6 $ 1,290,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 5 $ 1,185,000
GFA FEDERAL CREDIT UNION
PO BOX 468
229 PARKER ST, MA 01440
* $ 542,746,000 5 $ 2,135,000
CAMBRIDGE TRUST COMPANY
78 BLANCHARD ROAD
BURLINGTON, MA 01803
* $ 2,855,550,000 5 $ 3,895,000
GREENWOOD
2669 POST ROAD
WARWICK, RI 02889
* $ 580,205,000 5 $ 325,000
NORTHPOINT MORTGAGE, INC.
204 TURNPIKE ROAD
WESTBOROUGH, MA 01581
* $ -1,000 5 $ 1,125,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 5 $ 1,085,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 5 $ 1,335,000
SHAMROCK HOME LOANS, INC.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ -1,000 5 $ 1,025,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 1,685,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 1,825,000
AMALGAMATED BANK
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 5,324,945,000 5 $ 2,325,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 5 $ 1,165,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 5 $ 1,445,000
QUONTIC BANK
31-05 BROADWAY
ASTORIA, NY 11106
* $ 394,658,000 5 $ 1,435,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 5 $ 1,915,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 4 $ 920,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 4 $ 1,210,000
EASTHAMPTON SAVINGS BANK
36 MAIN STREET
EASTHAMPTON, MA 01027
* $ 1,403,024,000 4 $ 1,260,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
LEBANON, NJ 08833
* $ -1,000 4 $ 670,000
GUARDHILL FINANCIAL CORP.
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ -1,000 4 $ 1,310,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 4 $ 760,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
DOWNERS GROVE, IL 60515
* $ -1,000 4 $ 1,400,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,789,845,000 4 $ 410,000
NORTHERN BANK & TRUST COMPANY
275 MISHAWUM ROAD
WOBURN, MA 01801
* $ 2,234,025,000 4 $ 1,930,000
STRONG HOME MORTGAGE, LLC
9408 GRANT AVE STE 302
WOODBRIDGE, VA 22192
* $ -1,000 4 $ 830,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 4 $ 3,070,000
FREEDOM CREDIT UNION
1976 MAIN STREET
SPRINGFIELD, MA 01103
* $ 496,731,000 4 $ 980,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
SALINA, KS 67401
* $ 4,172,729,000 4 $ 510,000
FLORENCE BANK
85 MAIN STREET
FLORENCE, MA 01062
* $ 1,451,182,000 4 $ 1,160,000
MSA MORTGAGE, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ -1,000 4 $ 890,000
VISIO FINANCIAL SERVICES INC.
1905 KRAMER LN B700
AUSTIN, TX 78758
* $ -1,000 3 $ 1,675,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 313,272,000 3 $ 725,000
BANK-FUND STAFF FEDERAL CREDIT UNION
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 5,188,505,000 3 $ 745,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 26,468,603,000 3 $ 2,915,000
WASHINGTON TRUST MORTGAGE COMPANY LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ -1,000 3 $ 355,000
NEW FED MORTGAGE, CORP.
98 HIGH ST
DANVERS, MA 01923
* $ -1,000 3 $ 795,000
LENDERFI, INC.
23875 VENTURA BLVD SUITE 203B
CALABASAS, CA 91302
* $ -1,000 3 $ 955,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
LA JOLLA, CA 92122
* $ 11,550,782,000 3 $ 805,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 3 $ 375,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 3 $ 875,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 11,209,976,000 3 $ 865,000
AXIOM BANK, N.A.
258 SOUTHHALL LN SUITE 400
MAITLAND, FL 32751
* $ 672,019,000 3 $ 265,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 615,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 3 $ 545,000
HOLYOKE
490 WESTFIELD ROAD
HOLYOKE, MA 01040
* $ 205,427,000 3 $ 415,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 9,467,660,000 3 $ 545,000
LIBERTY BANK
315 MAIN STREET
MIDDLETOWN, CT 06457
* $ 5,814,075,000 3 $ 845,000
EASTERN BANK
195 MARKET ST
LYNN, MA 01901
* $ 11,628,782,000 3 $ 1,045,000
NJ LENDERS CORP.
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 3 $ 775,000
SALEM FIVE MORTGAGE COMPANY, LLC
210 ESSEX STREET
SALEM, MA 01970
* $ -1,000 3 $ 1,105,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,289,704,000 3 $ 1,045,000
BEELINE LOANS, INC.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 3 $ 745,000
ONE AMERICAN BANK
515 S MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ -1,000 2 $ 610,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 260,000
HARVARD UNIVERSITY EMPLOYEES
104 MOUNT AUBURN STREET
CAMBRIDGE, MA 02138
* $ 815,945,000 2 $ 450,000
COUNTRY BANK FOR SAVINGS
75 MAIN ST
WARE, MA 01082
* $ 1,687,946,000 2 $ 240,000
MONSON SAVINGS BANK
146 MAIN STREET
MONSON, MA 01057
* $ 432,998,000 2 $ 50,000
THE CAMDEN NATIONAL BANK
2 ELM STREET
CAMDEN, ME 04856
* $ 4,410,250,000 2 $ 580,000
UNITED NATIONS FEDERAL CREDIT UNION
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 5,980,675,000 2 $ 780,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 2 $ 350,000
VALLEY NATIONAL BANK
1460 VALLEY ROAD
WAYNE, NJ 07470
* $ 37,441,578,000 2 $ 1,290,000
NEW ENGLAND FEDERAL CREDIT UNION
141 HARVEST LANE
WILLISTON, VT 05495
* $ 1,415,180,000 2 $ 1,750,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 4,097,505,000 2 $ 910,000
BROOKLINE BANK
2 HARVARD ST.
BROOKLINE, MA 02445
* $ 4,966,140,000 2 $ 500,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 17,757,753,000 2 $ 550,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 8,090,901,000 2 $ 870,000
GOLDMAN SACHS BANK USA
200 WEST STREET
NEW YORK, NY 10282
* $ 228,836,000,000 2 $ 920,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 2 $ 890,000
LIMA ONE CAPITAL, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 2 $ 310,000
NORTHWEST COMMUNITY BANK
86 MAIN STREET
WINSTED, CT 06098
* $ 417,934,000 2 $ 400,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 560,000
WILLIAM RAVEIS MORTGAGE, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ -1,000 2 $ 1,370,000
AMERICAN FEDERAL MORTGAGE CORPORATION
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 2 $ 560,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 550,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 530,000
CITY NATIONAL BANK OF FLORIDA
25 WEST FLAGLER STREET
MIAMI, FL 33130
* $ 15,841,001,000 2 $ 610,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 300,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 6,120,102,000 2 $ 650,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 3,598,362,000 2 $ 1,090,000
THE BANK OF CANTON
490 TURNPIKE STREET
CANTON, MA 02021
* $ 677,881,000 2 $ 410,000
AVIDIA BANK
42 MAIN STREET
HUDSON, MA 01749
* $ 1,668,741,000 2 $ 500,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 2 $ 460,000
ENVISION BANK
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 631,256,000 2 $ 750,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
DUBLIN, OH 43016
* $ -1,000 2 $ 300,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 2 $ 490,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 584,882,000 2 $ 90,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 12,244,742,000 2 $ 970,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,123,482,000 2 $ 400,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 172,887,701,000 2 $ 530,000
HOMESPIRE MORTGAGE CORPORATION
9711 WASHINGTONIAN BLVD SUITE 500
GAITHERSBURG, MD 20878
* $ -1,000 2 $ 1,260,000
BOSTON PRIVATE BANK & TRUST COMPANY
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 8,796,241,000 2 $ 1,080,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 2 $ 280,000
USALLIANCE FEDERAL CREDIT UNION
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,843,868,000 2 $ 2,330,000
METRO
200 REVERE BEACH PARKWAY
CHELSEA, MA 02150
* $ 2,092,359,000 2 $ 970,000
REDWOOD RESIDENTIAL ACQUISITION CORPORATION
ONE BELVEDERE PLACE
MILL VALLEY, CA 94941
* $ -1,000 2 $ 1,210,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 109,679,000 1 $ 235,000
METRO CITY BANK
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 1,636,039,000 1 $ 215,000
THE CAPE COD FIVE CENTS SAVINGS BANK
19 WEST ROAD
ORLEANS, MA 02653
* $ 3,658,361,000 1 $ 145,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 225,000
CITY OF BOSTON CREDIT UNION
ONE UNION STREET - 3RD FLOOR
BOSTON, MA 02108
* $ 456,074,000 1 $ 105,000
CLINTON SAVINGS BANK
200 CHURCH STREET
CLINTON, MA 01510
* $ 585,883,000 1 $ 155,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 495,000
MEMBERS MORTGAGE COMPANY, INC.
10 CEDAR STREET, SUITE 11
WOBURN, MA 01801
* $ -1,000 1 $ 385,000
SILICON VALLEY BANK
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 69,942,929,000 1 $ 1,605,000
BANK OF NEW HAMPSHIRE
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,755,545,000 1 $ 35,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 1 $ 205,000
CF BANK, NATIONAL ASSOCIATION
7000 N HIGH ST
WORTHINGTON, OH 43085
* $ 879,238,000 1 $ 355,000
ATHAS CAPITAL GROUP, INC.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 155,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SANTA ANA, CA 92707
* $ -1,000 1 $ 85,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 2,069,570,000 1 $ 155,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 175,000
NORTH BROOKFIELD SAVINGS BANK
35 SUMMER STREET
NORTH BROOKFIELD, MA 01535
* $ 323,543,000 1 $ 55,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 3,921,403,000 1 $ 205,000
BAYCOAST MORTGAGE COMPANY, LLC
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ -1,000 1 $ 195,000
JEANNE D'ARC CREDIT UNION
581 MERRIMACK ST.
LOWELL, MA 01854
* $ 1,454,260,000 1 $ 415,000
PROVINCE MORTGAGE ASSOCIATES, INC.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ -1,000 1 $ 205,000
FALL RIVER FIVE CENTS SAVINGS BANK
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 1,070,912,000 1 $ 495,000
PROPONENT FEDERAL CREDIT UNION
536 WASHINGTON AVE.
NUTLEY, NJ 07110
* $ 466,600,000 1 $ 25,000
NORTH EASTON SAVINGS BANK
20 EASTMAN STREET
SOUTH EASTON, MA 02375
* $ 1,135,696,000 1 $ 395,000
UIF CORPORATION
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 275,000
THE WASHINGTON TRUST COMPANY, OF WESTERLY
23 BROAD STREET
WESTERLY, RI 02891
* $ 5,291,910,000 1 $ 55,000
BANGOR SAVINGS BANK
19 MAINE AVENUE
BANGOR, ME 04401
* $ 4,733,474,000 1 $ 265,000
THE NORTHERN TRUST COMPANY
50 S. LA SALLE
CHICAGO, IL 60603
* $ 135,885,433,000 1 $ 1,215,000
ATLANTIC HOME LOANS, INC.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 95,000
CAPE COD CO-OPERATIVE BANK
121 MAIN STREET
YARMOUTH PORT, MA 02675
* $ 953,491,000 1 $ 285,000
NORTH SHORE BANK, A CO-OPERATIVE BANK
248 ANDOVER STREET
PEABODY, MA 01960
* $ 1,386,709,000 1 $ 105,000
FINANCE OF AMERICA COMMERCIAL LLC
6230 FAIRVIEW ROAD, SUITE 300
CHARLOTTE, NC 28210
* $ -1,000 1 $ 745,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 137,588,093,000 1 $ 525,000
AMERICAN EAGLE FINANCIAL CREDIT UNION
417 MAIN STREET
EAST HARTFORD, CT 06118
* $ 2,045,639,000 1 $ 355,000
AMERIFIRST FINANCIAL, INC.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 1 $ 175,000
CAMBRIDGE SAVINGS BANK
1374 MASSACHUSETTS AVENUE
CAMBRIDGE, MA 02138
* $ 4,297,767,000 1 $ 395,000
ENTERPRISE BANK AND TRUST COMPANY
222 MERRIMACK STREET
LOWELL, MA 01852
* $ 3,235,049,000 1 $ 185,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ -1,000 1 $ 95,000
STAR ONE CREDIT UNION
PO BOX 3643
SUNNYVALE, CA 94088
* $ 9,073,675,000 1 $ 165,000
CORNERSTONE BANK
P.O. BOX 370
SOUTHBRIDGE, MA 01550
* $ 1,166,320,000 1 $ 285,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 125,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 4,703,101,000 1 $ 565,000
FIRST WORLD MORTGAGE CORPORATION
127 PROSPECT AVENUE
WEST HARTFORD, CT 06106
* $ -1,000 1 $ 205,000
LOANLEADERS OF AMERICA, INC.
38 EXECUTIVE PARK #260
IRVINE, CA 92614
* $ -1,000 1 $ 175,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,166,050,000 1 $ 205,000
BELLWETHER COMMUNITY
425 HOOKSETT RD
MANCHESTER, NH 03104
* $ 529,516,000 1 $ 155,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 1 $ 605,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 3,529,015,000 1 $ 205,000
TJC MORTGAGE, INC.
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 315,000
MILFORD FEDERAL BANK
246 MAIN STREET
MILFORD, MA 01757
* $ 413,903,000 1 $ 185,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
COEUR D'ALENE, ID 83814
* $ -1,000 1 $ 165,000
ST. MARY'S CREDIT UNION
PO BOX 729
MARLBOROUGH, MA 01752
* $ 877,848,000 1 $ 215,000
THE FREEDOM BANK OF VIRGINIA
10555 MAIN STREET
FAIRFAX, VA 22030
* $ 500,393,000 1 $ 435,000
GUARANTY HOME MORTGAGE CORPORATION
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 425,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
MAHWAH, NJ 07495
* $ -1,000 1 $ 335,000
MASSMUTUAL
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 252,668,000 1 $ 75,000
LOGIX FEDERAL CREDIT UNION
2340 HOLLYWOOD WAY
BURBANK, CA 91505
* $ 6,294,783,000 1 $ 105,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ATLANTA, GA 30350
* $ -1,000 1 $ 265,000
POLI MORTGAGE GROUP, INC.
780 DEDHAM STREET
CANTON, MA 02021
* $ -1,000 1 $ 235,000
CENTRAL ONE FEDERAL CREDIT UNION
714 MAIN ST
SHREWSBURY, MA 01545
* $ 555,898,000 1 $ 245,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 7,658,628,000 1 $ 365,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 389,451,000 1 $ 455,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 185,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 19,445,554,000 1 $ 85,000
THE HOME LOAN EXPERT LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ -1,000 1 $ 275,000
EAGLEBANK
11931 TECH RD
SILVER SPRING, MD 20904
* $ 8,950,172,000 1 $ 165,000
WINDOSR FEDERAL SAVINGS & LOAN ASSOCIATION
250 BROAD STREET
WINDSOR, CT 06095
* $ 543,344,000 1 $ 255,000
FIRST CITIZENS' FEDERAL CREDIT UNION
200 MILL RD, SUITE 100
FAIRHAVEN, MA 02719
* $ 786,775,000 1 $ 215,000
FAMILY FIRST FUNDING LLC
215 MAIN STREET, #2A
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 195,000
802 CREDIT UNION
265 SOUTH MAIN STREET
BARRE, VT 05641
* $ 138,905,000 1 $ 305,000
MORTGAGE EQUITY PARTNERS LLC
220 BROADWAY SUITE 205
LYNNFIELD, MA 01940
* $ -1,000 1 $ 265,000
WATERTOWN SAVINGS BANK
60 MAIN STREET
WATERTOWN, MA 02472
* $ 1,274,100,000 1 $ 1,105,000
UTILITIES EMPLOYEES CREDIT UNION
11 MERIDIAN BLVD
WYOMISSING, PA 19610
* $ 1,240,524,000 1 $ 125,000
WORKERS CREDIT UNION
815 MAIN STREET
FITCHBURG, MA 01420
* $ 1,871,286,000 1 $ 655,000
SAVERS CO-OPERATIVE BANK
PO BOX 250
SOUTHBRIDGE, MA 01550
* $ 594,422,000 1 $ 255,000
WINCHESTER CO-OPERATIVE BANK
19 CHURCH STREET
WINCHESTER, MA 01890
* $ 705,345,000 1 $ 155,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 841,254,000 1 $ 245,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 7,508,575,000 1 $ 35,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 415,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 272,114,000 1 $ 125,000
PATRIOT COMMUNITY BANK
237 LEXINGTON STREET
WOBURN, MA 01801
* $ 180,208,000 1 $ 395,000
MMS MORTGAGE SERVICES, LTD.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ -1,000 1 $ 185,000
NORTHERN MORTGAGE SERVICES, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 145,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 6,051,860,000 1 $ 205,000
NORTHMARK BANK
89 TURNPIKE STREET, P.O. BOX 825
NORTH ANDOVER, MA 01845
* $ 358,758,000 1 $ 755,000
MISSION LOANS, LLC
5686 DRESSLER ROAD, NW
NORTH CANTON, OH 44720
* $ -1,000 1 $ 215,000
CANOPY MORTGAGE, LLC
380 TECHNOLOGY CT, SUITE 200
LINDON, UT 84042
* $ -1,000 1 $ 275,000
LUSO
599 EAST ST
LUDLOW, MA 01056
* $ 226,254,000 1 $ 235,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 1 $ 125,000
A&D MORTGAGE LLC
1040 S. FEDERAL HWY
HOLLYWOOD, FL 33020
* $ -1,000 1 $ 575,000
BRIGHTON BANK
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ 41,730,000 1 $ 545,000
SIWELL, INC.
4210 50TH ST
LUBBOCK, TX 79413
* $ -1,000 1 $ 125,000
UMASSFIVE COLLEGE FEDERAL CREDIT UNION
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 518,349,000 1 $ 125,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Berkshire County MA in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,006 $833,010,000 $277,000 $2,915,000 $140,000 $2,222,000
Refinancing 2,569 $578,965,000 $225,000 $6,505,000 $129,000 $5,525,000
Cash-out Refinancing 1,189 $295,075,000 $248,000 $2,505,000 $122,000 $2,732,000
Home Improvement 474 $48,550,000 $102,000 $2,405,000 $110,000 $2,196,000
Other Purpose 270 $51,850,000 $192,000 $1,505,000 $215,000 $6,400,000
Not Applicable 18 $2,650,000 $147,000 $515,000 $15,000 $15,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,485 $1,275,485,000 $232,000 $3,105,000 $134,000 $6,400,000
Not Provided 1,038 $280,600,000 $270,000 $2,425,000 $151,000 $2,196,000
Not applicable 468 $142,440,000 $304,000 $6,505,000 $114,000 $267,000
Hispanic 214 $39,810,000 $186,000 $855,000 $90,000 $1,007,000
Black or African American 158 $28,960,000 $183,000 $1,505,000 $95,000 $591,000
Asian 116 $31,580,000 $272,000 $875,000 $151,000 $1,012,000
American Indian or Alaskan Native 27 $6,335,000 $234,000 $655,000 $120,000 $544,000
Native Hawaiian or Other Pacific Islander 1 $155,000 $155,000 $155,000 $84,000 $84,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,459 $1,582,675,000 $245,000 $6,505,000 $140,000 $6,400,000
FHA-insured (Federal Housing Administration) 608 $116,510,000 $191,000 $515,000 $61,000 $204,000
VA-guaranteed (Veterans Administration) 396 $98,390,000 $248,000 $1,005,000 $94,000 $2,732,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 63 $12,525,000 $198,000 $405,000 $65,000 $183,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,496 $1,126,240,000 $250,000 $6,505,000 $141,000 $6,400,000
Application Withdrawn By Applicant 1,069 $264,925,000 $247,000 $3,105,000 $142,000 $5,525,000
Application Denied By Financial Institution 948 $179,620,000 $189,000 $2,165,000 $92,000 $2,732,000
Loan Purchased By The Institution 426 $107,490,000 $252,000 $1,205,000 $148,000 $600,000
File Closed For Incompleteness 419 $91,765,000 $219,000 $1,305,000 $128,000 $2,198,000
Application Approved But Not Accepted 159 $37,735,000 $237,000 $2,005,000 $132,000 $1,573,000
Preapproval Approved but not Accepted 9 $2,325,000 $258,000 $405,000 $90,000 $257,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,980 $1,453,640,000 $243,000 $6,505,000 $137,000 $6,400,000
Debt-To-Income Ratio 952 $253,200,000 $265,000 $3,105,000 $133,000 $5,525,000
Credit History 241 $33,735,000 $139,000 $955,000 $99,000 $2,732,000
Collateral 133 $26,605,000 $200,000 $705,000 $111,000 $472,000
Credit Application Incomplete 88 $16,820,000 $191,000 $715,000 $112,000 $736,000
Other 65 $13,665,000 $210,000 $1,555,000 $138,000 $981,000
Unverifiable Information 33 $6,585,000 $199,000 $525,000 $99,000 $400,000
Employment History 21 $3,225,000 $153,000 $315,000 $67,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,550,000 $212,000 $625,000 $91,000 $300,000
Mortgage Insurance Denied 1 $75,000 $75,000 $75,000 $17,000 $17,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information back through 2003.

Download the Massachusetts Lender List