Bell County KY
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Bell County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Bell County KY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 653
Total Mortgage Loan Application Amount $77,885,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $935,000
Average Applicant Income $64,000
Highest Applicant Income $571,000

Mortgage Company List for Lending in Bell County KY for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 111 $ 11,205,000
HEARTHSIDE BANK CORPORATION
1602 CUMBERLAND AVENUE
MIDDLESBORO, KY 40965
* $ 463,379,000 65 $ 8,455,000
FIRST STATE BANK OF THE SOUTHEAST, INC.
PO BOX 37
PINEVILLE, KY 40977
* $ 361,414,000 54 $ 6,430,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 5,384,484,000 35 $ 2,805,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 27 $ 3,655,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 26 $ 2,930,000
COMMERCIAL BANK
6710 CUMBERLAND GAP PARKWAY, PO BOX 400
HARROGATE, TN 37752
* $ 1,711,504,000 26 $ 2,250,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 18 $ 2,490,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ -1,000 17 $ 2,015,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 12,582,271,000 13 $ 1,725,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,342,526,000 11 $ 975,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 10 $ 1,140,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 10 $ 1,200,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 10 $ 1,440,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 10 $ 1,470,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 9 $ 985,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ -1,000 9 $ 1,165,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 8 $ 1,520,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 7 $ 945,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 6 $ 740,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 6 $ 650,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 6 $ 920,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 6 $ 1,020,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 5 $ 585,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 1,840,658,000 4 $ 330,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 4 $ 330,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 3 $ 325,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 195,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 1,895,919,000 3 $ 95,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 265,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 3 $ 255,000
EASTMAN
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,123,603,000 3 $ 545,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
ORANGE, CA 92868
* $ -1,000 2 $ 110,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 2 $ 110,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 310,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
HOUSTON, TX 77036
* $ -1,000 2 $ 220,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 370,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 2 $ 440,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 260,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 2 $ 460,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
5455 N UNION BLVD, CO 80918
* $ -1,000 2 $ 260,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 2 $ 110,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 2 $ 160,000
FARMERS AND MINERS BANK
41526 W MORGAN AVENUE
PENNINGTON GAP, VA 24277
* $ 167,799,000 2 $ 110,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 160,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 140,000
FORCHT BANK, NATIONAL ASSOCIATION
2404 SIR BARTON WAY
LEXINGTON, KY 40509
* $ 1,509,253,000 2 $ 210,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,669,227,000,000 2 $ 100,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 2 $ 600,000
ABOUND FEDERAL CREDIT UNION
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 2,025,359,000 2 $ 240,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 2 $ 310,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 2 $ 170,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 2 $ 120,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 32,520,025,000 2 $ 890,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ -1,000 2 $ 190,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 2 $ 230,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 2 $ 260,000
FIRST OPTION MORTGAGE, LLC
3330 CUMBERLAND BLVD SE, SUITE 800
ATLANTA, GA 30339
* $ -1,000 1 $ 155,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 185,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ -1,000 1 $ 155,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 145,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 285,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 125,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 55,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 235,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 1 $ 305,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 55,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 85,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 55,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 1 $ 145,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 115,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
TEMPE, AZ 85283
* $ -1,000 1 $ 185,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 135,000
PINNACLE BANK
150 3RD AVE SOUTH
NASHVILLE, TN 37201
* $ 38,275,134,000 1 $ 55,000
FAY SERVICING, LLC
400 S. LA SALLE STREET, STE 2000
CHICAGO, IL 60605
* $ -1,000 1 $ 135,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 135,000
POWELL VALLEY NATIONAL BANK
33785 MAIN STREET
JONESVILLE, VA 24263
* $ 430,420,000 1 $ 125,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 25,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 175,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 95,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 125,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 1 $ 55,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 1 $ 105,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 185,000
MISSION LOANS, LLC
5686 DRESSLER ROAD, NW
NORTH CANTON, OH 44720
* $ -1,000 1 $ 125,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 26,774,219,000 1 $ 205,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 1 $ 145,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 1 $ 85,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 1 $ 205,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 125,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ -1,000 1 $ 255,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 65,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 1 $ 65,000
THE MONTICELLO BANKING COMPANY
50 NORTH MAIN STREET; PO BOX 421
MONTICELLO, KY 42633
* $ 1,006,405,000 1 $ 295,000
CITIZENS BANK
407 MAIN ST N
CARTHAGE, TN 37030
* $ 763,412,000 1 $ 325,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 75,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 5,955,821,000 1 $ 45,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Bell County KY in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 445 $54,505,000 $122,000 $935,000 $59,000 $504,000
Refinancing 82 $9,740,000 $118,000 $785,000 $78,000 $412,000
Cash-out Refinancing 73 $10,595,000 $145,000 $395,000 $59,000 $155,000
Home Improvement 28 $1,660,000 $59,000 $175,000 $90,000 $571,000
Other Purpose 22 $1,250,000 $56,000 $205,000 $83,000 $571,000
Not Applicable 3 $135,000 $45,000 $65,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 560 $63,580,000 $113,000 $425,000 $63,000 $571,000
Not applicable 49 $8,255,000 $168,000 $935,000 $0 $0
Not Provided 32 $4,710,000 $147,000 $445,000 $82,000 $304,000
Black or African American 7 $705,000 $100,000 $145,000 $41,000 $68,000
Hispanic 3 $465,000 $155,000 $155,000 $36,000 $40,000
American Indian or Alaskan Native 2 $170,000 $85,000 $105,000 $38,000 $54,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 485 $53,545,000 $110,000 $935,000 $67,000 $571,000
FHA-insured (Federal Housing Administration) 79 $11,305,000 $143,000 $325,000 $52,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 58 $7,220,000 $124,000 $235,000 $47,000 $96,000
VA-guaranteed (Veterans Administration) 31 $5,815,000 $187,000 $425,000 $69,000 $216,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 249 $32,225,000 $129,000 $935,000 $77,000 $571,000
Application Denied By Financial Institution 196 $21,470,000 $109,000 $395,000 $50,000 $170,000
File Closed For Incompleteness 69 $6,815,000 $98,000 $445,000 $58,000 $504,000
Application Withdrawn By Applicant 64 $8,080,000 $126,000 $385,000 $68,000 $240,000
Loan Purchased By The Institution 39 $5,035,000 $129,000 $325,000 $29,000 $29,000
Application Approved But Not Accepted 31 $3,705,000 $119,000 $325,000 $55,000 $124,000
Preapproval Approved but not Accepted 5 $555,000 $111,000 $155,000 $65,000 $110,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 353 $42,525,000 $120,000 $445,000 $64,000 $504,000
Debt-To-Income Ratio 153 $19,335,000 $126,000 $935,000 $74,000 $571,000
Credit History 85 $8,655,000 $101,000 $285,000 $48,000 $144,000
Collateral 18 $1,850,000 $102,000 $355,000 $79,000 $170,000
Credit Application Incomplete 16 $2,120,000 $132,000 $395,000 $60,000 $138,000
Other 12 $1,270,000 $105,000 $295,000 $47,000 $74,000
Unverifiable Information 10 $1,170,000 $117,000 $195,000 $55,000 $139,000
Employment History 5 $815,000 $163,000 $235,000 $40,000 $57,000
Insufficient Cash (Downpayment, Closing Cost) 1 $145,000 $145,000 $145,000 $83,000 $83,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.

Download the Kentucky Lender List