Baylor County TX
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage statistics and lending data for the Baylor County TX metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Baylor County TX, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 66 |
| Total Mortgage Loan Application Amount | $5,366,000 |
| Average Mortgage Loan Application Amount | $81,000 |
| Highest Mortgage Loan Application Amount | $400,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $708,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| INTERBANK 4921 NORTH MAY AVENUE OKLAHOMA CITY, OK 73112 |
* | $ 2,903,698,000 | 18 | $ 936,000 |
| MORTGAGE CLEARING CORPORATION 5612 S LEWIS TULSA, OK 74105 |
* | $ 10,000,000 | 5 | $ 337,000 |
| FIRST BANK 300 E THRID BURKBURNETT, TX 76354 |
* | $ 347,492,000 | 3 | $ 353,000 |
| HERRING BANK 2201 CIVIC CIRCLE AMARILLO, TX 79109 |
* | $ 415,660,000 | 3 | $ 89,000 |
| THE JACKSBORO NATIONAL BANK 910 MAIN STREET JACKSBORO, TX 76458 |
* | $ 253,941,000 | 2 | $ 169,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,610,580,000,000 | 2 | $ 136,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 2 | $ 114,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 2 | $ 347,000 |
| SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 186,710,993,000 | 1 | $ 12,000 |
| WICHITA FALLS TEACHERS FEDERAL CREDIT UNION 4301 BARNETT RD. WICHITA FALLS, TX 76310 |
* | $ 74,238,000 | 1 | $ 23,000 |
| PILGRIM BANK 145 E. MARSHALL ST. PITTSBURG, TX 75686 |
* | $ 584,561,000 | 1 | $ 25,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,914,658,000,000 | 1 | $ 52,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 191,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 186,710,993,000 | 1 | $ 81,000 |
| HAPPY STATE BANK 701 S TAYLOR, LB 120 AMARILLO, TX 79101 |
* | $ 2,849,770,000 | 1 | $ 128,000 |
| FIRST STATE BANK 130 E CORSICANA STREET ATHENS, TX 75751 |
* | $ 402,970,000 | 1 | $ 58,000 |
| SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ 502,411,000 | 1 | $ 51,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 100,000 |
| FIRST CAPITAL BANK P. O. BOX 450 QUANAH, TX 79252 |
* | $ 47,215,000 | 1 | $ 23,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 1 | $ 92,000 |
| AMCAP MORTGAGE, LTD. 9999 BELLAIRE BLVD., SUITE 700 HOUSTON, TX 77036 |
* | $ 10,000,000 | 1 | $ 191,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 1 | $ 84,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 1 | $ 46,000 |
| FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 13,649,486,000 | 1 | $ 128,000 |
| FIDELITY BANK 2525 KELL BLVD., SUITE 100 WICHITA FALLS, TX 76308 |
* | $ 395,134,000 | 1 | $ 150,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 170,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 80,000 |
| AMERICAN NATIONAL BANK & TRUST 2732 MIDWESTERN PKWY WICHITA FALLS, TX 76308 |
* | $ 489,449,000 | 1 | $ 212,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 100,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD ROSEVILLE, CA 95661 |
* | $ 10,000,000 | 1 | $ 60,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Baylor County TX in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 53 | $4,594,000 | $86,000 | $400,000 | $71,000 | $708,000 |
| Refinancing | 11 | $730,000 | $66,000 | $92,000 | $81,000 | $108,000 |
| Home Improvement | 2 | $42,000 | $21,000 | $30,000 | $13,000 | $26,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 47 | $3,934,000 | $83,000 | $400,000 | $85,000 | $708,000 |
| Not applicable | 9 | $722,000 | $80,000 | $191,000 | $5,000 | $53,000 |
| Not Provided | 6 | $572,000 | $95,000 | $252,000 | $77,000 | $119,000 |
| Hispanic | 4 | $138,000 | $34,000 | $59,000 | $38,000 | $96,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 43 | $3,486,000 | $81,000 | $400,000 | $81,000 | $708,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,059,000 | $96,000 | $191,000 | $65,000 | $119,000 |
| VA-guaranteed (Veterans Administration) | 7 | $570,000 | $81,000 | $100,000 | $49,000 | $89,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $251,000 | $50,000 | $56,000 | $28,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 38 | $3,158,000 | $83,000 | $252,000 | $79,000 | $708,000 |
| Loan Purchased By The Institution | 12 | $952,000 | $79,000 | $191,000 | $33,000 | $103,000 |
| Application Denied By Financial Institution | 11 | $841,000 | $76,000 | $400,000 | $80,000 | $383,000 |
| Application Withdrawn By Applicant | 2 | $141,000 | $70,000 | $81,000 | $108,000 | $108,000 |
| Application Approved But Not Accepted | 2 | $104,000 | $52,000 | $58,000 | $35,000 | $45,000 |
| File Closed For Incompleteness | 1 | $170,000 | $170,000 | $170,000 | $103,000 | $103,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $57,000 | $57,000 | $57,000 | $50,000 | $50,000 |
| Collateral | 1 | $400,000 | $400,000 | $400,000 | $383,000 | $383,000 |
| Credit Application Incomplete | 1 | $42,000 | $42,000 | $42,000 | $89,000 | $89,000 |
| Unverifiable Information | 1 | $12,000 | $12,000 | $12,000 | $26,000 | $26,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information back through 2003.