Bay County MI
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics and lending data for the Bay County MI metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Bay County MI, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,296
Total Mortgage Loan Application Amount $514,778,000
Average Mortgage Loan Application Amount $97,000
Highest Mortgage Loan Application Amount $1,250,000
Average Applicant Income $56,000
Highest Applicant Income $4,092,000

Mortgage Company List for Lending in Bay County MI for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
INDEPENDENT MORTGAGE CO
230 W MAIN ST
IONIA, MI 48846
* $ 2,953,214,000 530 $ 57,268,000
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 3,866,622,000 432 $ 36,027,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 408 $ 44,458,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 228 $ 14,358,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 221 $ 22,684,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 205 $ 20,132,000
CITIZENS BANK
328 S SAGINAW ST
FLINT, MI 48502
* $ 12,266,600,000 168 $ 17,247,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 163 $ 17,002,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 155 $ 15,488,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 148 $ 16,451,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 132 $ 13,491,000
WILDFIRE CREDIT UNION
6640 BAY RD
SAGINAW, MI 48604
* $ 454,334,000 125 $ 10,174,000
FINANCIALEDGE COMMUNITY CREDIT UNION
1199 S. EUCLID AVE.
BAY CITY, MI 48706
* $ 55,537,000 123 $ 7,227,000
FIFTH THIRD MORTGAGE, MI LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 115 $ 14,554,000
DOW CHEMICAL EMPLOYEES'
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,159,689,000 91 $ 8,377,000
SUNRISE FAMILY CREDIT UNION
404 SOUTH EUCLID AVENUE
BAY CITY, MI 48706
* $ 78,229,000 86 $ 2,525,000
WANIGAS CREDIT UNION
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 232,023,000 84 $ 8,465,000
ARBOR MORTGAGE CORPORATION
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 82 $ 7,843,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 80 $ 10,595,000
JOLT CREDIT UNION
6180 STATE STREET
SAGINAW, MI 48603
* $ 227,958,000 80 $ 7,064,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 80 $ 9,325,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 79 $ 8,479,000
THUMB NATIONAL MORTGAGE LLC
7254 MICHIGAN AVE
PIGEON, MI 48755
* $ 181,354,000 76 $ 10,074,000
WOLVERINE BANK FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 318,836,000 67 $ 7,471,000
1ST STATE FINANCIAL, LTD.
PO BOX 1468
SAGINAW, MI 48605
* $ 137,981,000 64 $ 7,990,000
COPOCO COMMUNITY CREDIT UNION
4265 E WILDER RD
BAY CITY, MI 48706
* $ 61,674,000 63 $ 3,696,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 61 $ 6,731,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 59 $ 7,389,000
ROSS MORTGAGE CORPORATION
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ 10,000,000 57 $ 5,706,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 53 $ 6,071,000
UNITED BAY COMMUNITY CREDIT UNION
1309 N. LINCOLN AVE.
BAY CITY, MI 48708
* $ 142,296,000 46 $ 247,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 45 $ 4,004,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 34 $ 4,199,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ 10,000,000 33 $ 3,460,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 31 $ 3,498,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,953,214,000 29 $ 675,000
AMERIFIRST FINANCIAL CORPORATI
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 29 $ 2,288,000
COMMUNITY CENTRAL BANK
120 N. MAIN STREET
MOUNT CLEMENS, MI 48043
* $ 554,415,000 28 $ 2,750,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 409,625,000 26 $ 850,000
MAC-CLAIR MORTGAGE CORPORATION
4255 S SAGINAW ST
BURTON, MI 48529
* $ 10,000,000 25 $ 2,547,000
TEAM ONE CREDIT UNION
520 HAYDEN
SAGINAW, MI 48607
* $ 278,016,000 23 $ 2,366,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 18 $ 206,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
ROLLING MEADOWS, IL 60008
* $ 10,000,000 18 $ 2,191,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 17 $ 881,000
FIRST INDEPENDENCE BANK
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 160,410,000 16 $ 1,912,000
BANK OF ANN ARBOR
1333 W ANN ARBOR ROAD
PLYMOUTH, MI 48185
* $ 489,167,000 16 $ 2,311,000
BIRMINGHAM BANCORP MORTGAGE
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 16 $ 1,960,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 15 $ 1,695,000
FIRSTBANK - ALMA MORTGAGE CO
311 WOODWORTH AVE.
ALMA, MI 48801
* $ 260,365,000 14 $ 1,754,000
TRANEX FINANCIAL INC.
26200 AMERICAN DRIVE
SOUTHFIELD, MI 48034
* $ 10,000,000 14 $ 1,744,000
FRANKENMUTH CREDIT UNION
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 197,237,000 14 $ 1,131,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 12 $ 1,846,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 12 $ 1,302,000
ISABELLA BANK
139 E. BROADWAY
MT. PLEASANT, MI 48858
* $ 1,083,993,000 12 $ 1,062,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 12 $ 1,247,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 11 $ 1,277,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 11 $ 1,116,000
UNIVERSITY BANK
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 129,691,000 10 $ 1,123,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 10 $ 1,117,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 9 $ 853,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 9 $ 1,271,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 9 $ 921,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 9 $ 1,177,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 8 $ 740,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 8 $ 900,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 8 $ 551,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
SOUTHFIELD, MI 48034
* $ 30,000,000 8 $ 1,096,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 609,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 8 $ 922,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 213,972,000 7 $ 75,000
W. J. BRADLEY MORTGAGE CAPITAL
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 7 $ 932,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 7 $ 35,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 6 $ 648,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 6 $ 457,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 6 $ 540,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 6 $ 827,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 6 $ 494,000
LAKE HURON CREDIT UNION
1540 TITTABAWASSEE RD
SAGINAW, MI 48604
* $ 42,204,000 5 $ 403,000
UNITED FINANCIAL CREDIT UNION
4685 STATE ST.
SAGINAW, MI 48603
* $ 103,219,000 5 $ 73,000
HEALTH ADVANTAGE FEDERAL CREDIT UNION
4550 STATE ST.
SAGINAW, MI 48603
* $ 88,435,000 5 $ 319,000
THUMB NATIONAL BANK AND TRUST COMPANY
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 216,508,000 5 $ 44,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 5 $ 506,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 5 $ 206,000
AMERA MORTGAGE CORPORATION
1050 CORPORATE OFFICE DR #200
MILFORD, MI 48381
* $ 1,300,000,000 5 $ 494,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 4 $ 346,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,959,803,000 4 $ 133,000
COMMUNITY STATE BANK
PO BOX 469
BIRCH RUN, MI 48415
* $ 186,958,000 4 $ 220,000
TCF NATIONAL BANK
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 16,703,060,000 4 $ 286,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 4 $ 411,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 542,847,000 4 $ 301,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 4 $ 464,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 4 $ 393,000
FAMILY FIRST CREDIT UNION
3550 TITTABAWASSEE
SAGINAW, MI 48604
* $ 57,311,000 4 $ 408,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 4 $ 741,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 442,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 45,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 3 $ 303,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 3 $ 455,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 3 $ 193,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 847,000
CAPITAL MORTGAGE FUNDING, LLC
17170 WEST 12 MILE ROAD
SOUTHFIELD, MI 48076
* $ 10,000,000 3 $ 274,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ 9,135,000 3 $ 389,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 236,000
HALLMARK HOME MORTGAGE, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ 2,915,000 3 $ 332,000
D & R MORTGAGE CORP
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 3 $ 282,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 3 $ 319,000
COMERICA BANK
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 67,597,552,000 3 $ 253,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 3 $ 228,000
CF BANCORP MORTGAGE COMPANY
525 WATER STREET
PORT HURON, MI 48060
* $ 1,422,966,000 3 $ 474,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 3 $ 370,000
SIGNATURE BANK
1 E HURON AVE
BAD AXE, MI 48413
* $ 269,525,000 3 $ 146,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 6,513,521,000 2 $ 299,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 351,000
GRAND BANK, NATIONAL ASSOCIATION
2297 HWY 33
HAMILTON, NJ 08690
* $ 277,095,000 2 $ 310,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 30,786,926,000 2 $ 335,000
CARLINVILLE NATIONAL BANK
450 WEST SIDE SQUARE
CARLINVILLE, IL 62626
* $ 201,236,000 2 $ 36,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 2 $ 197,000
SECURITY CREDIT UNION
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ 347,261,000 2 $ 8,000
TRI-POINTE COMMUITY C.U.
2343 E. HILL RD
GRAND BLANC, MI 48439
* $ 170,993,000 2 $ 210,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 202,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 2 $ 152,000
MVB MORTGAGE CORPORATION
24400 NORTHWESTERN HIGHWAY, SUITE 200
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 139,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 1 $ 127,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 195,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 1 $ 99,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 343,000
ST. JAMES MORTGAGE CORP.
42676 WOODWARD AVE.
BLOOMFIELD HILLS, MI 48304
* $ 10,000,000 1 $ 45,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 101,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 1 $ 78,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 136,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 64,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 80,000
MICHIGAN ONE COMMUNITY CREDIT UNION
510 S DEXTER ST.
IONIA, MI 48846
* $ 55,001,000 1 $ 138,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 128,000
WORLD ALLIANCE FINANCIAL CORP.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 86,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 115,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 1 $ 77,000
PREMIER MORTGAGE LENDING
37257 MOUND RD, SUITE A
STERLING HEIGHTS, MI 48310
* $ 221,728,000 1 $ 158,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 254,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 60,000
LAKE TRUST CREDIT UNION
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 665,197,000 1 $ 50,000
ELGA CREDIT UNION
2303 S. CENTER ROAD
BURTON, MI 48519
* $ 254,315,000 1 $ 97,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 1,569,230,000 1 $ 102,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 1 $ 49,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 1,476,384,000 1 $ 80,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 60,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 41,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 1 $ 122,000
FINANCIAL PLUS CREDIT UNION
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 301,455,000 1 $ 9,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 1 $ 89,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 1 $ 40,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 248,819,000 1 $ 22,000
PEOPLES NATIONAL BANK OF KEWANEE
207 N TREMONT ST
KEWANEE, IL 61443
* $ 219,971,000 1 $ 23,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 181,604,079,000 1 $ 145,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 1 $ 95,000
ASSOCIATED BANK, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 23,843,152,000 1 $ 57,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,127,000 1 $ 129,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 32,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 10,210,879,000 1 $ 145,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 123,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 1 $ 147,000
SECURITY BANK, S.B.
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 185,045,000 1 $ 41,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 198,774,000 1 $ 247,000
MERCANTILE BANK MTG CO LLC
4613 ALPINE AVE NW
COMSTOCK PARK, MI 49321
* $ 698,000,000 1 $ 75,000
MBANK
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 452,006,000 1 $ 102,000
FREELAND STATE BANK
185 E WASHINGTON ST
FREELAND, MI 48623
* $ 55,013,000 1 $ 80,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 36,276,270,000 1 $ 12,000
HENRY STATE BANK
700 SECOND ST
HENRY, IL 61537
* $ 89,547,000 1 $ 21,000
OXFORD BANK
60 S WASHINGTON ST
OXFORD, MI 48371
* $ 362,557,000 1 $ 243,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 279,777,049,000 1 $ 119,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 1 $ 90,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Bay County MI in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,414 $381,245,000 $111,000 $754,000 $60,000 $4,092,000
Home Purchase 1,452 $121,151,000 $83,000 $1,250,000 $47,000 $1,632,000
Home Improvement 430 $12,382,000 $28,000 $300,000 $51,000 $224,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,362 $422,789,000 $96,000 $1,250,000 $57,000 $1,737,000
Not applicable 481 $45,727,000 $95,000 $754,000 $35,000 $782,000
Not Provided 288 $32,947,000 $114,000 $669,000 $69,000 $1,632,000
Hispanic 104 $7,770,000 $74,000 $220,000 $43,000 $297,000
Black or African American 29 $2,474,000 $85,000 $274,000 $39,000 $140,000
American Indian or Alaskan Native 19 $1,667,000 $87,000 $246,000 $250,000 $4,092,000
Asian 11 $1,240,000 $112,000 $170,000 $52,000 $164,000
Native Hawaiian or Other Pacific Islander 2 $164,000 $82,000 $123,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,603 $344,829,000 $95,000 $1,250,000 $66,000 $4,092,000
FHA-insured (Federal Housing Administration) 1,511 $153,250,000 $101,000 $279,000 $35,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 111 $9,115,000 $82,000 $185,000 $24,000 $69,000
VA-guaranteed (Veterans Administration) 71 $7,584,000 $106,000 $227,000 $34,000 $149,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,573 $242,363,000 $94,000 $1,250,000 $62,000 $1,632,000
Loan Purchased By The Institution 1,099 $110,773,000 $100,000 $754,000 $35,000 $345,000
Application Denied By Financial Institution 879 $84,754,000 $96,000 $650,000 $57,000 $1,737,000
Application Withdrawn By Applicant 465 $49,130,000 $105,000 $417,000 $66,000 $4,092,000
Application Approved But Not Accepted 187 $17,971,000 $96,000 $338,000 $61,000 $213,000
File Closed For Incompleteness 92 $9,739,000 $105,000 $350,000 $60,000 $190,000
Preapproval Denied by Financial Institution 1 $48,000 $48,000 $48,000 $21,000 $21,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 271 $32,720,000 $120,000 $417,000 $72,000 $808,000
Credit History 149 $8,672,000 $58,000 $242,000 $39,000 $154,000
Debt-To-Income Ratio 95 $9,484,000 $99,000 $417,000 $38,000 $152,000
Other 53 $4,735,000 $89,000 $400,000 $52,000 $213,000
Credit Application Incomplete 29 $3,335,000 $115,000 $190,000 $52,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,269,000 $105,000 $178,000 $45,000 $98,000
Unverifiable Information 8 $835,000 $104,000 $217,000 $46,000 $97,000
Employment History 7 $608,000 $86,000 $118,000 $46,000 $75,000
Mortgage Insurance Denied 3 $282,000 $94,000 $100,000 $35,000 $43,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information back through 2003.

Download the Michigan Lender List