Bay County MI
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage statistics and lending data for the Bay County MI metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Bay County MI, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,755
Total Mortgage Loan Application Amount $820,449,000
Average Mortgage Loan Application Amount $84,000
Highest Mortgage Loan Application Amount $900,000
Average Applicant Income $51,000
Highest Applicant Income $1,260,000

Mortgage Company List for Lending in Bay County MI for 2006

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 175,085,370,000 374 $ 36,391,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 69,482,177,000 358 $ 26,522,000
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 1,657,260,000 318 $ 19,572,000
CITIZENS BANK
328 S SAGINAW ST
FLINT, MI 48502
* $ 7,353,493,000 318 $ 16,208,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 311 $ 32,601,000
INDEPENDENT MTG CO CENTRAL MI
230 WEST MAIN STREET
IONIA, MI 48846
* $ 125,000,000 307 $ 33,942,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 277 $ 26,112,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 253 $ 27,255,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 16,981,282,000 225 $ 16,846,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 223 $ 16,807,000
TCF NATIONAL BANK
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 13,465,447,000 210 $ 14,950,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,013,985,000,000 191 $ 16,861,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000 181 $ 12,129,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 173 $ 15,742,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 167 $ 14,990,000
INDEPENDENT BANK
230 W MAIN STREET
IONIA, MI 48846
* $ 1,412,473,000 160 $ 4,986,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 147 $ 14,666,000
SUNRISE FAMILY CREDIT UNION
404 SOUTH EUCLID AVENUE
BAY CITY, MI 48706
* $ 69,617,000 145 $ 3,853,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 145 $ 14,778,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 128 $ 12,916,000
DOW CHEMICAL EMPLOYEES'
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 940,708,000 124 $ 9,486,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 403,258,000,000 110 $ 11,741,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 109 $ 10,429,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 107 $ 8,701,000
CREDIT UNION PLUS
415 WASHINGTON AVE
BAY CITY, MI 48708
* $ 37,701,000 106 $ 3,083,000
FINANCIALEDGE COMMUNITY CREDIT UNION
1199 S. EUCLID AVE.
BAY CITY, MI 48706
* $ 51,016,000 102 $ 6,098,000
WILDFIRE CREDIT UNION
6640 BAY RD
SAGINAW, MI 48604
* $ 424,865,000 99 $ 4,552,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 99 $ 9,007,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 97 $ 9,799,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,054,001,000 96 $ 8,848,000
LASALLE BANK MIDWEST, NA
2600 WEST BIG BEAVER ROAD
TROY, MI 48084
* $ 38,640,057,000 95 $ 4,587,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 94 $ 8,400,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 73,116,292,000 91 $ 7,513,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 89 $ 8,991,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 86 $ 8,516,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 706,497,000,000 84 $ 3,035,000
UNITED BAY COMMUNITY CREDIT UNION
1309 N. LINCOLN AVE.
BAY CITY, MI 48708
* $ 135,421,000 84 $ 3,413,000
FIFTH THIRD MORTGAGE, MI LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,650,000 79 $ 9,008,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 76 $ 6,273,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,082,250,290,000 73 $ 6,622,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 22,481,092,000 70 $ 6,559,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 20,329,938,000 69 $ 7,341,000
COPOCO COMMUNITY CREDIT UNION
4265 E WILDER RD
BAY CITY, MI 48706
* $ 54,628,000 67 $ 3,916,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,695,498,000 65 $ 4,799,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 2,429,481,000 63 $ 4,372,000
WARREN BANK
38880 GARFIELD
CLINTON TOWNSHIP, MI 48038
* $ 577,739,000 63 $ 5,197,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 63 $ 5,593,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 62 $ 5,364,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 61 $ 6,598,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,960,716,000 60 $ 2,352,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 60 $ 6,896,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 57 $ 3,686,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 56 $ 5,099,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 57,612,849,000 55 $ 6,245,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 54 $ 5,057,000
JOLT CREDIT UNION
6180 STATE STREET
SAGINAW, MI 48603
* $ 197,716,000 53 $ 4,128,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 53 $ 5,705,000
CREVECOR MORTGAGE INC
1150 HANLEY INDUSTRIAL CRT
BRENTWOOD, MO 63144
* $ 12,730,945,000 52 $ 6,432,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 52 $ 5,721,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 81,074,402,000 52 $ 5,502,000
WELLS FARGO FIN'L AMERICA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 49 $ 4,982,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 3,387,027,000 49 $ 4,313,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 48 $ 4,574,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 46 $ 4,279,000
INTERVALE MORTGAGE
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 46 $ 3,990,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 44 $ 3,445,000
MAIN STREET BANK
133 W MAIN STREET STE 100
NORTHVILLE, MI 48167
* $ 95,001,000 40 $ 3,090,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 39 $ 3,482,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 38 $ 1,653,000
MILLENNIA MORTGAGE CORPORATION
9891 IRVINE CENTER DRIVE, STE. 200
IRVINE, CA 92618
* $ 10,000,000 37 $ 3,059,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 54,391,344,000 34 $ 3,637,000
THUMB NATIONAL BANK AND TRUST COMPANY
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 189,818,000 31 $ 890,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 30 $ 2,739,000
WANIGAS CREDIT UNION
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 228,186,000 30 $ 2,679,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 240,529,000 28 $ 2,134,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 28 $ 2,856,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 27 $ 2,645,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 26 $ 2,009,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 75,051,579,000 26 $ 2,317,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,900,290,000 26 $ 2,133,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 26 $ 2,474,000
TRANEX FINANCIAL INC.
26200 AMERICAN DRIVE
SOUTHFIELD, MI 48034
* $ 10,000,000 25 $ 3,061,000
THUMB NATIONAL MORTGAGE LLC
7254 MICHIGAN AVE
PIGEON, MI 48755
* $ 181,354,000 25 $ 2,672,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 36,499,554,000 25 $ 2,350,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 24 $ 2,346,000
TEAM ONE CREDIT UNION
520 HAYDEN
SAGINAW, MI 48607
* $ 261,303,000 23 $ 1,422,000
HOME CAPITAL, INC.
5909 PEACHTREE-DUNWOODY ROAD NE, STE 100
ATLANTA, GA 30328
* $ 5,165,631,000 22 $ 2,869,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 208,867,410,000 22 $ 2,414,000
THE LENDING CONNECTION, INC
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 22 $ 2,349,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 22 $ 2,814,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 309,055,000 21 $ 1,023,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 150,679,481,000 21 $ 2,003,000
INVESTAID CORPORATION
24315 NORTHWESTERN HWY.
SOUTHFIELD, MI 48075
* $ 10,000,000 21 $ 1,432,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 20 $ 2,283,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 20 $ 1,434,000
WOLVERINE BANK FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 279,617,000 20 $ 2,503,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 18 $ 1,741,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 17 $ 1,682,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,438,837,000 16 $ 1,811,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 16 $ 1,310,000
AMERIFIRST FINANCIAL CORPORATI
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 16 $ 1,632,000
1ST STATE FINANCIAL, LTD.
PO BOX 1468
SAGINAW, MI 48605
* $ 55,275,000 15 $ 2,330,000
HEARTWELL MORTGAGE CORPORATION
1580 E. BELTLINE, S.E.
GRAND RAPIDS, MI 49506
* $ 10,000,000 14 $ 1,345,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 13 $ 817,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 13 $ 911,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 13 $ 1,010,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 330,706,384,000 13 $ 1,138,000
UNITED FINANCIAL CREDIT UNION
4685 STATE ST.
SAGINAW, MI 48603
* $ 83,049,000 12 $ 1,130,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,241,462,000 12 $ 1,702,000
FIFTH THIRD BANK MICHIGAN
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 47,605,076,000 12 $ 389,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 12 $ 1,201,000
CHARTER ONE BANK
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 41,397,196,000 12 $ 1,052,000
ROSS MORTGAGE CORPORATION
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ 10,000,000 12 $ 1,076,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 11,315,543,000 11 $ 1,420,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 11 $ 1,258,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 2,037,344,000 11 $ 871,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 11 $ 1,429,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,323,181,000 10 $ 713,000
MERITAGE MORTGAGE CORPORATION
4901 BELFORT ROAD, SUITE 160
JACKSONVILLE, FL 32256
* $ 331,410,000 10 $ 772,000
LAKE HURON CREDIT UNION
P.O BOX 5385
SAGINAW, MI 48603
* $ 35,995,000 10 $ 1,201,000
NPB MORTGAGE LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 10 $ 904,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 10 $ 1,059,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 176,579,000 10 $ 102,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 5,455,865,000 10 $ 802,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 9 $ 1,237,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 9 $ 903,000
HOMEFIELD FINANCIAL, INC.
410 EXCHANGE, SUITE 100
IRVINE, CA 92602
* $ 10,000,000 9 $ 1,108,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 9 $ 1,614,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,329,271,000 9 $ 494,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 8 $ 551,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 8 $ 763,000
RESMAE MORTGAGE CORPORATION
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 8 $ 920,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 8 $ 820,000
MAC-CLAIR MORTGAGE CORPORATION
4255 S SAGINAW ST
BURTON, MI 48529
* $ 10,000,000 7 $ 733,000
LIME FINANCIAL SERVICES, LTD.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 7 $ 767,000
FMF CAPITAL LLC
25800 NORTHWESTERN HWY, STE. 500
SOUTHFIELD, MI 48075
* $ 180,821,000 7 $ 737,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 7 $ 425,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 7 $ 419,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 7 $ 855,000
PATHWAY FINANCIAL,LLC
26100 AMERICAN DRIVE, SUITE 40`
SOUTHFIELD, MI 48034
* $ 10,000,000 7 $ 389,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 7 $ 680,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 7 $ 652,000
BIRMINGHAM BANCORP MORTGAGE
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 7 $ 785,000
WELLS FARGO FIN'L MICHIGAN
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 7 $ 575,000
FIRSTBANK - ALMA MORTGAGE CO
311 WOODWORTH AVE.
ALMA, MI 48801
* $ 260,365,000 7 $ 970,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 63,658,270,000 7 $ 670,000
IRWIN HOME EQUITY CORPORATION
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 6,179,872,000 6 $ 276,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 6 $ 188,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 19,653,232,000 6 $ 338,000
TOWNE MORTGAGE COMPANY
13325 E 14 MILE RD
STERLING HEIGHTS, MI 48312
* $ 10,000,000 6 $ 529,000
LENDER LTD.
7789 EAST MI STATE ROAD 36
WHITMORE LAKE, MI 48189
* $ 10,000,000 6 $ 803,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 6 $ 500,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 198,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 6 $ 742,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 5 $ 377,000
GB HOME EQUITY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 5 $ 219,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 5 $ 612,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 5 $ 853,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
SOUTHFIELD, MI 48034
* $ 30,000,000 5 $ 534,000
FRANKENMUTH CREDIT UNION
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 133,067,000 5 $ 225,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 177,231,290,000 5 $ 421,000
COMERICA BANK
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 53,576,580,000 4 $ 637,000
FIRST BANK
600 JAMES MCDONNELL BLVD
HAZELWOOD, MO 63042
* $ 9,147,305,000 4 $ 406,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 32,414,250,000 4 $ 312,000
HEALTH ADVANTAGE FEDERAL CREDIT UNION
4550 STATE ST.
SAGINAW, MI 48603
* $ 69,116,000 4 $ 160,000
SECURITY CREDIT UNION
3801 W BOULEVARD DR BOX 5160
FLINT, MI 48505
* $ 234,239,000 4 $ 161,000
PROGRESSIVE MORTGAGE COMPANY
125 S. FIFTH AVE.
ANN ARBOR, MI 48104
* $ 327,000,000 4 $ 335,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 17,675,590,000 4 $ 405,000
WAUSAU MORTGAGE CORPORATION
6700 KOLL CENTER PKWY #100
PLEASANTON, CA 94566
* $ 10,000,000 4 $ 652,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 4 $ 698,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 202,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 4 $ 344,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 425,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 2,356,411,000 4 $ 368,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 4 $ 371,000
CSMC, INC
10425 W NORTH AVENUE SUITE 100
WAUWATOSA, WI 53226
* $ 10,000,000 4 $ 451,000
SALLIE MAE HOME LOANS
28175 CABOT DR
NOVI, MI 48377
* $ 10,000,000 4 $ 302,000
PARAGON HOME LENDING, LLC
19435 W. CAPITOL DRIVE, SUITE 201
BROOKFIELD, WI 53045
* $ 10,000,000 4 $ 296,000
ADVENT MORTGAGE, LLC
305 N HURSTBOURNE LN. SUITE 120
LOUISVILLE, KY 40222
* $ 436,077,000 4 $ 504,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 4 $ 388,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 148,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 4 $ 981,000
UNITED FINANCIAL MORTGAGE CORP
815 COMMERCE DRIVE SUITE 100
OAK BROOK, IL 60523
* $ 10,000,000 3 $ 187,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 3 $ 239,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 287,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,292,580,000 3 $ 178,000
FIRST NATIONAL BANK
101 DIXIE HIGHWAY
CHICAGO HEIGHTS, IL 60411
* $ 495,438,000 3 $ 142,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 362,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ 10,000,000 3 $ 173,000
MEMBERS FIRST CREDIT UNION
PO BOX 2165
MIDLAND, MI 48641
* $ 129,138,000 3 $ 91,000
SUMMIT MORTGAGE
510 INDEPENDENCE PARKWAY, SUITE 200
CHESAPEAKE, VA 23320
* $ 220,267,000 3 $ 125,000
INDEPENDENT MTG CO EAST MI
230 WEST MAIN STREET
IONIA, MI 48846
* $ 115,000,000 3 $ 377,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 23,661,567,000 3 $ 339,000
REPUBLIC BANK
2425 E GRAND RIVER AVE
LANSING, MI 48912
* $ 6,062,817,000 3 $ 241,000
FREELAND STATE BANK
185 E WASHINGTON ST
FREELAND, MI 48623
* $ 53,278,000 3 $ 258,000
INDEPENDENT BANK EAST MI
230 WEST MAIN STREET
IONIA, MI 48846
* $ 716,842,000 2 $ 41,000
MONARCH COMMUNITY BANK
375 N WILLOWBROOK RD
COLDWATER, MI 49036
* $ 36,000,000 2 $ 98,000
CITIZENS BANK OF PENNSYLVANIA
1701 JOHN F. KENNEDY BOULEVARD
PHILADELPHIA, PA 19103
* $ 34,718,624,000 2 $ 55,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 6,179,872,000 2 $ 182,000
FAMILY FIRST CREDIT UNION
3550 TITTABAWASSEE
SAGINAW, MI 48604
* $ 44,452,000 2 $ 22,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 1,243,018,000 2 $ 240,000
CP FINANCIAL CREDIT UNION
1100 CLINTON RD
JACKSON, MI 49202
* $ 270,757,000 2 $ 336,000
GUARDIAN LOAN COMPANY
100 CLIFTON CORPORATE PARKWAY
CLIFTON PARK, NY 12065
* $ 10,000,000 2 $ 279,000
HOMELAND CAPITAL MORTGAGE
600 E CARMEL DR, SUITE 110
CARMEL, IN 46033
* $ 10,000,000 2 $ 80,000
SUNSET DIRECT LENDING
5000 SW MEADOWS ROAD SUITE 131
LAKE OSWEGO, OR 97035
* $ 10,000,000 2 $ 90,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 416,365,000 2 $ 97,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 12,218,679,000 2 $ 87,000
CF BANCORP MORTGAGE COMPANY
525 WATER STREET
PORT HURON, MI 48060
* $ 1,422,966,000 2 $ 340,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 24,644,357,000 2 $ 134,000
LYDIAN PRIVATE BANK
3801 PGA BLVD SUITE 700
PALM BEACH GARDENS, FL 33410
* $ 1,643,043,000 2 $ 378,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 10,089,076,000 2 $ 80,000
TCSB MORTGAGE COMPANY DBA TRAV
310 W. FRONT STREET
TRAVERSE CITY, MI 49684
* $ 10,000,000 2 $ 199,000
QUICK LOAN FUNDING INC
535 ANTON BLVD, SUITE 600
COSTA MESA, CA 92626
* $ 10,000,000 2 $ 251,000
HOME LOAN CORPORATION
450 GEARS ROAD, SUITE 600
HOUSTON, TX 77067
* $ 10,000,000 2 $ 80,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 100,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 82,876,683,000 2 $ 64,000
FIRST INDIANA BANK
135 NORTH PENNSYLVANIA
INDIANAPOLIS, IN 46204
* $ 1,963,333,000 2 $ 259,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 158,000
WEBTREELOAN.COM, INC.
1100 CIRCLE 75 PKWY, SUITE 1100
ATLANTA, GA 30339
* $ 1,478,537,000 2 $ 277,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 2 $ 414,000
CREDIT SUISSE
302 CARNEGIE CENTER 2ND FLOOR
PRINCETON, NJ 08540
* $ 241,300,000,000 2 $ 124,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 35,000
MOBILITY HOME LOANS
6077 PRIMACY PARKWAY, STE 300
MEMPHIS, TN 38119
* $ 175,085,370,000 2 $ 301,000
MADISON EQUITY CORPORATION
20 E. CLEMENTON ROAD
GIBBSBORO, NJ 08026
* $ 62,730,000 1 $ 118,000
HARBOURTON MORTGAGE INV CORP
1000 URBAN CENTER DRIVE, STE 500
BIRMINGHAM, AL 35242
* $ 10,000,000 1 $ 51,000
PROVIDENCE MORTGAGE COMPANY
500 N HOMER
LANSING, MI 48912
* $ 10,000,000 1 $ 140,000
D & R MORTGAGE CORP
29870 MIDDLEBELT ROAD
FARMINGTON HILLS, MI 48334
* $ 10,000,000 1 $ 107,000
HAMILTON MORTGAGE COMPANY
2700 NORTH CENTRAL AVENUE, STE 1500
PHOENIX, AZ 85004
* $ 10,000,000 1 $ 60,000
CHALLENGE FINANCIAL INVESTORS
360 CENTRAL AVENUE SUITE #600
SAINT PETERSBURG, FL 33701
* $ 10,000,000 1 $ 140,000
BRAVO CREDIT CORPORATION
1733 ALTON PARKWAY, SUITE 200
IRVINE, CA 92606
* $ 2,280,354,000 1 $ 140,000
RESIDENTIAL LOAN CENTERS
2350 E. DEVON AVENUE SUITE 300
DES PLAINES, IL 60018
* $ 10,000,000 1 $ 150,000
TRUSTCORP MORTGAGE COMPANY
100 NORTH MICHIGAN ST., SUITE 800
SOUTH BEND, IN 46601
* $ 31,000,000 1 $ 161,000
NATIONWIDE LENDING CORPORATION
165 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 25,616,472,000 1 $ 44,000
FLEXPOINT FUNDING CORPORATION
30 EXECUTIVE PARK SUITE 200
IRVINE, CA 92614
* $ 26,612,275,000 1 $ 105,000
SERVICE 1ST MORTGAGE, INC.
1415 MADISON PARK DRIVE
GLEN BURNIE, MD 21061
* $ 9,000,000 1 $ 106,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 58,000
LENDERS DIRECT CAPITAL CORP
26140 ENTERPRISE WAY, 2ND FLOOR
LAKE FOREST, CA 92630
* $ 10,000,000 1 $ 84,000
LENDSOURCE INC
12701 WHITEWATER DR STE 340
MINNETONKA, MN 55343
* $ 10,000,000 1 $ 60,000
GUARDIAN MORTGAGE COMPANY, INC
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 1 $ 240,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 5,000
BEAR STEARNS RESIDENTIAL MORTG
9201 E. MOUNTAIN VIEW RD, STE 210
SCOTTSDALE, AZ 85258
* $ 2,926,352,230,000 1 $ 151,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 155,000
DRAPER AND KRAMER MORTGAGE COR
400 QUADRANGLE DR. STE A
BOLINGBROOK, IL 60440
* $ 10,000,000 1 $ 60,000
BAYROCK MORTGAGE CORPORATION
11575 GREAT OAKS WAY, SUITE 300
ALPHARETTA, GA 30022
* $ 10,000,000 1 $ 250,000
AMERICAN MORTGAGE SPECIALISTS
16100 N GREENWAY HAYDEN LOOP STE 108
SCOTTSDALE, AZ 85260
* $ 38,791,000 1 $ 180,000
ASSOCIATED BANK, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 21,830,103,000 1 $ 57,000
GLOBAL EQUITY LENDING, INC.
6465 EAST JOHNS CROSSING
JOHNS CREEK, GA 30097
* $ 10,000,000 1 $ 76,000
COMUNITY LENDING INCORPORATED
610 JARVIS DRIVE SUITE 200
MORGAN HILL, CA 95037
* $ 10,000,000 1 $ 75,000
MASTER FINANCIAL, INC.
505 CITY PARKWAY WEST SUITE 800
ORANGE, CA 92868
* $ 10,000,000 1 $ 191,000
MORTGAGETREE LENDING
100 POPLAR AVENUE
MODESTO, CA 95354
* $ 10,000,000 1 $ 95,000
DOLLAR MORTGAGE CORPORATION
7578 EL CAJON BOULEVARD
LA MESA, CA 91941
* $ 10,000,000 1 $ 116,000
KELLNER MORTGAGE INVESTMENTS
5055 W. PARK BLVD., SUITE 600
PLANO, TX 75093
* $ 10,000,000 1 $ 104,000
SIRVA MORTGAGE, INC.
6070 PARKLAND BLVD.
MAYFIELD HEIGHTS, OH 44124
* $ 10,000,000 1 $ 115,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 53,128,800,000 1 $ 64,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 81,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 8,091,469,000 1 $ 56,000
DFCU FINANCIAL
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 1,804,317,000 1 $ 238,000
DORT FINANCIAL CREDIT UNION
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ 305,864,000 1 $ 87,000
ABACUS FEDERAL SAVINGS BANK
6 BOWERY
NEW YORK, NY 10013
* $ 219,369,000 1 $ 90,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,697,483,000 1 $ 79,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,024,688,000 1 $ 103,000
EASTERN SAVINGS BANK, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 851,028,000 1 $ 85,000
FAIRFIELD FINANCIAL
2 NATIONAL PLACE
DANBURY, CT 06810
* $ 24,306,000 1 $ 92,000
ORCHID ISLAND TRS, LLC
3305 FLAMINGO DRIVE
VERO BEACH, FL 32963
* $ 10,000,000 1 $ 111,000
TRIBECA LENDING CORPORATION
101 HUDSON STREET 25TH FLOOR
JERSEY CITY, NJ 07302
* $ 10,000,000 1 $ 113,000
1ST ADVANTAGE MORTGAGE
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 69,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 160,000
PARAMOUNT MORTGAGE SERVICES, I
231 CROSSWICKS RD., SUITE 5
BORDENTOWN, NJ 08505
* $ 10,000,000 1 $ 85,000
SUPERIOR CHOICE
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 109,827,000 1 $ 29,000
ADVIA
550 S RIVERVIEW DR
PARCHMENT, MI 49004
* $ 145,558,000 1 $ 4,000
MICHIGAN SCHOOLS AND GOVERNMENT
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 707,807,000 1 $ 80,000
AMERA MORTGAGE CORPORATION
1050 CORPORATE OFFICE DR #200
MILFORD, MI 48381
* $ 1,247,334,000 1 $ 107,000
FARMERS STATE BANK OF BRECKENR
316 E SAGINAW STREET
BRECKENRIDGE, MI 48615
* $ 136,876,000 1 $ 129,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 54,391,344,000 1 $ 55,000
PARAMOUNT BANK
31000 NORTHWESTERN HWY., #200
FARMINGTON HILLS, MI 48334
* $ 251,410,000 1 $ 750,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 2,673,256,000 1 $ 69,000
NEXSTAR FINANCIAL CORPORATION
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 11,800,000,000 1 $ 45,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 360,933,000 1 $ 103,000
STATEWIDE BANK
2008 RONALD REAGAN HIGHWAY
COVINGTON, LA 70433
* $ 177,634,000 1 $ 10,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 4,467,281,000 1 $ 100,000
FIRST UNITED BANK
7626 W LINCOLN HWY
FRANKFORT, IL 60423
* $ 436,366,000 1 $ 50,000
INDEPENDENT MTG CO SOUTH MI
230 WEST MAIN STREET
IONIA, MI 48846
* $ 85,000,000 1 $ 110,000
FIRSBANK - ALMA
311 WOODWORTH AVE
ALMA, MI 48846
* $ 252,353,000 1 $ 33,000
SUTTON BANK
1 SOUTH MAIN ST
ATTICA, OH 44807
* $ 291,996,000 1 $ 112,000
CITIZENS BANK OF MASSACHUSETTS
28 STATE STREET
BOSTON, MA 02109
* $ 34,500,279,000 1 $ 10,000
COMMUNITY STATE BANK
PO BOX 469
BIRCH RUN, MI 48415
* $ 133,720,000 1 $ 10,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 133,861,000 1 $ 95,000
FSB MORTGAGE COMPANY
316 EAST SAGINAW STREET ,
BRECKENRIDGE, MI 48615
* $ 136,876,000 1 $ 160,000
WARREN BANK MORTGAGE COMPANY
38880 GARFIELD
CLINTON TOWNSHIP, MI 48038
* $ 638,691,000 1 $ 51,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Bay County MI in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,803 $532,869,000 $91,000 $560,000 $53,000 $1,260,000
Home Purchase 2,894 $252,175,000 $87,000 $900,000 $47,000 $1,200,000
Home Improvement 1,058 $35,405,000 $33,000 $500,000 $51,000 $792,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,258 $603,194,000 $83,000 $900,000 $56,000 $1,260,000
Not Provided 1,120 $107,614,000 $96,000 $520,000 $47,000 $979,000
Not applicable 979 $79,403,000 $81,000 $360,000 $16,000 $250,000
Hispanic 249 $17,651,000 $70,000 $285,000 $49,000 $456,000
Black or African American 93 $7,528,000 $80,000 $232,000 $44,000 $132,000
American Indian or Alaskan Native 29 $2,205,000 $76,000 $170,000 $62,000 $168,000
Asian 21 $2,427,000 $115,000 $390,000 $85,000 $400,000
Native Hawaiian or Other Pacific Islander 6 $427,000 $71,000 $167,000 $44,000 $104,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,893 $741,764,000 $83,000 $900,000 $52,000 $1,260,000
FHA-insured (Federal Housing Administration) 819 $74,310,000 $90,000 $203,000 $35,000 $152,000
VA-guaranteed (Veterans Administration) 30 $3,162,000 $105,000 $204,000 $33,000 $92,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $1,213,000 $93,000 $121,000 $32,000 $58,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,357 $337,339,000 $77,000 $900,000 $58,000 $1,200,000
Application Denied By Financial Institution 1,954 $162,912,000 $83,000 $520,000 $51,000 $624,000
Loan Purchased By The Institution 1,661 $146,966,000 $88,000 $396,000 $25,000 $979,000
Application Withdrawn By Applicant 866 $86,073,000 $99,000 $408,000 $56,000 $1,260,000
Application Approved But Not Accepted 606 $54,885,000 $90,000 $517,000 $57,000 $792,000
File Closed For Incompleteness 309 $32,109,000 $103,000 $506,000 $56,000 $632,000
Preapproval Denied by Financial Institution 2 $165,000 $82,000 $90,000 $29,000 $45,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 398 $27,227,000 $68,000 $350,000 $49,000 $624,000
Other 285 $26,507,000 $93,000 $450,000 $57,000 $516,000
Collateral 276 $25,054,000 $90,000 $520,000 $58,000 $300,000
Debt-To-Income Ratio 196 $15,076,000 $76,000 $464,000 $37,000 $159,000
Credit Application Incomplete 89 $9,486,000 $106,000 $358,000 $55,000 $240,000
Unverifiable Information 78 $6,270,000 $80,000 $320,000 $60,000 $359,000
Insufficient Cash (Downpayment, Closing Cost) 25 $2,050,000 $82,000 $203,000 $49,000 $138,000
Employment History 5 $347,000 $69,000 $118,000 $31,000 $40,000
Mortgage Insurance Denied 1 $143,000 $143,000 $143,000 $39,000 $39,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information back through 2003.

Download the Michigan Lender List