Bath County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Unlock detailed Bath County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Download the entire list of mortgage lenders in Kentucky
Years	2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003
Total Number of Mortgage Applications	306
Total Mortgage Loan Application Amount	$27,999,000
Average Mortgage Loan Application Amount	$91,000
Highest Mortgage Loan Application Amount	$660,000
Average Applicant Income	$52,000
Highest Applicant Income	$860,000

Mortgage Company List for Lending in Bath County KY for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report

Filter

Mortgage Lender	Phone Number	Mortgage Lender Assets	Number of Mortgage Loan Applications	Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902	*	$ 10,000,000	4	$ 140,000
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211	*	$ 85,381,954,000	1	$ 139,000
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054	*	$ 10,000,000	1	$ 148,000
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024	*	$ 10,000,000	5	$ 549,000
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361	*	$ 1,459,157,302,000	7	$ 510,000
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046	*	$ 240,651,000	1	$ 138,000
CENTRAL BANK & TRUST COMPANY PO BOX 1360 LEXINGTON, KY 40588	*	$ 1,908,559,000	2	$ 153,000
CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570	*	$ 14,200,000	1	$ 117,000
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120	*	$ 1,288,658,000,000	1	$ 77,000
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120	*	$ 1,019,497,000,000	2	$ 184,000
COMMONWEALTH P.O. BOX 978 FRANKFORT, KY 40602	*	$ 897,005,000	7	$ 724,000
COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502	*	$ 3,573,012,000	11	$ 646,000
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201	*	$ 2,898,665,000	1	$ 34,000
CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328	*	$ 826,484,000	1	$ 113,000
CUSTOMERS BANK 99 BRIDGE STREET PHOENIXVILLE, PA 19460	*	$ 2,077,532,000	2	$ 27,000
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842	*	$ 10,000,000	4	$ 553,000
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223	*	$ 10,000,000	20	$ 1,719,000
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227	*	$ 114,540,379,000	5	$ 722,000
FIRST FEDERAL BANK 2452 SIR BARTON WAY LEXINGTON, KY 40509	*	$ 128,108,000	2	$ 266,000
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182	*	$ 10,000,000	4	$ 414,000
FIRST SOUTHERN NATIONAL BANK 99 LANCASTER STREET LANCASTER, KY 40484	*	$ 675,932,000	1	$ 117,000
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098	*	$ 13,623,469,000	2	$ 222,000
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067	*	$ 10,000,000	3	$ 269,000
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037	*	$ 10,000,000	1	$ 76,000
GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034	*	$ 31,000,000	1	$ 113,000
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277	*	$ 10,000,000	1	$ 64,000
HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339	*	$ 10,000,000	1	$ 190,000
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116	*	$ 10,000,000	1	$ 103,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240	*	$ 1,811,678,000,000	22	$ 2,205,000
KENTUCKY BANK 401 MAIN STREET PARIS, KY 40361	*	$ 659,728,000	8	$ 781,000
KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223	*	$ 42,141,000	1	$ 120,000
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210	*	$ 76,887,082,000	1	$ 55,000
MEMBERS HERITAGE FCU 440 PARK PLACE LEXINGTON, KY 40511	*	$ 300,669,000	1	$ 80,000
MIDWEST CARPENTERS & MILLWRIGHTS FEDERAL CREDIT UNION 680 NORTH UNION STREET HOBART, IN 46342	*	$ 83,793,000	1	$ 95,000
MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431	*	$ 1,159,238,000	1	$ 95,000
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759	*	$ 4,088,336,000	1	$ 130,000
PEOPLES EXCHANGE BANK PO BOX 4040 WINCHESTER, KY 40392	*	$ 352,621,000	13	$ 1,054,000
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222	*	$ 263,309,559,000	1	$ 57,000
PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066	*	$ 10,000,000	1	$ 180,000
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203	*	$ 123,368,203,000	1	$ 118,000
RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747	*	$ 100,000,000	2	$ 382,000
REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006	*	$ 10,000,000	1	$ 172,000
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250	*	$ 1,000,000,000	1	$ 86,000
SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432	*	$ 10,000,000	1	$ 7,000
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710	*	$ 14,736,579,000	5	$ 596,000
STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601	*	$ 10,000,000	2	$ 130,000
THE FARMERS BANK OF MILTON 41 FERRY ST. MILTON, KY 40045	*	$ 198,029,000	1	$ 89,000
THE FIRST STATE BANK PO BOX 295 BARBOURSVILLE, WV 25504	*	$ 283,544,000	1	$ 76,000
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202	*	$ 13,039,950,000	1	$ 235,000
TRADITIONAL BANK, INC. 49 W MAIN STREET MOUNT STERLING, KY 40353	*	$ 1,078,796,000	23	$ 1,898,000
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604	*	$ 168,867,640,000	1	$ 40,000
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202	*	$ 330,470,810,000	7	$ 815,000
UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083	*	$ 10,000,000	11	$ 1,138,000
US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103	*	$ 5,997,931,000	21	$ 1,663,000
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804	*	$ 31,000,000	52	$ 3,172,000
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150	*	$ 1,161,490,000,000	16	$ 1,679,000
WESTFIELD BANK, FSB TWO PARK CIRCLE WESTFIELD CENTER, OH 44251	*	$ 583,350,000	1	$ 33,000
WHITAKER BANK PO BOX 55439 LEXINGTON, KY 40555	*	$ 1,496,537,000	3	$ 797,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Bath County KY in 2012

Loan Purpose	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Refinancing	155	$16,892,000	$108,000	$276,000	$53,000	$188,000
Home Purchase	129	$9,546,000	$74,000	$175,000	$46,000	$290,000
Home Improvement	22	$1,561,000	$70,000	$660,000	$85,000	$860,000

Applicant Race	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
White	263	$24,396,000	$92,000	$660,000	$55,000	$860,000
Not applicable	20	$1,722,000	$86,000	$153,000	$6,000	$90,000
Not Provided	15	$1,202,000	$80,000	$142,000	$44,000	$89,000
American Indian or Alaskan Native	5	$305,000	$61,000	$121,000	$98,000	$175,000
Hispanic	2	$295,000	$147,000	$215,000	$79,000	$123,000
Native Hawaiian or Other Pacific Islander	1	$79,000	$79,000	$79,000	$30,000	$30,000
Asian	0	$0	$0	$0	$0	$0
Black or African American	0	$0	$0	$0	$0	$0

Loan Type	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans)	237	$20,545,000	$86,000	$660,000	$57,000	$860,000
FHA-insured (Federal Housing Administration)	45	$4,927,000	$109,000	$216,000	$37,000	$125,000
FSA/RHS (Farm Service Agency or Rural Housing Service)	16	$1,551,000	$96,000	$175,000	$27,000	$72,000
VA-guaranteed (Veterans Administration)	8	$976,000	$122,000	$195,000	$40,000	$62,000

Outcome	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Loan Originated	131	$12,651,000	$96,000	$660,000	$63,000	$860,000
Application Denied By Financial Institution	96	$8,063,000	$83,000	$235,000	$46,000	$216,000
Loan Purchased By The Institution	29	$2,520,000	$86,000	$190,000	$18,000	$114,000
Application Withdrawn By Applicant	24	$2,620,000	$109,000	$190,000	$66,000	$290,000
Application Approved But Not Accepted	21	$1,641,000	$78,000	$226,000	$41,000	$111,000
File Closed For Incompleteness	5	$504,000	$100,000	$160,000	$50,000	$82,000
Preapproval Approved but not Accepted	0	$0	$0	$0	$0	$0
Preapproval Denied by Financial Institution	0	$0	$0	$0	$0	$0

Denial Reason	Total Number of Mortgage Applications	Total Dollar Amount of Mortgage Loan Applications	Average Mortgage Loan Amount	Highest Mortgage Loan Amount	Average Applicant Income	Highest Applicant Income
Credit History	19	$1,273,000	$67,000	$146,000	$48,000	$100,000
Collateral	6	$795,000	$132,000	$226,000	$52,000	$93,000
Other	5	$473,000	$94,000	$150,000	$35,000	$72,000
Credit Application Incomplete	3	$420,000	$140,000	$235,000	$41,000	$51,000
Debt-To-Income Ratio	3	$320,000	$106,000	$196,000	$30,000	$65,000
Insufficient Cash (Downpayment, Closing Cost)	1	$51,000	$51,000	$51,000	$74,000	$74,000
Mortgage Insurance Denied	0	$0	$0	$0	$0	$0
Unverifiable Information	0	$0	$0	$0	$0	$0
Employment History	0	$0	$0	$0	$0	$0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Kentucky Lender List

Bath County KY HMDA Loan Application Totals and Mortgage Lending Details for 2012

Mortgage Company List for Lending in Bath County KY for 2012

Mortgage Loan Application Detail Totals for Bath County KY in 2012

Loan Purpose

Applicant Race

Loan Type

Outcome

Denial Reason

Bath County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012