Baraga County MI
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage statistics and lending data for the Baraga County MI metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Baraga County MI, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 151
Total Mortgage Loan Application Amount $15,775,000
Average Mortgage Loan Application Amount $104,000
Highest Mortgage Loan Application Amount $305,000
Average Applicant Income $68,000
Highest Applicant Income $362,000

Mortgage Company List for Lending in Baraga County MI for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 30 $ 3,410,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 18 $ 1,180,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 14 $ 1,140,000
INCREDIBLEBANK
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,256,847,000 12 $ 1,360,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 8 $ 610,000
MBANK
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 983,761,000 5 $ 795,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 4 $ 950,000
HONOR CREDIT UNION
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 852,608,000 3 $ 265,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 3 $ 355,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,384,707,000,000 3 $ 355,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 3 $ 165,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 110,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 210,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 190,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 2 $ 320,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 270,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ -1,000 2 $ 360,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 1 $ 85,000
NORTHSTAR BANK
833 S. VAN DYKE RD.
BAD AXE, MI 48413
* $ 637,553,000 1 $ 225,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 15,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 363,702,000 1 $ 85,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 1 $ 145,000
HANTZ BANK
26200 AMERICAN DRIVE, 2ND FLOOR
SOUTHFIELD, MI 48034
* $ 222,868,000 1 $ 65,000
FAY SERVICING, LLC
400 S. LA SALLE STREET, STE 2000
CHICAGO, IL 60605
* $ -1,000 1 $ 55,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 1 $ 115,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 30,422,051,000 1 $ 95,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 115,000
COVANTAGE CREDIT UNION
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 1,508,909,000 1 $ 55,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 1 $ 75,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 1 $ 155,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 145,000
MERIDIA COMMUNITY FEDERAL CREDIT UNION
4500 SOUTHWESTERN BLVD.
HAMBURG, NY 14075
* $ 69,964,000 1 $ 25,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 1 $ 85,000
NICOLET NATIONAL BANK
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 2,931,212,000 1 $ 155,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 1 $ 165,000
COMMUNITY FINANCIAL CREDIT UNION
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 856,824,000 1 $ 145,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ -1,000 1 $ 65,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 95,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 1 $ 75,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 1 $ 195,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 1 $ 55,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Baraga County MI in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 82 $8,840,000 $107,000 $255,000 $67,000 $209,000
Cash-out Refinancing 29 $3,485,000 $120,000 $305,000 $74,000 $362,000
Refinancing 22 $2,490,000 $113,000 $255,000 $82,000 $338,000
Other Purpose 9 $525,000 $58,000 $125,000 $50,000 $119,000
Home Improvement 7 $315,000 $45,000 $95,000 $51,000 $78,000
Not Applicable 2 $120,000 $60,000 $115,000 $52,000 $52,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 118 $12,220,000 $103,000 $305,000 $72,000 $362,000
Not Provided 15 $1,755,000 $117,000 $235,000 $55,000 $105,000
American Indian or Alaskan Native 11 $1,285,000 $116,000 $255,000 $53,000 $105,000
Not applicable 7 $515,000 $73,000 $115,000 $52,000 $52,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 95 $9,565,000 $100,000 $255,000 $71,000 $338,000
FHA-insured (Federal Housing Administration) 30 $2,840,000 $94,000 $295,000 $61,000 $362,000
VA-guaranteed (Veterans Administration) 21 $2,945,000 $140,000 $305,000 $70,000 $228,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $425,000 $85,000 $85,000 $34,000 $55,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 86 $9,390,000 $109,000 $255,000 $69,000 $338,000
Application Denied By Financial Institution 21 $1,945,000 $92,000 $295,000 $71,000 $362,000
Application Withdrawn By Applicant 21 $2,085,000 $99,000 $255,000 $65,000 $192,000
Loan Purchased By The Institution 10 $850,000 $85,000 $155,000 $50,000 $66,000
File Closed For Incompleteness 7 $905,000 $129,000 $305,000 $84,000 $228,000
Application Approved But Not Accepted 6 $600,000 $100,000 $175,000 $60,000 $100,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 130 $13,830,000 $106,000 $305,000 $68,000 $338,000
Credit History 7 $975,000 $139,000 $295,000 $117,000 $362,000
Collateral 5 $395,000 $79,000 $145,000 $57,000 $90,000
Debt-To-Income Ratio 3 $225,000 $75,000 $85,000 $37,000 $55,000
Employment History 2 $120,000 $60,000 $65,000 $29,000 $32,000
Insufficient Cash (Downpayment, Closing Cost) 2 $110,000 $55,000 $85,000 $29,000 $37,000
Credit Application Incomplete 2 $120,000 $60,000 $65,000 $80,000 $105,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information back through 2003.

Download the Michigan Lender List