Banks County GA
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage statistics and lending data for the Banks County GA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Banks County GA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 564
Total Mortgage Loan Application Amount $66,117,000
Average Mortgage Loan Application Amount $117,000
Highest Mortgage Loan Application Amount $974,000
Average Applicant Income $67,000
Highest Applicant Income $9,497,000

Mortgage Company List for Lending in Banks County GA for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,104,833,000,000 80 $ 10,511,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 59 $ 7,434,000
SCBT, NA
PO BOX 1287
ORANGEBURG, SC 29116
* $ 3,593,230,000 54 $ 3,628,000
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 7,426,039,000 50 $ 5,678,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 46 $ 2,939,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 32 $ 3,968,000
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
GAINESVILLE, GA 30501
* $ 2,023,000 23 $ 2,840,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 11 $ 1,071,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 11 $ 1,314,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 11 $ 1,631,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 10 $ 920,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 9 $ 1,412,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 8 $ 1,368,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 7 $ 461,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 1,066,000
CREDIT UNION FINANCIAL SERVICES, LLC
1123 ELM ST NE
COVINGTON, GA 30014
* $ 81,511,000 6 $ 632,000
VERITY BANK
94 WEST ATHENS ST
WINDER, GA 30680
* $ 123,146,000 6 $ 491,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 1,304,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 6 $ 554,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 5 $ 494,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 5 $ 162,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 4 $ 394,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 4 $ 337,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 4 $ 906,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,216,291,000,000 4 $ 722,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 4 $ 582,000
PEACH STATE BANK & TRUST
325 WASHINGTON STREET
GAINESVILLE, GA 30501
* $ 154,397,000 3 $ 371,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 599,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 3 $ 314,000
ALLQUEST HOME MORTGAGE CORPORA
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 3 $ 393,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,104,501,000 3 $ 422,000
GEORGIA'S OWN
1155 PEACHTREE STREET, SUITE 100
ATLANTA, GA 30309
* $ 1,608,491,000 3 $ 169,000
COMMUNITY & SOUTHERN BANK
3333 RIVERWOOD PARKWAY SUITE #350
ATLANTA, GA 30339
* $ 2,359,340,000 2 $ 112,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 326,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 228,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 2 $ 348,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 2 $ 777,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 2 $ 230,000
FOOTHILLS COMMUNITY BANK
70 CARLISLE ROAD
DAWSONVILLE, GA 30534
* $ 118,208,000 2 $ 130,000
THE CITIZENS BANK OF GEORGIA
651 VETERANS MEMORIAL BLVD
CUMMING, GA 30040
* $ 238,439,000 2 $ 174,000
MOUNTAIN VALLEY COMMUNITY BANK
136 N MAIN ST
CLEVELAND, GA 30528
* $ 139,640,000 2 $ 273,000
OCONEE STATE BANK
P.O. BOX 205
WATKINSVILLE, GA 30677
* $ 279,302,000 2 $ 188,000
PINNACLE BANK
884 ELBERT STREET
ELBERTON, GA 30635
* $ 588,408,000 2 $ 1,029,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 2 $ 263,000
GUARANTY BANK
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,270,503,000 1 $ 162,000
THE BRAND BANKING COMPANY
106 CROGAN ST
LAWRENCEVILLE, GA 30046
* $ 1,195,416,000 1 $ 172,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 11,000
BRAND MORTGAGE GROUP, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,195,416,000 1 $ 155,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 1 $ 228,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 1 $ 283,000
TEXAS STAR BANK SSB
101 GASSAWAY
LOTT, TX 76656
* $ 67,913,000 1 $ 146,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 1,942,629,000 1 $ 158,000
CAPITAL ONE NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 1 $ 1,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 1 $ 16,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 1 $ 141,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 1 $ 106,000
IBERIABANK MORTGAGE COMPANY
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 499,416,000 1 $ 90,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 427,083,000 1 $ 83,000
FIRST CENTURY BANK, NATIONAL ASSOCIATION
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 72,051,000 1 $ 160,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 933,501,000 1 $ 285,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 1 $ 8,000
FIRST OPTION MORTGAGE, LLC
3330 CUMBERLAND BLVD SE, SUITE 800
ATLANTA, GA 30339
* $ 941,000 1 $ 98,000
SOUTHERN HIGHLANDS MORTGAGE, L
215 BLUE RIDGE ST. SUITE A
BLAIRSVILLE, GA 30512
* $ 10,000,000 1 $ 200,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 1 $ 79,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 146,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 228,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ 10,000,000 1 $ 426,000
SOUTHEAST MORTGAGE OF GEORGIA, INC.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ 10,000,000 1 $ 83,000
SILVERTON MORTGAGE SPECIALISTS, INC.
1201 PEACHTREE STREET NE STE 2050
ATLANTA, GA 30361
* $ 10,000,000 1 $ 87,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 225,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 58,000
WOLFE FINANCIAL, INC
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ 10,000,000 1 $ 84,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 1 $ 157,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 112,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 160,000
MAIN STREET HOME LOANS LLC
4010 OLD MILTON PARKWAY
ALPHARETTA, GA 30005
* $ 11,000,000 1 $ 70,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 51,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 139,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 169,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 27,908,468,000 1 $ 32,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 105,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 186,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ 10,000,000 1 $ 95,000
MVB MORTGAGE CORPORATION
24400 NORTHWESTERN HIGHWAY, SUITE 200
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 123,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 112,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 1 $ 100,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 63,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Banks County GA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 348 $46,037,000 $132,000 $974,000 $55,000 $323,000
Home Purchase 181 $19,602,000 $108,000 $481,000 $95,000 $9,497,000
Home Improvement 35 $478,000 $13,000 $102,000 $50,000 $148,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 435 $49,717,000 $114,000 $572,000 $77,000 $9,497,000
Not applicable 55 $7,131,000 $129,000 $585,000 $9,000 $105,000
Not Provided 41 $5,105,000 $124,000 $283,000 $52,000 $205,000
Hispanic 19 $1,180,000 $62,000 $397,000 $34,000 $107,000
Asian 6 $1,575,000 $262,000 $974,000 $74,000 $252,000
Black or African American 6 $1,374,000 $229,000 $426,000 $138,000 $309,000
Native Hawaiian or Other Pacific Islander 1 $32,000 $32,000 $32,000 $37,000 $37,000
American Indian or Alaskan Native 1 $3,000 $3,000 $3,000 $36,000 $36,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 381 $42,580,000 $111,000 $974,000 $81,000 $9,497,000
FHA-insured (Federal Housing Administration) 106 $13,495,000 $127,000 $267,000 $40,000 $138,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 64 $7,267,000 $113,000 $236,000 $31,000 $65,000
VA-guaranteed (Veterans Administration) 13 $2,775,000 $213,000 $426,000 $86,000 $309,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 279 $32,680,000 $117,000 $974,000 $91,000 $9,497,000
Loan Purchased By The Institution 109 $13,906,000 $127,000 $585,000 $32,000 $138,000
Application Denied By Financial Institution 108 $11,011,000 $101,000 $382,000 $50,000 $170,000
Application Withdrawn By Applicant 35 $4,791,000 $136,000 $285,000 $53,000 $125,000
Application Approved But Not Accepted 22 $2,213,000 $100,000 $300,000 $47,000 $142,000
File Closed For Incompleteness 11 $1,516,000 $137,000 $250,000 $75,000 $200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 30 $2,170,000 $72,000 $268,000 $40,000 $101,000
Collateral 22 $3,424,000 $155,000 $382,000 $73,000 $127,000
Credit Application Incomplete 6 $831,000 $138,000 $199,000 $30,000 $76,000
Debt-To-Income Ratio 6 $768,000 $128,000 $323,000 $42,000 $89,000
Other 5 $377,000 $75,000 $162,000 $27,000 $122,000
Unverifiable Information 2 $357,000 $178,000 $214,000 $62,000 $88,000
Employment History 1 $90,000 $90,000 $90,000 $54,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information back through 2003.

Download the Georgia Lender List