Athens County OH
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Athens County OH metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Athens County OH, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 883
Total Mortgage Loan Application Amount $140,155,000
Average Mortgage Loan Application Amount $158,000
Highest Mortgage Loan Application Amount $4,955,000
Average Applicant Income $87,000
Highest Applicant Income $636,000

Mortgage Company List for Lending in Athens County OH for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PEOPLES BANK
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 7,197,574,000 66 $ 5,800,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 46 $ 5,030,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 38 $ 6,160,000
THE FIRST NATIONAL BANK OF MCCONNELSVILLE
86 N. KENNEBEC AVENUE, PO BOX 208
MCCONNELSVILLE, OH 43756
* $ 188,801,000 30 $ 4,750,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 26 $ 5,200,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 24 $ 4,710,000
THE PARK NATIONAL BANK
50 N THIRD STREET
NEWARK, OH 43055
* $ 9,815,951,000 23 $ 1,635,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 22 $ 3,130,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 21 $ 3,825,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 21 $ 4,115,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 20 $ 3,840,000
THE VINTON COUNTY NATIONAL BANK
112 W MAIN ST PO BOX 460
MC ARTHUR, OH 45651
* $ 1,361,287,000 20 $ 2,620,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 19 $ 3,505,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 19 $ 3,745,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 16 $ 1,320,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 15 $ 985,000
THE MERCHANTS NATIONAL BANK
100 NORTH HIGH STREET
HILLSBORO, OH 45133
* $ 1,265,974,000 14 $ 2,520,000
RAPID MORTGAGE COMPANY
7870 E. KEMPER ROAD, SUITE 280
CINCINNATI, OH 45249
* $ -1,000 13 $ 2,475,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 13 $ 1,575,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 13 $ 2,185,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,601,623,000 12 $ 1,900,000
J. VIRGIL, INC.
G3404 MILLER ROAD
FENTON, MI 48507
* $ -1,000 11 $ 1,565,000
UNIFIED BANK
201 S 4TH STREET
MARTINS FERRY, OH 43935
* $ 755,071,000 11 $ 735,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 10 $ 1,360,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 10 $ 2,010,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ -1,000 10 $ 1,170,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 9 $ 2,105,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 8 $ 1,260,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 8 $ 1,120,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 7 $ 1,905,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 7 $ 985,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 7 $ 1,345,000
UNION SAVINGS BANK
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 3,307,068,000 7 $ 1,275,000
ATOMIC CREDIT UNION, INC.
711 BEAVER CREEK ROAD
PIKETON, OH 45661
* $ 550,745,000 7 $ 905,000
THE FARMERS BANK AND SAVINGS COMPANY
640 E MAIN ST
POMEROY, OH 45769
* $ 393,696,000 7 $ 1,105,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 7 $ 1,105,000
THE OHIO VALLEY BANK COMPANY
420 THIRD AVE
GALLIPOLIS, OH 45631
* $ 1,193,379,000 7 $ 2,015,000
COASTAL COMMUNITY BANK
PO BOX 12220
EVERETT, WA 98206
* $ 3,141,703,000 6 $ 370,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 6 $ 660,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 5 $ 1,055,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 5 $ 485,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 5 $ 1,215,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 5 $ 1,285,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 5 $ 715,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 16,894,686,000 5 $ 615,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 5 $ 455,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 16,915,645,000 5 $ 925,000
NORTH VALLEY BANK
PO BOX 1115, 2775 MAYSVILLE PIKE
ZANESVILLE, OH 43702
* $ 301,938,000 4 $ 270,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 4 $ 530,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 4 $ 720,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 4 $ 1,170,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 4 $ 760,000
KEMBA FINANCIAL CREDIT UNION INC
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 1,965,517,000 4 $ 310,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 3 $ 175,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 3 $ 635,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 3 $ 865,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 205,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 3 $ 715,000
WRIGHT-PATT CREDIT UNION, INC.
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 7,794,453,000 3 $ 355,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 3 $ 575,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 3 $ 205,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 3 $ 625,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 3 $ 485,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 3 $ 765,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 3 $ 465,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 3 $ 165,000
PREMIER BANK
601 CLINTON STREET
YOUNGSTOWN, OH 43512
* $ 8,408,012,000 2 $ 360,000
PEOPLES STATE BANK
110 N MAIN ST. PO BOX 111
NEW LEXINGTON, OH 43764
* $ 201,947,000 2 $ 280,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 2 $ 210,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 2 $ 330,000
DESCO
401 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 439,747,000 2 $ 330,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 2 $ 420,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ -1,000 2 $ 450,000
RIVERVIEW FEDERAL CREDIT UNION
39 ACME ST
BELPRE, OH 45750
* $ 106,714,000 2 $ 90,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 2 $ 230,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 2 $ 180,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
LOXAHATCHEE, FL 33312
* $ -1,000 2 $ 290,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 2 $ 250,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 2 $ 300,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 470,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ -1,000 2 $ 180,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 2 $ 150,000
NATIONS RELIABLE LENDING, LLC
2506 W MAIN STREET
WILMINGTON, DE 77056
* $ -1,000 2 $ 330,000
THE STATE BANK AND TRUST COMPANY
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 1,325,575,000 1 $ 115,000
HOWARD HANNA FINANCIAL SERVICES, INC.
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ -1,000 1 $ 165,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ -1,000 1 $ 215,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 115,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 65,000
THE EQUITABLE MORTGAGE CORPORATION
3530 SNOUFFER ROAD, STE 100
CLEVELAND, OH 43235
* $ -1,000 1 $ 105,000
EUSTIS MORTGAGE CORPORATION
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70163
* $ -1,000 1 $ 155,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 15,845,722,000 1 $ 325,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 85,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 16,706,914,000 1 $ 225,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ -1,000 1 $ 245,000
MERCHANTS BANK OF INDIANA
11555 N. MERIDIAN STREET
INDIANAPOLIS, IN 46032
* $ 12,354,380,000 1 $ 135,000
THE COMMERCIAL AND SAVINGS BANK OF MILLERSBURG, OHIO
91 NORTH CLAY STREET
MILLERSBURG, OH 44654
* $ 1,158,800,000 1 $ 195,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 265,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 397,701,000 1 $ 105,000
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 9,106,184,000 1 $ 45,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 43,726,588,000 1 $ 405,000
HOMESPIRE MORTGAGE CORPORATION
9711 WASHINGTONIAN BLVD SUITE 500
BALTIMORE, MD 20878
* $ -1,000 1 $ 175,000
WILLIAMSTOWN BANK, INC.
435 HIGHLAND AVE.,
WILLIAMSTOWN, WV 26187
* $ 210,766,000 1 $ 245,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 145,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 45,000
HEARTLAND BANK
430 N HAMILTON ROAD
WHITEHALL, OH 43213
* $ 1,660,628,000 1 $ 145,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
GLEN ALLEN, VA 22030
* $ -1,000 1 $ 675,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,825,549,000 1 $ 335,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 105,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 1 $ 275,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 275,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 135,000
CIVISTA BANK
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 3,533,305,000 1 $ 335,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 395,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 145,000
1ST SIGNATURE LENDING, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 205,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 155,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 1 $ 325,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 1 $ 165,000
THE CAMPBELL & FETTER BANK
PO BOX 231
KENDALLVILLE, IN 46755
* $ 359,029,000 1 $ 235,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 1 $ 175,000
COMMUNITY BANK OF PARKERSBURG
631 JULIANA ST
PARKERSBURG, WV 26101
* $ 292,019,000 1 $ 125,000
FIRST MUTUAL BANK, FSB
631 WASHINGTON BLVD
BELPRE, OH 45714
* $ 109,906,000 1 $ 205,000
THE FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY
100 N. SANDUSKY AVENUE
UPPER SANDUSKY, OH 43351
* $ 359,418,000 1 $ 485,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 435,000
SUCCESS LENDING, LLC
838 WALKER ROAD SUITE 21-2
DOVER, DE 19904
* $ -1,000 1 $ 245,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,208,483,000 1 $ 255,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 205,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ -1,000 1 $ 105,000
HANSCOM FEDERAL CREDIT UNION
25 PORTER ROAD, SUITE 100
BEDFORD, MA 01460
* $ 1,906,886,000 1 $ 35,000
AMRES CORPORATION
1 NESHAMINY INTERPLEX, SUITE 310
HUMMELSTOWN, PA 19053
* $ -1,000 1 $ 265,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 11,908,096,000 1 $ 205,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CHARLESTON, WV 25313
* $ 5,832,156,000 1 $ 75,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 55,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,213,677,000 1 $ 25,000
M&T REALTY CAPITAL CORPORATION
701 SENECA STREET - SUITE 330N
BALTIMORE, MD 14210
* $ -1,000 1 $ 4,955,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 55,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 265,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Athens County OH in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 566 $99,690,000 $176,000 $875,000 $89,000 $636,000
Cash-out Refinancing 120 $18,570,000 $154,000 $625,000 $74,000 $285,000
Home Improvement 80 $5,130,000 $64,000 $255,000 $88,000 $293,000
Other Purpose 68 $5,920,000 $87,000 $595,000 $96,000 $465,000
Refinancing 46 $10,760,000 $233,000 $4,955,000 $76,000 $218,000
Not Applicable 3 $85,000 $28,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 656 $94,780,000 $144,000 $765,000 $87,000 $617,000
Not applicable 95 $23,615,000 $248,000 $4,955,000 $302,000 $302,000
Not Provided 83 $13,155,000 $158,000 $545,000 $89,000 $636,000
Black or African American 19 $2,955,000 $155,000 $355,000 $70,000 $181,000
American Indian or Alaskan Native 14 $2,770,000 $197,000 $675,000 $84,000 $250,000
Asian 8 $1,250,000 $156,000 $245,000 $79,000 $139,000
Hispanic 7 $1,285,000 $183,000 $335,000 $95,000 $153,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 630 $94,040,000 $149,000 $4,955,000 $90,000 $636,000
FHA-insured (Federal Housing Administration) 160 $26,830,000 $167,000 $435,000 $78,000 $347,000
VA-guaranteed (Veterans Administration) 67 $15,165,000 $226,000 $605,000 $76,000 $263,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $4,120,000 $158,000 $875,000 $60,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 448 $76,350,000 $170,000 $4,955,000 $96,000 $636,000
Application Denied By Financial Institution 176 $21,610,000 $122,000 $725,000 $69,000 $394,000
Application Withdrawn By Applicant 100 $16,110,000 $161,000 $485,000 $84,000 $617,000
Loan Purchased By The Institution 94 $16,380,000 $174,000 $395,000 $82,000 $302,000
File Closed For Incompleteness 43 $6,105,000 $141,000 $405,000 $81,000 $285,000
Application Approved But Not Accepted 21 $3,405,000 $162,000 $605,000 $78,000 $212,000
Preapproval Denied by Financial Institution 1 $195,000 $195,000 $195,000 $80,000 $80,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 687 $111,725,000 $162,000 $875,000 $93,000 $636,000
Credit History 70 $7,020,000 $100,000 $255,000 $55,000 $368,000
Debt-To-Income Ratio 67 $15,145,000 $226,000 $4,955,000 $68,000 $394,000
Collateral 30 $2,790,000 $93,000 $245,000 $90,000 $294,000
Credit Application Incomplete 11 $1,325,000 $120,000 $355,000 $78,000 $135,000
Other 11 $1,445,000 $131,000 $315,000 $90,000 $196,000
Unverifiable Information 4 $360,000 $90,000 $185,000 $106,000 $153,000
Insufficient Cash (Downpayment, Closing Cost) 3 $345,000 $115,000 $155,000 $63,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information back through 2003.

Download the Ohio Lender List