Ashe County NC
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Ashe County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Ashe County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,038
Total Mortgage Loan Application Amount $219,030,000
Average Mortgage Loan Application Amount $211,000
Highest Mortgage Loan Application Amount $1,495,000
Average Applicant Income $118,000
Highest Applicant Income $2,243,000

Mortgage Company List for Lending in Ashe County NC for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 50,970,402,000 263 $ 38,625,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 43,726,588,000 57 $ 8,805,000
SKYLINE NATIONAL BANK
PO BOX 186
INDEPENDENCE, VA 24348
* $ 997,453,000 47 $ 8,455,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 44 $ 5,450,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 109,180,139,000 40 $ 7,980,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 26 $ 6,300,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 26 $ 6,340,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 23 $ 7,805,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 20 $ 3,000,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 19 $ 1,635,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 19 $ 2,225,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 16 $ 4,300,000
LOCAL GOVERNMENT
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 3,862,063,000 14 $ 2,150,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 14 $ 4,580,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 12 $ 2,890,000
INTERCOASTAL MORTGAGE, LLC
4100 MONUMENTAL CORNER DRIVE, SUITE 220
ROANOKE, VA 22030
* $ -1,000 12 $ 3,880,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 12 $ 3,120,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 11 $ 2,385,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 10 $ 3,020,000
COASTAL FEDERAL CREDIT UNION
PO BOX 99167
RALEIGH, NC 27624
* $ 4,597,785,000 9 $ 2,275,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 9 $ 2,435,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 8 $ 1,140,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 78,672,073,000 8 $ 1,470,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 7 $ 1,675,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 7 $ 1,175,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 7 $ 1,465,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 6 $ 1,490,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 6 $ 2,900,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 6 $ 1,890,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 6 $ 2,890,000
PIEDMONT FEDERAL SAVINGS BANK
201 SOUTH STRATFORD ROAD
WINSTON-SALEM, NC 27103
* $ 1,151,256,000 5 $ 1,135,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 5 $ 1,275,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 1,165,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 5 $ 1,795,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 1,060,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 990,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 386,799,237,000 4 $ 1,210,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 4 $ 2,050,000
HOWARD HANNA FINANCIAL SERVICES, INC.
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ -1,000 4 $ 1,420,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 4 $ 1,510,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 4 $ 1,210,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 4 $ 1,640,000
TRULIANT FEDERAL CREDIT UNION
3200 TRULIANT WAY
WINSTON-SALEM, NC 27103
* $ 4,131,234,000 4 $ 400,000
ALLEGACY FEDERAL CREDIT UNION
P O BOX 26043
WINSTON-SALEM, NC 27114
* $ 2,138,111,000 4 $ 450,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 4 $ 900,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 4 $ 570,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 4 $ 1,070,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 4 $ 1,990,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 4 $ 1,160,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 4 $ 940,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,601,623,000 4 $ 510,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 4 $ 1,380,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 465,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 835,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 3 $ 745,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 16,995,485,000 3 $ 815,000
FIRST BANK
PO BOX 508
SOUTHERN PINES, NC 27371
* $ 10,625,188,000 3 $ 905,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 3 $ 705,000
HOMETRUST BANK
PO BOX 10
ASHEVILLE, NC 28802
* $ 3,646,842,000 3 $ 465,000
BANK OF TENNESSEE
301 E. CENTER ST.
KINGSPORT, TN 37660
* $ 1,788,405,000 3 $ 645,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 3 $ 385,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 3 $ 985,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 3 $ 1,155,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 24,967,889,000 3 $ 855,000
BUILDERS CHOICE MORTGAGE LLC
40 SE 5TH ST SUITE 401
BOCA RATON, FL 33432
* $ -1,000 3 $ 625,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 2 $ 450,000
ALLEN TATE MORTGAGE PARTNERS, LLC
8640 UNIVERSITY EXECUTIVE PARK DR
CHARLOTTE, NC 28262
* $ -1,000 2 $ 350,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 2 $ 480,000
AAFMAA MORTGAGE SERVICES LLC
1 COPLEY PKWY SUITE 420
RALEIGH, NC 27560
* $ -1,000 2 $ 210,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,052,701,000 2 $ 670,000
PINNACLE BANK
150 3RD AVE SOUTH
NASHVILLE, TN 37201
* $ 41,842,515,000 2 $ 1,300,000
FIRST COMMUNITY BANK
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 3,112,618,000 2 $ 310,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 310,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 2 $ 400,000
AGSOUTH FARM CREDIT, ACA
PO BOX 718
STATESBORO, GA 30459
* $ -1,000 2 $ 920,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
BUFFALO, NY 14086
* $ -1,000 2 $ 440,000
CIVIC FINANCIAL SERVICES, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 2 $ 1,240,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 42,076,662,000 2 $ 1,920,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 2 $ 300,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 400,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 2 $ 470,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 2 $ 730,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 209,664,000,000 2 $ 1,410,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 2 $ 440,000
AMERICAN SECURITY MORTGAGE CORP.
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28211
* $ -1,000 2 $ 560,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 85,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 515,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 285,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 615,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 75,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 1 $ 505,000
EASTMAN CREDIT UNION
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,481,805,000 1 $ 255,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 25,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ -1,000 1 $ 425,000
LOAN FUNDER LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 1 $ 475,000
LATINO COMMUNITY CREDIT UNION
P.O. DRAWER 25279
DURHAM, NC 27611
* $ 910,106,000 1 $ 295,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 75,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,247,746,000 1 $ 205,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 235,000
BAYSHORE MORTGAGE FUNDING, LLC
1920 GREENSPRING DRIVE, SUITE 140
BALTIMORE, MD 21093
* $ -1,000 1 $ 215,000
ADAMS BANK & TRUST
PO BOX 720
OGALLALA, NE 69153
* $ 1,287,359,000 1 $ 245,000
FIRST BANCORP, INC.
PO BOX 1000
LEBANON, VA 24212
* $ 3,140,875,000 1 $ 155,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 215,000
THE PARK NATIONAL BANK
50 N THIRD STREET
NEWARK, OH 43055
* $ 9,815,951,000 1 $ 195,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 1 $ 205,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 345,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
LUTHERVILLE-TIMONIUM, MD 21236
* $ -1,000 1 $ 205,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 155,000
NICOLET NATIONAL BANK
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 8,748,360,000 1 $ 715,000
THE FIDELITY BANK
100 S. MAIN STREET
FUQUAY-VARINA, NC 27526
* $ 3,729,898,000 1 $ 455,000
UNITED COMMUNITY BANK
PO BOX 398
GREENVILLE, SC 30512
* $ 23,954,627,000 1 $ 225,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 9,251,719,000 1 $ 935,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 1 $ 55,000
KEARNY BANK
120 PASSAIC AVENUE
KEARNY, NJ 07004
* $ 8,283,971,000 1 $ 265,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 1 $ 255,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 1 $ 285,000
NORTH STATE BANK
6200 FALLS OF THE NEUSE ROAD
RALEIGH, NC 27609
* $ 1,303,891,000 1 $ 505,000
FOUNDERS FEDERAL CREDIT UNION
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ 4,022,206,000 1 $ 385,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 457,589,000 1 $ 825,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 1 $ 75,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 15,845,722,000 1 $ 145,000
NEW PEOPLES BANK, INC.
PO BOX 1810
HONAKER, VA 24260
* $ 775,153,000 1 $ 105,000
SOUTHPOINT FINANCIAL SERVICES, INC.
5955 SHILOH ROAD EAST, SUITE 200
LAWRENCEVILLE, GA 30005
* $ -1,000 1 $ 215,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 1 $ 5,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 205,000
FAIRWINDS CREDIT UNION
3087 N. ALAFAYA TRAIL
ORLANDO, FL 32826
* $ 4,460,813,000 1 $ 165,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 45,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 355,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 1 $ 275,000
CHURCHILL FUNDING I LLC
3220 WILKINSON BLVD UNIT A4
CHARLOTTE, NC 28208
* $ -1,000 1 $ 535,000
RESOURCE FINANCIAL SERVICES, INC.
2717 DEVINE STREET
COLUMBIA, SC 29205
* $ -1,000 1 $ 225,000
CORNERSTONE CAPITAL BANK, SSB
1177 WEST LOOP SOUTH SUITE 200
DALLAS, TX 77027
* $ 1,991,593,000 1 $ 335,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 105,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 195,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 265,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 345,000
A&D MORTGAGE LLC
1040 S. FEDERAL HWY
HOLLYWOOD, FL 33020
* $ -1,000 1 $ 235,000
ENNKAR, INC.
SECOND FLOOR, 1036 W TAFT AVE SUITE 200
SACRAMENTO, CA 92865
* $ -1,000 1 $ 215,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ -1,000 1 $ 65,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
CLAYTON, MO 63376
* $ -1,000 1 $ 275,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 135,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 348,731,000,000 1 $ 305,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Ashe County NC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 492 $143,690,000 $292,000 $1,495,000 $145,000 $2,243,000
Refinancing 161 $27,685,000 $171,000 $735,000 $93,000 $515,000
Home Improvement 150 $12,610,000 $84,000 $765,000 $93,000 $830,000
Other Purpose 142 $15,140,000 $106,000 $1,335,000 $96,000 $665,000
Cash-out Refinancing 91 $19,865,000 $218,000 $585,000 $96,000 $412,000
Not Applicable 2 $40,000 $20,000 $35,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 853 $174,075,000 $204,000 $1,495,000 $118,000 $2,243,000
Not Provided 98 $22,600,000 $230,000 $995,000 $116,000 $807,000
Not applicable 59 $16,075,000 $272,000 $655,000 $66,000 $102,000
Hispanic 19 $4,655,000 $245,000 $645,000 $130,000 $660,000
Black or African American 4 $660,000 $165,000 $465,000 $50,000 $115,000
Asian 3 $525,000 $175,000 $205,000 $124,000 $167,000
American Indian or Alaskan Native 1 $125,000 $125,000 $125,000 $39,000 $39,000
Native Hawaiian or Other Pacific Islander 1 $315,000 $315,000 $315,000 $86,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 921 $187,975,000 $204,000 $1,495,000 $122,000 $2,243,000
FHA-insured (Federal Housing Administration) 57 $13,075,000 $229,000 $425,000 $69,000 $203,000
VA-guaranteed (Veterans Administration) 55 $16,835,000 $306,000 $835,000 $94,000 $298,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $1,145,000 $229,000 $295,000 $67,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 577 $132,375,000 $229,000 $1,495,000 $133,000 $830,000
Application Denied By Financial Institution 169 $23,635,000 $139,000 $745,000 $84,000 $2,243,000
Application Withdrawn By Applicant 157 $35,815,000 $228,000 $935,000 $121,000 $1,600,000
File Closed For Incompleteness 57 $7,855,000 $137,000 $585,000 $71,000 $254,000
Loan Purchased By The Institution 54 $13,770,000 $255,000 $475,000 $87,000 $149,000
Application Approved But Not Accepted 23 $5,395,000 $234,000 $615,000 $82,000 $232,000
Preapproval Approved but not Accepted 1 $185,000 $185,000 $185,000 $135,000 $135,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 869 $195,395,000 $224,000 $1,495,000 $124,000 $1,600,000
Debt-To-Income Ratio 61 $9,325,000 $152,000 $655,000 $57,000 $156,000
Credit History 57 $5,855,000 $102,000 $445,000 $79,000 $660,000
Collateral 23 $3,815,000 $165,000 $505,000 $89,000 $205,000
Unverifiable Information 11 $2,045,000 $185,000 $655,000 $55,000 $96,000
Other 8 $1,420,000 $177,000 $745,000 $371,000 $2,243,000
Credit Application Incomplete 6 $740,000 $123,000 $275,000 $53,000 $68,000
Employment History 2 $140,000 $70,000 $85,000 $39,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 1 $295,000 $295,000 $295,000 $65,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List