Unlock detailed Amherst County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,470 |
Total Mortgage Loan Application Amount | $182,957,000 |
Average Mortgage Loan Application Amount | $124,000 |
Highest Mortgage Loan Application Amount | $764,000 |
Average Applicant Income | $54,000 |
Highest Applicant Income | $435,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
1ST CHOICE MORTGAGE/EQUITY COR 1021 BRIARGATE CIRCLE COLUMBIA, SC 29210 |
* | $ 10,000,000 | 2 | $ 269,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 11 | $ 501,000 |
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 30 | $ 4,015,000 |
AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 555,205,000 | 1 | $ 108,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 3 | $ 254,000 |
AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 123,000 |
AMERICAN NATIONAL BANK AND TRUST COMPANY 628 MAIN STREET DANVILLE, VA 24541 |
* | $ 833,022,000 | 3 | $ 749,000 |
AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 3,862,039,000 | 1 | $ 70,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 3 | $ 396,000 |
ASSOCIATED MORTGAGE BANKERS, INC. 2395 OCEAN AVENUE SUITE 5 ISLIP, NY 11779 |
* | $ 35,004,000 | 1 | $ 279,000 |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 596 LYNNHAVEN PARKWAY SUITE 200 VIRGINIA BEACH, VA 23452 |
* | $ 10,000,000 | 1 | $ 101,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 76 | $ 10,877,000 |
BANK OF BOTETOURT 19747 MAIN STREET BUCHANAN, VA 24066 |
* | $ 310,108,000 | 2 | $ 307,000 |
BANK OF THE JAMES 828 MAIN STREET LYNCHBURG, VA 24504 |
* | $ 418,896,000 | 31 | $ 4,388,000 |
BEACON CREDIT UNION 107 LEROY BOWEN DR LYNCHBURG, VA 24502 |
* | $ 76,892,000 | 6 | $ 198,000 |
C & F MORTGAGE CORPORATION 1400 ALVERSER DRIVE WEST POINT, VA 23113 |
* | $ 189,567,000 | 15 | $ 2,000,000 |
CAPITAL CENTER, L.L.C. 4510 COX ROAD STE 402 GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 8 | $ 1,276,000 |
CAPITAL ONE NA 11130 INDUSTRIPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 70,506,963,000 | 1 | $ 180,000 |
CAROLINA BANK PO BOX 10209 GREENSBORO, NC 27404 |
* | $ 676,387,000 | 69 | $ 11,224,000 |
CARTER BANK & TRUST PO BOX 3748 MARTINSVILLE, VA 24115 |
* | $ 3,706,069,000 | 1 | $ 6,000 |
CENTRAL VIRGINIA 1638 MT ATHOS ROAD LYNCHBURG, VA 24505 |
* | $ 81,832,000 | 8 | $ 264,000 |
CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE WESTLAKE, TX 89074 |
* | $ 56,866,447,000 | 1 | $ 196,000 |
CHEVRON FEDERAL CREDIT UNION 500 12TH STREET SUITE 200 OAKLAND, CA 94607 |
* | $ 1,543,584,000 | 1 | $ 103,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,216,291,000,000 | 5 | $ 1,109,000 |
CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 8 | $ 511,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 12 | $ 2,069,000 |
COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 4,469,196,000 | 1 | $ 104,000 |
COLONIAL FARM CREDIT, ACA 7104 MECHANICSVILLE TURNPIKE MECHANICSVILLE, VA 23111 |
* | $ 10,000,000 | 7 | $ 1,179,000 |
CREDIT UNION MORTGAGE ASSOCIATION, INC. 10800 MAIN STREET WILMINGTON, DE 22030 |
* | $ 435,000,000 | 5 | $ 485,000 |
DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 5 | $ 610,000 |
DUPONT COMMUNITY FEDERALLY INSURED STATE-CHARTERED CREDIT UNION 140 LUCY LANE WAYNESBORO, VA 22980 |
* | $ 740,179,000 | 1 | $ 148,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 109 | $ 14,627,000 |
EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 1 | $ 73,000 |
ESSEX BANK 9954 MAYLAND DRIVE SUITE 2100 RICHMOND, VA 23233 |
* | $ 1,114,724,000 | 2 | $ 372,000 |
EVERETT FINANCIAL INC. 14801 QUORUM DR SUITE 300 DALLAS, TX 75254 |
* | $ 3,642,000 | 1 | $ 186,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 1 | $ 101,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 108,971,662,000 | 1 | $ 144,000 |
FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 5 | $ 396,000 |
FINANCIAL FREEDOM ACQUIST. LLC 1 BANTING IRVINE, CA 92618 |
* | $ 36,000,000,000 | 1 | $ 194,000 |
FIRST BANCORP, INC. PO BOX 1000 LEBANON, VA 24212 |
* | $ 1,171,314,000 | 7 | $ 1,416,000 |
FIRST CAPITAL BANK 4222 COX RD. GLEN ALLEN, VA 23060 |
* | $ 535,542,000 | 1 | $ 190,000 |
FIRST CHOICE BANK 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 448,171,000 | 1 | $ 168,000 |
FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 1 | $ 193,000 |
FIRST FEDERAL OF CHARLESTON 2440 MALL DRIVE NORTH CHARLESTON, SC 29406 |
* | $ 3,249,548,000 | 1 | $ 111,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 4 | $ 534,000 |
FIRST NATIONAL BANK P. O. BOX 29, 622 BROAD STREET ALTAVISTA, VA 24517 |
* | $ 336,634,000 | 5 | $ 410,000 |
FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 1 | $ 175,000 |
FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 181,000 |
FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 20,797,006,000 | 2 | $ 186,000 |
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 6 | $ 887,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 4 | $ 582,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 1 | $ 296,000 |
FULTON BANK, NATIONAL ASSOCIATION ONE PENN SQUARE LANCASTER, PA 17604 |
* | $ 8,800,692,000 | 2 | $ 419,000 |
GATEWAY BANK MORTGAGE, INC. 901 E CAREY STREET, SUITE 1700 RICHMOND, VA 23219 |
* | $ 2,579,350,000 | 1 | $ 222,000 |
GATEWAY FUNDING DMS, LP 300 WELSH ROAD, BUILDING 5 HORSHAM, PA 19044 |
* | $ 10,000,000 | 1 | $ 188,000 |
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 265 SUB WAY MILFORD, CT 06461 |
* | $ 126,302,000 | 1 | $ 127,000 |
GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 3 | $ 270,000 |
GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 23 | $ 2,682,000 |
GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ 10,000,000 | 3 | $ 681,000 |
GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 7 | $ 1,353,000 |
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 16 | $ 3,177,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 280,000 |
HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 6 | $ 802,000 |
HOMEPROMISE CORPORATION 60 S WASHINGTON ST, STE 106 GLEN ALLEN, VA 17225 |
* | $ 100,000,000 | 1 | $ 143,000 |
J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 3 | $ 417,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 56 | $ 6,615,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 8 | $ 1,471,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 76,465,208,000 | 3 | $ 425,000 |
MEMBER ONE P.O. BOX 12288 ROANOKE, VA 24024 |
* | $ 539,998,000 | 8 | $ 234,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 5 | $ 407,000 |
MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 6 | $ 1,269,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 204,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 64,000 |
NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 DALLAS, TX 77042 |
* | $ 43,942,000 | 1 | $ 93,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 7 | $ 1,084,000 |
NFM, INC. 1190 WINTERSON ROAD, SUITE 300 LINTHICUM, MD 21090 |
* | $ 8,226,000 | 2 | $ 395,000 |
NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 1 | $ 232,000 |
ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 2 | $ 323,000 |
ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 5 | $ 432,000 |
OVM FINANCIAL, INC. 816 GREENBRIER CIRCLE SUITE 100 CHESAPEAKE, VA 23320 |
* | $ 10,000,000 | 2 | $ 327,000 |
PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,104,501,000 | 5 | $ 914,000 |
PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 119,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 7 | $ 746,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 254,825,730,000 | 7 | $ 842,000 |
PRIMARY CAPITAL 1000 PARKWOOD CIRCLE, SUITE 600 ATLANTA, GA 30339 |
* | $ 10,000,000 | 8 | $ 1,173,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,285,622,000 | 1 | $ 192,000 |
PROSPERITY MORTGAGE COMPANY 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,788,563,000 | 1 | $ 180,000 |
PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 100,000 |
PROVIDENT FUNDING GROUP INC 851 TRAEGER AVENUE, SUITE 100 SAN BRUNO, CA 94066 |
* | $ 2,200,000,000 | 1 | $ 100,000 |
QR LENDING INC 555 ZOR SHRINE PLACE MADISON, WI 53719 |
* | $ 1,093,327,000 | 1 | $ 127,000 |
RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 1 | $ 169,000 |
ROANOKE POSTAL EMPLOYEES' FCU PO BOX 12405 ROANOKE, VA 24025 |
* | $ 104,668,000 | 1 | $ 31,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 97,000 |
SELECT BANK P.O. BOX 4620 LYNCHBURG, VA 24502 |
* | $ 100,465,000 | 3 | $ 627,000 |
SEMPER HOME LOANS, INC 225 DUPONT DRIVE WILMINGTON, DE 02907 |
* | $ 3,295,000 | 1 | $ 166,000 |
SIDUS FINANCIAL, LLC 701 GREEN VALLEY ROAD, SUITE 101 GREENSBORO, NC 27408 |
* | $ 10,000,000 | 3 | $ 377,000 |
SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 271,648,000 | 2 | $ 185,000 |
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 241,311,000 | 1 | $ 24,000 |
SOUTHERN TRUST MORTGAGE LLC 4433 CORPORATION LANE, SUITE 300 VIRGINIA BEACH, VA 23462 |
* | $ 935,253,000 | 10 | $ 1,462,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,796,328,000 | 2 | $ 259,000 |
STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 217,000 |
STELLARONE BANK 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 2,923,419,000 | 11 | $ 1,834,000 |
SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, SUITE 100 PLYMOUTH, MN 55441 |
* | $ 10,000,000 | 14 | $ 2,107,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 112,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 165,800,581,000 | 55 | $ 337,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 47 | $ 6,116,000 |
THE FARMERS BANK OF APPOMATTOX 223 MAIN ST APPOMATTOX, VA 24522 |
* | $ 186,219,000 | 4 | $ 202,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 12,522,585,000 | 6 | $ 844,000 |
TOWNE BANK 5716 HIGH STREET WEST PORTSMOUTH, VA 23703 |
* | $ 3,871,028,000 | 1 | $ 126,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 153,341,765,000 | 267 | $ 27,794,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 39 | $ 6,127,000 |
UNION MORTGAGE GROUP, INC. 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 3,804,090,000 | 2 | $ 275,000 |
UNITED BANK 11185 FAIRFAX BLVD FAIRFAX, VA 22030 |
* | $ 3,666,795,000 | 1 | $ 93,000 |
UNITED FEDERAL CREDIT UNION 2807 SOUTH STATE ST SAINT JOSEPH, MI 49085 |
* | $ 1,228,405,000 | 1 | $ 215,000 |
UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 3 | $ 491,000 |
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC. 3300 BERKMAR DRIVE CHARLOTTESVILLE, VA 22901 |
* | $ 496,882,000 | 3 | $ 37,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 4 | $ 475,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 17 | $ 1,543,000 |
VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 1 | $ 169,000 |
VIRGINIA CREDIT UNION, INC. PO BOX 90010 RICHMOND, VA 23225 |
* | $ 2,094,079,000 | 6 | $ 416,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 230 | $ 28,615,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 30 | $ 4,444,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 923 | $126,214,000 | $136,000 | $764,000 | $57,000 | $281,000 |
Home Purchase | 381 | $51,074,000 | $134,000 | $417,000 | $50,000 | $242,000 |
Home Improvement | 166 | $5,669,000 | $34,000 | $217,000 | $49,000 | $435,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,025 | $130,783,000 | $127,000 | $764,000 | $62,000 | $435,000 |
Black or African American | 174 | $17,158,000 | $98,000 | $418,000 | $42,000 | $151,000 |
Not applicable | 136 | $18,964,000 | $139,000 | $350,000 | $10,000 | $180,000 |
Not Provided | 112 | $13,354,000 | $119,000 | $340,000 | $52,000 | $149,000 |
Hispanic | 15 | $1,467,000 | $97,000 | $243,000 | $51,000 | $144,000 |
Asian | 4 | $585,000 | $146,000 | $277,000 | $41,000 | $60,000 |
American Indian or Alaskan Native | 3 | $427,000 | $142,000 | $200,000 | $69,000 | $94,000 |
Native Hawaiian or Other Pacific Islander | 1 | $219,000 | $219,000 | $219,000 | $70,000 | $70,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 994 | $114,857,000 | $115,000 | $764,000 | $59,000 | $435,000 |
FHA-insured (Federal Housing Administration) | 302 | $41,528,000 | $137,000 | $333,000 | $43,000 | $145,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 94 | $12,898,000 | $137,000 | $330,000 | $38,000 | $83,000 |
VA-guaranteed (Veterans Administration) | 80 | $13,674,000 | $170,000 | $419,000 | $49,000 | $123,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 729 | $89,369,000 | $122,000 | $764,000 | $61,000 | $435,000 |
Loan Purchased By The Institution | 268 | $39,538,000 | $147,000 | $416,000 | $35,000 | $234,000 |
Application Denied By Financial Institution | 244 | $23,022,000 | $94,000 | $356,000 | $48,000 | $225,000 |
Application Withdrawn By Applicant | 139 | $19,107,000 | $137,000 | $417,000 | $60,000 | $254,000 |
Application Approved But Not Accepted | 49 | $5,897,000 | $120,000 | $417,000 | $56,000 | $158,000 |
File Closed For Incompleteness | 41 | $6,024,000 | $146,000 | $350,000 | $67,000 | $225,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 88 | $4,383,000 | $49,000 | $248,000 | $46,000 | $195,000 |
Debt-To-Income Ratio | 42 | $4,689,000 | $111,000 | $333,000 | $43,000 | $99,000 |
Collateral | 28 | $4,190,000 | $149,000 | $356,000 | $69,000 | $149,000 |
Other | 21 | $1,949,000 | $92,000 | $322,000 | $48,000 | $125,000 |
Credit Application Incomplete | 5 | $374,000 | $74,000 | $125,000 | $69,000 | $225,000 |
Unverifiable Information | 3 | $563,000 | $187,000 | $277,000 | $73,000 | $96,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $373,000 | $124,000 | $185,000 | $56,000 | $87,000 |
Employment History | 1 | $113,000 | $113,000 | $113,000 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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