Find mortgage statistics and lending data for the Alleghany County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Alleghany County NC, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 809 |
Total Mortgage Loan Application Amount | $105,354,000 |
Average Mortgage Loan Application Amount | $130,000 |
Highest Mortgage Loan Application Amount | $1,200,000 |
Average Applicant Income | $82,000 |
Highest Applicant Income | $1,619,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 74,479,112,000 | 119 | $ 15,235,000 |
FIRST COMMUNITY BANK, N. A. P O BOX 989 BLUEFIELD, VA 24605 |
* | $ 1,820,924,000 | 31 | $ 2,588,000 |
WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 366,256,000,000 | 28 | $ 4,464,000 |
VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 27 | $ 1,351,000 |
COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 128,495,705,000 | 27 | $ 4,488,000 |
AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 23 | $ 2,423,000 |
CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,484,101,000,000 | 22 | $ 1,039,000 |
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 21 | $ 2,769,000 |
FIRST-CITIZENS BANK & TRUST CO 16 E ROWAN STREET RALEIGH, NC 27609 |
* | $ 11,682,490,000 | 21 | $ 1,943,000 |
WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 389,963,000,000 | 21 | $ 2,584,000 |
BENEFICIAL COMPANY LLC 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 500,990,000 | 20 | $ 3,018,000 |
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 771,618,758,000 | 17 | $ 3,088,000 |
SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 130,780,100,000 | 17 | $ 2,401,000 |
FIRST CHARTER BANK 5001 KINGSLEY DR. ML 1MOB2W CINCINNATI, OH 45227 |
* | $ 4,416,196,000 | 16 | $ 1,913,000 |
CITIMORTGAGE, INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 59,720,267,000 | 13 | $ 1,281,000 |
STATE EMPLOYEES' CREDIT UNION P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 12,116,796,000 | 13 | $ 1,076,000 |
OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 12 | $ 1,792,000 |
NATIONAL CITY BANK OF INDIANA 1900 EAST NINTH CLEVELAND, OH 44114 |
* | $ 28,456,701,000 | 11 | $ 1,822,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 11 | $ 1,041,000 |
WACHOVIA MORTGAGE CORP 301 S COLLEGE ST CHARLOTTE, NC 28202 |
* | $ 2,687,938,000 | 11 | $ 1,934,000 |
WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 272,927,502,000 | 11 | $ 1,569,000 |
DECISION ONE MORTGAGE 26525 N. RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 339,807,228,000 | 10 | $ 763,000 |
ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 10 | $ 1,278,000 |
FIRST GREENSBORO HOME EQUITY 1801 STANLEY RD, STE 400 GREENSBORO, NC 27407 |
* | $ 10,000,000 | 10 | $ 1,517,000 |
HFC COMPANY LLC 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 97,714,234,000 | 10 | $ 707,000 |
HOMEOWNERS LOAN CORPORATION 4501 CIRCLE 75 PARKWAY, SUITE D-4300 ATLANTA, GA 30339 |
* | $ 1,840,459,615,000 | 9 | $ 1,083,000 |
ARGENT MORTGAGE COMPANY 1100 TOWN & COUNTRY ORANGE, CA 92868 |
* | $ 10,000,000 | 9 | $ 1,031,000 |
DELTA FUNDING CORPORATION 1000 WOODBURY ROAD WOODBURY, NY 11797 |
* | $ 31,000,000 | 9 | $ 1,131,000 |
CAROLINA FARM CREDIT, ACA P O BOX 1827 STATESVILLE, NC 28625 |
* | $ 10,000,000 | 9 | $ 1,471,000 |
E-LOAN, INC. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 7 | $ 1,308,000 |
JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 967,365,000,000 | 7 | $ 822,000 |
EQUITY ONE 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 19,257,000,000 | 7 | $ 1,071,000 |
RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 7 | $ 825,000 |
SIDUS FINANCIAL, LLC 1905 TURNBURY DRIVE GREENVILLE, NC 27858 |
* | $ 10,000,000 | 7 | $ 1,478,000 |
US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 194,436,638,000 | 6 | $ 972,000 |
GE MONEY BANK 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 7,000,000,000 | 6 | $ 541,000 |
BRADFORD MORTGAGE COMPANY 100 N. CHERRY STREET, SUITE 400 WINSTON-SALEM, NC 27101 |
* | $ 10,000,000 | 6 | $ 1,919,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 5 | $ 529,000 |
H&R BLOCK MORTGAGE CORPORATION 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 5 | $ 881,000 |
INDYMAC BANK, F.S.B. 888 EAST WALNUT ST PASADENA, CA 91101 |
* | $ 15,675,394,000 | 5 | $ 730,000 |
MBNA AMERICA DELAWARE, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 3,919,502,000 | 5 | $ 513,000 |
FIDELITY HOME MORTGAGE 1012 NORTH POINT RD BALTIMORE, MD 21224 |
* | $ 10,000,000 | 5 | $ 545,000 |
CITIFINANCIAL MTG CO, INC 4000 REGENT BLVD IRVING, TX 75063 |
* | $ 32,424,600,000 | 5 | $ 489,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 5 | $ 731,000 |
WELLS FARGO FIN'L NO CAROLINA 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 273,437,000 | 4 | $ 396,000 |
UNION FEDERAL C/O SKY BANK 137 CLOUGH ST BOWLING GREEN, OH 43402 |
* | $ 3,718,770,000 | 4 | $ 490,000 |
RBC BANK 131 NORTH CHURCH STREET ROCKY MOUNT, NC 27804 |
* | $ 18,386,391,000 | 4 | $ 486,000 |
NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 4 | $ 282,000 |
HSBC MORTGAGE SERVICES, INC. 26525 NORTH RIVERWOODS BLVD. METTAWA, IL 60045 |
* | $ 18,823,411,000 | 4 | $ 355,000 |
FIRST HORIZON HOME LOAN CORP 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 1,446,000,000 | 4 | $ 565,000 |
GMAC BANK 4 WALNUT GROVE HORSHAM, PA 19044 |
* | $ 3,880,165,000 | 4 | $ 671,000 |
AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 19,456,642,000 | 4 | $ 906,000 |
COASTAL MORTGAGE SERVICES, INC 11230 CARMEL COMMONS BOULEVARD CHARLOTTE, NC 28226 |
* | $ 10,000,000 | 4 | $ 1,146,000 |
CITIBANK, FSB 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 27,779,034,000 | 3 | $ 230,000 |
GREENPOINT MORTGAGE FUNDING 4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD CHARLOTTE, NC 28217 |
* | $ 6,677,533,000 | 3 | $ 586,000 |
HOME LOAN INVESTMENT BANK ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 250,544,000 | 3 | $ 292,000 |
FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 3 | $ 318,000 |
FIRST FEDERAL 2440 MALL DR SUITE 100 NORTH CHARLESTON, SC 29406 |
* | $ 2,412,603,000 | 3 | $ 228,000 |
NETBANK FUNDINGS SERVICES 9710 TWO NOTCH ROAD COLUMBIA, SC 29223 |
* | $ 4,600,723,000 | 3 | $ 341,000 |
SOUTHSTAR FUNDING, LLC 400 NORTHRDIGE ROAD, SUITE 1000 ATLANTA, GA 30350 |
* | $ 10,000,000 | 3 | $ 506,000 |
NOVASTAR MORTGAGE 2114 CENTRAL SUITE 600 KANSAS CITY, MO 64108 |
* | $ 10,000,000 | 3 | $ 483,000 |
THE MORTGAGE OUTLET, INC. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 3 | $ 340,000 |
TRULIANT FEDERAL CREDIT UNION 3200 TRULIANT WAY WINSTON-SALEM, NC 27103 |
* | $ 983,697,000 | 3 | $ 387,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 16,675,614,000 | 3 | $ 162,000 |
SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 130,780,100,000 | 2 | $ 318,000 |
NEW CENTURY MORTGAGE CORPORATI 18400 VON KARMAN AVE., SUITE 1000 IRVINE, CA 92612 |
* | $ 10,000,000 | 2 | $ 173,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 2 | $ 675,000 |
MYERS PARK MORTGAGE, INC. 141 PROVIDENCE ROAD, CHARLOTTE, NC 28207 |
* | $ 10,000,000 | 2 | $ 247,000 |
PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 7,021,387,000 | 2 | $ 101,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 328,000 |
FIRST MAGNUS FINANCIAL CORP 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 2 | $ 263,000 |
FIRST NATIONAL BANK P O BOX 600 CHRISTIANSBURG, VA 24068 |
* | $ 712,931,000 | 2 | $ 163,000 |
FIRST NATIONAL BANK OF ARIZONA 17600 NORTH PERIMETER DRIVE SCOTTSDALE, AZ 85255 |
* | $ 1,711,411,000 | 2 | $ 258,000 |
FIRST NLC FINANCIAL SERVICES, 4680 CONFERENCE WAY SOUTH BOCA RATON, FL 33431 |
* | $ 10,000,000 | 2 | $ 302,000 |
HOME123 CORPORATION 3351 MICHELSON DRIVE, SUITE 400 IRVINE, CA 92612 |
* | $ 10,000,000 | 2 | $ 531,000 |
HIGHLANDS UNION BANK 340 WEST MAIN STREET ABINGDON, VA 24210 |
* | $ 562,917,000 | 2 | $ 98,000 |
CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 88,743,171,000 | 2 | $ 305,000 |
AIG FEDERAL SAVINGS BANK 600 N KING STREET, SUITE 2 WILMINGTON, DE 19801 |
* | $ 1,663,205,000 | 2 | $ 226,000 |
AAMES FUNDING CORPORATION 15090 AVENUE OF SCIENCE SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 2 | $ 179,000 |
AMERICAN GENERAL FIN.SERV.(DE) 601 N.W. SECOND STREET, P.O. BOX 59 EVANSVILLE, IN 47701 |
* | $ 10,000,000 | 2 | $ 6,000 |
AMERICAN HOME MORTGAGE CORP. 538 BROADHOLLOW RD MELVILLE, NY 11747 |
* | $ 10,000,000 | 2 | $ 417,000 |
AMERICAN UNIFIED MORTGAGE, INC 4630 NORTH AVENUE, SUITE A OCEANSIDE, CA 92056 |
* | $ 10,000,000 | 1 | $ 100,000 |
AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 13,770,188,000 | 1 | $ 27,000 |
ALLSTATE HOME LOANS, INC. 5 CORPORATE PARK, SUITE 100 IRVINE, CA 92606 |
* | $ 10,001,000 | 1 | $ 251,000 |
LOCAL GOVERNMENT FEDERAL CREDIT UNION P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 540,584,000 | 1 | $ 58,000 |
LONG BEACH MORTGAGE CO. 227 EAST AVENUE ALBION, NY 14411 |
* | $ 10,000,000 | 1 | $ 195,000 |
CHEVY CHASE BANK, F.S.B. 7501 WISCONSIN AVE 13TH FLR-W BETHESDA,, MD 20814 |
* | $ 13,381,863,000 | 1 | $ 275,000 |
CAROLINA FIRST BANK 102 S MAIN STREET GREENVILLE, SC 29601 |
* | $ 9,234,139,000 | 1 | $ 260,000 |
CATAWBA VALLEY BANK 1039 2ND ST NE HICKORY, NC 28601 |
* | $ 455,512,000 | 1 | $ 182,000 |
COLONIAL SAVINGS, F. A. P. O. BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,063,813,000 | 1 | $ 77,000 |
E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 25,545,577,000 | 1 | $ 92,000 |
ENCORE CREDIT CORP 1833 ALTON PARKWAY IRVINE, CA 92606 |
* | $ 10,000,000 | 1 | $ 194,000 |
EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 49,210,377,000 | 1 | $ 335,000 |
HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 1 | $ 54,000 |
HOMESERVICES FINANCIAL LLC 333 S 7TH ST, 27TH FLOOR MINNEAPOLIS, MN 55402 |
* | $ 251,000 | 1 | $ 228,000 |
HSBC BANK USA, NA 1 HSBC CENTER - 24TH FLOOR BUFFALO, NY 14203 |
* | $ 138,296,274,000 | 1 | $ 108,000 |
MERCANTILE BANK 1560 N. ORANGE AVENUE WINTER PARK, FL 32789 |
* | $ 4,879,373,000 | 1 | $ 260,000 |
MERRILL LYNCH CREDIT CORP. 4802 DEER LAKE DRIVE EAST BLDG 3 JACKSONVILLE, FL 32246 |
* | $ 31,000,000 | 1 | $ 122,000 |
MERRILL LYNCH MORTGAGE LENDING 4 WORLD FINANCIAL CENTER, 12TH FLOOR NEW YORK, NY 10280 |
* | $ 19,717,040,000 | 1 | $ 27,000 |
FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 1 | $ 175,000 |
FRANKLIN BANK SSB 9800 RICHMOND, SUITE 680 HOUSTON, TX 77042 |
* | $ 3,477,922,000 | 1 | $ 85,000 |
FREMONT INVESTMENT & LOAN 2727 E. IMPERIAL HIGHWAY BREA, CA 92821 |
* | $ 9,913,935,000 | 1 | $ 105,000 |
GB HOME EQUITY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 12,000,000 | 1 | $ 32,000 |
FIELDSTONE MORTGAGE COMPANY 11000 BROKEN LAND PARKWAY, SUITE 900 COLUMBIA, MD 21044 |
* | $ 10,000,000 | 1 | $ 93,000 |
FIRST BANK 600 JAMES MCDONNELL BLVD HAZELWOOD, MO 63042 |
* | $ 8,712,809,000 | 1 | $ 102,000 |
PIEDMONT FEDERAL SAVINGS BANK PO BOX 215 WINSTON-SALEM, NC 27102 |
* | $ 851,760,000 | 1 | $ 90,000 |
ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 1 | $ 75,000 |
REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 49,210,377,000 | 1 | $ 228,000 |
SECURITY SAVINGS BANK PO BOX 10069 SOUTHPORT, NC 28461 |
* | $ 309,045,000 | 1 | $ 110,000 |
SELF-HELP CREDIT UNION 301 W MAIN STREET DURHAM, NC 27701 |
* | $ 195,027,000 | 1 | $ 60,000 |
NATIONS HOME FUNDING, INC 761 OLD HICKORY BLVD., STE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 1 | $ 137,000 |
NEXSTAR FINANCIAL CORPORATION 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 11,800,000,000 | 1 | $ 144,000 |
NORTH STATE BANK 6200 FALLS OF THE NEUSE ROAD RALEIGH, NC 27609 |
* | $ 309,148,000 | 1 | $ 107,000 |
SYNOVUS MORTGAGE CORPORATION 2204 LAKESHORE DRIVE SUITE 325 BIRMINGHAM, AL 35209 |
* | $ 473,030,000 | 1 | $ 141,000 |
TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 1 | $ 120,000 |
UNION BANK & TRUST 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 1,237,650,000 | 1 | $ 103,000 |
THORNBURG MORTGAGE HOME LOAN 2300 NORTH RIDGETOP ROAD SANTA FE, NM 87506 |
* | $ 10,000,000 | 1 | $ 490,000 |
TRIBECA LENDING CORPORATION 101 HUDSON STREET 25TH FLOOR JERSEY CITY, NJ 07302 |
* | $ 10,000,000 | 1 | $ 742,000 |
SPRINGS MORTGAGE CORPORATION 310 N. WHITE STREET FORT MILL, SC 29715 |
* | $ 31,000,000 | 1 | $ 112,000 |
SOUTHERN COMMUNITY BANK AND TR 4605 COUNTRY CLUB ROAD WINSTON SALEM, NC 27104 |
* | $ 1,216,697,000 | 1 | $ 268,000 |
STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 10,353,821,000 | 1 | $ 103,000 |
STERLINGSOUTH BANK & TRUST 3202 NORTHLINE AVE GREENSBORO, NC 27408 |
* | $ 123,000,000 | 1 | $ 1,200,000 |
STOCKTON TURNER LLC 2250 LUCIEN WAY #140 MAITLAND, FL 32751 |
* | $ 10,000,000 | 1 | $ 108,000 |
UNITED FINANCIAL MORTGAGE CORP 815 COMMERCE DRIVE SUITE 100 OAK BROOK, IL 60523 |
* | $ 10,000,000 | 1 | $ 64,000 |
UNIVERSAL SAVINGS BANK FA 754 N 4TH STREET MILWAUKEE, WI 53204 |
* | $ 222,408,000 | 1 | $ 66,000 |
WMC MORTGAGE CORP. 3100 THORTON AVE BURBANK, CA 91504 |
* | $ 31,000,000 | 1 | $ 640,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 428 | $57,553,000 | $134,000 | $1,200,000 | $71,000 | $1,300,000 |
Home Purchase | 336 | $43,751,000 | $130,000 | $650,000 | $101,000 | $1,619,000 |
Home Improvement | 45 | $4,050,000 | $90,000 | $742,000 | $52,000 | $211,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 597 | $75,211,000 | $125,000 | $1,200,000 | $89,000 | $1,619,000 |
Not Provided | 80 | $10,332,000 | $129,000 | $742,000 | $67,000 | $200,000 |
Hispanic | 60 | $9,546,000 | $159,000 | $300,000 | $102,000 | $305,000 |
Not applicable | 58 | $8,850,000 | $152,000 | $617,000 | $18,000 | $266,000 |
Black or African American | 13 | $1,292,000 | $99,000 | $195,000 | $106,000 | $647,000 |
Asian | 1 | $123,000 | $123,000 | $123,000 | $22,000 | $22,000 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 784 | $102,863,000 | $131,000 | $1,200,000 | $84,000 | $1,619,000 |
FHA-insured (Federal Housing Administration) | 15 | $1,442,000 | $96,000 | $175,000 | $35,000 | $64,000 |
VA-guaranteed (Veterans Administration) | 6 | $543,000 | $90,000 | $118,000 | $32,000 | $37,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $506,000 | $126,000 | $195,000 | $65,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 370 | $47,255,000 | $127,000 | $1,200,000 | $104,000 | $1,619,000 |
Application Denied By Financial Institution | 194 | $23,396,000 | $120,000 | $750,000 | $70,000 | $900,000 |
Loan Purchased By The Institution | 102 | $15,850,000 | $155,000 | $649,000 | $66,000 | $460,000 |
Application Withdrawn By Applicant | 67 | $9,122,000 | $136,000 | $742,000 | $66,000 | $200,000 |
Application Approved But Not Accepted | 56 | $6,665,000 | $119,000 | $460,000 | $65,000 | $275,000 |
File Closed For Incompleteness | 20 | $3,066,000 | $153,000 | $350,000 | $75,000 | $278,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 55 | $5,363,000 | $97,000 | $450,000 | $76,000 | $900,000 |
Other | 33 | $4,206,000 | $127,000 | $750,000 | $76,000 | $480,000 |
Collateral | 16 | $1,841,000 | $115,000 | $194,000 | $77,000 | $156,000 |
Credit Application Incomplete | 12 | $1,516,000 | $126,000 | $191,000 | $57,000 | $122,000 |
Debt-To-Income Ratio | 11 | $2,112,000 | $192,000 | $708,000 | $55,000 | $306,000 |
Unverifiable Information | 4 | $1,017,000 | $254,000 | $640,000 | $133,000 | $221,000 |
Employment History | 2 | $187,000 | $93,000 | $94,000 | $57,000 | $60,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $194,000 | $194,000 | $194,000 | $60,000 | $60,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.