Allamakee County IA
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage statistics and lending data for the Allamakee County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Allamakee County IA, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 531 |
| Total Mortgage Loan Application Amount | $43,151,000 |
| Average Mortgage Loan Application Amount | $81,000 |
| Highest Mortgage Loan Application Amount | $271,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $660,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Allamakee County IA in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 418 | $35,488,000 | $84,000 | $270,000 | $50,000 | $660,000 |
| Home Purchase (one-to-four family) | 89 | $7,160,000 | $80,000 | $271,000 | $49,000 | $358,000 |
| Home Improvement (one-to-four family) | 24 | $503,000 | $20,000 | $44,000 | $48,000 | $135,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 407 | $34,185,000 | $83,000 | $271,000 | $52,000 | $358,000 |
| Information not provided by applicant in mail or telephone application | 91 | $6,402,000 | $70,000 | $179,000 | $54,000 | $660,000 |
| Not applicable | 24 | $1,799,000 | $74,000 | $160,000 | $6,000 | $55,000 |
| Other | 5 | $459,000 | $91,000 | $156,000 | $36,000 | $62,000 |
| Black | 2 | $93,000 | $46,000 | $58,000 | $52,000 | $56,000 |
| Hispanic | 1 | $118,000 | $118,000 | $118,000 | $38,000 | $38,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $19,000 | $19,000 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 518 | $42,234,000 | $81,000 | $271,000 | $50,000 | $660,000 |
| FHA-insured (Federal Housing Administration) | 7 | $551,000 | $78,000 | $133,000 | $42,000 | $87,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $281,000 | $56,000 | $65,000 | $21,000 | $39,000 |
| VA-guaranteed (Veterans Administration) | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 261 | $21,138,000 | $80,000 | $210,000 | $56,000 | $358,000 |
| Application Denied By Financial Institution | 95 | $7,074,000 | $74,000 | $206,000 | $52,000 | $660,000 |
| Application Withdrawn By Applicant | 71 | $6,033,000 | $84,000 | $260,000 | $44,000 | $96,000 |
| Loan Purchased By The Institution | 60 | $5,376,000 | $89,000 | $270,000 | $30,000 | $95,000 |
| Application Approved But Not Accepted | 33 | $2,716,000 | $82,000 | $271,000 | $48,000 | $99,000 |
| File Closed For Incompleteness | 11 | $814,000 | $74,000 | $183,000 | $79,000 | $468,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $1,289,000 | $58,000 | $156,000 | $80,000 | $660,000 |
| Collateral | 11 | $956,000 | $86,000 | $168,000 | $50,000 | $130,000 |
| Other | 10 | $594,000 | $59,000 | $105,000 | $59,000 | $175,000 |
| Debt-To-Income Ratio | 9 | $895,000 | $99,000 | $181,000 | $34,000 | $68,000 |
| Credit Application Incomplete | 8 | $726,000 | $90,000 | $160,000 | $34,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $19,000 | $19,000 | $19,000 | $19,000 | $19,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.