Alfalfa County OK
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage statistics and lending data for the Alfalfa County OK metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Alfalfa County OK, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 76 |
| Total Mortgage Loan Application Amount | $7,770,000 |
| Average Mortgage Loan Application Amount | $102,000 |
| Highest Mortgage Loan Application Amount | $415,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $225,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 10 | $ 590,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 2,040,399,000 | 10 | $ 800,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 7 | $ 815,000 |
| ACB BANK 323 S GRAND AVE CHEROKEE, OK 73728 |
* | $ 121,579,000 | 6 | $ 730,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 4 | $ 390,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 3 | $ 565,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 365,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 3 | $ 295,000 |
| THE BANK OF KREMLIN P.O. BOX 197, 102 6TH ST. KREMLIN, OK 73753 |
* | $ 368,346,000 | 3 | $ 165,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 47,596,192,000 | 3 | $ 225,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 3 | $ 325,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 2 | $ 180,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 1 | $ 415,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 1 | $ 35,000 |
| F&M BANK 17100 N MAY AVE EDMOND, OK 73012 |
* | $ 647,283,000 | 1 | $ 95,000 |
| RUOFF MORTGAGE COMPANY, INC. 1700 MAGNAVOX WAY SUITE 220 INDIANAPOLIS, IN 46804 |
* | $ -1,000 | 1 | $ 165,000 |
| FINANCIAL CONCEPTS MORTGAGE, LLC 2949 S BRYANT EDMOND, OK 73013 |
* | $ -1,000 | 1 | $ 55,000 |
| BANCCENTRAL, NATIONAL ASSOCIATION 604 FLYNN ST ALVA, OK 73717 |
* | $ 377,319,000 | 1 | $ 5,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,601,623,000 | 1 | $ 145,000 |
| TRUITY FEDERAL CREDIT UNION 501 S JOHNSTONE BARTLESVILLE, OK 74003 |
* | $ 1,093,825,000 | 1 | $ 285,000 |
| TINKER FEDERAL CREDIT UNION 4140 W I-40 OKLAHOMA CITY, OK 73108 |
* | $ 6,032,105,000 | 1 | $ 15,000 |
| DATA MORTGAGE, INC. 2200 W. ORANGEWOOD AVE SUITE 150 SACRAMENTO, CA 92868 |
* | $ -1,000 | 1 | $ 165,000 |
| THE SECURITY NATIONAL BANK OF ENID 201 WEST BROADWAY ENID, OK 73701 |
* | $ 382,789,000 | 1 | $ 105,000 |
| BANCFIRST 101 NORTH BROADWAY AVENUE OKLAHOMA CITY, OK 73102 |
* | $ 10,406,351,000 | 1 | $ 55,000 |
| COMMUNICATION FEDERAL CREDIT UNION 4141 NW EXPRESSWAY, SUITE 200 OKLAHOMA CITY, OK 73162 |
* | $ 1,956,034,000 | 1 | $ 15,000 |
| RADIANT CREDIT UNION 405 SE 2ND PLACE GAINESVILLE, FL 32601 |
* | $ 749,271,000 | 1 | $ 85,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 1 | $ 105,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 1 | $ 95,000 |
| NBC OKLAHOMA 13401 N PENN OKLAHOMA CITY, OK 73120 |
* | $ 894,928,000 | 1 | $ 305,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 34,681,050,000 | 1 | $ 55,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 125,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Alfalfa County OK in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 56 | $5,780,000 | $103,000 | $315,000 | $60,000 | $225,000 |
| Refinancing | 7 | $1,375,000 | $196,000 | $415,000 | $86,000 | $148,000 |
| Home Improvement | 6 | $210,000 | $35,000 | $105,000 | $91,000 | $145,000 |
| Cash-out Refinancing | 3 | $225,000 | $75,000 | $165,000 | $69,000 | $91,000 |
| Other Purpose | 3 | $125,000 | $41,000 | $55,000 | $82,000 | $99,000 |
| Not Applicable | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 51 | $4,855,000 | $95,000 | $415,000 | $64,000 | $148,000 |
| Not applicable | 12 | $1,450,000 | $120,000 | $305,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $725,000 | $145,000 | $245,000 | $65,000 | $105,000 |
| Hispanic | 4 | $130,000 | $32,000 | $55,000 | $43,000 | $101,000 |
| Not Provided | 4 | $610,000 | $152,000 | $285,000 | $122,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45 | $4,655,000 | $103,000 | $415,000 | $69,000 | $225,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,520,000 | $108,000 | $185,000 | $62,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,160,000 | $96,000 | $185,000 | $58,000 | $113,000 |
| VA-guaranteed (Veterans Administration) | 5 | $435,000 | $87,000 | $135,000 | $64,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 38 | $3,710,000 | $97,000 | $415,000 | $66,000 | $148,000 |
| Loan Purchased By The Institution | 15 | $1,535,000 | $102,000 | $185,000 | $53,000 | $94,000 |
| Application Denied By Financial Institution | 12 | $1,390,000 | $115,000 | $245,000 | $63,000 | $145,000 |
| Application Withdrawn By Applicant | 8 | $840,000 | $105,000 | $285,000 | $79,000 | $225,000 |
| Application Approved But Not Accepted | 2 | $200,000 | $100,000 | $115,000 | $45,000 | $54,000 |
| File Closed For Incompleteness | 1 | $95,000 | $95,000 | $95,000 | $86,000 | $86,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 54 | $5,150,000 | $95,000 | $415,000 | $67,000 | $225,000 |
| Debt-To-Income Ratio | 18 | $2,200,000 | $122,000 | $315,000 | $58,000 | $115,000 |
| Credit History | 2 | $290,000 | $145,000 | $165,000 | $62,000 | $77,000 |
| Other | 1 | $25,000 | $25,000 | $25,000 | $101,000 | $101,000 |
| Collateral | 1 | $105,000 | $105,000 | $105,000 | $145,000 | $145,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information back through 2003.