2023 Totals:  $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications   Graphs and Stats

The Best Mortgage Brokers Across the U.S.: Top 5 from the 10 Most Active States

When it comes to securing the best mortgage deals, choosing a top-performing mortgage broker can make all the difference. A skilled broker not only helps you find the lowest interest rates but also guides you through the complexities of loan options, lender requirements, and closing procedures. In a highly competitive market, the right broker can streamline the home-buying process and save you thousands over the life of your loan.

Certain states have a particularly high concentration of mortgage brokers due to strong demand and thriving real estate markets. Below, we highlight the top five mortgage brokers in the 10 states with the most mortgage professionals, based on their industry reputation, customer satisfaction, and performance.

1. California (CA): The Mortgage Hub of the Nation

California consistently ranks as the most active mortgage market in the country, given its vast population and high-value real estate transactions. Here are five of the most notable brokers in the state:

  • Mark Howard – Cohen Financial Group
  • Thuan Nguyen – Loan Factory Inc.
  • Dustin Rosenberg – Convoy Home Loans Inc.
  • Damon Germanides – Insignia Mortgage Inc.
  • Brian Cooke – SunnyHill Financial Inc.

2. North Carolina (NC): A Growing Mortgage Sector

With expanding urban centers and increasing demand for affordable housing, North Carolina’s mortgage industry has seen impressive growth. Leading brokers in this state include:

  • Skylar Welch – Madison Mortgage Services Inc.
  • Zachary Neumeister – Loan Pronto Inc.
  • Ryan Leahy – Motto Mortgage Assist
  • Russell Petty – Grow Mortgage
  • Susan Wiesner – Edge Home Finance

3. Florida (FL): A Booming Mortgage Industry

Florida’s real estate market has experienced continuous growth due to strong demand from retirees, investors, and international buyers. Here are five top mortgage brokers in the Sunshine State:

  • Kimber White – RE Financial Services Inc.
  • Elizabeth Cassidy – Future Financial LLC
  • Jason Kindler – First Coast Mortgage Funding
  • Oliver Orlicki – The Orlicki Group
  • Ryan Proffitt – Future Home Loans

4. Texas (TX): A Rapidly Expanding Real Estate Market

Texas’ strong economy and affordable housing make it a prime location for homebuyers and real estate investors. The top brokers in the Lone Star State include:

  • Joel Mathew – Champions Mortgage
  • Nathaniel Coons – Swiss Avenue Funding
  • Daxton Riley – Texas Lending Pro Inc.
  • Andrew Yanni – Fast Action Mortgage Inc.
  • Corey Casper – Motto Mortgage Home Town

5. New York (NY): The Financial Powerhouse

As a financial hub, New York has a highly competitive mortgage market with top-tier brokers helping clients navigate both traditional and luxury real estate transactions. Notable names include:

  • Andrew Russell – RCG Mortgage
  • Scott Valins – Go Rascal Inc.
  • Ben Lavender – Madison Mortgage Services Inc.
  • Jahn Ramirez – Madison Mortgage Services Inc.
  • Jonathan Weisman – Blue Door Mortgage

6. Arizona (AZ): A Rapidly Expanding Market

Arizona’s real estate market has been flourishing, with an influx of new residents and investors seeking properties. The top brokers include:

  • Josh Rapaport – Madison Atrina LLC
  • Andy Price – Price Mortgage LLC
  • Matt Oliver – Lund Mortgage Team Inc.
  • Brenten Nardecchia – High Place Mortgage Inc.
  • Michael Barnhart – Swift Mortgage LLC

7. Colorado (CO): A Mortgage Market on the Rise

Colorado’s growing economy and attractive quality of life have led to a surge in home purchases. The leading brokers include:

  • Christine Atkinson – Columbine Mortgage LLC
  • Michael Floren – Low Cost Mortgage
  • Ryan Leahy – Motto Mortgage Assist
  • Jamie Fischer – iHome Mortgage
  • Lisa Shaull – UMortgage

8. Maryland (MD): A Competitive Mortgage Market

With its proximity to Washington, D.C., Maryland has a dynamic mortgage industry. Top professionals in this state include:

  • Tammy Saul – Federal Hill Mortgage
  • Armen Manokian – Coastline Mortgage
  • Brendan McKay – McKay Mortgage Company
  • Jonathan Ritter – Ritter Mortgage Group Inc.
  • Richard Ray – Caliver Beach Mortgage LLC

9. Virginia (VA): A Key Market for Mortgages

Virginia’s diverse housing market and strong economic growth make it a prime state for mortgage professionals. Leading brokers include:

  • Greg Bell – The Broker
  • Christopher Saraus – Bluestone Home Loans LLC
  • Derek McGowan – NEXA Mortgage LLC
  • Nate Allen – VA Wholesale Mortgage
  • Kristin O'Neil – Open Door Lending

10. Pennsylvania (PA): A Steady Mortgage Market

Pennsylvania’s real estate market offers a mix of affordability and opportunity, with strong demand for mortgage professionals. Top brokers in the state include:

  • Patton Gade – UMortgage
  • Benjamin Stucker – MortgageCS
  • John Antonelli – Vantage Point Financial Group Inc.
  • Ian Twaddle – UMortgage
  • Nate Allen – VA Wholesale Mortgage

Additional Considerations When Choosing a Mortgage Broker

While these brokers are among the best in their states, it is important to consider factors like customer reviews, loan options, interest rates, and broker fees when making a decision. Comparing multiple brokers and asking the right questions can help you secure the best mortgage for your needs.

Emerging Trends in the Mortgage Industry

  • Digital Mortgage Platforms: More brokers are leveraging technology to simplify the mortgage application process.
  • Increased Refinancing Activity: With fluctuating interest rates, many homeowners are refinancing their loans.
  • Government Loan Programs: FHA, VA, and USDA loans continue to be popular choices for buyers seeking lower down payments.

Conclusion

Finding the right mortgage broker can significantly impact your home-buying experience. The professionals listed above have demonstrated expertise in their respective states, helping thousands of clients secure the best financing options. Whether you are purchasing your first home, refinancing, or investing in real estate, working with a trusted mortgage broker can simplify the process and ensure you get the best possible loan terms.

For personalized mortgage advice, reach out to one of the top brokers in your state today!

Disclaimer: This article is for informational purposes only and does not constitute financial or legal advice. The mortgage industry is dynamic, and rankings or broker availability may change over time. We encourage readers to conduct their own research and verify credentials before choosing a mortgage broker. Information presented here is based on available data at the time of writing and is subject to change.